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Mill Creek, PA

Pennsylvania

Mill Creek is a small town in Pennsylvania with a population of 290. Residents earn $45,000 per year, which is 40% below the national average.

3.3 /5.0
B Good
290 Population 967/sq mi density
$45,000 Median Income $25,787 per capita
$112,500 Home Value $179,368 Zillow
$817 Median Rent 25.5% income on rent
53°F Avg Temperature 275 sunny days/yr
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$45,000 median income, 1.8% unemployment
A+
Affordability
5.0 / 5.0
$112,500 home value, $817/mo rent
F
Education
1.3 / 5.0
3.6% bachelor's degree or higher
Median Income $45,000
40% lower than US avg
Home Value $112,500
60% lower than US avg
Bachelor's+ 3.6%
89% lower than US avg
Median Rent $817
30% lower than US avg
Unemployment 1.8%
50% lower than US avg
Poverty Rate 9.7%
22% lower than US avg

How Mill Creek Compares to the U.S. Average (100% = U.S. avg)

People

Population290
Median Age35.0 yrs
Density967/mi²
Male / Female51% / 49%
Largest GroupWhite 97%
Veterans12.7%

Economy

B+
Median Income$45,000
Per Capita$25,787
Unemployment1.8%
Poverty9.7%
County GDP$1,677M
Commute32 min

Housing

A+
Home Value$112,500
Rent$817
OwnershipN/A
Zillow$179,368
Housing Units123
Rent Burden25.5%

Climate

Avg Temp53°F (12°C)
AQI40 (Good)
Rain42.5 in/yr
Sunny Days275/yr
Elevation640 ft (195 m)

Education

F
Bachelor's+3.6%
High School+87.7%
Graduate+2.0%
School Score5.95

Community

2024 VoteR 76% / D 23%
Commute32 min
Broadband80.8%
Libraries1

Is Mill Creek a Good Place to Live?

Based on current data, Mill Creek receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include below-average incomes. Mill Creek offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Mill Creek is $45,000, 40% below the national average of $75,149. The job market is very strong with unemployment at just 1.8%. 9.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 32 minutes.

Cost of Living & Housing

The median home value in Mill Creek is $112,500, 60% below the national median — offering relatively affordable homeownership. Renters pay a median of $817 per month, below the national average — a plus for affordability. At just 2.5x median income, home prices are very affordable relative to local earnings.

Education

3.6% of residents hold a bachelor's degree, below the national average of 33.7%. 87.7% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Mill Creek experiences four distinct seasons with an average temperature of 53°F. Winters average 30°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 42.5 inches, including 33.6 inches of snow. Air quality is rated Good with a median AQI of 40.

Mill Creek has a population of 290 with a density of 967 people per square mile. The median age is 35.0 years, 10% younger than the national median of 38.9. The city is predominantly White (97.2%).

Population

290
Total Population
967
People / sq mi
35.0yrs
Median Age
10% below US avg
0.3mi²
Land Area

Gender Distribution

Male 51%
Female 49%

Race & Ethnicity

Mill Creek vs U.S. Average

Language Spoken at Home

English Only100.0%
27% above US avg
Spanish0.0%
100% below US avg

Social Characteristics

Mill Creek vs U.S. Average

The median household income in Mill Creek is $45,000, which is 40% below the national average of $75,149. The unemployment rate is 1.8% (below the 3.6% US average). 9.7% of residents live below the poverty line. Workers commute an average of 32 minutes.

Income: Mill Creek vs U.S.

Commute Mode

Income

Median HH Income$45,000
40% below US avg
Per Capita Income$25,787
Avg Weekly Wage$934
IRS Avg AGI$58,423

Employment & Poverty

Unemployment1.8%
50% below US avg
Poverty Rate9.7%
22% below US avg
Establishments (County)1,022
County GDP$1,677M

Business (County)

Restaurants81
Healthcare120
Retail135
Manufacturing30

Tax & Cost of Living

Property Tax (IRS)$3,873
11% above US avg
Cost of Living97.60 (100=avg)
Effective Tax Rate3.44%

Commute & Transportation

Commute Time32.1 min
Drive Alone90.0%
Public Transit0.0%
Work from Home0.0%

Walkability

The median home value in Mill Creek is $112,500, 60% below the national average. Monthly rent averages $817 (30% below US avg). Zillow estimates the typical home value at $179,368.

Home Value Sources

Ownership Split

Home Values

Census Median$112,500
60% below US avg
Zillow ZHVI$179,368

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$817
30% below US avg
Rent Burden25.5%

HUD Fair Market Rent

Studio$900
1 Bedroom$996
2 Bedrooms$1,225
3 Bedrooms$1,570
4 Bedrooms$1,744

Ownership & Property

Owner-Occupied73.1%
Housing Units123
Median Year Built1951

Property Tax

Avg Tax (IRS)$3,873
11% above US avg
Effective Rate3.44%
Mill Creek has an average annual temperature of 53°F (12°C). Winters average 30°F in January while summers reach 76°F in July. Annual precipitation is 42.5 inches. The area enjoys 275 sunny days per year. Air quality is rated Good with a median AQI of 40.

Temperature

30°F Jan (-1°C) 76°F Jul (24°C)
Annual Average53.3°F
1% below US avg
January Average30°F (-1°C)
July Average76°F (24°C)
Sunny Days275 days/yr

Precipitation & Snow

Annual Rainfall42.5 inches
12% above US avg
Snowfall33.6 inches/yr

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation640 ft (195 m)
Area0.3 sq mi (0.8 km²)
Population Density967/sq mi
Coordinates40.4370°N, 77.9310°W
TimezoneAmerica/New_York
County FIPS42061
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 3.6% of residents hold a bachelor's degree or higher (89% below US avg). In the 2024 election, the county voted Republican by a 52.9-point margin. 80.8% of households have broadband internet.

2024 Presidential Election (County)

R 76.1%
D 23.2%

Winner: Republican by 52.9 points

Education

Bachelor's Degree+3.6%
89% below US avg
High School+87.7%
Graduate Degree+2.0%
School Test Score5.95
F Education Grade (1.3/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density967/sq mi
Total Area0.3 sq mi

Infrastructure & Services

Broadband Access80.8%
Public Libraries1
Healthcare Facilities120
Restaurants81
Retail Stores135

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute32.1 min
Drive Alone90.0%
Public Transit0.0%
Work from Home0.0%

Nearby Cities

Mount Union, PA 2,349 pop · 4.5 mi Huntingdon, PA 6,884 pop · 5.8 mi McConnellstown, PA 1,496 pop · 7.4 mi Williamsburg, PA 1,162 pop · 14.5 mi St. Clair, PA 2,755 pop · 15.9 mi Belleville, PA 1,860 pop · 16.1 mi Pine Grove Mills, PA 1,653 pop · 20.5 mi Lewistown, PA 8,505 pop · 21.9 mi Martinsburg, PA 1,724 pop · 22.5 mi Loop, PA 2,346 pop · 22.7 mi Highland Park, PA 1,417 pop · 22.8 mi Yeagertown, PA 1,041 pop · 23.2 mi Greenwood, PA 3,017 pop · 23.3 mi Tyrone, PA 5,421 pop · 23.4 mi
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