Median Income
$154,022
105% higher than US avg
Home Value
$421,900
50% higher than US avg
Violent Crime
647/100K
70% higher than US avg
Bachelor's+
41.3%
23% higher than US avg
Median Rent
$697
40% lower than US avg
Obesity Rate
35.4%
10% higher than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
0.3%
98% lower than US avg
How St. Paul Compares to the U.S. Average (100% = U.S. avg)
People
Population3,292
Median Age43.1 yrs
Density457/mi²
Male / Female52% / 48%
Largest GroupWhite 95%
Veterans5.4%
Economy
A+
Median Income$154,022
Per Capita$60,764
Unemployment0.4%
Poverty0.3%
Commute27 min
Housing
A+
Home Value$421,900
Rent$697
Ownership97.6%
Zillow$435,931
Housing Units1,158
Rent Burden32.0%
Crime
F
Violent647/100K
Property4,157/100K
Health
Obesity35.4%
Uninsured6.3%
Smoking12.7%
Depression24.5%
Heart Disease4.8%
Climate
Avg Temp40°F (5°C)
AQI41 (Good)
Rain71.5 in/yr
Sunny Days206/yr
Elevation26 ft (8 m)
Education
A
Bachelor's+41.3%
High School+97.5%
Graduate+15.2%
School Score5.51
Community
2024 VoteR 77% / D 22%
Commute27 min
Broadband94.4%
Is St. Paul a Good Place to Live?
Based on current data, St. Paul receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include elevated crime rates, high housing costs. St. Paul offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Paul is $154,022, which is significantly higher than the national average / 105% above $75,149. This places St. Paul among higher-income communities. The job market is very strong with unemployment at just 0.4%. Only 0.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in St. Paul is $421,900, 50% above the national median. Renters pay a median of $697 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
With 647 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 4,157 per 100,000, 112% above the national average.
Education
Educational attainment is solid, with 41.3% holding a bachelor's degree or higher, near the national average. 97.5% have completed high school. Area schools have an average test score of 5.5/10.
Climate & Weather
St. Paul has a cool climate with an average annual temperature of 40°F. Winters average 31°F in January while summers reach 54°F in July. The area gets 206 sunny days per year. Annual precipitation totals 71.5 inches, including 31.6 inches of snow. Air quality is rated Good with a median AQI of 41.
St. Paul has a population of 3,292 with a density of 457 people per square mile, spread across 6.7 square miles. The median age is 43.1 years, 11% older than the national median of 38.9. The gender split is 48.2% female and 51.8% male. The city is predominantly White (95.1%). English is the primary language spoken at home by 98.2% of residents. 5.4% of the population are veterans. 7.4% of residents have a disability (below the 13.0% national average). 89.2% have health insurance coverage.
Population
43.1yrs
Median Age
11% above US avg
Language Spoken at Home
English Only
98.2%
25% above US avg
Spanish
1.8%
87% below US avg
The median household income in St. Paul is $154,022, which is 105% above the national average of $75,149. Per capita income is $60,764 (above the $39,052 national figure). The unemployment rate is 0.4% (below the 3.6% US average). 0.3% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 12.3% of workers work from home.
Income
| Median HH Income | $154,022 |
| 105% above US avg |
| Per Capita Income | $60,764 |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 0.3% |
| 98% below US avg |
Tax & Cost of Living
| |
| Cost of Living | 90.80 (100=avg) |
Commute & Transportation
| Commute Time | 26.7 min |
| Drive Alone | 77.2% |
| Public Transit | 0.0% |
| Work from Home | 12.3% |
The median home value in St. Paul is $421,900, 50% above the national median of $281,900. Zillow estimates the typical home value at $435,931. Monthly rent averages $697 (40% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. 97.6% of housing units are owner-occupied (above the 65.4% national rate). There are 1,158 total housing units in the city. The median year a home was built is 2000. 32.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $421,900 |
| 50% above US avg |
| Zillow ZHVI | $435,931 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $697 |
| 40% below US avg |
| Rent Burden | 32.0% |
HUD Fair Market Rent
| Studio | $732 |
| 1 Bedroom | $775 |
| 2 Bedrooms | $970 |
| 3 Bedrooms | $1,265 |
| 4 Bedrooms | $1,457 |
Ownership & Property
| Homeownership | 97.6% |
| Owner-Occupied | 97.6% |
| Renter-Occupied | 2.4% |
| Housing Units | 1,158 |
| Median Year Built | 2000 |
Property Tax
In St. Paul, 35.4% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 28.1% have high blood pressure. 12.7% are current smokers. 21.1% report binge drinking. 21.7% are physically inactive. 24.5% report depression (above the 20.0% national average). 16.5% experience frequent mental distress. 6.3% of residents lack health insurance (below the 8.6% national rate).
