Median Income
$98,167
31% higher than US avg
Home Value
$374,100
33% higher than US avg
Bachelor's+
14.8%
56% lower than US avg
Obesity Rate
29.6%
8% lower than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Montaqua Compares to the U.S. Average (100% = U.S. avg)
People
Population108
Median Age65.7 yrs
Density77/mi²
Male / Female58% / 42%
Largest GroupWhite 92%
Veterans13.9%
Economy
A+
Median Income$98,167
Per Capita$45,706
Unemployment0.0%
Poverty0.0%
County GDP$14,022M
Commute11 min
Housing
A+
Home Value$374,100
Ownership89.6%
Zillow$501,790
Housing Units65
Rent Burden28.8%
Health
Obesity29.6%
Uninsured0.0%
Smoking13.7%
Depression21.9%
Heart Disease5.1%
Climate
Avg Temp44°F (7°C)
Rain14.5 in/yr
Elevation3,594 ft (1,095 m)
Education
C
Bachelor's+14.8%
High School+100.0%
Graduate+1.0%
School Score5.68
Community
2024 VoteR 62% / D 35%
Commute11 min
Broadband77.1%
EV Stations1
Libraries4
Is Montaqua a Good Place to Live?
Based on current data, Montaqua receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, a low poverty rate, high health insurance coverage. Montaqua offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Montaqua is $98,167, which is significantly higher than the national average / 31% above $75,149. This places Montaqua among higher-income communities. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 11 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Montaqua is $374,100, 33% above the national median. A price-to-income ratio of 3.8x indicates a reasonably affordable housing market.
Education
14.8% of residents hold a bachelor's degree, below the national average of 33.7%. 100.0% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Montaqua has a cool climate with an average annual temperature of 44°F. Winters average 23°F in January while summers reach 68°F in July. Annual precipitation totals 14.5 inches, including 50.9 inches of snow.
Montaqua has a population of 108 with a density of 77 people per square mile, spread across 1.4 square miles. The median age is 65.7 years, 69% older than the national median of 38.9. The gender split is 41.7% female and 58.3% male. The city is predominantly White (91.7%). English is the primary language spoken at home by 100% of residents. 13.9% of the population are veterans, above the national rate of 6.0%. 40.7% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
108
Total Population
2023 Census
65.7yrs
Median Age
69% above US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Montaqua is $98,167, which is 31% above the national average of $75,149. Per capita income is $45,706 (above the $39,052 national figure). The average weekly wage is $1,206, 16% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 7,794 business establishments, including 481 restaurants. The cost of living index is 94.6, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 11 minutes (shorter than the 28-minute US average). 16.0% of workers work from home.
Income
| Median HH Income | $98,167 |
| 31% above US avg |
| Per Capita Income | $45,706 |
| Avg Weekly Wage | $1,206 |
| IRS Avg AGI | $82,749 |
| Gini Index | 0.459 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 7,794 |
| County GDP | $14,022M |
Business (County)
| Restaurants | 481 |
| Healthcare | 612 |
| Retail | 691 |
| Manufacturing | 172 |
Tax & Cost of Living
| Property Tax (IRS) | $4,435 |
| 27% above US avg |
| Cost of Living | 94.60 (100=avg) |
| Effective Tax Rate | 1.19% |
Commute & Transportation
| Commute Time | 11.1 min |
| Drive Alone | 57.3% |
| Public Transit | 0.0% |
| Work from Home | 16.0% |
The median home value in Montaqua is $374,100, 33% above the national median of $281,900. Zillow estimates the typical home value at $501,790, higher than the Census estimate. Fair market rent ranges from $1,076 for a one-bedroom to $1,336 for a two-bedroom apartment. 89.6% of housing units are owner-occupied (above the 65.4% national rate). There are 65 total housing units in the city. The median year a home was built is 1990. The average annual property tax is $4,435 (higher than the $3,500 national average). 28.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.8x.
