Median Income
$74,018
2% lower than US avg
Home Value
$218,900
22% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
20.3%
40% lower than US avg
Median Rent
$896
23% lower than US avg
Obesity Rate
34.9%
9% higher than US avg
Unemployment
2.5%
31% lower than US avg
Poverty Rate
3.0%
76% lower than US avg
How Montgomery Compares to the U.S. Average (100% = U.S. avg)
People
Population3,366
Median Age39.1 yrs
Density1,341/mi²
Male / Female49% / 51%
Largest GroupWhite 93%
Veterans7.4%
Economy
A
Median Income$74,018
Per Capita$36,504
Unemployment2.5%
Poverty3.0%
County GDP$1,243M
Commute23 min
Housing
A+
Home Value$218,900
Rent$896
Ownership80.9%
Zillow$311,296
Housing Units1,368
Rent Burden30.9%
Crime
C+
Violent0/100K
Property568/100K
Murder0.0/100K
Assault0/100K
Burglary100/100K
Health
Obesity34.9%
Uninsured8.1%
Smoking14.4%
Depression24.7%
Heart Disease4.9%
Climate
Avg Temp44°F (7°C)
AQI36 (Good)
Rain32.4 in/yr
Sunny Days270/yr
Elevation1,091 ft (333 m)
Education
C+
Bachelor's+20.3%
High School+96.4%
Graduate+4.7%
School Score5.84
Community
2024 VoteR 66% / D 32%
Commute23 min
Broadband90.2%
EV Stations4
Libraries6
Is Montgomery a Good Place to Live?
Based on current data, Montgomery receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Montgomery offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Montgomery is $74,018, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 2.5%. Only 3.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Montgomery is $218,900, 22% below the national median / offering relatively affordable homeownership. Renters pay a median of $896 per month, below the national average / a plus for affordability. At just 3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Montgomery is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 568 per 100,000, 71% below the national average.
Education
20.3% of residents hold a bachelor's degree, below the national average of 33.7%. 96.4% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Montgomery has a cool climate with an average annual temperature of 44°F. Winters average 13°F in January while summers reach 72°F in July. With 270 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 32.4 inches, including 37.9 inches of snow. Air quality is rated Good with a median AQI of 36.
Montgomery has a population of 3,366 with a density of 1,341 people per square mile, spread across 2.5 square miles. The median age is 39.1 years, 1% older than the national median of 38.9. The gender split is 51.3% female and 48.7% male. The city is predominantly White (92.8%), with 2.6% Hispanic. English is the primary language spoken at home by 94.3% of residents, while 5.7% speak Spanish. 7.4% of the population are veterans, above the national rate of 6.0%. 9.1% of residents have a disability (below the 13.0% national average). 95.2% have health insurance coverage.
Population
39.1yrs
Median Age
1% above US avg
Race & Ethnicity
Montgomery vs U.S. Average
Language Spoken at Home
English Only
94.3%
20% above US avg
Spanish
5.7%
57% below US avg
Social Characteristics
Montgomery vs U.S. Average
The median household income in Montgomery is $74,018, which is 2% below the national average of $75,149. Per capita income is $36,504. The average weekly wage is $1,053, 26% lower than the U.S. average. The unemployment rate is 2.5% (below the 3.6% US average). 3.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 790 business establishments, including 44 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 23 minutes. 13.7% of workers work from home.
Income: Montgomery vs U.S.
Income
| Median HH Income | $74,018 |
| 2% below US avg |
| Per Capita Income | $36,504 |
| Avg Weekly Wage | $1,053 |
| IRS Avg AGI | $81,276 |
| Gini Index | 0.399 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.5% |
| 31% below US avg |
| Poverty Rate | 3.0% |
| 76% below US avg |
| Establishments (County) | 790 |
| County GDP | $1,243M |
Business (County)
| Restaurants | 44 |
| Healthcare | 67 |
| Retail | 78 |
| Manufacturing | 47 |
Tax & Cost of Living
| Property Tax (IRS) | $4,786 |
| 37% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.19% |
Commute & Transportation
| Commute Time | 23.4 min |
| Drive Alone | 72.5% |
| Public Transit | 0.0% |
| Work from Home | 13.7% |
The median home value in Montgomery is $218,900, 22% below the national median of $281,900. Zillow estimates the typical home value at $311,296, higher than the Census estimate. Homes sell for 99.4% of their list price. Monthly rent averages $896 (23% below the national average of $1,163). Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 80.9% of housing units are owner-occupied (above the 65.4% national rate). There are 1,368 total housing units in the city. The median year a home was built is 1964. The average annual property tax is $4,786 (higher than the $3,500 national average). 30.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3x, well within the affordable range.
