Median Income
$36,563
51% lower than US avg
Violent Crime
667/100K
76% higher than US avg
Bachelor's+
34.6%
3% higher than US avg
Obesity Rate
32.5%
1% higher than US avg
Unemployment
8.5%
136% higher than US avg
Poverty Rate
1.8%
85% lower than US avg
How Montgomery Creek Compares to the U.S. Average (100% = U.S. avg)
People
Population227
Median Age64.0 yrs
Density69/mi²
Male / Female46% / 54%
Largest GroupWhite 62%
Veterans6.9%
Economy
C+
Median Income$36,563
Per Capita$44,412
Unemployment8.5%
Poverty1.8%
County GDP$11,870M
Commute33 min
Housing
Ownership81.1%
Zillow$284,708
Housing Units133
Rent Burden29.7%
Crime
F
Violent667/100K
Property4,292/100K
Health
Obesity32.5%
Uninsured7.5%
Smoking19.2%
Depression25.9%
Heart Disease7.3%
Climate
Avg Temp49°F (9°C)
AQI48 (Good)
Rain28.6 in/yr
Sunny Days308/yr
Elevation2,174 ft (663 m)
Education
B+
Bachelor's+34.6%
High School+87.6%
Graduate+18.5%
School Score4.90
Community
2024 VoteR 67% / D 31%
Commute33 min
Broadband95.0%
EV Stations1
Libraries4
Is Montgomery Creek a Good Place to Live?
Based on current data, Montgomery Creek receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include abundant sunshine, a low poverty rate, high health insurance coverage, strong internet connectivity. Areas to be aware of include elevated crime rates, above-average unemployment, below-average incomes. Montgomery Creek has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Montgomery Creek is $36,563, 51% below the national average of $75,149. At 8.5%, unemployment is notably high. Only 1.8% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 33 minutes.
Safety & Crime
With 667 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 4,292 per 100,000, 119% above the national average.
Education
Educational attainment is solid, with 34.6% holding a bachelor's degree or higher, near the national average. 87.6% have completed high school. Area schools have an average test score of 4.9/10.
Climate & Weather
Montgomery Creek experiences four distinct seasons with an average temperature of 49°F. Winters average 34°F in January while summers reach 69°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 28.6 inches, including 44.5 inches of snow. Air quality is rated Good with a median AQI of 48.
Montgomery Creek has a population of 227 with a density of 69 people per square mile, spread across 3.3 square miles. The median age is 64.0 years, 65% older than the national median of 38.9. The gender split is 54.2% female and 45.8% male. The city is predominantly White (61.7%), with 6.2% Hispanic. English is the primary language spoken at home by 72.9% of residents, while 27.1% speak Spanish. 6.9% of the population are veterans. 15.5% of residents have a disability. 100.0% have health insurance coverage.
Population
64.0yrs
Median Age
65% above US avg
Race & Ethnicity
Montgomery Creek vs U.S. Average
Language Spoken at Home
English Only
72.9%
7% below US avg
Spanish
27.1%
102% above US avg
Social Characteristics
Montgomery Creek vs U.S. Average
The median household income in Montgomery Creek is $36,563, which is 51% below the national average of $75,149. Per capita income is $44,412 (above the $39,052 national figure). The average weekly wage is $1,141, 20% lower than the U.S. average. The unemployment rate is 8.5% (above the 3.6% US average). 1.8% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 8,748 business establishments, including 430 restaurants. The cost of living index is 110.7, slightly above the national baseline of 100. Workers commute an average of 33 minutes (longer than the 28-minute US average). 14.1% of workers work from home.
Income: Montgomery Creek vs U.S.