Home Values
| Census Median | $374,100 |
| 33% above US avg |
| Zillow ZHVI | $501,790 |
Rental Costs
HUD Fair Market Rent
| Studio | $988 |
| 1 Bedroom | $1,076 |
| 2 Bedrooms | $1,336 |
| 3 Bedrooms | $1,789 |
| 4 Bedrooms | $2,113 |
Ownership & Property
| Homeownership | 89.6% |
| Owner-Occupied | 89.6% |
| Renter-Occupied | 10.4% |
| Housing Units | 65 |
| Median Year Built | 1990 |
Property Tax
| Avg Tax (IRS) | $4,435 |
| 27% above US avg |
| Effective Rate | 1.19% |
In Montaqua, 29.6% of adults are obese, below the national rate of 32.1%. 7.3% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 28.6% have high blood pressure. 13.7% are current smokers. 23.8% report binge drinking. 18.0% are physically inactive, below the national average. 21.9% report depression. 16.4% experience frequent mental distress. 0.0% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:929. The dentist ratio is 1:999. 81.1% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Montaqua vs U.S. Average (%)
Chronic Conditions
| Obesity | 29.6% |
| 8% below US avg |
| Diabetes | 7.3% |
| Heart Disease | 5.1% |
| High Blood Pressure | 28.6% |
| Asthma | 9.3% |
| COPD | 5.5% |
| Cancer | 6.9% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 13.7% |
| 2% below US avg |
| Binge Drinking | 23.8% |
| Physical Inactivity | 18.0% |
| Depression | 21.9% |
| Mental Distress | 16.4% |
| Physical Distress | 11.5% |
| Short Sleep | 30.5% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 0.0% |
| 100% below US avg |
| Primary Care | 1:929 |
| Dentists | 1:999 |
| Mental Health | 1:220 |
| Checkup Rate | 60.8% |
| Dental Visits | 57.6% |
| Premature Death | 9,698/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 81.1% |
| Healthcare Facilities | 612 |
Montaqua has a cool climate with an average annual temperature of 44°F (7°C). Winters average 23°F in January while summers reach 68°F in July. Annual precipitation totals 14.5 inches (drier than the 38-inch national average). The area receives 50.9 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 3,594 feet.
Temperature
23°F Jan (-5°C)
68°F Jul (20°C)
| Annual Average | 43.7°F |
| 19% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 68°F (20°C) |
Geography
| Elevation | 3,594 ft (1,095 m) |
| Area | 1.4 sq mi (3.7 km²) |
| Population Density | 77/sq mi |
| Coordinates | 45.5073°N, 108.9087°W |
| Timezone | America/Denver |
| County | Yellowstone County County |
| Nearest Airport | Billings Logan International (BIL)
27 miles away |
Precipitation & Snow
Annual Rainfall
14.5"
62% below US avg
Wettest Month (May)
2.67"
Air Quality
Air Pollutants (EPA 2023)
| SO₂ (Sulfur Dioxide) | 2.34 ppb |
| PM2.5 (Fine Particles) | 6.7 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 83.6 / 100 |
| Social Vulnerability | 20.3 / 100 |
| Community Resilience | 82.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Moderate |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very High |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
51 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.2 on Jul 21, 2023.
| May 11, 2022 |
36 km S of Silver Gate, Montana |
M4.2 |
125 km |
| Mar 25, 2008 |
35 km S of Silver Gate, Montana |
M4.2 |
126 km |
| Jan 30, 2023 |
9 km NNW of Livingston, Montana |
M3.8 |
134 km |
| Jan 9, 2003 |
23 km E of Wilsall, Montana |
M3.7 |
126 km |
| Jul 6, 2021 |
27 km SSE of Melstone, Montana |
M3.6 |
131 km |
| Jan 12, 2014 |
23 km SE of Mammoth, Wyoming |
M3.4 |
149 km |
| Mar 4, 2019 |
35 km SSW of Silver Gate, Montana |