Health Metrics: St. Paul vs U.S. Average (%)
Chronic Conditions
| Obesity | 35.4% |
| 10% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 4.8% |
| High Blood Pressure | 28.1% |
| Asthma | 10.2% |
| COPD | 5.2% |
| Cancer | 7.8% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 12.7% |
| 9% below US avg |
| Binge Drinking | 21.1% |
| Physical Inactivity | 21.7% |
| Depression | 24.5% |
| Mental Distress | 16.5% |
| Physical Distress | 11.3% |
| Short Sleep | 40.0% |
Healthcare Access
| Insurance Rate | 89.2% |
| Uninsured | 6.3% |
| 27% below US avg |
| Checkup Rate | 75.7% |
| Dental Visits | 66.0% |
Food & Exercise
St. Paul has a violent crime rate of 647 per 100,000 residents, 70% above the national average of 380. Property crime stands at 4,157 per 100,000, 112% above the U.S. average. Overall, St. Paul receives a safety grade of F.
Crime Rates: St. Paul vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 646.7/100K |
| 70% above US avg |
| |
Property Crime
| Total Property | 4,157.0/100K |
| 112% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Paul has a cool climate with an average annual temperature of 40°F (5°C). Winters average 31°F in January while summers reach 54°F in July. The area gets 206 sunny days per year. Annual precipitation totals 71.5 inches (wetter than the 38-inch national average). The area receives 31.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 26 feet, near sea level.
Temperature
31°F Jan (-1°C)
54°F Jul (12°C)
| Annual Average | 40.4°F |
| 25% below US avg |
| January Average | 31°F (-1°C) |
| July Average | 54°F (12°C) |
| Sunny Days | 206 days/yr |
Geography
| Elevation | 26 ft (8 m) |
| Area | 6.7 sq mi (17.3 km²) |
| Population Density | 457/sq mi |
| Coordinates | 57.7885°N, 152.4053°W |
| Timezone | America/Chicago |
| Nearest Airport | Ted Stevens Anchorage International (ANC)
249 miles away |
Precipitation & Snow
Annual Rainfall
71.5"
88% above US avg
Wettest Month (Oct)
7.76"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Earthquake History
2,402 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M7.0. Most recent: M2.6 on Aug 27, 2025.
| Dec 6, 1999 |
26 km SSE of Karluk, Alaska |
M7.0 |
126 km |
| Jan 10, 2001 |
47 km S of Old Harbor, Alaska |
M6.9 |
124 km |
| Jul 11, 2000 |
24 km SSW of Larsen Bay, Alaska |
M6.5 |
117 km |
| Dec 7, 1999 |
29 km N of Akhiok, Alaska |
M6.4 |
128 km |
| Jul 19, 2001 |
107 km SE of Chiniak, Alaska |
M5.9 |
126 km |
| May 19, 2000 |
63 km WSW of Nanwalek, Alaska |
M5.8 |
146 km |
| May 27, 2019 |
61 km SSW of Nanwalek, Alaska |
M5.8 |
119 km |
| Nov 8, 1998 |
101 km SE of Old Harbor, Alaska |
M5.7 |
143 km |
| Mar 8, 1990 |
35 km N of Aleneva, Alaska |
M5.6 |
74 km |
| Aug 31, 2017 |
61 km NW of Aleneva, Alaska |
M5.6 |
104 km |
| Jul 11, 2000 |
23 km SSE of Karluk, Alaska |
M5.5 |
120 km |
| Aug 26, 1999 |
68 km NNW of Karluk, Alaska |
M5.5 |
149 km |
| Jan 20, 2004 |
82 km ENE of Ouzinkie, Alaska |
M5.5 |
85 km |
| Dec 1, 2012 |
81 km WNW of Aleneva, Alaska |
M5.4 |
123 km |
| Feb 21, 2023 |
43 km SSE of Old Harbor, Alaska |
M5.4 |
113 km |
| May 11, 2017 |
69 km SE of Old Harbor, Alaska |
M5.4 |
116 km |
| Mar 8, 2000 |
27 km SW of Larsen Bay, Alaska |
M5.4 |
121 km |
| Jan 10, 2001 |
55 km S of Old Harbor, Alaska |
M5.3 |
134 km |
| Dec 6, 1999 |
33 km N of Akhiok, Alaska |
M5.3 |
120 km |
| Mar 27, 2008 |
41 km SSW of Nanwalek, Alaska |
M5.3 |
137 km |
Source: USGS (M2.5+, 1990–2025)
Tsunami History
3 tsunamis recorded within 500 km.