Income
| Median HH Income | $36,563 |
| 51% below US avg |
| Per Capita Income | $44,412 |
| Avg Weekly Wage | $1,141 |
| IRS Avg AGI | $70,441 |
| Gini Index | 0.460 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 8.5% |
| 136% above US avg |
| Poverty Rate | 1.8% |
| 85% below US avg |
| Establishments (County) | 8,748 |
| County GDP | $11,870M |
Business (County)
| Restaurants | 430 |
| Healthcare | 667 |
| Retail | 615 |
| Manufacturing | 133 |
Tax & Cost of Living
| Property Tax (IRS) | $4,628 |
| 32% above US avg |
| Cost of Living | 110.70 (100=avg) |
Commute & Transportation
| Commute Time | 32.5 min |
| Drive Alone | 77.2% |
| Public Transit | 2.2% |
| Work from Home | 14.1% |
Zillow estimates the typical home value at $284,708. Fair market rent ranges from $1,647 for a one-bedroom to $2,053 for a two-bedroom apartment. 81.1% of housing units are owner-occupied (above the 65.4% national rate). There are 133 total housing units in the city. The median year a home was built is 1965. The average annual property tax is $4,628 (higher than the $3,500 national average). 29.7% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $1,513 |
| 1 Bedroom | $1,647 |
| 2 Bedrooms | $2,053 |
| 3 Bedrooms | $2,752 |
| 4 Bedrooms | $3,165 |
Ownership & Property
| Homeownership | 81.1% |
| Owner-Occupied | 81.1% |
| Renter-Occupied | 18.9% |
| Housing Units | 133 |
| Median Year Built | 1965 |
Property Tax
| Avg Tax (IRS) | $4,628 |
| 32% above US avg |
In Montgomery Creek, 32.5% of adults are obese, above the national rate of 32.1%. 11.4% have diabetes. Heart disease affects 7.3% of residents, above the national average. 33.9% have high blood pressure. 19.2% are current smokers (above the 14.0% national rate). 19.6% report binge drinking. 22.9% are physically inactive. 25.9% report depression (above the 20.0% national average). 22.6% experience frequent mental distress. 7.5% of residents lack health insurance. The primary care physician ratio is 1:1,283. The dentist ratio is 1:1,256. 79.3% of residents have access to exercise opportunities. The food environment index is 7.7 out of 10.
Health Metrics: Montgomery Creek vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.5% |
| 1% above US avg |
| Diabetes | 11.4% |
| Heart Disease | 7.3% |
| High Blood Pressure | 33.9% |
| Asthma | 12.2% |
| COPD | 7.6% |
| Cancer | 7.1% |
| Stroke | 3.8% |
Behaviors & Mental Health
| Smoking | 19.2% |
| 37% above US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 22.9% |
| Depression | 25.9% |
| Mental Distress | 22.6% |
| Physical Distress | 16.2% |
| Short Sleep | 42.8% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 7.5% |
| 13% below US avg |
| Primary Care | 1:1,283 |
| Dentists | 1:1,256 |
| Mental Health | 1:186 |
| Checkup Rate | 69.9% |
| Dental Visits | 53.2% |
| Premature Death | 10,558/100K |
Food & Exercise
| Food Environment | 7.7/10 |
| Exercise Access | 79.3% |
| Healthcare Facilities | 667 |
Montgomery Creek has a violent crime rate of 667 per 100,000 residents, 76% above the national average of 380. Property crime stands at 4,292 per 100,000, 119% above the U.S. average. The county recorded 30 fatal traffic crashes. The area has experienced 546 federally declared disasters. Overall, Montgomery Creek receives a safety grade of F.
Crime Rates: Montgomery Creek vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 667.2/100K |
| 76% above US avg |
| |
Property Crime
| Total Property | 4,292.0/100K |
| 119% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 30 |
| Traffic Accidents | 153 |
| Avg Accident Severity | 2.0 / 4.0 |
| FEMA Disasters | 546 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Montgomery Creek experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 34°F in January while summers reach 69°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 28.6 inches (drier than the 38-inch national average). The area receives 44.5 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 48. The city sits at an elevation of 2,174 feet.
