St. Paul, MO — City Data & Statistics

Median Income $154,022

105% higher than US avg

Home Value $421,900

50% higher than US avg

Bachelor's+ 41.3%

23% higher than US avg

Median Rent $697

40% lower than US avg

Obesity Rate 35.4%

10% higher than US avg

Unemployment 0.4%

89% lower than US avg

Poverty Rate 0.3%

98% lower than US avg

How St. Paul Compares to the U.S. Average (100% = U.S. avg)

People

Population3,292

Median Age43.1 yrs

Density457/mi²

Male / Female52% / 48%

Largest GroupWhite 95%

Veterans5.4%

Economy

A+

Median Income$154,022

Per Capita$60,764

Unemployment0.4%

Poverty0.3%

Commute27 min

Housing

A+

Home Value$421,900

Rent$697

OwnershipN/A

Housing Units1,158

Rent Burden32.0%

Health

Obesity35.4%

Uninsured6.3%

Smoking12.7%

Depression24.5%

Heart Disease4.8%

Climate

Avg Temp40°F (5°C)

AQI41 (Good)

Rain71.5 in/yr

Sunny Days206/yr

Elevation26 ft (8 m)

Education

Bachelor's+41.3%

High School+97.5%

Graduate+15.2%

School Score5.51

Community

2024 VoteR 77% / D 22%

Commute27 min

Broadband94.4%

Is St. Paul a Good Place to Live?

Based on current data, St. Paul receives an overall livability score of 4.8 out of 5.0, earning a grade of A+. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. St. Paul stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in St. Paul is $154,022, which is significantly higher than the national average — 105% above $75,149. This places St. Paul among higher-income communities. The job market is very strong with unemployment at just 0.4%. Only 0.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in St. Paul is $421,900, 50% above the national median. Renters pay a median of $697 per month, below the national average — a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.

Education

Educational attainment is solid, with 41.3% holding a bachelor's degree or higher, near the national average. 97.5% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

St. Paul has a cool climate with an average annual temperature of 40°F. Winters average 31°F in January while summers reach 54°F in July. The area gets 206 sunny days per year. Annual precipitation totals 71.5 inches, including 31.6 inches of snow. Air quality is rated Good with a median AQI of 41.

St. Paul has a population of 3,292 with a density of 457 people per square mile, spread across 7.2 square miles. The median age is 43.1 years, 11% older than the national median of 38.9. The gender split is 48.2% female and 51.8% male. The city is predominantly White (95.1%). English is the primary language spoken at home by 98.2% of residents. 5.4% of the population are veterans. 7.4% of residents have a disability (below the 13.0% national average). 89.2% have health insurance coverage.

Population

3,292

Total Population

457

People / sq mi

43.1yrs

Median Age

11% above US avg

7.2mi²

Land Area

Gender Distribution

Male 51.8%

Female 48.2%

Race & Ethnicity

St. Paul vs U.S. Average

Language Spoken at Home

English Only	98.2%
	25% above US avg
Spanish	1.8%
	87% below US avg

Social Characteristics

St. Paul vs U.S. Average

The median household income in St. Paul is $154,022, which is 105% above the national average of $75,149. Per capita income is $60,764 (above the $39,052 national figure). The unemployment rate is 0.4% (below the 3.6% US average). 0.3% of residents live below the poverty line, lower than the national rate of 12.4%. The cost of living index is 90.8, below the national baseline of 100 — offering relatively affordable living. Workers commute an average of 27 minutes. 12.3% of workers work from home.

Income: St. Paul vs U.S.

Commute Mode

Income

Median HH Income	$154,022
	105% above US avg
Per Capita Income	$60,764

Employment & Poverty

Unemployment	0.4%
	89% below US avg
Poverty Rate	0.3%
	98% below US avg

Business (County)

Tax & Cost of Living


Cost of Living	90.80 (100=avg)

Commute & Transportation

Commute Time	26.7 min
Drive Alone	77.2%
Public Transit	0.0%
Work from Home	12.3%

Walkability

The median home value in St. Paul is $421,900, 50% above the national median of $281,900. Monthly rent averages $697 (40% below the national average of $1,163). Fair market rent ranges from $775 for a one-bedroom to $970 for a two-bedroom apartment. There are 1,158 total housing units in the city. The median year a home was built is 2000. 32.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.

Home Value Sources

Ownership Split

Home Values

Census Median	$421,900
	50% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent	$697
	40% below US avg
Rent Burden	32.0%

HUD Fair Market Rent

Studio	$732
1 Bedroom	$775
2 Bedrooms	$970
3 Bedrooms	$1,265
4 Bedrooms	$1,457

Ownership & Property

Owner-Occupied	97.6%
Housing Units	1,158
Median Year Built	2000

Property Tax

In St. Paul, 35.4% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 28.1% have high blood pressure. 12.7% are current smokers. 21.1% report binge drinking. 21.7% are physically inactive. 24.5% report depression (above the 20.0% national average). 16.5% experience frequent mental distress. 6.3% of residents lack health insurance (below the 8.6% national rate).