M3.3 |
129 km |
| Jan 9, 2009 |
42 km SSW of Silver Gate, Montana |
M3.3 |
140 km |
| Aug 16, 1992 |
47 km S of Silver Gate, Montana |
M3.2 |
134 km |
| Jul 21, 2023 |
Eastern Montana |
M3.2 |
4 km |
| Jul 3, 1994 |
25 km ESE of Mammoth, Wyoming |
M3.2 |
136 km |
| Nov 9, 2009 |
40 km SW of Silver Gate, Montana |
M3.1 |
140 km |
| Jul 26, 1997 |
37 km SE of Mammoth, Wyoming |
M3.1 |
149 km |
| Aug 8, 2003 |
36 km S of Silver Gate, Montana |
M2.9 |
126 km |
| Nov 6, 1998 |
36 km S of Silver Gate, Montana |
M2.9 |
125 km |
| Feb 28, 2007 |
44 km SSW of Silver Gate, Montana |
M2.9 |
142 km |
| May 3, 2013 |
35 km S of Silver Gate, Montana |
M2.9 |
128 km |
| Mar 15, 2022 |
51 km SE of Mammoth, Wyoming |
M2.9 |
149 km |
| Mar 30, 2017 |
38 km S of Silver Gate, Montana |
M2.9 |
125 km |
| Jan 27, 2009 |
41 km SSW of Silver Gate, Montana |
M2.8 |
140 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
39 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 3 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 16, 1965 |
EF3 |
46 km |
0 |
| Jun 20, 2010 |
EF2 |
47 km |
0 |
| Jun 16, 2010 |
EF2 |
40 km |
0 |
| Jul 11, 1978 |
EF2 |
93 km |
0 |
| Jun 26, 1964 |
EF2 |
85 km |
0 |
| Jul 2, 1958 |
EF2 |
47 km |
0 |
| Jun 21, 1991 |
EF1 |
41 km |
0 |
| May 18, 1991 |
EF1 |
84 km |
0 |
| May 24, 1990 |
EF1 |
63 km |
0 |
| May 24, 1990 |
EF1 |
48 km |
0 |
| Jul 24, 1981 |
EF1 |
86 km |
0 |
| Jun 18, 1978 |
EF1 |
91 km |
0 |
| Jun 26, 1976 |
EF1 |
83 km |
0 |
| Aug 22, 1965 |
EF1 |
91 km |
0 |
| Aug 12, 1958 |
EF1 |
23 km |
0 |
| Jul 6, 1955 |
EF1 |
63 km |
0 |
| May 24, 2014 |
EF0 |
75 km |
0 |
| Jun 6, 2011 |
EF0 |
37 km |
0 |
| Jun 6, 2011 |
EF0 |
60 km |
0 |
| Aug 11, 2005 |
EF0 |
42 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Nearby Volcanoes
1 volcano within 200 km.
Closest: Yellowstone (183 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Yellowstone |
Caldera(s) |
2,805 m (9,203 ft) |
-1350 |
183 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: DERBY (200,993 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
DERBY |
200,993 |
71 km |
| 1984 |
HAWK CREEK |
157,778 |
97 km |
| 1988 |
STORM CREEK |
116,027 |
95 km |
| 2008 |
DUNN MTN. ASSIST |
105,494 |
97 km |
| 2003 |
HOBBLE |
38,365 |
69 km |
| 2021 |
ROBERTSON DRAW |
31,132 |
53 km |
| 2020 |
BOBCAT |
31,020 |
98 km |
| 2012 |
DAHL |
21,448 |
90 km |
| 1996 |
SHEPARD MTN |
17,379 |
63 km |
| 1994 |
BLACK BUTTE |
10,231 |
83 km |
| 2008 |
CASCADE |
10,017 |
58 km |
| 2010 |
STUMP GULCH |
8,873 |
39 km |
| 1996 |
COLFAX |
8,429 |
88 km |
| 2021 |
TROUT CREEK |
7,804 |
58 km |
| 2011 |
HOLE IN THE WALL |
6,559 |
65 km |
| 2006 |
BIRTHDAY2 |
6,553 |
82 km |
| 2017 |
MICROWAVE |
5,958 |
87 km |
| 2003 |
DEEP LAKE |
5,466 |
75 km |
| 1996 |
LASTSTAND |
5,385 |
91 km |
| 2002 |
COW CREEK |
5,162 |
15 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
0.5 in |
Coldest, Driest |
| February |
25°F (-4°C) |
0.6 in |
|
| March |
34°F (1°C) |
0.8 in |
|
| April |
42°F (5°C) |
1.9 in |
|
| May |
51°F (11°C) |
2.7 in |
Wettest |
| June |
60°F (16°C) |
2.1 in |
|
| July |
68°F (20°C) |
0.9 in |
Warmest |
| August |
66°F (19°C) |
0.9 in |
|
| September |
57°F (14°C) |
1.3 in |
|
| October |
44°F (7°C) |
1.6 in |
|
| November |
32°F (0°C) |
0.7 in |
|
| December |
23°F (-5°C) |
0.6 in |
|
Montaqua has a seasonal temperature swing of 45°F / from 23°F in January to 68°F in July. Total annual precipitation is 14.5 inches, with May being the wettest month (2.7") and January the driest (0.5").
