Median Income
$101,875
36% higher than US avg
Bachelor's+
5.4%
84% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Modest Town Compares to the U.S. Average (100% = U.S. avg)
People
Population243
Median Age41.3 yrs
Density412/mi²
Male / Female56% / 44%
Largest GroupWhite 89%
Veterans5.4%
Economy
A+
Median Income$101,875
Per Capita$22,053
Unemployment0.0%
Poverty0.0%
County GDP$2,039M
Housing
Ownership53.0%
Zillow$192,378
Housing Units60
Rent Burden28.7%
Health
Obesity38.0%
Uninsured0.0%
Smoking17.8%
Depression24.3%
Heart Disease6.7%
Climate
Avg Temp58°F (14°C)
Rain43.3 in/yr
Elevation36 ft (11 m)
Education
F
Bachelor's+5.4%
High School+42.2%
Graduate+4.4%
School Score5.16
Community
2024 VoteR 56% / D 43%
Broadband100.0%
EV Stations1
Libraries2
Is Modest Town a Good Place to Live?
Based on current data, Modest Town receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Modest Town offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Modest Town is $101,875, which is significantly higher than the national average / 36% above $75,149. This places Modest Town among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Education
5.4% of residents hold a bachelor's degree, below the national average of 33.7%. 42.2% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Modest Town enjoys a moderate climate with an average annual temperature of 58°F. Winters average 38°F in January while summers reach 78°F in July. Annual precipitation totals 43.3 inches, including 8.4 inches of snow.
Modest Town has a population of 243 with a density of 412 people per square mile, spread across 0.6 square miles. The median age is 41.3 years, 6% older than the national median of 38.9. The gender split is 44.4% female and 55.6% male. The city is predominantly White (88.9%). English is the primary language spoken at home by 100% of residents. 5.4% of the population are veterans. 18.9% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
243
Total Population
2023 Census
41.3yrs
Median Age
6% above US avg
Race & Ethnicity
Modest Town vs U.S. Average
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
Social Characteristics
Modest Town vs U.S. Average
The median household income in Modest Town is $101,875, which is 36% above the national average of $75,149. Per capita income is $22,053 (below the $39,052 national figure). The average weekly wage is $1,012, 29% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,264 business establishments, including 100 restaurants. The cost of living index is 101.1, roughly in line with the national average. 0.0% of workers work from home (below the 15.2% national rate).
Income: Modest Town vs U.S.
Income
| Median HH Income | $101,875 |
| 36% above US avg |
| Per Capita Income | $22,053 |
| Avg Weekly Wage | $1,012 |
| IRS Avg AGI | $57,546 |
| Gini Index | 0.452 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,264 |
| County GDP | $2,039M |
Business (County)
| Restaurants | 100 |
| Healthcare | 56 |
| Retail | 146 |
| Manufacturing | 17 |
Tax & Cost of Living
| Property Tax (IRS) | $2,826 |
| 19% below US avg |
| Cost of Living | 101.10 (100=avg) |
Commute & Transportation
| Drive Alone | 57.1% |
| Public Transit | 0.0% |
| Work from Home | 0.0% |
Zillow estimates the typical home value at $192,378. Fair market rent ranges from $1,181 for a one-bedroom to $1,369 for a two-bedroom apartment. 53.0% of housing units are owner-occupied (below the 65.4% national rate). There are 60 total housing units in the city. The median year a home was built is 1977. The average annual property tax is $2,826 (lower than the $3,500 national average). 28.7% of renters spend 30% or more of their income on housing.
Rental Costs
HUD Fair Market Rent
| Studio | $1,137 |
| 1 Bedroom | $1,181 |
| 2 Bedrooms | $1,369 |
| 3 Bedrooms | $1,787 |
| 4 Bedrooms | $2,126 |
Ownership & Property
| Homeownership | 53.0% |
| Owner-Occupied | 53.0% |
| Renter-Occupied | 47.0% |
| Housing Units | 60 |
| Median Year Built | 1977 |
Property Tax
| Avg Tax (IRS) | $2,826 |
| 19% below US avg |
In Modest Town, 38.0% of adults are obese, above the national rate of 32.1%. 12.3% have diabetes (above the 10.5% national rate). Heart disease affects 6.7% of residents, above the national average. 37.0% have high blood pressure. 17.8% are current smokers (above the 14.0% national rate). 15.7% report binge drinking. 29.7% are physically inactive, above the national average. 24.3% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,770. The dentist ratio is 1:1,844. 41.6% of residents have access to exercise opportunities. The food environment index is 8.6 out of 10.
