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Ocean City, FL
Full City Profile · Florida · Okaloosa County County
2.9
/5.0
C+
Fair
6,480
Population
4,181/sq mi density
$56,160
Median Income
$34,917 per capita
$325,600
Home Value
$318,888 Zillow
$1,340
Median Rent
32.6% income on rent
70°F
Avg Temperature
306 sunny days/yr
340
Violent Crime/100K
3,319 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$56,160 median income, 1.4% unemployment
B
Affordability
3.4 / 5.0
$325,600 home value, $1,340/mo rent
F
Safety
1.0 / 5.0
340 violent crimes/100K
B
Education
3.2 / 5.0
27.6% bachelor's degree or higher
Income Overview
Median Household Income
$56,160
25% below
US avg: $75,149
Per Capita Income
$34,917
11% below
US avg: $39,052
Unemployment Rate
1.4%
61% below
US avg: 3.6%
Poverty Rate
5.5%
56% below
US avg: 12.4%
Income Comparison: Ocean City vs. U.S. Average
Each bar shows Ocean City’s value as a percentage of the national average (100% line = U.S. avg)
Median Household
US: $75,149
$56,160
75%
Per Capita
US: $39,052
$34,917
89%
IRS Avg AGI
US: $72,000
$86,459
120%
Avg Weekly Wage
US: $1,432
$1,185
83%
Thin line = U.S. average (100%)
Employment & Commute
Avg Weekly Wage
$1,185
17% below US avg ($1,432)
Mean Commute Time
26 min
6% below US avg (28 min)
Work From Home
4.2%
72% below US avg (15.2%)
Drive Alone
80.2%
10% above US avg (73.2%)
Public Transit
0.0%
100% below US avg (5.0%)
County GDP
$19,003M
County-level GDP (BEA 2024)
How Residents Get to Work
Drive Alone
80.2%
Public Transit
0%
Work From Home
4.2%
Other
15.6%
Average commute time
26 minutes
US avg: 28 min
Business Landscape
Total Establishments
7,597
Restaurants
599
Healthcare
699
Retail
859
Manufacturing
96
Tax & Financial
IRS Avg Adjusted Gross Income
$86,459
20% above US avg ($72,000)
Avg Property Tax
$6,037
72% above US avg ($3,500)
Cost of Living Index
103.4
Above national average (100 = US avg)
Complete Economy Data
Income & Wages
| Median Household Income | $56,160 |
| Per Capita Income | $34,917 |
| IRS Avg Adjusted Gross Income | $86,459 |
| Avg Weekly Wage | $1,185 |
| County GDP | $19,003M |
Hardship Indicators
| Unemployment Rate | 1.4% |
| Poverty Rate | 5.5% |
| Gini Coefficient | 0.439 |
| Cost of Living Index | 103.4 |
Commute
| Mean Commute | 26 minutes |
| Drive Alone | 80.2% |
| Public Transit | 0.0% |
| Work From Home | 4.2% |
Businesses
| Total Establishments | 7,597 |
| Restaurants | 599 |
| Healthcare | 699 |
| Retail | 859 |
| Manufacturing | 96 |
Tax
| IRS Avg AGI | $86,459 |
| Avg Property Tax | $6,037 |