Temperature
34°F Jan (1°C)
69°F Jul (20°C)
| Annual Average | 49.0°F |
| 9% below US avg |
| January Average | 34°F (1°C) |
| July Average | 69°F (20°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 2,174 ft (663 m) |
| Area | 3.3 sq mi (8.5 km²) |
| Population Density | 69/sq mi |
| Coordinates | 40.8428°N, 121.9207°W |
| Timezone | America/Los_Angeles |
| County | Shasta County County |
| Nearest Airport | Redding Regional (RDD) 31 miles away |
Precipitation & Snow
Annual Rainfall
28.6"
25% below US avg
Wettest Month (Jan)
9.13"
Air Quality
| AQI Median | 48.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0439 ppm |
| PM2.5 (Fine Particles) | 7.1 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 93.4 / 100 |
| Social Vulnerability | 41.1 / 100 |
| Community Resilience | 47.7 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Relatively Moderate |
| Wildfire |
Relatively High |
| Flood |
Relatively High |
| Hail |
Very Low |
| Strong Wind |
Very Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Relatively Moderate |
| Volcano |
Relatively Moderate |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1,367 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.7. Most recent: M2.6 on Aug 12, 2025.
| May 24, 2013 |
2 km NNE of Canyondam, California |
M5.7 |
103 km |
| May 11, 2023 |
Lake Almanor Earthquake |
M5.5 |
99 km |
| Apr 30, 2008 |
3 km NNW of Burnt Ranch, California |
M5.4 |
133 km |
| May 12, 2023 |
4km NW of Canyondam, CA |
M5.2 |
100 km |
| Nov 26, 1998 |
7km NW of Redding, CA |
M5.1 |
48 km |
| Sep 8, 2023 |
12 km NE of Burney, CA |
M5.0 |
33 km |
| May 24, 2013 |
1km NNW of Canyondam, CA |
M4.9 |
103 km |
| Jan 19, 2008 |
31 km NW of Rancho Tehama Reserve, California |
M4.7 |
99 km |
| Nov 26, 1998 |
5km NNW of Redding, CA |
M4.6 |
47 km |
| Jul 21, 1998 |
4 km NNW of Redding, California |
M4.5 |
48 km |
| Jan 19, 2008 |
34 km WNW of Rancho Tehama Reserve, California |
M4.5 |
103 km |
| Aug 28, 2016 |
8 km ESE of Mad River, California |
M4.5 |
133 km |
| Mar 9, 1992 |
8 km SE of Hyampom, California |
M4.4 |
126 km |
| May 10, 2005 |
10 km NW of Burney, California |
M4.4 |
18 km |
| Apr 5, 2024 |
6 km NW of Belden, CA |
M4.4 |
104 km |
| Mar 27, 1997 |
14km SW of Manton, CA |
M4.4 |
57 km |
| Jun 14, 1991 |
8 km SW of Hat Creek, California |
M4.4 |
28 km |
| Dec 20, 2000 |
12 km NNW of Burney, California |
M4.4 |
25 km |
| Nov 5, 1997 |
3 km ENE of East Quincy, California |
M4.4 |
134 km |
| May 17, 1995 |
18 km WSW of Paskenta, California |
M4.4 |
134 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
7 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF2.
| Date |
Rating |
Distance |
Fatalities |
| May 9, 1980 |
EF2 |
83 km |
0 |
| Mar 5, 1978 |
EF1 |
96 km |
0 |
| Jan 4, 2021 |
EF0 |
99 km |
0 |
| Apr 4, 2013 |
EF0 |
81 km |
0 |
| Feb 19, 2013 |
EF0 |
90 km |
0 |
| Mar 5, 1978 |
EF0 |
96 km |
0 |
| Mar 5, 1978 |
EF0 |
61 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Nearby Volcanoes
3 volcanoes within 200 km.
Closest: Lassen Volcanic Center (52 km).
| Name |
Type |
Elevation |
Last Eruption |
Distance |
| Lassen Volcanic Center |
Stratovolcano |
3,187 m (10,456 ft) |
1917 |
52 km |
| Shasta |
Stratovolcano |
4,317 m (14,163 ft) |
1250 |
67 km |
| Medicine Lake |
Shield |
2,412 m (7,913 ft) |
1060 |
91 km |
Source: Smithsonian Institution Global Volcanism Program (GVP). Sorted by distance.
