Median Income
$48,750
35% lower than US avg
Home Value
$102,000
64% lower than US avg
Bachelor's+
17.6%
48% lower than US avg
Median Rent
$883
24% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
4.3%
19% higher than US avg
Poverty Rate
8.6%
31% lower than US avg
How Oakland City Compares to the U.S. Average (100% = U.S. avg)
People
Population2,635
Median Age38.5 yrs
Density2,583/mi²
Male / Female50% / 50%
Largest GroupWhite 89%
Economy
B+
Median Income$48,750
Per Capita$22,450
Unemployment4.3%
Poverty8.6%
County GDP$694M
Commute22 min
Housing
A+
Home Value$102,000
Rent$883
OwnershipN/A
Zillow$161,838
Health
Obesity39.5%
UninsuredN/A
Depression28.2%
Heart Disease6.1%
Climate
Avg Temp54°F
AQI41 (Good)
Rain47.9 in/yr
Elevation469 ft
Education
C
Bachelor's+17.6%
High School+82.2%
School Score6.01
Community
2024 VoteR 77% / D 22%
Commute22 min
Libraries3
Is Oakland City a Good Place to Live?
Based on current data, Oakland City receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Oakland City offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oakland City is $48,750, 35% below the national average of $75,149. Unemployment stands at 4.3%, indicating a healthy job market. 8.6% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Oakland City is $102,000, 64% below the national median — offering relatively affordable homeownership. Renters pay a median of $883 per month, below the national average — a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Education
17.6% of residents hold a bachelor's degree, below the national average of 33.7%. 82.2% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Oakland City experiences four distinct seasons with an average temperature of 54°F. Winters average 30°F in January while summers reach 75°F in July. Annual precipitation totals 47.9 inches. Air quality is rated Good with a median AQI of 41.
Oakland City has a population of 2,635 with a density of 2,583 people per square mile. The median age is 38.5 years, 1% younger than the national median of 38.9. The city is predominantly White (89%), with 2.3% Hispanic, 2.8% Black.
Population
38.5yrs
Median Age
1% below US avg
Race & Ethnicity
Oakland City vs U.S. Average
Language Spoken at Home
| English Only | 98.1% |
| 25% above US avg |
| Spanish | 1.9% |
| 86% below US avg |
Social Characteristics
Oakland City vs U.S. Average
The median household income in Oakland City is $48,750, which is 35% below the national average of $75,149. The unemployment rate is 4.3% (above the 3.6% US average). 8.6% of residents live below the poverty line. Workers commute an average of 22 minutes.
Income: Oakland City vs U.S.
Income
| Median HH Income | $48,750 |
| 35% below US avg |
| Per Capita Income | $22,450 |
| Avg Weekly Wage | $1,158 |
| IRS Avg AGI | $61,789 |
Employment & Poverty
| Unemployment | 4.3% |
| 19% above US avg |
| Poverty Rate | 8.6% |
| 31% below US avg |
| Establishments (County) | 213 |
| County GDP | $694M |
Business (County)
| Restaurants | 11 |
| Healthcare | 19 |
| Retail | 28 |
| Manufacturing | 7 |
Tax & Cost of Living
| Property Tax (IRS) | $2,913 |
| 17% below US avg |
| Effective Tax Rate | 2.86% |
Commute & Transportation
| Commute Time | 22.1 min |
| Work from Home | 2.9% |
The median home value in Oakland City is $102,000, 64% below the national average. Monthly rent averages $883 (24% below US avg). Zillow estimates the typical home value at $161,838.
Home Values
| Census Median | $102,000 |
| 64% below US avg |
| Zillow ZHVI | $161,838 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $883 |
| 24% below US avg |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,913 |
| 17% below US avg |
| Effective Rate | 2.86% |
In Oakland City, 39.5% of adults are obese (above the 32.1% national rate). 28.2% report depression. 25.3% are physically inactive.
Health Metrics: Oakland City vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.1% |
| High Blood Pressure | 33.9% |
| Asthma | 11.7% |
| COPD | 8.2% |
| Stroke | 3.1% |
Behaviors & Mental Health
| |
| Binge Drinking | 17.7% |
| Physical Inactivity | 25.3% |
| Depression | 28.2% |
| Mental Distress | 19.9% |
| Physical Distress | 14.3% |
Healthcare Access
| Insurance Rate | 93.6% |
| |
| Checkup Rate | 77.8% |
| Premature Death | 10,057/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 45.6% |
| Healthcare Facilities | 19 |
Crime Rates: Oakland City vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
Safety Score
Oakland City has an average annual temperature of 54°F (12°C). Winters average 30°F in January while summers reach 75°F in July. Annual precipitation is 47.9 inches. Air quality is rated Good with a median AQI of 41.
Temperature
30°F Jan (-1°C)
75°F Jul (24°C)
| Annual Average | 53.9°F |
| 0% below US avg |
| January Average | 30°F (-1°C) |
| July Average | 75°F (24°C) |
Precipitation & Snow
| Annual Rainfall | 47.9 inches |
| 26% above US avg |
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Geography
| Elevation | 469 ft (143 m) |
| Area | 1.0 sq mi (2.6 km²) |
| Population Density | 2,583/sq mi |
| Coordinates | 38.3380°N, 87.3491°W |
| County FIPS | 18125 |