Home Values
| Census Median | $218,900 |
| 22% below US avg |
| Zillow ZHVI | $311,296 |
| Median List Price | $339,900 |
Real Estate Market (Redfin)
| Median List Price | $339,900 |
| $/Sq Ft | $166 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 99.4% |
| Price Drops | 6.3% |
| Inventory | 16 |
Rental Costs
| Census Median Rent | $896 |
| 23% below US avg |
| Rent Burden | 30.9% |
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 80.9% |
| Owner-Occupied | 80.9% |
| Renter-Occupied | 19.1% |
| Housing Units | 1,368 |
| Median Year Built | 1964 |
Property Tax
| Avg Tax (IRS) | $4,786 |
| 37% above US avg |
| Effective Rate | 2.19% |
In Montgomery, 34.9% of adults are obese, above the national rate of 32.1%. 8.6% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 27.6% have high blood pressure. 14.4% are current smokers. 21.8% report binge drinking. 20.9% are physically inactive, below the national average. 24.7% report depression (above the 20.0% national average). 16.3% experience frequent mental distress. 8.1% of residents lack health insurance. The primary care physician ratio is 1:7,210. The dentist ratio is 1:3,239. 73.3% of residents have access to exercise opportunities. The food environment index is 9.4 out of 10.
Health Metrics: Montgomery vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.9% |
| 9% above US avg |
| Diabetes | 8.6% |
| Heart Disease | 4.9% |
| High Blood Pressure | 27.6% |
| Asthma | 9.9% |
| COPD | 4.7% |
| Cancer | 7.3% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 14.4% |
| 3% above US avg |
| Binge Drinking | 21.8% |
| Physical Inactivity | 20.9% |
| Depression | 24.7% |
| Mental Distress | 16.3% |
| Physical Distress | 10.9% |
| Short Sleep | 35.7% |
Healthcare Access
| Insurance Rate | 95.2% |
| Uninsured | 8.1% |
| 6% below US avg |
| Primary Care | 1:7,210 |
| Dentists | 1:3,239 |
| Mental Health | 1:1,721 |
| Checkup Rate | 72.0% |
| Dental Visits | 63.4% |
| Premature Death | 6,478/100K |
Food & Exercise
| Food Environment | 9.4/10 |
| Exercise Access | 73.3% |
| Healthcare Facilities | 67 |
Montgomery has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 568 per 100,000, 71% below the U.S. average. This includes larceny/theft at 434, burglary at 100, vehicle theft at 33 per 100,000 residents. The county recorded 3 fatal traffic crashes. Overall, Montgomery receives a safety grade of C+.
Crime Rates: Montgomery vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 567.6/100K |
| 71% below US avg |
| Burglary | 100.2/100K |
| Theft | 434.1/100K |
| Vehicle Theft | 33.4/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 125 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Montgomery has a cool climate with an average annual temperature of 44°F (7°C). Winters average 13°F in January while summers reach 72°F in July. The area gets 270 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 32.4 inches. The area receives 37.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 1,091 feet.
Temperature
13°F Jan (-11°C)
72°F Jul (22°C)
| Annual Average | 43.9°F |
| 19% below US avg |
| January Average | 13°F (-11°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 270 days/yr |
Geography
| Elevation | 1,091 ft (333 m) |
| Area | 2.5 sq mi (6.5 km²) |
| Population Density | 1,341/sq mi |
| Coordinates | 44.4451°N, 93.5798°W |
| Timezone | America/Chicago |
| County | Le Sueur County County |
| Nearest Airport | Mankato Regional (MKT)
23 miles away |
Precipitation & Snow
Annual Rainfall
32.4"
15% below US avg
Wettest Month (Jul)
4.21"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 22.8 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 96.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Very Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.1. Most recent: M2.8 on Apr 25, 2017.
