Median Income
$45,884
39% lower than US avg
Home Value
$88,500
69% lower than US avg
Violent Crime
114/100K
70% lower than US avg
Bachelor's+
16.7%
50% lower than US avg
Median Rent
$750
36% lower than US avg
Obesity Rate
40.5%
26% higher than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
11.8%
5% lower than US avg
How Mount Carmel Compares to the U.S. Average (100% = U.S. avg)
People
Population6,892
Median Age43.9 yrs
Density1,433/mi²
Male / Female48% / 52%
Largest GroupWhite 92%
Veterans8.0%
Economy
B+
Median Income$45,884
Per Capita$30,812
Unemployment2.5%
Poverty11.8%
County GDP$451M
Commute24 min
Housing
A+
Home Value$88,500
Rent$750
Ownership67.4%
Zillow$113,335
Housing Units3,429
Rent Burden22.8%
Crime
F
Violent114/100K
Property1,817/100K
Murder0.0/100K
Assault72/100K
Burglary229/100K
Health
Obesity40.5%
Uninsured8.8%
Smoking17.5%
Depression24.5%
Heart Disease6.1%
Climate
Avg Temp56°F (14°C)
AQI43 (Good)
Rain48.7 in/yr
Sunny Days293/yr
Elevation451 ft (137 m)
Education
C
Bachelor's+16.7%
High School+92.2%
Graduate+5.7%
School Score5.30
Community
2024 VoteR 76% / D 22%
Commute24 min
Broadband84.2%
EV Stations1
Libraries1
Is Mount Carmel a Good Place to Live?
Based on current data, Mount Carmel receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Mount Carmel offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Mount Carmel is $45,884, 39% below the national average of $75,149. The job market is very strong with unemployment at just 2.5%. 11.8% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Mount Carmel is $88,500, 69% below the national median / offering relatively affordable homeownership. Renters pay a median of $750 per month, below the national average / a plus for affordability. At just 1.9x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Mount Carmel is a very safe community with a violent crime rate of 114 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,817 per 100,000, near the national average.
Education
16.7% of residents hold a bachelor's degree, below the national average of 33.7%. 92.2% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Mount Carmel enjoys a moderate climate with an average annual temperature of 56°F. Winters average 33°F in January while summers reach 78°F in July. With 293 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 48.7 inches, including 8.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Mount Carmel has a population of 6,892 with a density of 1,433 people per square mile, spread across 4.8 square miles. The median age is 43.9 years, 13% older than the national median of 38.9. The gender split is 52.1% female and 47.9% male. The city is predominantly White (92.3%), with 1.4% Black. English is the primary language spoken at home by 94.9% of residents, while 5.1% speak Spanish. 8.0% of the population are veterans, above the national rate of 6.0%. 23.7% of residents have a disability (above the 13.0% national average). 93.9% have health insurance coverage.
Population
43.9yrs
Median Age
13% above US avg
Race & Ethnicity
Mount Carmel vs U.S. Average
Language Spoken at Home
English Only
94.9%
21% above US avg
Spanish
5.1%
62% below US avg
Social Characteristics
Mount Carmel vs U.S. Average
The median household income in Mount Carmel is $45,884, which is 39% below the national average of $75,149. Per capita income is $30,812 (below the $39,052 national figure). The average weekly wage is $974, 32% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 11.8% of residents live below the poverty line. The area has 276 business establishments, including 17 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 24 minutes. 1.6% of workers work from home (below the 15.2% national rate).
Income: Mount Carmel vs U.S.