Highest wave on record: 30.0 m (98 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1788 |
ALASKA PENINSULA, AK |
Earthquake |
30.0 m |
— |
95 km |
| 1854 |
KODIAK ISLAND, AK |
Eruption + Earthquake |
2.4 m |
— |
91 km |
| 1970 |
ANDREANOF ISLANDS, AK |
Earthquake |
0.0 m |
— |
95 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Nearby Volcanoes
4 volcanoes within 200 km.
Closest: Katmai (160 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Katmai |
Stratovolcano |
2,047 m (6,716 ft) |
1912 |
160 km |
| Trident |
Stratovolcano |
1,864 m (6,115 ft) |
1974 |
166 km |
| Martin |
Stratovolcano |
1,863 m (6,112 ft) |
1953 |
179 km |
| Augustine |
Lava dome(s) |
1,252 m (4,108 ft) |
2006 |
185 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: TWIN CREEKS (3,418 ac, 2015).
| Year |
Name |
Acres |
Distance |
| 2015 |
TWIN CREEKS |
3,418 |
21 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
31°F (-1°C) |
7.6 in |
Coldest |
| February |
31°F (-1°C) |
5.6 in |
|
| March |
32°F (0°C) |
5.0 in |
|
| April |
36°F (2°C) |
5.2 in |
|
| May |
43°F (6°C) |
5.9 in |
|
| June |
49°F (9°C) |
5.1 in |
|
| July |
54°F (12°C) |
3.9 in |
Driest |
| August |
54°F (12°C) |
4.7 in |
Warmest |
| September |
49°F (9°C) |
7.3 in |
|
| October |
41°F (5°C) |
7.8 in |
Wettest |
| November |
35°F (2°C) |
6.3 in |
|
| December |
31°F (-0°C) |
7.0 in |
|
St. Paul has a seasonal temperature swing of 23°F / from 31°F in January to 54°F in August. Total annual precipitation is 71.5 inches, with October being the wettest month (7.8") and July the driest (3.9").
Average costs for common services in St. Paul. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$227 ($136–$363) |
| Specialist Visit |
$318 ($182–$499) |
| Urgent Care Visit |
$182 ($91–$318) |
| Emergency Room Visit |
$1,998 ($726–$4,540) |
| Dental Cleaning |
$118 ($68–$182) |
| Dental Filling |
$227 ($136–$363) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$109) |
| Brake Pad Replacement |
$272 ($136–$454) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$545 ($363–$908) |
| Battery Replacement |
$182 ($91–$318) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$91 ($54–$136) |
| Electrician (Per Hour) |
$82 ($45–$127) |
| HVAC Repair |
$363 ($136–$726) |
| HVAC System Install |
$6,356 ($3,632–$10,896) |
| Roof Repair |
$908 ($363–$1,816) |
| Roof Replacement |
$8,172 ($4,994–$13,620) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,362 ($454–$3,178) |
| Divorce (Contested) |
$13,620 ($4,540–$27,240) |
| DUI Defense |
$4,540 ($1,816–$9,080) |
| Bankruptcy (Chapter 7) |
$1,362 ($726–$2,724) |
| Will Preparation |
$454 ($182–$908) |
| Trust Preparation |
$2,270 ($908–$4,540) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$91) |
| Hair Coloring (Full) |
$136 ($68–$227) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$73 ($45–$118) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.72 ($2.72–$4.99) |
| Dozen Eggs (per dozen) |
$3.18 ($2.27–$4.54) |
| Loaf of Bread |
$3.45 ($2.27–$4.99) |
| Chicken Breast (per lb) |
$4.09 ($2.72–$5.90) |
| Ground Beef (per lb) |
$4.99 ($3.63–$6.81) |
| Rice (per lb) |
$0.91 ($0.54–$1.63) |
View all 20 services
Utilities
| Electricity (Monthly) |
$127 ($73–$227) |
| Natural Gas (Monthly) |
$64 ($27–$136) |
| Water/Sewer (Monthly) |
$64 ($36–$109) |
| Internet (Monthly) |
$64 ($36–$91) |
| Cell Phone Plan (Monthly) |
$59 ($27–$91) |
| Cable TV (Monthly) |
$77 ($45–$136) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$182 ($68–$454) |
| Car Insurance (Annual) |
$1,816 ($1,090–$3,178) |
| Bus Pass (Monthly) |
