Owensville, IN

Indiana

Owensville is a small town in Indiana with a population of 1,232. Residents earn $57,438 per year, which is 24% below the national average.

3.7 /5.0
B+ Good
1,232 Population 2,161/sq mi density
$57,438 Median Income $32,608 per capita
$114,800 Home Value $224,902 Zillow
$681 Median Rent
55°F Avg Temperature
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$57,438 median income, 3.2% unemployment
A+
Affordability
5.0 / 5.0
$114,800 home value, $681/mo rent
C
Education
2.3 / 5.0
15.8% bachelor's degree or higher
Median Income $57,438
24% lower than US avg
Home Value $114,800
59% lower than US avg
Bachelor's+ 15.8%
53% lower than US avg
Median Rent $681
41% lower than US avg
Obesity Rate 38.3%
19% higher than US avg
Unemployment 3.2%
11% lower than US avg
Poverty Rate 5.5%
56% lower than US avg

How Owensville Compares to the U.S. Average (100% = U.S. avg)

People

Population1,232
Median Age40.7 yrs
Density2,161/mi²
Male / Female45% / 55%
Largest GroupWhite 97%

Economy

B+
Median Income$57,438
Per Capita$32,608
Unemployment3.2%
Poverty5.5%
County GDP$4,453M
Commute21 min

Housing

A+
Home Value$114,800
Rent$681
OwnershipN/A
Zillow$224,902

Crime

ViolentN/A
PropertyN/A

Health

Obesity38.3%
UninsuredN/A
Depression27.9%
Heart Disease5.6%

Climate

Avg Temp55°F
AQI41 (Good)
Rain49.8 in/yr
Elevation526 ft

Education

C
Bachelor's+15.8%
High School+87.4%
School Score6.01

Community

2024 VoteR 75% / D 23%
Commute21 min
Libraries5

Is Owensville a Good Place to Live?

Based on current data, Owensville receives an overall livability score of 3.7 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Owensville offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Owensville is $57,438, 24% below the national average of $75,149. Unemployment stands at 3.2%, indicating a healthy job market. Only 5.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.

Cost of Living & Housing

The median home value in Owensville is $114,800, 59% below the national median — offering relatively affordable homeownership. Renters pay a median of $681 per month, below the national average — a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.

Education

15.8% of residents hold a bachelor's degree, below the national average of 33.7%. 87.4% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Owensville experiences four distinct seasons with an average temperature of 55°F. Winters average 30°F in January while summers reach 77°F in July. Annual precipitation totals 49.8 inches, including 12.2 inches of snow. Air quality is rated Good with a median AQI of 41.

Owensville has a population of 1,232 with a density of 2,161 people per square mile. The median age is 40.7 years, 5% older than the national median of 38.9. The city is predominantly White (96.5%).

Population

1,232
Total Population
2,161
People / sq mi
40.7yrs
Median Age
5% above US avg
0.6mi²
Land Area

Gender Distribution

Male 45.2%
Female 54.8%

Race & Ethnicity

Owensville vs U.S. Average

Language Spoken at Home

English Only99.0%
26% above US avg
Spanish1.0%
93% below US avg

Social Characteristics

Owensville vs U.S. Average

The median household income in Owensville is $57,438, which is 24% below the national average of $75,149. The unemployment rate is 3.2% (below the 3.6% US average). 5.5% of residents live below the poverty line. Workers commute an average of 21 minutes.

Income: Owensville vs U.S.

Commute Mode

Income

Median HH Income$57,438
24% below US avg
Per Capita Income$32,608
Avg Weekly Wage$1,305
IRS Avg AGI$65,154

Employment & Poverty

Unemployment3.2%
11% below US avg
Poverty Rate5.5%
56% below US avg
Establishments (County)800
County GDP$4,453M

Business (County)

Restaurants62
Healthcare76
Retail116
Manufacturing38

Tax & Cost of Living

Property Tax (IRS)$2,658
24% below US avg
Effective Tax Rate2.32%

Commute & Transportation

Commute Time21.3 min
Work from Home3.0%

Walkability

The median home value in Owensville is $114,800, 59% below the national average. Monthly rent averages $681 (41% below US avg). Zillow estimates the typical home value at $224,902.

Home Value Sources

Ownership Split

Home Values

Census Median$114,800
59% below US avg
Zillow ZHVI$224,902

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$681
41% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied74.3%

Property Tax

Avg Tax (IRS)$2,658
24% below US avg
Effective Rate2.32%
In Owensville, 38.3% of adults are obese (above the 32.1% national rate). 27.9% report depression. 23.3% are physically inactive.

Health Metrics: Owensville vs U.S. Average (%)

Chronic Conditions

Obesity38.3%
19% above US avg
Diabetes10.2%
Heart Disease5.6%
High Blood Pressure32.6%
Asthma11.5%
COPD7.3%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking18.3%
Physical Inactivity23.3%
Depression27.9%
Mental Distress19.3%
Physical Distress13.4%

Healthcare Access

Insurance Rate97.2%
Checkup Rate77.9%
Premature Death7,824/100K

Food & Exercise

Food Environment8.4/10
Exercise Access67.2%
Healthcare Facilities76

Crime Rates: Owensville vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)7

Safety Score

Owensville has an average annual temperature of 55°F (13°C). Winters average 30°F in January while summers reach 77°F in July. Annual precipitation is 49.8 inches. Air quality is rated Good with a median AQI of 41.

Temperature

30°F Jan (-1°C) 77°F Jul (25°C)
Annual Average55.0°F
2% above US avg
January Average30°F (-1°C)
July Average77°F (25°C)

Precipitation & Snow

Annual Rainfall49.8 inches
31% above US avg
Snowfall12.2 inches/yr

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation526 ft (160 m)
Area0.6 sq mi (1.5 km²)
Population Density2,161/sq mi
Coordinates38.2719°N, 87.6918°W
County FIPS18051
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 15.8% of residents hold a bachelor's degree or higher (53% below US avg). In the 2024 election, the county voted Republican by a 51.4-point margin.

2024 Presidential Election (County)

R 74.8%
D 23.4%

Winner: Republican by 51.4 points

Education

Bachelor's Degree+15.8%
53% below US avg
High School+87.4%
School Test Score6.01
C Education Grade (2.3/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density2,161/sq mi
Total Area0.6 sq mi

Infrastructure & Services

Public Libraries5
Healthcare Facilities76
Restaurants62
Retail Stores116

Safety & Disasters

Fatal Crashes (County/yr)7

Commute & Transportation

Avg Commute21.3 min
Work from Home3.0%

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