Average costs for common services in Montaqua. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$237 ($142-$378) |
| Specialist Visit |
$331 ($189-$520) |
| Urgent Care Visit |
$189 ($95-$331) |
| Emergency Room Visit |
$2,081 ($757-$4,730) |
| Dental Cleaning |
$123 ($71-$189) |
| Dental Filling |
$237 ($142-$378) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$43 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$114) |
| Brake Pad Replacement |
$284 ($142-$473) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$568 ($378-$946) |
| Battery Replacement |
$189 ($95-$331) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$95 ($57-$142) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$378 ($142-$757) |
| HVAC System Install |
$6,622 ($3,784-$11,352) |
| Roof Repair |
$946 ($378-$1,892) |
| Roof Replacement |
$8,514 ($5,203-$14,190) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,419 ($473-$3,311) |
| Divorce (Contested) |
$14,190 ($4,730-$28,380) |
| DUI Defense |
$4,730 ($1,892-$9,460) |
| Bankruptcy (Chapter 7) |
$1,419 ($757-$2,838) |
| Will Preparation |
$473 ($189-$946) |
| Trust Preparation |
$2,365 ($946-$4,730) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$43) |
| Women's Haircut |
$52 ($28-$95) |
| Hair Coloring (Full) |
$142 ($71-$237) |
| Manicure |
$24 ($14-$43) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$76 ($47-$123) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.88 ($2.84-$5.20) |
| Dozen Eggs (per dozen) |
$3.31 ($2.37-$4.73) |
| Loaf of Bread |
$3.59 ($2.37-$5.20) |
| Chicken Breast (per lb) |
$4.26 ($2.84-$6.15) |
| Ground Beef (per lb) |
$5.20 ($3.78-$7.10) |
| Rice (per lb) |
$0.95 ($0.57-$1.70) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($76-$237) |
| Natural Gas (Monthly) |
$66 ($28-$142) |
| Water/Sewer (Monthly) |
$66 ($38-$114) |
| Internet (Monthly) |
$66 ($38-$95) |
| Cell Phone Plan (Monthly) |
$61 ($28-$95) |
| Cable TV (Monthly) |
$80 ($47-$142) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$189 ($71-$473) |
| Car Insurance (Annual) |
$1,892 ($1,135-$3,311) |
| Bus Pass (Monthly) |
$66 ($28-$123) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.57-$24) |
| Car Registration (Annual) |
$95 ($28-$237) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,135 ($568-$2,365) |
| Daycare (Toddler, Monthly) |
$946 ($473-$1,892) |
| After-School Care (Monthly) |
$378 ($189-$662) |
| Tutoring (Per Hour) |
$47 ($24-$95) |
| SAT/ACT Prep Course |
$946 ($378-$2,365) |
| Private School (K-12, Annual) |
$11,825 ($4,730-$28,380) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$57 ($28-$95) |
| Dog Vaccination (Annual) |
$95 ($47-$189) |
| Dog Grooming |
$57 ($28-$95) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$284 ($142-$473) |
| Cat Spay/Neuter |
$189 ($95-$378) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $982 |
| Toddler | $1,028 |
| Preschool | $878 |
| Family Childcare (monthly) |
| Infant | $795 |
| Toddler | $814 |
| Preschool | $814 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Montaqua
What is the population of Montaqua?
Montaqua has a population of 108 residents and is located in Montana. The population density is 77 people per square mile, spread across 1.4 square miles. The median age of residents is 65.7 years, which is older than the national median of 38.9 years. The population is 41.7% female and 58.3% male.
Is Montaqua expensive to live in?
Montaqua is more affordable than the national average, with a cost of living index of 94.6 / below the baseline of 100. The median household income is $98,167, 31% above the national average of $75,149. The median home value is $374,100 (33% above the U.S. median). The home price-to-income ratio is 3.8x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Montaqua?
Montaqua has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 23°F in January, while summers reach an average of 68°F in July. Annual rainfall totals 14.5 inches, with 50.9 inches of snow.
How is the job market in Montaqua?
The job market in Montaqua is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,206. There are 7,794 business establishments in the area, including 481 restaurants and food service locations. The average commute time is 11 minutes, and 16.0% of workers work from home.
How much does housing cost in Montaqua?
The median home value in Montaqua is $374,100. Zillow estimates the typical home value at $501,790. The homeownership rate is 89.6%. The average annual property tax is $4,435.
How are the schools in Montaqua?
Schools in Montaqua score 5.7 out of 10 on standardized testing, near the national average. 14.8% of adults in Montaqua hold a bachelor's degree or higher, below the national average of 33.7%. 100.0% have completed high school. 1.0% hold a graduate or professional degree.
How healthy is Montaqua?
The obesity rate in Montaqua is 29.6% (below the national rate of 32.1%). 13.7% of adults are smokers. 18.0% are physically inactive. 21.9% of residents report depression. 0.0% lack health insurance (below the national rate). 81.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:929.
What is transportation like in Montaqua?
The average commute in Montaqua is 11 minutes, shorter than the national average of 28 minutes. 57.3% of workers drive alone to work, and 16.0% work from home.
What are the demographics of Montaqua?
The racial and ethnic makeup of Montaqua is 91.7% White. 100% of residents speak only English at home. 13.9% of the population are military veterans. 40.7% of residents have a disability. 100.0% have health insurance coverage.