Income
| Median HH Income | $45,884 |
| 39% below US avg |
| Per Capita Income | $30,812 |
| Avg Weekly Wage | $974 |
| IRS Avg AGI | $71,433 |
| Gini Index | 0.455 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 11.8% |
| 5% below US avg |
| Establishments (County) | 276 |
| County GDP | $451M |
Business (County)
| Restaurants | 17 |
| Healthcare | 20 |
| Retail | 35 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $4,675 |
| 34% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 5.28% |
Commute & Transportation
| Commute Time | 23.5 min |
| Drive Alone | 79.4% |
| Public Transit | 0.0% |
| Work from Home | 1.6% |
The median home value in Mount Carmel is $88,500, 69% below the national median of $281,900. Zillow estimates the typical home value at $113,335, higher than the Census estimate. Monthly rent averages $750 (36% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 67.4% of housing units are owner-occupied. There are 3,429 total housing units in the city. The median year a home was built is 1956. The average annual property tax is $4,675 (higher than the $3,500 national average). 22.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 1.9x, well within the affordable range.
Home Values
| Census Median | $88,500 |
| 69% below US avg |
| Zillow ZHVI | $113,335 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $750 |
| 36% below US avg |
| Rent Burden | 22.8% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 67.4% |
| Owner-Occupied | 67.4% |
| Renter-Occupied | 32.6% |
| Housing Units | 3,429 |
| Median Year Built | 1956 |
Property Tax
| Avg Tax (IRS) | $4,675 |
| 34% above US avg |
| Effective Rate | 5.28% |
In Mount Carmel, 40.5% of adults are obese, above the national rate of 32.1%. 10.8% have diabetes. Heart disease affects 6.1% of residents. 32.8% have high blood pressure. 17.5% are current smokers (above the 14.0% national rate). 19.9% report binge drinking. 25.1% are physically inactive. 24.5% report depression (above the 20.0% national average). 19.5% experience frequent mental distress. 8.8% of residents lack health insurance. The primary care physician ratio is 1:2,800. The dentist ratio is 1:2,217. 69.5% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Mount Carmel vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.5% |
| 26% above US avg |
| Diabetes | 10.8% |
| Heart Disease | 6.1% |
| High Blood Pressure | 32.8% |
| Asthma | 10.9% |
| COPD | 8.1% |
| Cancer | 7.4% |
| Stroke | 3.3% |
Behaviors & Mental Health
| Smoking | 17.5% |
| 25% above US avg |
| Binge Drinking | 19.9% |
| Physical Inactivity | 25.1% |
| Depression | 24.5% |
| Mental Distress | 19.5% |
| Physical Distress | 14.2% |
| Short Sleep | 37.5% |
Healthcare Access
| Insurance Rate | 93.9% |
| Uninsured | 8.8% |
| 2% above US avg |
| Primary Care | 1:2,800 |
| Dentists | 1:2,217 |
| Mental Health | 1:322 |
| Checkup Rate | 75.3% |
| Dental Visits | 58.5% |
| Premature Death | 8,398/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 69.5% |
| Healthcare Facilities | 20 |
Mount Carmel has a violent crime rate of 114 per 100,000 residents, 70% below the national average of 380. This breaks down to aggravated assault at 71.6 per 100,000, robbery at 42.9, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,817 per 100,000, 7% below the U.S. average. This includes larceny/theft at 1,574, burglary at 229, vehicle theft at 14 per 100,000 residents. Overall, Mount Carmel receives a safety grade of F.
Crime Rates: Mount Carmel vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 114.5/100K |
| 70% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 42.9/100K |
| Assault | 71.6/100K |
Property Crime
| Total Property | 1,817.4/100K |
| 7% below US avg |
| Burglary | 229.0/100K |
| Theft | 1,574.1/100K |
| Vehicle Theft | 14.3/100K |
| Arson | 0.0/100K |
Traffic Safety
| Traffic Accidents | 2 |
| Avg Accident Severity | 2.5 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Mount Carmel enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winters average 33°F in January while summers reach 78°F in July. The area gets 293 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 48.7 inches (wetter than the 38-inch national average). The area receives 8.9 inches of snow annually. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 451 feet.