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: CARR (233,710 ac, 2018).
| Year |
Name |
Acres |
Distance |
| 2018 |
CARR |
233,710 |
58 km |
| 2021 |
HAYPRESS |
204,549 |
94 km |
| 2021 |
ANTELOPE |
141,960 |
90 km |
| 1990 |
CAMPBELL |
128,266 |
90 km |
| 2018 |
DELTA |
63,732 |
49 km |
| 1992 |
FOUNTAIN |
62,340 |
6 km |
| 1999 |
GUN 2 |
61,203 |
75 km |
| 2020 |
ZOGG |
56,941 |
75 km |
| 2012 |
BAGLEY |
47,731 |
24 km |
| 2018 |
HIRZ |
46,700 |
34 km |
| 1994 |
BARKLEY |
44,256 |
82 km |
| 2014 |
BALD |
39,770 |
51 km |
| 2018 |
STONE |
39,455 |
100 km |
| 2008 |
SHU LIGHTNING COMPLEX (MOON) |
36,514 |
71 km |
| 2014 |
EILER |
30,967 |
31 km |
| 2017 |
COVE |
30,884 |
91 km |
| 2008 |
SHU LIGHTNING COMPLEX (MOTION) |
29,346 |
52 km |
| 2012 |
PONDEROSA |
28,690 |
48 km |
| 2012 |
READING |
26,872 |
53 km |
| 1999 |
JONES |
26,818 |
34 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
34°F (1°C) |
9.1 in |
Coldest, Wettest |
| February |
41°F (5°C) |
7.5 in |
|
| March |
44°F (7°C) |
7.7 in |
|
| April |
49°F (9°C) |
4.1 in |
|
| May |
57°F (14°C) |
2.2 in |
|
| June |
64°F (18°C) |
1.0 in |
|
| July |
69°F (20°C) |
0.2 in |
Driest |
| August |
69°F (21°C) |
0.6 in |
Warmest |
| September |
64°F (18°C) |
1.5 in |
|
| October |
55°F (13°C) |
3.5 in |
|
| November |
44°F (7°C) |
8.0 in |
|
| December |
39°F (4°C) |
8.8 in |
|
Montgomery Creek has a seasonal temperature swing of 36°F / from 34°F in January to 69°F in August. Total annual precipitation is 54.3 inches, with January being the wettest month (9.1") and July the driest (0.2").
Average costs for common services in Montgomery Creek. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$277 ($166–$443) |
| Specialist Visit |
$387 ($221–$609) |
| Urgent Care Visit |
$221 ($111–$387) |
| Emergency Room Visit |
$2,435 ($886–$5,535) |
| Dental Cleaning |
$144 ($83–$221) |
| Dental Filling |
$277 ($166–$443) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$50 ($28–$83) |
| Oil Change (Synthetic) |
$83 ($55–$133) |
| Brake Pad Replacement |
$332 ($166–$554) |
| Tire Rotation |
$44 ($22–$83) |
| New Tires (Set of 4) |
$664 ($443–$1,107) |
| Battery Replacement |
$221 ($111–$387) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$111 ($66–$166) |
| Electrician (Per Hour) |
$100 ($55–$155) |
| HVAC Repair |
$443 ($166–$886) |
| HVAC System Install |
$7,749 ($4,428–$13,284) |
| Roof Repair |
$1,107 ($443–$2,214) |
| Roof Replacement |
$9,963 ($6,089–$16,605) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,661 ($554–$3,875) |
| Divorce (Contested) |
$16,605 ($5,535–$33,210) |
| DUI Defense |
$5,535 ($2,214–$11,070) |
| Bankruptcy (Chapter 7) |
$1,661 ($886–$3,321) |
| Will Preparation |
$554 ($221–$1,107) |
| Trust Preparation |
$2,768 ($1,107–$5,535) |
View all 12 services
Personal Care
| Men's Haircut |
$28 ($17–$50) |
| Women's Haircut |
$61 ($33–$111) |
| Hair Coloring (Full) |
$166 ($83–$277) |
| Manicure |
$28 ($17–$50) |
| Pedicure |
$44 ($28–$72) |
| Massage (1 Hour) |
$89 ($55–$144) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.54 ($3.32–$6.09) |
| Dozen Eggs (per dozen) |
$3.87 ($2.77–$5.54) |
| Loaf of Bread |
$4.21 ($2.77–$6.09) |
| Chicken Breast (per lb) |
$4.98 ($3.32–$7.20) |
| Ground Beef (per lb) |
$6.09 ($4.43–$8.30) |
| Rice (per lb) |
$1.11 ($0.66–$1.99) |
View all 20 services
Utilities
| Electricity (Monthly) |
$155 ($89–$277) |
| Natural Gas (Monthly) |
$77 ($33–$166) |
| Water/Sewer (Monthly) |
$77 ($44–$133) |
| Internet (Monthly) |
$77 ($44–$111) |
| Cell Phone Plan (Monthly) |
$72 ($33–$111) |
| Cable TV (Monthly) |
$94 ($55–$166) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$221 ($83–$554) |
| Car Insurance (Annual) |
$2,214 ($1,328–$3,875) |
| Bus Pass (Monthly) |
$77 ($33–$144) |
| Taxi/Uber (5-Mile Ride) |
$17 ($8.86–$28) |
| Car Registration (Annual) |
$111 ($33–$277) |
| Driver's License Renewal |
$33 ($17–$83) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,328 ($664–$2,768) |
| Daycare (Toddler, Monthly) |
$1,107 ($554–$2,214) |
| After-School Care (Monthly) |
$443 ($221–$775) |
| Tutoring (Per Hour) |
$55 ($28–$111) |
| SAT/ACT Prep Course |
$1,107 ($443–$2,768) |
| Private School (K-12, Annual) |
$13,838 ($5,535–$33,210) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$66 ($33–$111) |
| Dog Vaccination (Annual) |
$111 ($55–$221) |
| Dog Grooming |
$66 ($33–$111) |
| Pet Boarding (Per Night) |
$44 ($22–$83) |
| Dog Spay/Neuter |
$332 ($166–$554) |
| Cat Spay/Neuter |
$221 ($111–$443) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,075 |
| Toddler | $789 |
| Preschool | $928 |
| Family Childcare (monthly) |
| Infant | $903 |
| Toddler | $752 |
| Preschool | $769 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Montgomery Creek
What is the population of Montgomery Creek?
Montgomery Creek has a population of 227 residents and is located in California. The population density is 69 people per square mile, spread across 3.3 square miles. The median age of residents is 64.0 years, which is older than the national median of 38.9 years. The population is 54.2% female and 45.8% male.
Is Montgomery Creek expensive to live in?
Montgomery Creek is slightly more expensive than average, with a cost of living index of 110.7 compared to the national baseline of 100. The median household income is $36,563, 51% below the national average of $75,149.
Is Montgomery Creek safe?
Public safety is a concern in Montgomery Creek, with a violent crime rate of 667 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 4,292 per 100,000 (above the national average). Overall, Montgomery Creek receives a safety grade of F based on combined crime data.
What is the weather like in Montgomery Creek?
Montgomery Creek has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 34°F in January, while summers reach an average of 69°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 28.6 inches, with 44.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 48.
How is the job market in Montgomery Creek?
The job market in Montgomery Creek faces challenges, with unemployment at 8.5% / significantly above the national rate of 3.6%. The average weekly wage is $1,141. There are 8,748 business establishments in the area, including 430 restaurants and food service locations. The average commute time is 33 minutes, and 14.1% of workers work from home.
How are the schools in Montgomery Creek?
Schools in Montgomery Creek have an average test score of 4.9 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 34.6% of adults in Montgomery Creek hold a bachelor's degree or higher, above the national average of 33.7%. 87.6% have completed high school. 18.5% hold a graduate or professional degree.
How healthy is Montgomery Creek?
The obesity rate in Montgomery Creek is 32.5% (above the national rate of 32.1%). 19.2% of adults are smokers. 22.9% are physically inactive. 25.9% of residents report depression. 7.5% lack health insurance. 79.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,283.
What is transportation like in Montgomery Creek?
The average commute in Montgomery Creek is 33 minutes, longer than the national average of 28 minutes. 77.2% of workers drive alone to work, 2.2% use public transit, and 14.1% work from home.
What are the demographics of Montgomery Creek?
The racial and ethnic makeup of Montgomery Creek is 61.7% White, 6.2% Hispanic or Latino. 72.9% of residents speak only English at home, while 27.1% speak Spanish. 6.9% of the population are military veterans. 15.5% of residents have a disability. 100.0% have health insurance coverage.