Median Income
$48,750
35% lower than US avg
Home Value
$102,000
64% lower than US avg
Violent Crime
629/100K
66% higher than US avg
Bachelor's+
17.6%
48% lower than US avg
Median Rent
$883
24% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
4.3%
19% higher than US avg
Poverty Rate
8.6%
31% lower than US avg
How Oakland City Compares to the U.S. Average (100% = U.S. avg)
People
Population2,635
Median Age38.5 yrs
Density2,583/mi²
Male / Female50% / 50%
Largest GroupWhite 89%
Veterans7.4%
Economy
B+
Median Income$48,750
Per Capita$22,450
Unemployment4.3%
Poverty8.6%
County GDP$694M
Commute22 min
Housing
A+
Home Value$102,000
Rent$883
Ownership59.4%
Zillow$161,838
Housing Units1,052
Rent Burden26.1%
Crime
F
Violent629/100K
Property2,662/100K
Health
Obesity39.5%
Uninsured9.1%
Smoking18.8%
Depression28.2%
Heart Disease6.1%
Climate
Avg Temp54°F (12°C)
AQI41 (Good)
Rain47.9 in/yr
Sunny Days293/yr
Elevation469 ft (143 m)
Education
C
Bachelor's+17.6%
High School+82.2%
Graduate+6.0%
School Score5.67
Community
2024 VoteR 77% / D 22%
Commute22 min
Broadband90.4%
EV Stations2
Libraries3
Is Oakland City a Good Place to Live?
Based on current data, Oakland City receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine, a low poverty rate, high health insurance coverage. Areas to be aware of include elevated crime rates, below-average incomes, high obesity rates. Oakland City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oakland City is $48,750, 35% below the national average of $75,149. Unemployment stands at 4.3%, indicating a healthy job market. 8.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Oakland City is $102,000, 64% below the national median / offering relatively affordable homeownership. Renters pay a median of $883 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
With 629 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 2,662 per 100,000, 36% above the national average.
Education
17.6% of residents hold a bachelor's degree, below the national average of 33.7%. 82.2% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Oakland City experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 75°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 47.9 inches. Air quality is rated Good with a median AQI of 41.
Oakland City has a population of 2,635 with a density of 2,583 people per square mile, spread across 1.0 square miles. The median age is 38.5 years, 1% younger than the national median of 38.9. The gender split is 49.6% female and 50.4% male. The city is predominantly White (89%), with 2.3% Hispanic, 2.8% Black. English is the primary language spoken at home by 98.1% of residents. 7.4% of the population are veterans, above the national rate of 6.0%. 19.6% of residents have a disability (above the 13.0% national average). 93.6% have health insurance coverage.
Population
38.5yrs
Median Age
1% below US avg
Race & Ethnicity
Oakland City vs U.S. Average
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
1.9%
86% below US avg
Social Characteristics
Oakland City vs U.S. Average
The median household income in Oakland City is $48,750, which is 35% below the national average of $75,149. Per capita income is $22,450 (below the $39,052 national figure). The average weekly wage is $1,158, 19% lower than the U.S. average. The unemployment rate is 4.3% (above the 3.6% US average). 8.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 213 business establishments, including 11 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 2.9% of workers work from home (below the 15.2% national rate).
Income: Oakland City vs U.S.