Health Metrics: Modest Town vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 12.3% |
| Heart Disease | 6.7% |
| High Blood Pressure | 37.0% |
| Asthma | 11.5% |
| COPD | 7.9% |
| Cancer | 6.6% |
| Stroke | 3.6% |
Behaviors & Mental Health
| Smoking | 17.8% |
| 27% above US avg |
| Binge Drinking | 15.7% |
| Physical Inactivity | 29.7% |
| Depression | 24.3% |
| Mental Distress | 19.8% |
| Physical Distress | 14.8% |
| Short Sleep | 36.4% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:2,770 |
| Dentists | 1:1,844 |
| Mental Health | 1:739 |
| Checkup Rate | 76.3% |
| Dental Visits | 53.8% |
| Premature Death | 12,239/100K |
Food & Exercise
| Food Environment | 8.6/10 |
| Exercise Access | 41.6% |
| Healthcare Facilities | 56 |
Modest Town enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winters average 38°F in January while summers reach 78°F in July. Annual precipitation totals 43.3 inches. The area receives 8.4 inches of snow annually. The city sits at an elevation of 36 feet, near sea level.
Temperature
38°F Jan (3°C)
78°F Jul (26°C)
| Annual Average | 57.8°F |
| 7% above US avg |
| January Average | 38°F (3°C) |
| July Average | 78°F (26°C) |
Geography
| Elevation | 36 ft (11 m) |
| Area | 0.6 sq mi (1.5 km²) |
| Population Density | 412/sq mi |
| Coordinates | 37.8169°N, 75.5611°W |
| Timezone | America/New_York |
| County | Accomack County County |
| Nearest Airport | Salisbury-Ocean City Wicomico Regional (SBY) 36 miles away |
Precipitation & Snow
Annual Rainfall
43.3"
14% above US avg
Wettest Month (Jul)
4.37"
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.0 / 100 |
| Social Vulnerability | 87.3 / 100 |
| Community Resilience | 75.7 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Relatively High |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
| Coastal Flood |
Very High |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M2.9. Most recent: M2.6 on Feb 9, 2023.
| Aug 3, 1995 |
13 km N of Williamsburg, Virginia |
M2.9 |
110 km |
| Feb 9, 2023 |
29 km E of Greenbackville, Virginia |
M2.6 |
50 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
15 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 3. Most recent: Dorian (2019, Cat 2).
| Year |
Name |
Category |
Closest |
| 2019 |
Dorian |
Category 2 |
243 km |
| 2014 |
Arthur |
Category 2 |
153 km |
| 2012 |
Sandy |
Category 1 |
214 km |
| 2011 |
Irene |
Category 1 |
58 km |
| 2010 |
Earl |
Category 1 |
256 km |
| 2004 |
Alex |
Category 2 |
254 km |
| 2003 |
Isabel |
Category 1 |
226 km |
| 1999 |
Irene |
Category 2 |
274 km |
| 1999 |
Floyd |
Category 1 |
123 km |
| 1998 |
Bonnie |
Category 1 |
167 km |
| 1993 |
Emily |
Category 3 |
170 km |