Health Metrics: St. Paul vs U.S. Average (%)

Chronic Conditions

Obesity	35.4%
	10% above US avg
Diabetes	8.6%
Heart Disease	4.8%
High Blood Pressure	28.1%
Asthma	10.2%
COPD	5.2%
Cancer	7.8%
Stroke	2.4%

Behaviors & Mental Health

Smoking	12.7%
	9% below US avg
Binge Drinking	21.1%
Physical Inactivity	21.7%
Depression	24.5%
Mental Distress	16.5%
Physical Distress	11.3%
Short Sleep	40.0%

Healthcare Access

Insurance Rate	89.2%
Uninsured	6.3%
	27% below US avg
Checkup Rate	75.7%
Dental Visits	66.0%

Food & Exercise

St. Paul has a cool climate with an average annual temperature of 40°F (5°C). Winters average 31°F in January while summers reach 54°F in July. The area gets 206 sunny days per year. Annual precipitation totals 71.5 inches (wetter than the 38-inch national average). The area receives 31.6 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 26 feet, near sea level.

Temperature

31°F Jan (-1°C) 54°F Jul (12°C)

Annual Average	40.4°F
	25% below US avg
January Average	31°F (-1°C)
July Average	54°F (12°C)
Sunny Days	206 days/yr

Precipitation & Snow

Annual Rainfall	71.5 inches
	88% above US avg
Snowfall	31.6 inches/yr

Air Quality

AQI Median	41.0
Rating	Good

Geography

Elevation	26 ft (8 m)
Area	7.2 sq mi (18.7 km²)
Population Density	457/sq mi
Coordinates	57.7885°N, 152.4053°W
Timezone	America/Chicago

Monthly Weather

Month	Avg Temperature	Precipitation	Summary
January	31°F (-1°C)	7.6 in	Coldest
February	31°F (-1°C)	5.6 in
March	32°F (0°C)	5.0 in
April	36°F (2°C)	5.2 in
May	43°F (6°C)	5.9 in
June	49°F (9°C)	5.1 in
July	54°F (12°C)	3.9 in	Driest
August	54°F (12°C)	4.7 in	Warmest
September	49°F (9°C)	7.3 in
October	41°F (5°C)	7.8 in	Wettest
November	35°F (2°C)	6.3 in
December	31°F (-0°C)	7.0 in

St. Paul has a seasonal temperature swing of 23°F — from 31°F in January to 54°F in August. Total annual precipitation is 71.5 inches, with October being the wettest month (7.8") and July the driest (3.9").

41.3% of adults hold a bachelor's degree or higher, 23% above the national average of 33.7%. 97.5% have completed high school. 15.2% hold a graduate or professional degree. Area schools have an average test score of 5.5 out of 10. In the 2024 presidential election, the county voted Republican with 76.6% of the vote, a 54.2-point margin. 94.4% of households have broadband internet access. 77.2% of workers drive alone to work.

2024 Presidential Election (County)

R 76.6%

D 22.4%

Winner: Republican by 54.2 points

Education

Bachelor's Degree+	41.3%
	23% above US avg
High School+	97.5%
Graduate Degree+	15.2%
School Test Score	5.51

A Education Grade (4.3/5.0)

Urban-Rural Classification

Population Density	457/sq mi
Total Area	7.2 sq mi

Infrastructure & Services

Broadband Access	94.4%

Safety & Disasters

Commute & Transportation

Avg Commute	26.7 min
Drive Alone	77.2%
Public Transit	0.0%
Work from Home	12.3%

Frequently Asked Questions About St. Paul

What is the population of St. Paul?

St. Paul has a population of 3,292 residents and is located in Missouri. The population density is 457 people per square mile, spread across 7.2 square miles. The median age of residents is 43.1 years, which is older than the national median of 38.9 years. The population is 48.2% female and 51.8% male.

Is St. Paul expensive to live in?

St. Paul is more affordable than the national average, with a cost of living index of 90.8 — below the baseline of 100. The median household income is $154,022, 105% above the national average of $75,149. The median home value is $421,900 (50% above the U.S. median). Renters pay a median of $697 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.

What is the weather like in St. Paul?

St. Paul has a cool climate with an average annual temperature of 40°F (5°C). Winter temperatures average 31°F in January, while summers reach an average of 54°F in July. The area receives 206 sunny days per year. Annual rainfall totals 71.5 inches, with 31.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.

How is the job market in St. Paul?

The job market in St. Paul is very strong, with unemployment at just 0.4% — well below the national rate of 3.6%. The average commute time is 27 minutes, and 12.3% of workers work from home.

How much does housing cost in St. Paul?

The median home value in St. Paul is $421,900. For renters, the median monthly rent is $697. Fair market rent is $775 for a 1-bedroom and $970 for a 2-bedroom apartment.

How are the schools in St. Paul?

Schools in St. Paul score 5.5 out of 10 on standardized testing, near the national average. 41.3% of adults in St. Paul hold a bachelor's degree or higher, above the national average of 33.7%. 97.5% have completed high school. 15.2% hold a graduate or professional degree.

How healthy is St. Paul?

The obesity rate in St. Paul is 35.4% (above the national rate of 32.1%). 12.7% of adults are smokers. 21.7% are physically inactive. 24.5% of residents report depression. 6.3% lack health insurance (below the national rate).

What is transportation like in St. Paul?

The average commute in St. Paul is 27 minutes. 77.2% of workers drive alone to work, and 12.3% work from home.

What are the demographics of St. Paul?

The racial and ethnic makeup of St. Paul is 95.1% White, 0.6% Hispanic or Latino. 98.2% of residents speak only English at home. 5.4% of the population are military veterans. 7.4% of residents have a disability. 89.2% have health insurance coverage.

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