Ocean City, FL

Florida · Metropolitan Area

Ocean City is a small city in Florida with a population of 6,480. Residents earn $56,160 per year, which is 25% below the national average.

3.6 /5.0
B+ Good
6,480 Population 4,181/sq mi density
$56,160 Median Income $34,917 per capita
$325,600 Home Value
$1,340 Median Rent
70°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$56,160 median income, 1.4% unemployment
B
Affordability
3.4 / 5.0
$325,600 home value, $1,340/mo rent
B
Education
3.2 / 5.0
27.6% bachelor's degree or higher
Median Income $56,160
25% lower than US avg
Home Value $325,600
16% higher than US avg
Bachelor's+ 27.6%
18% lower than US avg
Median Rent $1,340
15% higher than US avg
Obesity Rate 31.1%
3% lower than US avg
Unemployment 1.4%
61% lower than US avg
Poverty Rate 5.5%
56% lower than US avg

How Ocean City Compares to the U.S. Average (100% = U.S. avg)

People

Population6,480
Median Age34.4 yrs
Density4,181/mi²
Male / Female50% / 50%
Largest GroupWhite 67%

Economy

A
Median Income$56,160
Per Capita$34,917
Unemployment1.4%
Poverty5.5%
County GDP$19,003M
Commute26 min

Housing

B
Home Value$325,600
Rent$1,340
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity31.1%
UninsuredN/A
Depression19.8%
Heart Disease5.6%

Climate

Avg Temp70°F
AQI41 (Good)
Rain55.4 in/yr
Elevation12 ft

Education

B
Bachelor's+27.6%
High School+87.0%
School Score5.60

Community

2024 VoteR 71% / D 28%
Commute26 min
Libraries6

Is Ocean City a Good Place to Live?

Based on current data, Ocean City receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a low poverty rate. Areas to be aware of include below-average incomes. Ocean City offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Ocean City is $56,160, 25% below the national average of $75,149. The job market is very strong with unemployment at just 1.4%. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Ocean City is $325,600, 16% above the national median. Renters pay a median of $1,340 per month. The price-to-income ratio of 5.8x means housing costs are stretched relative to local earnings.

Education

27.6% of residents hold a bachelor's degree, below the national average of 33.7%. 87.0% have completed high school. Area schools have an average test score of 5.6/10.

Climate & Weather

Ocean City enjoys a moderate climate with an average annual temperature of 70°F. Winters average 54°F in January while summers reach 84°F in July. Annual precipitation totals 55.4 inches. Air quality is rated Good with a median AQI of 41.

Ocean City has a population of 6,480 with a density of 4,181 people per square mile. The median age is 34.4 years, 12% younger than the national median of 38.9. The city is predominantly White (67.1%), with 7.1% Hispanic, 6.3% Black.

Population

6,480
Total Population
4,181
People / sq mi
34.4yrs
Median Age
12% below US avg
1.6mi²
Land Area

Gender Distribution

Male 50%
Female 50%

Race & Ethnicity

Ocean City vs U.S. Average

Language Spoken at Home

English Only81.2%
3% above US avg
Spanish18.8%
40% above US avg

Social Characteristics

Ocean City vs U.S. Average

The median household income in Ocean City is $56,160, which is 25% below the national average of $75,149. The unemployment rate is 1.4% (below the 3.6% US average). 5.5% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Ocean City vs U.S.

Commute Mode

Income

Median HH Income$56,160
25% below US avg
Per Capita Income$34,917
Avg Weekly Wage$1,185
IRS Avg AGI$86,459

Employment & Poverty

Unemployment1.4%
61% below US avg
Poverty Rate5.5%
56% below US avg
Establishments (County)7,597
County GDP$19,003M

Business (County)

Restaurants599
Healthcare699
Retail859
Manufacturing96

Tax & Cost of Living

Property Tax (IRS)$6,037
72% above US avg
Effective Tax Rate1.85%

Commute & Transportation

Commute Time25.9 min
Work from Home4.2%

Walkability

The median home value in Ocean City is $325,600, 16% above the national average. Monthly rent averages $1,340 (15% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$325,600
16% above US avg
Median List Price$350,200

Real Estate Market (Redfin)

Median List Price$350,200
$/Sq Ft$227
Homes Sold3
Sale-to-List Ratio99.8%
Price Drops30.4%
Inventory23

Rental Costs

Census Median Rent$1,340
15% above US avg

HUD Fair Market Rent

Studio$1,212
1 Bedroom$1,296
2 Bedrooms$1,526
3 Bedrooms$1,971
4 Bedrooms$2,261

Ownership & Property

Owner-Occupied57.0%

Property Tax

Avg Tax (IRS)$6,037
72% above US avg
Effective Rate1.85%
In Ocean City, 31.1% of adults are obese (below the 32.1% national rate). 19.8% report depression. 24.0% are physically inactive.

Health Metrics: Ocean City vs U.S. Average (%)

Chronic Conditions

Obesity31.1%
3% below US avg
Diabetes10.1%
Heart Disease5.6%
High Blood Pressure30.5%
Asthma9.9%
COPD6.4%
Stroke3.0%

Behaviors & Mental Health

Binge Drinking18.0%
Physical Inactivity24.0%
Depression19.8%
Mental Distress18.7%
Physical Distress13.3%

Healthcare Access

Insurance Rate80.4%
Checkup Rate74.3%
Premature Death9,412/100K

Food & Exercise

Food Environment7.7/10
Exercise Access77.9%
Healthcare Facilities699

Crime Rates: Ocean City vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)19

Safety Score

Ocean City has an average annual temperature of 70°F (21°C). Winters average 54°F in January while summers reach 84°F in July. Annual precipitation is 55.4 inches. Air quality is rated Good with a median AQI of 41.

Temperature

54°F Jan (12°C) 84°F Jul (29°C)
Annual Average69.8°F
29% above US avg
January Average54°F (12°C)
July Average84°F (29°C)

Precipitation & Snow

Annual Rainfall55.4 inches
46% above US avg

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation12 ft (4 m)
Area1.6 sq mi (4.0 km²)
Population Density4,181/sq mi
Coordinates30.4399°N, 86.6072°W
County FIPS12091
It is classified as Metro — 250K–1M. 27.6% of residents hold a bachelor's degree or higher (18% below US avg). In the 2024 election, the county voted Republican by a 42.4-point margin.

2024 Presidential Election (County)

R 70.7%
D 28.2%

Winner: Republican by 42.4 points

Education

Bachelor's Degree+27.6%
18% below US avg
High School+87.0%
School Test Score5.60
B Education Grade (3.2/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density4,181/sq mi
Total Area1.6 sq mi

Infrastructure & Services

Public Libraries6
Healthcare Facilities699
Restaurants599
Retail Stores859

Safety & Disasters

Fatal Crashes (County/yr)19

Commute & Transportation

Avg Commute25.9 min
Work from Home4.2%

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