| 1991 |
Bob |
Category 3 |
157 km |
| 1986 |
Charley |
Category 1 |
56 km |
| 1985 |
Gloria |
Category 2 |
104 km |
| 1981 |
Dennis |
Category 1 |
283 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
133 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 1 fatality, 57 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 28, 2002 |
EF3 |
93 km |
0 |
| Aug 6, 1993 |
EF3 |
93 km |
0 |
| May 3, 2021 |
EF2 |
90 km |
0 |
| Aug 4, 2020 |
EF2 |
71 km |
0 |
| Aug 4, 2020 |
EF2 |
72 km |
0 |
| Aug 4, 2020 |
EF2 |
34 km |
0 |
| Apr 15, 2019 |
EF2 |
84 km |
0 |
| Apr 16, 2011 |
EF2 |
77 km |
0 |
| May 2, 1989 |
EF2 |
74 km |
0 |
| May 11, 1981 |
EF2 |
100 km |
0 |
| Apr 25, 1975 |
EF2 |
94 km |
0 |
| Oct 2, 1973 |
EF2 |
21 km |
0 |
| Jun 21, 1969 |
EF2 |
68 km |
0 |
| Aug 12, 1955 |
EF2 |
90 km |
0 |
| Apr 3, 2024 |
EF1 |
92 km |
0 |
| Aug 4, 2022 |
EF1 |
46 km |
0 |
| Aug 4, 2020 |
EF1 |
63 km |
0 |
| Aug 7, 2017 |
EF1 |
58 km |
0 |
| Apr 6, 2017 |
EF1 |
79 km |
0 |
| Feb 24, 2016 |
EF1 |
99 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: BESTPITCH (7,743 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
BESTPITCH |
7,743 |
74 km |
| 2004 |
RETAINING ECOLOGICAL HEALTH |
5,678 |
78 km |
| 2014 |
BLACKWATER MARSH WUI BURNS FY14 |
5,433 |
77 km |
| 2005 |
MARSH RX-FWS |
4,380 |
77 km |
| 2007 |
GUINEA MARSH |
4,173 |
71 km |
| 2009 |
DOCTORS CREEK |
3,686 |
72 km |
| 1999 |
FB R O C I |
3,525 |
74 km |
| 2019 |
MDBWR-FY19-RX-MDWHS SUPPORT |
3,197 |
76 km |
| 2011 |
COMPARTMENT J |
2,775 |
77 km |
| 2005 |
ISLAND CREEK |
2,729 |
71 km |
| 2004 |
UNNAMED |
2,156 |
70 km |
| 1992 |
UNNAMED |
2,038 |
75 km |
| 2005 |
VEGETATION RESEARCH |
1,926 |
76 km |
| 2011 |
THOROFARE |
1,850 |
76 km |
| 1987 |
UNNAMED |
1,692 |
79 km |
| 2004 |
ROBBINS FIRE |
1,612 |
74 km |
| 2004 |
BLACKWATER HAZARD FUEL REDUCTION |
1,518 |
85 km |
| 2009 |
BECKERS ISLAND |
1,398 |
75 km |
| 2022 |
ELLIOTTS ISLAND |
1,324 |
70 km |
| 2006 |
UNNAMED |
1,260 |
78 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
38°F (3°C) |
3.2 in |
Coldest |
| February |
40°F (4°C) |
2.8 in |
Driest |
| March |
46°F (8°C) |
3.9 in |
|
| April |
55°F (13°C) |
3.1 in |
|
| May |
64°F (18°C) |
3.2 in |
|
| June |
73°F (23°C) |
3.4 in |
|
| July |
78°F (26°C) |
4.4 in |
Warmest, Wettest |
| August |
77°F (25°C) |
4.3 in |
|
| September |
71°F (22°C) |
4.3 in |
|
| October |
60°F (16°C) |
4.0 in |
|
| November |
50°F (10°C) |
2.9 in |
|
| December |
42°F (6°C) |
3.8 in |
|
Modest Town has a seasonal temperature swing of 40°F / from 38°F in January to 78°F in July. Total annual precipitation is 43.3 inches, with July being the wettest month (4.4") and February the driest (2.8").