| Feb 9, 1994 |
6 km NNE of Blomkest, Minnesota |
M3.1 |
128 km |
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
44 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
581 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 52 fatalities, 1,238 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 17, 2010 |
EF4 |
97 km |
1 |
| Jul 3, 1983 |
EF4 |
89 km |
0 |
| Apr 30, 1967 |
EF4 |
98 km |
5 |
| Apr 30, 1967 |
EF4 |
72 km |
6 |
| May 6, 1965 |
EF4 |
62 km |
6 |
| May 6, 1965 |
EF4 |
40 km |
3 |
| May 6, 1965 |
EF4 |
45 km |
0 |
| May 6, 1965 |
EF4 |
69 km |
3 |
| Jun 19, 1951 |
EF4 |
79 km |
1 |
| Jun 17, 2010 |
EF3 |
81 km |
0 |
| Jun 17, 2010 |
EF3 |
75 km |
0 |
| Jun 17, 2010 |
EF3 |
84 km |
0 |
| May 25, 2008 |
EF3 |
92 km |
1 |
| Aug 24, 2006 |
EF3 |
58 km |
1 |
| Mar 29, 1998 |
EF3 |
32 km |
0 |
| Mar 29, 1998 |
EF3 |
50 km |
1 |
| Jul 1, 1997 |
EF3 |
83 km |
0 |
| Jun 16, 1992 |
EF3 |
82 km |
0 |
| Jul 27, 1987 |
EF3 |
70 km |
0 |
| Jul 23, 1987 |
EF3 |
79 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
7 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (2,904 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
UNNAMED |
2,904 |
98 km |
| 2024 |
SNAKE TRAIL |
1,496 |
39 km |
| 2004 |
EAGAN |
925 |
53 km |
| 1990 |
UNNAMED |
598 |
17 km |
| 2024 |
LINCOLN WPA RX |
575 |
72 km |
| 1995 |
LV 68 CARVER |
532 |
32 km |
| 1990 |
UNNAMED |
513 |
46 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
13°F (-11°C) |
0.8 in |
Coldest |
| February |
18°F (-8°C) |
0.7 in |
Driest |
| March |
30°F (-1°C) |
1.9 in |
|
| April |
45°F (7°C) |
2.6 in |
|
| May |
58°F (15°C) |
3.5 in |
|
| June |
67°F (20°C) |
4.1 in |
|
| July |
72°F (22°C) |
4.2 in |
Warmest, Wettest |
| August |
69°F (20°C) |
4.1 in |
|
| September |
60°F (16°C) |
3.3 in |
|
| October |
48°F (9°C) |
2.2 in |
|
| November |
32°F (-0°C) |
1.5 in |
|
| December |
17°F (-8°C) |
1.0 in |
|
Montgomery has a seasonal temperature swing of 59°F / from 13°F in January to 72°F in July. Total annual precipitation is 29.8 inches, with July being the wettest month (4.2") and February the driest (0.7").
Average costs for common services in Montgomery. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148–$394) |
| Specialist Visit |
$345 ($197–$542) |
| Urgent Care Visit |
$197 ($99–$345) |
| Emergency Room Visit |
$2,169 ($789–$4,930) |
| Dental Cleaning |
$128 ($74–$197) |
| Dental Filling |
$247 ($148–$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25–$74) |
| Oil Change (Synthetic) |
$74 ($49–$118) |
| Brake Pad Replacement |
$296 ($148–$493) |
| Tire Rotation |
$39 ($20–$74) |
| New Tires (Set of 4) |
$592 ($394–$986) |
| Battery Replacement |
$197 ($99–$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59–$148) |
| Electrician (Per Hour) |
$89 ($49–$138) |
| HVAC Repair |
$394 ($148–$789) |
| HVAC System Install |
$6,902 ($3,944–$11,832) |
| Roof Repair |
$986 ($394–$1,972) |
| Roof Replacement |
$8,874 ($5,423–$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493–$3,451) |
| Divorce (Contested) |
$14,790 ($4,930–$29,580) |
| DUI Defense |
$4,930 ($1,972–$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789–$2,958) |
| Will Preparation |
$493 ($197–$986) |
| Trust Preparation |
$2,465 ($986–$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$44) |
| Women's Haircut |
$54 ($30–$99) |
| Hair Coloring (Full) |
$148 ($74–$247) |
| Manicure |
$25 ($15–$44) |
| Pedicure |
$39 ($25–$64) |
| Massage (1 Hour) |
$79 ($49–$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96–$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47–$4.93) |
| Loaf of Bread |
$3.75 ($2.47–$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96–$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94–$7.40) |
| Rice (per lb) |
$0.99 ($0.59–$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79–$247) |
| Natural Gas (Monthly) |
$69 ($30–$148) |
| Water/Sewer (Monthly) |
$69 ($39–$118) |
| Internet (Monthly) |
$69 ($39–$99) |
| Cell Phone Plan (Monthly) |
$64 ($30–$99) |
| Cable TV (Monthly) |
$84 ($49–$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74–$493) |
| Car Insurance (Annual) |
$1,972 ($1,183–$3,451) |
| Bus Pass (Monthly) |