Temperature
33°F Jan (0°C)
78°F Jul (26°C)
| Annual Average | 56.4°F |
| 4% above US avg |
| January Average | 33°F (0°C) |
| July Average | 78°F (26°C) |
| Sunny Days | 293 days/yr |
Geography
| Elevation | 451 ft (137 m) |
| Area | 4.8 sq mi (12.5 km²) |
| Population Density | 1,433/sq mi |
| Coordinates | 38.4190°N, 87.7698°W |
| Timezone | America/Chicago |
| County | Wabash County County |
| Nearest Airport | Lawrenceville-Vincennes International (LWV) 25 miles away |
Precipitation & Snow
Annual Rainfall
48.7"
28% above US avg
Wettest Month (May)
5.00"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.8 / 100 |
| Social Vulnerability | 52.6 / 100 |
| Community Resilience | 56.2 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
70 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M5.2. Most recent: M2.6 on Aug 9, 2025.
| Apr 18, 2008 |
7 km NNE of Bellmont, Illinois |
M5.2 |
11 km |
| Apr 18, 2008 |
9 km NNE of Bellmont, Illinois |
M4.7 |
10 km |
| Jun 18, 2002 |
6 km SW of Parkers Settlement, Indiana |
M4.6 |
47 km |
| Apr 21, 2008 |
7 km NNE of Bellmont, Illinois |
M4.0 |
10 km |
| Dec 7, 2000 |
7 km W of Evansville, Indiana |
M3.9 |
51 km |
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
116 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
120 km |
| Nov 11, 1991 |
3 km W of Flat Rock, Illinois |
M3.8 |
54 km |
| Sep 19, 2017 |
4 km N of Bellmont, Illinois |
M3.8 |
12 km |
| Apr 25, 2008 |
8 km NNE of Bellmont, Illinois |
M3.7 |
10 km |
| Jan 2, 2006 |
3 km NNE of Eldorado, Illinois |
M3.6 |
86 km |
| Nov 20, 2012 |
7 km N of Bellmont, Illinois |
M3.6 |
12 km |
| Mar 2, 1990 |
9 km NW of Vernon, Illinois |
M3.4 |
131 km |
| May 30, 2015 |
4 km ENE of Geff, Illinois |
M3.4 |
51 km |
| Jun 5, 2008 |
8 km WNW of Mount Carmel, Illinois |
M3.4 |
8 km |
| May 1, 2008 |
8 km NNE of Bellmont, Illinois |
M3.3 |
9 km |
| May 13, 2025 |
7 km SSW of Lerna, Illinois |
M3.3 |
115 km |
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
129 km |
| May 2, 2003 |
10 km ENE of Thompsonville, Illinois |
M3.2 |
93 km |
| Apr 6, 1994 |
2 km NE of Tamaroa, Illinois |
M3.2 |
129 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
489 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 52 fatalities, 747 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
97 km |
6 |
| Jun 2, 1990 |
EF4 |
64 km |
1 |
| Jun 2, 1990 |
EF4 |
73 km |
0 |
| Jun 2, 1990 |
EF4 |
63 km |
0 |
| Jun 2, 1990 |
EF4 |
26 km |
6 |
| Jan 7, 1989 |
EF4 |
7 km |
0 |
| Jul 9, 2024 |
EF3 |
55 km |
0 |
| Mar 31, 2023 |
EF3 |
59 km |
6 |
| Feb 28, 2017 |
EF3 |
44 km |
1 |
| Nov 17, 2013 |
EF3 |
81 km |
0 |
| Mar 28, 2009 |
EF3 |
87 km |
0 |
| Oct 18, 2007 |
EF3 |
89 km |
0 |
| Nov 15, 2005 |
EF3 |
63 km |
0 |
| Nov 6, 2005 |
EF3 |
66 km |
24 |
| Apr 21, 2002 |
EF3 |
84 km |
1 |
| Jan 3, 2000 |
EF3 |
93 km |
0 |
| Apr 19, 1996 |
EF3 |
91 km |
0 |
| Jun 2, 1990 |
EF3 |
68 km |
0 |
| Apr 3, 1989 |
EF3 |
22 km |
0 |
| Aug 10, 1974 |
EF3 |
90 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: CAVE HILL RX (999 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
CAVE HILL RX |
999 |
99 km |
| 2010 |
RICEVILLE RX |
671 |
98 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
33°F (0°C) |
2.7 in |
Coldest, Driest |
| February |
35°F (2°C) |
2.8 in |
|
| March |
45°F (7°C) |
4.3 in |
|
| April |
55°F (13°C) |
4.5 in |
|
| May |
65°F (18°C) |
5.0 in |
Wettest |
| June |
74°F (23°C) |
4.1 in |
|
| July |
78°F (26°C) |
4.0 in |
Warmest |
| August |
76°F (24°C) |
3.6 in |
|
| September |
69°F (21°C) |
3.0 in |
|
| October |
58°F (14°C) |
3.2 in |
|
| November |
46°F (8°C) |
4.3 in |
|
| December |
36°F (2°C) |
3.5 in |
|
Mount Carmel has a seasonal temperature swing of 46°F / from 33°F in January to 78°F in July. Total annual precipitation is 44.9 inches, with May being the wettest month (5.0") and January the driest (2.7").
Average costs for common services in Mount Carmel. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Mount Carmel
What is the population of Mount Carmel?
Mount Carmel has a population of 6,892 residents and is located in Illinois. The population density is 1,433 people per square mile, spread across 4.8 square miles. The median age of residents is 43.9 years, which is older than the national median of 38.9 years. The population is 52.1% female and 47.9% male.
Is Mount Carmel expensive to live in?
Mount Carmel has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $45,884, 39% below the national average of $75,149. The median home value is $88,500 (69% below the U.S. median). Renters pay a median of $750 per month, below the national average of $1,163. The home price-to-income ratio is 1.9x, indicating housing is reasonably affordable relative to local income levels.
Is Mount Carmel safe?
Mount Carmel is considered a very safe city with a violent crime rate of 114 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,817 per 100,000 (below the national average). Overall, Mount Carmel receives a safety grade of F based on combined crime data.
What is the weather like in Mount Carmel?
Mount Carmel enjoys a temperate climate with an average annual temperature of 56°F (14°C). Winter temperatures average 33°F in January, while summers reach an average of 78°F in July. The area receives 293 sunny days per year, well above the national average of 205. Annual rainfall totals 48.7 inches, with 8.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Mount Carmel?
The job market in Mount Carmel is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $974. There are 276 business establishments in the area, including 17 restaurants and food service locations. The average commute time is 24 minutes, and 1.6% of workers work from home.
How much does housing cost in Mount Carmel?
The median home value in Mount Carmel is $88,500. Zillow estimates the typical home value at $113,335. For renters, the median monthly rent is $750. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 67.4%. The average annual property tax is $4,675.
How are the schools in Mount Carmel?
Schools in Mount Carmel score 5.3 out of 10 on standardized testing, near the national average. 16.7% of adults in Mount Carmel hold a bachelor's degree or higher, below the national average of 33.7%. 92.2% have completed high school. 5.7% hold a graduate or professional degree.
How healthy is Mount Carmel?
The obesity rate in Mount Carmel is 40.5% (above the national rate of 32.1%). 17.5% of adults are smokers. 25.1% are physically inactive. 24.5% of residents report depression. 8.8% lack health insurance. 69.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,800.
What is transportation like in Mount Carmel?
The average commute in Mount Carmel is 24 minutes, shorter than the national average of 28 minutes. 79.4% of workers drive alone to work, and 1.6% work from home.
What are the demographics of Mount Carmel?
The racial and ethnic makeup of Mount Carmel is 92.3% White, 1.4% Black or African American, 0.7% Hispanic or Latino. 94.9% of residents speak only English at home, while 5.1% speak Spanish. 8.0% of the population are military veterans. 23.7% of residents have a disability. 93.9% have health insurance coverage.