Average costs for common services in Modest Town. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$253 ($152-$404) |
| Specialist Visit |
$354 ($202-$556) |
| Urgent Care Visit |
$202 ($101-$354) |
| Emergency Room Visit |
$2,224 ($809-$5,055) |
| Dental Cleaning |
$131 ($76-$202) |
| Dental Filling |
$253 ($152-$404) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($25-$76) |
| Oil Change (Synthetic) |
$76 ($51-$121) |
| Brake Pad Replacement |
$303 ($152-$506) |
| Tire Rotation |
$40 ($20-$76) |
| New Tires (Set of 4) |
$607 ($404-$1,011) |
| Battery Replacement |
$202 ($101-$354) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$101 ($61-$152) |
| Electrician (Per Hour) |
$91 ($51-$142) |
| HVAC Repair |
$404 ($152-$809) |
| HVAC System Install |
$7,077 ($4,044-$12,132) |
| Roof Repair |
$1,011 ($404-$2,022) |
| Roof Replacement |
$9,099 ($5,561-$15,165) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,517 ($506-$3,539) |
| Divorce (Contested) |
$15,165 ($5,055-$30,330) |
| DUI Defense |
$5,055 ($2,022-$10,110) |
| Bankruptcy (Chapter 7) |
$1,517 ($809-$3,033) |
| Will Preparation |
$506 ($202-$1,011) |
| Trust Preparation |
$2,528 ($1,011-$5,055) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$46) |
| Women's Haircut |
$56 ($30-$101) |
| Hair Coloring (Full) |
$152 ($76-$253) |
| Manicure |
$25 ($15-$46) |
| Pedicure |
$40 ($25-$66) |
| Massage (1 Hour) |
$81 ($51-$131) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.15 ($3.03-$5.56) |
| Dozen Eggs (per dozen) |
$3.54 ($2.53-$5.06) |
| Loaf of Bread |
$3.84 ($2.53-$5.56) |
| Chicken Breast (per lb) |
$4.55 ($3.03-$6.57) |
| Ground Beef (per lb) |
$5.56 ($4.04-$7.58) |
| Rice (per lb) |
$1.01 ($0.61-$1.82) |
View all 20 services
Utilities
| Electricity (Monthly) |
$142 ($81-$253) |
| Natural Gas (Monthly) |
$71 ($30-$152) |
| Water/Sewer (Monthly) |
$71 ($40-$121) |
| Internet (Monthly) |
$71 ($40-$101) |
| Cell Phone Plan (Monthly) |
$66 ($30-$101) |
| Cable TV (Monthly) |
$86 ($51-$152) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$202 ($76-$506) |
| Car Insurance (Annual) |
$2,022 ($1,213-$3,539) |
| Bus Pass (Monthly) |
$71 ($30-$131) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.09-$25) |
| Car Registration (Annual) |
$101 ($30-$253) |
| Driver's License Renewal |
$30 ($15-$76) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,213 ($607-$2,528) |
| Daycare (Toddler, Monthly) |
$1,011 ($506-$2,022) |
| After-School Care (Monthly) |
$404 ($202-$708) |
| Tutoring (Per Hour) |
$51 ($25-$101) |
| SAT/ACT Prep Course |
$1,011 ($404-$2,528) |
| Private School (K-12, Annual) |
$12,638 ($5,055-$30,330) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$61 ($30-$101) |
| Dog Vaccination (Annual) |
$101 ($51-$202) |
| Dog Grooming |
$61 ($30-$101) |
| Pet Boarding (Per Night) |
$40 ($20-$76) |
| Dog Spay/Neuter |
$303 ($152-$506) |
| Cat Spay/Neuter |
$202 ($101-$404) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $822 |
| Toddler | $570 |
| Preschool | $523 |
| Family Childcare (monthly) |
| Infant | $532 |
| Toddler | $457 |
| Preschool | $444 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Modest Town
What is the population of Modest Town?
Modest Town has a population of 243 residents and is located in Virginia. The population density is 412 people per square mile, spread across 0.6 square miles. The median age of residents is 41.3 years, which is older than the national median of 38.9 years. The population is 44.4% female and 55.6% male.
Is Modest Town expensive to live in?
Modest Town has a cost of living roughly in line with the national average, with an index of 101.1 (baseline: 100). The median household income is $101,875, 36% above the national average of $75,149.
What is the weather like in Modest Town?
Modest Town enjoys a temperate climate with an average annual temperature of 58°F (14°C). Winter temperatures average 38°F in January, while summers reach an average of 78°F in July. Annual rainfall totals 43.3 inches, with 8.4 inches of snow.
How is the job market in Modest Town?
The job market in Modest Town is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,012. There are 1,264 business establishments in the area, including 100 restaurants and food service locations.
How are the schools in Modest Town?
Schools in Modest Town score 5.2 out of 10 on standardized testing, near the national average. 5.4% of adults in Modest Town hold a bachelor's degree or higher, below the national average of 33.7%. 42.2% have completed high school. 4.4% hold a graduate or professional degree.
How healthy is Modest Town?
The obesity rate in Modest Town is 38.0% (above the national rate of 32.1%). 17.8% of adults are smokers. 29.7% are physically inactive. 24.3% of residents report depression. 0.0% lack health insurance (below the national rate). 41.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,770.
What are the demographics of Modest Town?
The racial and ethnic makeup of Modest Town is 88.9% White. 100% of residents speak only English at home. 5.4% of the population are military veterans. 18.9% of residents have a disability. 100.0% have health insurance coverage.