$69 ($30–$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89–$25) |
| Car Registration (Annual) |
$99 ($30–$247) |
| Driver's License Renewal |
$30 ($15–$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592–$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493–$1,972) |
| After-School Care (Monthly) |
$394 ($197–$690) |
| Tutoring (Per Hour) |
$49 ($25–$99) |
| SAT/ACT Prep Course |
$986 ($394–$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930–$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30–$99) |
| Dog Vaccination (Annual) |
$99 ($49–$197) |
| Dog Grooming |
$59 ($30–$99) |
| Pet Boarding (Per Night) |
$39 ($20–$74) |
| Dog Spay/Neuter |
$296 ($148–$493) |
| Cat Spay/Neuter |
$197 ($99–$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $758 |
| Toddler | $697 |
| Preschool | $637 |
| Family Childcare (monthly) |
| Infant | $592 |
| Toddler | $534 |
| Preschool | $548 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Montgomery
What is the population of Montgomery?
Montgomery has a population of 3,366 residents and is located in Minnesota. The population density is 1,341 people per square mile, spread across 2.5 square miles. The median age of residents is 39.1 years. The population is 51.3% female and 48.7% male.
Is Montgomery expensive to live in?
Montgomery has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $74,018, 2% below the national average of $75,149. The median home value is $218,900 (22% below the U.S. median). Renters pay a median of $896 per month, below the national average of $1,163. The home price-to-income ratio is 3x, indicating housing is reasonably affordable relative to local income levels.
Is Montgomery safe?
Montgomery is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 568 per 100,000 (below the national average). Overall, Montgomery receives a safety grade of C+ based on combined crime data.
What is the weather like in Montgomery?
Montgomery has a cool climate with an average annual temperature of 44°F (7°C). Winter temperatures average 13°F in January, while summers reach an average of 72°F in July. The area receives 270 sunny days per year, well above the national average of 205. Annual rainfall totals 32.4 inches, with 37.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Montgomery?
The job market in Montgomery is very strong, with unemployment at just 2.5% / well below the national rate of 3.6%. The average weekly wage is $1,053. There are 790 business establishments in the area, including 44 restaurants and food service locations. The average commute time is 23 minutes, and 13.7% of workers work from home.
How much does housing cost in Montgomery?
The median home value in Montgomery is $218,900. Zillow estimates the typical home value at $311,296. For renters, the median monthly rent is $896. Fair market rent is $899 for a 1-bedroom and $1,125 for a 2-bedroom apartment. The homeownership rate is 80.9%. The average annual property tax is $4,786.
How are the schools in Montgomery?
Schools in Montgomery score 5.8 out of 10 on standardized testing, near the national average. 20.3% of adults in Montgomery hold a bachelor's degree or higher, below the national average of 33.7%. 96.4% have completed high school. 4.7% hold a graduate or professional degree.
How healthy is Montgomery?
The obesity rate in Montgomery is 34.9% (above the national rate of 32.1%). 14.4% of adults are smokers. 20.9% are physically inactive. 24.7% of residents report depression. 8.1% lack health insurance. 73.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:7,210.
What is transportation like in Montgomery?
The average commute in Montgomery is 23 minutes, shorter than the national average of 28 minutes. 72.5% of workers drive alone to work, and 13.7% work from home.
What are the demographics of Montgomery?
The racial and ethnic makeup of Montgomery is 92.8% White, 1% Black or African American, 2.6% Hispanic or Latino. 94.3% of residents speak only English at home, while 5.7% speak Spanish. 7.4% of the population are military veterans. 9.1% of residents have a disability. 95.2% have health insurance coverage.
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