$64 ($27–$118) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.26–$23) |
| Car Registration (Annual) |
$91 ($27–$227) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,090 ($545–$2,270) |
| Daycare (Toddler, Monthly) |
$908 ($454–$1,816) |
| After-School Care (Monthly) |
$363 ($182–$636) |
| Tutoring (Per Hour) |
$45 ($23–$91) |
| SAT/ACT Prep Course |
$908 ($363–$2,270) |
| Private School (K-12, Annual) |
$11,350 ($4,540–$27,240) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$91) |
| Dog Vaccination (Annual) |
$91 ($45–$182) |
| Dog Grooming |
$54 ($27–$91) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$272 ($136–$454) |
| Cat Spay/Neuter |
$182 ($91–$363) |
View all 9 services
Frequently Asked Questions About St. Paul
What is the population of St. Paul?
St. Paul has a population of 3,292 residents and is located in Missouri. The population density is 457 people per square mile, spread across 6.7 square miles. The median age of residents is 43.1 years, which is older than the national median of 38.9 years. The population is 48.2% female and 51.8% male.
Is St. Paul expensive to live in?
St. Paul is more affordable than the national average, with a cost of living index of 90.8 / below the baseline of 100. The median household income is $154,022, 105% above the national average of $75,149. The median home value is $421,900 (50% above the U.S. median). Renters pay a median of $697 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is St. Paul safe?
Public safety is a concern in St. Paul, with a violent crime rate of 647 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 4,157 per 100,000 (above the national average). Overall, St. Paul receives a safety grade of F based on combined crime data.
What is the weather like in St. Paul?
St. Paul has a cool climate with an average annual temperature of 40°F (5°C). Winter temperatures average 31°F in January, while summers reach an average of 54°F in July. The area receives 206 sunny days per year. Annual rainfall totals 71.5 inches, with 31.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in St. Paul?
The job market in St. Paul is very strong, with unemployment at just 0.4% / well below the national rate of 3.6%. The average commute time is 27 minutes, and 12.3% of workers work from home.
How much does housing cost in St. Paul?
The median home value in St. Paul is $421,900. Zillow estimates the typical home value at $435,931. For renters, the median monthly rent is $697. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment. The homeownership rate is 97.6%.
How are the schools in St. Paul?
Schools in St. Paul score 5.5 out of 10 on standardized testing, near the national average. 41.3% of adults in St. Paul hold a bachelor's degree or higher, above the national average of 33.7%. 97.5% have completed high school. 15.2% hold a graduate or professional degree.
How healthy is St. Paul?
The obesity rate in St. Paul is 35.4% (above the national rate of 32.1%). 12.7% of adults are smokers. 21.7% are physically inactive. 24.5% of residents report depression. 6.3% lack health insurance (below the national rate).
What is transportation like in St. Paul?
The average commute in St. Paul is 27 minutes. 77.2% of workers drive alone to work, and 12.3% work from home.
What are the demographics of St. Paul?
The racial and ethnic makeup of St. Paul is 95.1% White, 0.6% Hispanic or Latino. 98.2% of residents speak only English at home. 5.4% of the population are military veterans. 7.4% of residents have a disability. 89.2% have health insurance coverage.
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