Income
| Median HH Income | $48,750 |
| 35% below US avg |
| Per Capita Income | $22,450 |
| Avg Weekly Wage | $1,158 |
| IRS Avg AGI | $61,789 |
| Gini Index | 0.394 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.3% |
| 19% above US avg |
| Poverty Rate | 8.6% |
| 31% below US avg |
| Establishments (County) | 213 |
| County GDP | $694M |
Business (County)
| Restaurants | 11 |
| Healthcare | 19 |
| Retail | 28 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $2,913 |
| 17% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 2.86% |
Commute & Transportation
| Commute Time | 22.1 min |
| Drive Alone | 72.4% |
| Public Transit | 0.0% |
| Work from Home | 2.9% |
The median home value in Oakland City is $102,000, 64% below the national median of $281,900. Zillow estimates the typical home value at $161,838, higher than the Census estimate. Monthly rent averages $883 (24% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 59.4% of housing units are owner-occupied. There are 1,052 total housing units in the city. The median year a home was built is 1953. The average annual property tax is $2,913 (lower than the $3,500 national average). 26.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $102,000 |
| 64% below US avg |
| Zillow ZHVI | $161,838 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $883 |
| 24% below US avg |
| Rent Burden | 26.1% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 59.4% |
| Owner-Occupied | 59.4% |
| Renter-Occupied | 40.6% |
| Housing Units | 1,052 |
| Median Year Built | 1953 |
Property Tax
| Avg Tax (IRS) | $2,913 |
| 17% below US avg |
| Effective Rate | 2.86% |
In Oakland City, 39.5% of adults are obese, above the national rate of 32.1%. 10.9% have diabetes. Heart disease affects 6.1% of residents. 33.9% have high blood pressure. 18.8% are current smokers (above the 14.0% national rate). 17.7% report binge drinking. 25.3% are physically inactive. 28.2% report depression (above the 20.0% national average). 19.9% experience frequent mental distress. 9.1% of residents lack health insurance. The primary care physician ratio is 1:3,036. The dentist ratio is 1:12,168. 45.6% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Oakland City vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.1% |
| High Blood Pressure | 33.9% |
| Asthma | 11.7% |
| COPD | 8.2% |
| Cancer | 7.5% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 18.8% |
| 34% above US avg |
| Binge Drinking | 17.7% |
| Physical Inactivity | 25.3% |
| Depression | 28.2% |
| Mental Distress | 19.9% |
| Physical Distress | 14.3% |
| Short Sleep | 41.0% |
Healthcare Access
| Insurance Rate | 93.6% |
| Uninsured | 9.1% |
| 6% above US avg |
| Primary Care | 1:3,036 |
| Dentists | 1:12,168 |
| Mental Health | 1:2,421 |
| Checkup Rate | 77.8% |
| Dental Visits | 55.3% |
| Premature Death | 10,057/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 45.6% |
| Healthcare Facilities | 19 |
Oakland City has a violent crime rate of 629 per 100,000 residents, 66% above the national average of 380. Property crime stands at 2,662 per 100,000, 36% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Oakland City receives a safety grade of F.
Crime Rates: Oakland City vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 629.2/100K |
| 66% above US avg |
| |
Property Crime
| Total Property | 2,662.2/100K |
| 36% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 38 |
| Avg Accident Severity | 2.7 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oakland City experiences four distinct seasons with an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 75°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 47.9 inches (wetter than the 38-inch national average). Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 469 feet.
Temperature
30°F Jan (-1°C)
75°F Jul (24°C)
| Annual Average | 53.9°F |
| 0% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 469 ft (143 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 2,583/sq mi |
| Coordinates | 38.3380°N, 87.3491°W |
| Timezone | America/Indiana/Indianapolis |
| County | Pike County County |
| Nearest Airport | Evansville Regional (EVV)
23 miles away |
Precipitation & Snow
Annual Rainfall
47.9"
26% above US avg
Wettest Month (May)
5.12"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 19.2 / 100 |
| Social Vulnerability | 60.2 / 100 |
| Community Resilience | 58.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
65 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
49 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
47 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
52 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
48 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
78 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
48 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
50 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
82 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
70 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
47 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
50 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
109 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
45 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
89 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
46 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
