Montgomery, IN

Indiana

Montgomery is a small town in Indiana with a population of 1,184. Residents earn $93,750 per year, which is 25% above the national average.

4.1 /5.0
A Great
1,184 Population 731/sq mi density
$93,750 Median Income $35,920 per capita
$226,000 Home Value $174,954 Zillow
$827 Median Rent
56°F Avg Temperature
A
Overall
4.1 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.9 / 5.0
$93,750 median income, 0.1% unemployment
A+
Affordability
5.0 / 5.0
$226,000 home value, $827/mo rent
C
Education
2.3 / 5.0
16.5% bachelor's degree or higher
Median Income $93,750
25% higher than US avg
Home Value $226,000
20% lower than US avg
Bachelor's+ 16.5%
51% lower than US avg
Median Rent $827
29% lower than US avg
Obesity Rate 38.2%
19% higher than US avg
Unemployment 0.1%
97% lower than US avg
Poverty Rate 0.9%
93% lower than US avg

How Montgomery Compares to the U.S. Average (100% = U.S. avg)

People

Population1,184
Median Age46.1 yrs
Density731/mi²
Male / Female51% / 49%
Largest GroupWhite 97%

Economy

A+
Median Income$93,750
Per Capita$35,920
Unemployment0.1%
Poverty0.9%
County GDP$2,274M
Commute22 min

Housing

A+
Home Value$226,000
Rent$827
OwnershipN/A
Zillow$174,954

Crime

ViolentN/A
PropertyN/A

Health

Obesity38.2%
UninsuredN/A
Depression27.3%
Heart Disease5.5%

Climate

Avg Temp56°F
AQI41 (Good)
Rain48.0 in/yr
Elevation524 ft

Education

C
Bachelor's+16.5%
High School+91.5%
School Score6.02

Community

2024 VoteR 81% / D 17%
Commute22 min
Libraries2

Is Montgomery a Good Place to Live?

Based on current data, Montgomery receives an overall livability score of 4.1 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Montgomery stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Montgomery is $93,750, 25% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.1%. Only 0.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Montgomery is $226,000, 20% below the national median — offering relatively affordable homeownership. Renters pay a median of $827 per month, below the national average — a plus for affordability. At just 2.4x median income, home prices are very affordable relative to local earnings.

Education

16.5% of residents hold a bachelor's degree, below the national average of 33.7%. 91.5% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Montgomery enjoys a moderate climate with an average annual temperature of 56°F. Winters average 32°F in January while summers reach 77°F in July. Annual precipitation totals 48.0 inches, including 9.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Montgomery has a population of 1,184 with a density of 731 people per square mile. The median age is 46.1 years, 19% older than the national median of 38.9. The city is predominantly White (97.3%).

Population

1,184
Total Population
731
People / sq mi
46.1yrs
Median Age
19% above US avg
1.6mi²
Land Area

Gender Distribution

Male 51.2%
Female 48.8%

Race & Ethnicity

Montgomery vs U.S. Average

Language Spoken at Home

English Only98.4%
25% above US avg
Spanish1.6%
88% below US avg

Social Characteristics

Montgomery vs U.S. Average

The median household income in Montgomery is $93,750, which is 25% above the national average of $75,149. The unemployment rate is 0.1% (below the 3.6% US average). 0.9% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Montgomery vs U.S.

Commute Mode

Income

Median HH Income$93,750
25% above US avg
Per Capita Income$35,920
Avg Weekly Wage$955
IRS Avg AGI$70,620

Employment & Poverty

Unemployment0.1%
97% below US avg
Poverty Rate0.9%
93% below US avg
Establishments (County)978
County GDP$2,274M

Business (County)

Restaurants63
Healthcare74
Retail116
Manufacturing112

Tax & Cost of Living

Property Tax (IRS)$2,847
19% below US avg
Effective Tax Rate1.26%

Commute & Transportation

Commute Time21.9 min
Work from Home6.7%

Walkability

The median home value in Montgomery is $226,000, 20% below the national average. Monthly rent averages $827 (29% below US avg). Zillow estimates the typical home value at $174,954.

Home Value Sources

Ownership Split

Home Values

Census Median$226,000
20% below US avg
Zillow ZHVI$174,954

Real Estate Market (Redfin)

$/Sq Ft$168
Homes Sold2
Sale-to-List Ratio92.1%
Price Drops100.0%
Inventory1

Rental Costs

Census Median Rent$827
29% below US avg

HUD Fair Market Rent

Studio$802
1 Bedroom$807
2 Bedrooms$966
3 Bedrooms$1,281
4 Bedrooms$1,399

Ownership & Property

Owner-Occupied85.5%

Property Tax

Avg Tax (IRS)$2,847
19% below US avg
Effective Rate1.26%
In Montgomery, 38.2% of adults are obese (above the 32.1% national rate). 27.3% report depression. 24.3% are physically inactive.

Health Metrics: Montgomery vs U.S. Average (%)

Chronic Conditions

Obesity38.2%
19% above US avg
Diabetes9.8%
Heart Disease5.5%
High Blood Pressure32.4%
Asthma11.3%
COPD7.1%
Stroke2.8%

Behaviors & Mental Health

Binge Drinking19.5%
Physical Inactivity24.3%
Depression27.3%
Mental Distress19.2%
Physical Distress13.3%

Healthcare Access

Insurance Rate94.5%
Checkup Rate76.3%
Premature Death7,724/100K

Food & Exercise

Food Environment8.3/10
Exercise Access51.7%
Healthcare Facilities74

Crime Rates: Montgomery vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Montgomery has an average annual temperature of 56°F (14°C). Winters average 32°F in January while summers reach 77°F in July. Annual precipitation is 48.0 inches. Air quality is rated Good with a median AQI of 41.

Temperature

32°F Jan (0°C) 77°F Jul (25°C)
Annual Average56.3°F
4% above US avg
January Average32°F (0°C)
July Average77°F (25°C)

Precipitation & Snow

Annual Rainfall48.0 inches
26% above US avg
Snowfall9.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation524 ft (160 m)
Area1.6 sq mi (4.2 km²)
Population Density731/sq mi
Coordinates38.6648°N, 87.0494°W
County FIPS18027
It is classified as Nonmetro — Urban 2.5K–20K. 16.5% of residents hold a bachelor's degree or higher (51% below US avg). In the 2024 election, the county voted Republican by a 64.3-point margin.

2024 Presidential Election (County)

R 81.5%
D 17.2%

Winner: Republican by 64.3 points

Education

Bachelor's Degree+16.5%
51% below US avg
High School+91.5%
School Test Score6.02
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 7Nonmetro — Urban 2.5K–20K
Population Density731/sq mi
Total Area1.6 sq mi

Infrastructure & Services

Public Libraries2
Healthcare Facilities74
Restaurants63
Retail Stores116

Safety & Disasters

Fatal Crashes (County/yr)6

Commute & Transportation

Avg Commute21.9 min
Work from Home6.7%

Nearby Cities

Compare Montgomery with another city: