Ocean City, FL

Full City Profile · Florida · Okaloosa County County

3.6 /5.0
B+ Good
6,480 Population 4,181/sq mi density
$56,160 Median Income $34,917 per capita
$325,600 Home Value $318,888 Zillow
$1,340 Median Rent 32.6% income on rent
70°F Avg Temperature
B+
Overall
3.6 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$56,160 median income, 2.3% unemployment
B
Affordability
3.4 / 5.0
$325,600 home value, $1,340/mo rent
B
Education
3.2 / 5.0
27.6% bachelor's degree or higher

Ocean City, FL

At a Glance

Median Income
$56,160
25% below
$34,917 per capita
Home Value
$325,600
16% above
Zillow: $318,888
Median Rent
$1,340/mo
15% above
32.6% of income on rent
Bachelor's Degree+
27.6%
18% below
87.0% high school+
Unemployment
2.3%
36% below
5.5% poverty rate
Obesity Rate
31.1%
3% below
14.1% smoking rate
Avg Temperature
70°F

How Ocean City Compares to the U.S. Average

Each bar shows Ocean City's value as a percentage of the national average (100% = U.S. avg)

Income
75%
Home Value
116%
Rent
115%
Poverty
44%
Bachelor's
82%
Unemployment
64%
Thin vertical line = U.S. national average (100%)

Is Ocean City a Good Place to Live?

B+
3.6 / 5.0 - Good
Based on economy, affordability, safety, and education metrics compared to national averages.

Economy & Jobs

Ocean City residents earn a median household income of $56,160 , which is 25% below the national average of $75,149. Per capita income is $34,917. The unemployment rate stands at 2.3% (36% below the U.S. rate of 3.6%). 5.5% of residents live below the poverty line. The area is home to 7,597 business establishments, including 599 restaurants.

Housing & Cost of Living

The median home value in Ocean City is $325,600 , 16% above the national median of $281,900. Zillow estimates the typical home at $318,888. Median rent is $1,340/month, with 32.6% of renters spending more than 30% of income on housing. The cost of living index is 103.4 (100 = national average). The median home was built in 1977.

Education

27.6% of adults in Ocean City hold a bachelor's degree or higher (18% below the national average). 87.0% have completed high school. Local schools score 6.5/10 in standardized testing.

Climate & Weather

Ocean City has an average annual temperature of 70°F (21°C). Winters average 54°F in January while summers reach 84°F in July. Annual precipitation totals 55.4 inches.

Data Overview

People

Population6,480
Median Age34.4 yrs
Density4,181/mi²
Male / Female50% / 50%
Foreign Born17.0%
Veterans14.7%

Economy

A
Median Income$56,160
Per Capita$34,917
Unemployment2.3%
Poverty5.5%
County GDP$19,003M
Avg Weekly Wage$1,185

Housing

B
Home Value$325,600
Rent$1,340
Ownership57.0%
Zillow$318,888
Housing Units3,033
Rent Burden32.6%

Health

Obesity31.1%
Diabetes10.1%
Smoking14.1%
Heart Disease5.6%
Premature Death9,412/100K

Climate

Avg Temp70°F
Rain55.4 in/yr
Elevation12 ft

Education

B
Bachelor's+27.6%
High School+87.0%
Graduate+4.7%
School Score6.5/10

Community

2024 VoteR 71% / D 28%
Commute26 min
Broadband91.1%
Internet Speed117 Mbps
EV Stations14
Libraries6

Did You Know?

The median home in Ocean City was built in 1977.
The nearest airport is Pensacola International (35 miles).
The Gini coefficient (income inequality) is 0.439 (U.S. avg: 0.490).
Natural hazard risk is rated "Relatively Moderate" by FEMA.
15.0% of the population has a disability.
17.0% of residents are foreign-born.
Average internet download speed is 117 Mbps.
There are 599 restaurants in the area.
The county recorded 19 fatal vehicle crashes.