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Ocean City, FL
Full City Profile · Florida · Okaloosa County County
2.9
/5.0
C+
Fair
6,480
Population
4,181/sq mi density
$56,160
Median Income
$34,917 per capita
$325,600
Home Value
$318,888 Zillow
$1,340
Median Rent
32.6% income on rent
70°F
Avg Temperature
306 sunny days/yr
340
Violent Crime/100K
3,319 property/100K
C+
Overall
2.9 / 5.0
Fair overall score based on economy, affordability, safety and education
A
Economy
4.1 / 5.0
$56,160 median income, 1.4% unemployment
B
Affordability
3.4 / 5.0
$325,600 home value, $1,340/mo rent
F
Safety
1.0 / 5.0
340 violent crimes/100K
B
Education
3.2 / 5.0
27.6% bachelor's degree or higher
Housing Overview
Median Home Value
$325,600
16% above
US avg: $281,900
Median Rent
$1,340/mo
15% above
US avg: $1,163/mo
Homeownership Rate
57.0%
13% below US avg (65.4%)
Total Housing Units
3,033
Median year built: 1977
Home Value by Source
Census Median
$325,600
Zillow (ZHVI)
$318,888
Median Sale Price
$369,000
Median List Price
$350,200
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
57.0%
Owner-Occupied
43.0%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,212/mo
1 Bedroom
$1,296/mo
2 Bedroom
$1,526/mo
3 Bedroom
$1,971/mo
4 Bedroom
$2,261/mo
Census median rent:
$1,340/mo
Market Indicators (Redfin)
Median Days on Market
75 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
3
Price Drops
30.4%
of listings with price reduction
Price Per Sq Ft
$227
Active Inventory
23
homes for sale
Affordability & Housing Stock
Rent Burden
32.6%
of renters spending 30%+ of income on housing
5% above US avg (31.0%)
Median Year Built
1977
Average age of housing stock: 49 years
Homeownership Rate
57.0%
Complete Housing Data
Home Values
| Census Median Value | $325,600 |
| Zillow Home Value (ZHVI) | $318,888 |
| Median Sale Price | $369,000 |
| Median List Price | $350,200 |
| Price Per Sq Ft | $227 |
Rent
| Census Median Rent | $1,340 |
| FMR Studio | $1,212 |
| FMR 1-Bedroom | $1,296 |
| FMR 2-Bedroom | $1,526 |
| FMR 3-Bedroom | $1,971 |
| FMR 4-Bedroom | $2,261 |
Market
| Days on Market | 75 |
| Sale-to-List Ratio | 1.0% |
| Price Drops | 30.4% |
| Homes Sold | 3 |
| Active Inventory | 23 |
| Price Per Sq Ft | $227 |
Ownership & Stock
| Owner-Occupied | 57.0% |
| Renter-Occupied | 43.0% |
| Homeownership Rate | 57.0% |
| Total Housing Units | 3,033 |
| Median Year Built | 1977 |
| Rent Burden | 32.6% |