142 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
122 km |
| Oct 24, 1990 |
5 km ENE of Woodlawn, Illinois |
M3.2 |
142 km |
| Jul 18, 2008 |
6 km NNE of Bellmont, Illinois |
M3.1 |
49 km |
| May 10, 2012 |
0 km NW of Emison, Indiana |
M3.1 |
53 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
491 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 84 fatalities, 1,028 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
60 km |
6 |
| Apr 3, 1974 |
EF5 |
99 km |
31 |
| Jun 2, 1990 |
EF4 |
19 km |
6 |
| Jun 2, 1990 |
EF4 |
87 km |
1 |
| Jun 2, 1990 |
EF4 |
98 km |
1 |
| Jan 7, 1989 |
EF4 |
41 km |
0 |
| Jul 9, 2024 |
EF3 |
64 km |
0 |
| Mar 31, 2023 |
EF3 |
88 km |
6 |
| Feb 28, 2017 |
EF3 |
71 km |
1 |
| Nov 17, 2013 |
EF3 |
88 km |
0 |
| Mar 28, 2009 |
EF3 |
87 km |
0 |
| Mar 8, 2009 |
EF3 |
86 km |
0 |
| Oct 18, 2007 |
EF3 |
65 km |
0 |
| Nov 15, 2005 |
EF3 |
43 km |
0 |
| Nov 6, 2005 |
EF3 |
68 km |
24 |
| May 30, 2004 |
EF3 |
68 km |
1 |
| Jan 3, 2000 |
EF3 |
70 km |
0 |
| Jun 2, 1990 |
EF3 |
43 km |
0 |
| Apr 3, 1989 |
EF3 |
26 km |
0 |
| Apr 1, 1974 |
EF3 |
54 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,336 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
UNNAMED |
1,336 |
76 km |
| 2019 |
UNNAMED |
1,057 |
78 km |
| 2021 |
UNNAMED |
959 |
77 km |
| 2014 |
UNNAMED |
910 |
79 km |
| 2019 |
UNNAMED |
892 |
79 km |
| 2024 |
LONG RUN RX |
774 |
73 km |
| 2010 |
RICEVILLE RX |
671 |
60 km |
| 2019 |
UNNAMED |
584 |
73 km |
| 2010 |
ROCKHOUSE HOLLOW RX |
581 |
75 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
30°F (-1°C) |
2.7 in |
Coldest, Driest |
| February |
35°F (1°C) |
2.8 in |
|
| March |
45°F (7°C) |
4.3 in |
|
| April |
55°F (13°C) |
4.5 in |
|
| May |
65°F (18°C) |
5.1 in |
Wettest |
| June |
73°F (23°C) |
4.1 in |
|
| July |
75°F (24°C) |
4.3 in |
|
| August |
75°F (24°C) |
3.8 in |
Warmest |
| September |
69°F (20°C) |
3.1 in |
|
| October |
57°F (14°C) |
3.2 in |
|
| November |
46°F (8°C) |
4.2 in |
|
| December |
35°F (2°C) |
3.5 in |
|
Oakland City has a seasonal temperature swing of 45°F / from 30°F in January to 75°F in August. Total annual precipitation is 45.4 inches, with May being the wettest month (5.1") and January the driest (2.7").
Average costs for common services in Oakland City. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Oakland City
What is the population of Oakland City?
Oakland City has a population of 2,635 residents and is located in Indiana. The population density is 2,583 people per square mile, spread across 1.0 square miles. The median age of residents is 38.5 years. The population is 49.6% female and 50.4% male.
Is Oakland City expensive to live in?
Oakland City is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $48,750, 35% below the national average of $75,149. The median home value is $102,000 (64% below the U.S. median). Renters pay a median of $883 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Oakland City safe?
Public safety is a concern in Oakland City, with a violent crime rate of 629 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 2,662 per 100,000 (above the national average). Overall, Oakland City receives a safety grade of F based on combined crime data.
What is the weather like in Oakland City?
Oakland City has a four-season climate with an average annual temperature of 54°F (12°C). Winter temperatures average 30°F in January, while summers reach an average of 75°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 47.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Oakland City?
Oakland City has a healthy job market with an unemployment rate of 4.3%, near the national average of 3.6%. The average weekly wage is $1,158. There are 213 business establishments in the area, including 11 restaurants and food service locations. The average commute time is 22 minutes, and 2.9% of workers work from home.
How much does housing cost in Oakland City?
The median home value in Oakland City is $102,000. Zillow estimates the typical home value at $161,838. For renters, the median monthly rent is $883. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 59.4%. The average annual property tax is $2,913.
How are the schools in Oakland City?
Schools in Oakland City score 5.7 out of 10 on standardized testing, near the national average. 17.6% of adults in Oakland City hold a bachelor's degree or higher, below the national average of 33.7%. 82.2% have completed high school. 6.0% hold a graduate or professional degree.
How healthy is Oakland City?
The obesity rate in Oakland City is 39.5% (above the national rate of 32.1%). 18.8% of adults are smokers. 25.3% are physically inactive. 28.2% of residents report depression. 9.1% lack health insurance. 45.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,036.
What is transportation like in Oakland City?
The average commute in Oakland City is 22 minutes, shorter than the national average of 28 minutes. 72.4% of workers drive alone to work, and 2.9% work from home.
What are the demographics of Oakland City?
The racial and ethnic makeup of Oakland City is 89% White, 2.8% Black or African American, 2.3% Hispanic or Latino. 98.1% of residents speak only English at home. 7.4% of the population are military veterans. 19.6% of residents have a disability. 93.6% have health insurance coverage.
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