Miramar Beach, FL

Florida · Metropolitan Area

Miramar Beach is a small city in Florida with a population of 8,587. Residents earn $97,159 per year, which is 29% above the national average.

4.2 /5.0
A Great
8,587 Population 1,223/sq mi density
$97,159 Median Income $69,351 per capita
$672,200 Home Value $649,954 Zillow
$2,097 Median Rent
70°F Avg Temperature
A
Overall
4.2 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.7 / 5.0
$97,159 median income, 3.3% unemployment
C+
Affordability
2.8 / 5.0
$672,200 home value, $2,097/mo rent
A+
Education
5.0 / 5.0
55.0% bachelor's degree or higher
Median Income $97,159
29% higher than US avg
Home Value $672,200
138% higher than US avg
Bachelor's+ 55.0%
63% higher than US avg
Median Rent $2,097
80% higher than US avg
Obesity Rate 26.8%
17% lower than US avg
Unemployment 3.3%
8% lower than US avg
Poverty Rate 2.2%
82% lower than US avg

How Miramar Beach Compares to the U.S. Average (100% = U.S. avg)

People

Population8,587
Median Age59.3 yrs
Density1,223/mi²
Male / Female50% / 51%
Largest GroupWhite 95%

Economy

A+
Median Income$97,159
Per Capita$69,351
Unemployment3.3%
Poverty2.2%
County GDP$6,430M
Commute22 min

Housing

C+
Home Value$672,200
Rent$2,097
OwnershipN/A
Zillow$649,954

Crime

ViolentN/A
PropertyN/A

Health

Obesity26.8%
UninsuredN/A
Depression19.2%
Heart Disease4.7%

Climate

Avg Temp70°F
AQI41 (Good)
Rain55.4 in/yr
Elevation8 ft

Education

A+
Bachelor's+55.0%
High School+98.1%
School Score5.60

Community

2024 VoteR 79% / D 21%
Commute22 min
EV Stations6
Libraries4

Is Miramar Beach a Good Place to Live?

Based on current data, Miramar Beach receives an overall livability score of 4.2 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, a highly educated population, a low poverty rate. Areas to be aware of include high housing costs. Miramar Beach stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Miramar Beach is $97,159, 29% above the national average of $75,149. Residents generally enjoy above-average earning potential. Unemployment stands at 3.3%, indicating a healthy job market. Only 2.2% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Miramar Beach is $672,200, making it a premium housing market at 138% above the U.S. median of $281,900. Renters pay a median of $2,097 per month, significantly above the national average of $1,163. The price-to-income ratio of 6.9x means housing costs are stretched relative to local earnings.

Education

Miramar Beach is a highly educated community — 55.0% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 98.1% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Miramar Beach enjoys a moderate climate with an average annual temperature of 70°F. Winters average 54°F in January while summers reach 84°F in July. Annual precipitation totals 55.4 inches. Air quality is rated Good with a median AQI of 41.

Miramar Beach has a population of 8,587 with a density of 1,223 people per square mile. The median age is 59.3 years, 52% older than the national median of 38.9. The city is predominantly White (94.5%), with 1.8% Black.

Population

8,587
Total Population
1,223
People / sq mi
59.3yrs
Median Age
52% above US avg
7.0mi²
Land Area

Gender Distribution

Male 49.5%
Female 50.5%

Race & Ethnicity

Miramar Beach vs U.S. Average

Language Spoken at Home

English Only89.8%
14% above US avg
Spanish10.2%
24% below US avg

Social Characteristics

Miramar Beach vs U.S. Average

The median household income in Miramar Beach is $97,159, which is 29% above the national average of $75,149. The unemployment rate is 3.3% (below the 3.6% US average). 2.2% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Miramar Beach vs U.S.

Commute Mode

Income

Median HH Income$97,159
29% above US avg
Per Capita Income$69,351
Avg Weekly Wage$1,080
IRS Avg AGI$161,639

Employment & Poverty

Unemployment3.3%
8% below US avg
Poverty Rate2.2%
82% below US avg
Establishments (County)4,125
County GDP$6,430M

Business (County)

Restaurants317
Healthcare186
Retail474
Manufacturing42

Tax & Cost of Living

Property Tax (IRS)$10,190
191% above US avg
Effective Tax Rate1.52%

Commute & Transportation

Commute Time22.0 min
Work from Home25.4%

Walkability

The median home value in Miramar Beach is $672,200, 138% above the national average. Monthly rent averages $2,097 (80% above US avg). Zillow estimates the typical home value at $649,954.

Home Value Sources

Ownership Split

Home Values

Census Median$672,200
138% above US avg
Zillow ZHVI$649,954
Median List Price$925,000

Real Estate Market (Redfin)

Median List Price$925,000
$/Sq Ft$435
Homes Sold58
Sale-to-List Ratio95.7%
Price Drops15.0%
Inventory582

Rental Costs

Census Median Rent$2,097
80% above US avg
Zillow Rent (ZORI)$2,471

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied77.2%

Property Tax

Avg Tax (IRS)$10,190
191% above US avg
Effective Rate1.52%
In Miramar Beach, 26.8% of adults are obese (below the 32.1% national rate). 19.2% report depression. 16.2% are physically inactive.

Health Metrics: Miramar Beach vs U.S. Average (%)

Chronic Conditions

Obesity26.8%
17% below US avg
Diabetes8.0%
Heart Disease4.7%
High Blood Pressure27.5%
Asthma9.2%
COPD4.7%
Stroke2.3%

Behaviors & Mental Health

Binge Drinking18.9%
Physical Inactivity16.2%
Depression19.2%
Mental Distress16.2%
Physical Distress10.5%

Healthcare Access

Insurance Rate88.1%
Checkup Rate74.6%
Premature Death9,110/100K

Food & Exercise

Food Environment7.7/10
Exercise Access71.8%
Healthcare Facilities186

Crime Rates: Miramar Beach vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)22
FEMA Disasters91

Safety Score

Miramar Beach has an average annual temperature of 70°F (21°C). Winters average 54°F in January while summers reach 84°F in July. Annual precipitation is 55.4 inches. Air quality is rated Good with a median AQI of 41.

Temperature

54°F Jan (12°C) 84°F Jul (29°C)
Annual Average69.8°F
29% above US avg
January Average54°F (12°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall55.4 inches
46% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation8 ft (2 m)
Area7.0 sq mi (18.2 km²)
Population Density1,223/sq mi
Coordinates30.3849°N, 86.3436°W
County FIPS12131
It is classified as Metro — 250K–1M. 55.0% of residents hold a bachelor's degree or higher (63% above US avg). In the 2024 election, the county voted Republican by a 57.8-point margin.

2024 Presidential Election (County)

R 78.6%
D 20.7%

Winner: Republican by 57.8 points

Education

Bachelor's Degree+55.0%
63% above US avg
High School+98.1%
School Test Score5.60
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density1,223/sq mi
Total Area7.0 sq mi

Infrastructure & Services

EV Charging Stations6
Alt Fuel Stations6
Public Libraries4
Healthcare Facilities186
Restaurants317
Retail Stores474

Safety & Disasters

Fatal Crashes (County/yr)22
FEMA Disaster Declarations91

Commute & Transportation

Avg Commute22.0 min
Work from Home25.4%

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