Madison Lake, MN

Minnesota · Metropolitan Area

Madison Lake is a small town in Minnesota with a population of 1,178. Residents earn $84,833 per year, which is 13% above the national average.

3.9 /5.0
B+ Good
1,178 Population 860/sq mi density
$84,833 Median Income $46,514 per capita
$281,300 Home Value $427,056 Zillow
$829 Median Rent
44°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$84,833 median income, 2.9% unemployment
A+
Affordability
4.8 / 5.0
$281,300 home value, $829/mo rent
C+
Safety
2.5 / 5.0
0 violent crimes/100K (100% below avg)
B+
Education
4.0 / 5.0
36.9% bachelor's degree or higher
Median Income $84,833
13% higher than US avg
Home Value $281,300
0% lower than US avg
Violent Crime 0/100K
100% lower than US avg
Bachelor's+ 36.9%
9% higher than US avg
Median Rent $829
29% lower than US avg
Obesity Rate 33.2%
3% higher than US avg
Unemployment 2.9%
19% lower than US avg
Poverty Rate 5.4%
56% lower than US avg

How Madison Lake Compares to the U.S. Average (100% = U.S. avg)

People

Population1,178
Median Age39.2 yrs
Density860/mi²
Male / Female50% / 50%
Largest GroupWhite 96%

Economy

A+
Median Income$84,833
Per Capita$46,514
Unemployment2.9%
Poverty5.4%
County GDP$1,243M
Commute22 min

Housing

A+
Home Value$281,300
Rent$829
OwnershipN/A
Zillow$427,056

Crime

C+
Violent0/100K
Property750/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K

Health

Obesity33.2%
UninsuredN/A
Depression25.8%
Heart Disease4.5%

Climate

Avg Temp44°F
AQI36 (Good)
Rain32.4 in/yr
Elevation1,050 ft

Education

B+
Bachelor's+36.9%
High School+96.9%
School Score6.08

Community

2024 VoteR 66% / D 32%
Commute22 min
Libraries6

Is Madison Lake a Good Place to Live?

Based on current data, Madison Lake receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, a low poverty rate. Madison Lake offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Madison Lake is $84,833, 13% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.9%. Only 5.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.

Cost of Living & Housing

The median home value in Madison Lake is $281,300, roughly aligned with the national median of $281,900. Renters pay a median of $829 per month, below the national average — a plus for affordability. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.

Safety & Crime

Madison Lake is a very safe community with a violent crime rate of 0 per 100,000 residents — well below the national average of 380. Property crime occurs at a rate of 750 per 100,000, 62% below the national average.

Education

Educational attainment is solid, with 36.9% holding a bachelor's degree or higher, near the national average. 96.9% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.

Climate & Weather

Madison Lake has a cool climate with an average annual temperature of 44°F. Winters average 13°F in January while summers reach 72°F in July. Annual precipitation totals 32.4 inches, including 37.9 inches of snow. Air quality is rated Good with a median AQI of 36.

Madison Lake has a population of 1,178 with a density of 860 people per square mile. The median age is 39.2 years, 1% older than the national median of 38.9. The city is predominantly White (95.7%), with 1.9% Hispanic, 1.4% Black.

Population

1,178
Total Population
860
People / sq mi
39.2yrs
Median Age
1% above US avg
1.4mi²
Land Area

Gender Distribution

Male 50.4%
Female 49.6%

Race & Ethnicity

Madison Lake vs U.S. Average

Language Spoken at Home

English Only99.5%
27% above US avg
Spanish0.5%
96% below US avg

Social Characteristics

Madison Lake vs U.S. Average

The median household income in Madison Lake is $84,833, which is 13% above the national average of $75,149. The unemployment rate is 2.9% (below the 3.6% US average). 5.4% of residents live below the poverty line. Workers commute an average of 22 minutes.

Income: Madison Lake vs U.S.

Commute Mode

Income

Median HH Income$84,833
13% above US avg
Per Capita Income$46,514
Avg Weekly Wage$1,053
IRS Avg AGI$81,276

Employment & Poverty

Unemployment2.9%
19% below US avg
Poverty Rate5.4%
56% below US avg
Establishments (County)790
County GDP$1,243M

Business (County)

Restaurants44
Healthcare67
Retail78
Manufacturing47

Tax & Cost of Living

Property Tax (IRS)$4,786
37% above US avg
Effective Tax Rate1.70%

Commute & Transportation

Commute Time22.2 min
Work from Home13.5%

Walkability

The median home value in Madison Lake is $281,300, 0% below the national average. Monthly rent averages $829 (29% below US avg). Zillow estimates the typical home value at $427,056.

Home Value Sources

Ownership Split

Home Values

Census Median$281,300
0% below US avg
Zillow ZHVI$427,056

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$829
29% below US avg

HUD Fair Market Rent

Studio$809
1 Bedroom$899
2 Bedrooms$1,125
3 Bedrooms$1,483
4 Bedrooms$1,698

Ownership & Property

Owner-Occupied68.9%

Property Tax

Avg Tax (IRS)$4,786
37% above US avg
Effective Rate1.70%
In Madison Lake, 33.2% of adults are obese (above the 32.1% national rate). 25.8% report depression. 19.6% are physically inactive.

Health Metrics: Madison Lake vs U.S. Average (%)

Chronic Conditions

Obesity33.2%
3% above US avg
Diabetes8.0%
Heart Disease4.5%
High Blood Pressure27.4%
Asthma10.1%
COPD4.4%
Stroke2.4%

Behaviors & Mental Health

Binge Drinking21.0%
Physical Inactivity19.6%
Depression25.8%
Mental Distress15.9%
Physical Distress10.0%

Healthcare Access

Insurance Rate97.1%
Checkup Rate73.2%
Premature Death6,478/100K

Food & Exercise

Food Environment9.4/10
Exercise Access73.3%
Healthcare Facilities67
Madison Lake has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 750 per 100,000 (62% below US avg). The murder rate is 0.0 per 100,000.

Crime Rates: Madison Lake vs U.S. Average (per 100,000)

Violent Crime

Total Violent0.0/100K
100% below US avg
Murder0.0/100K
100% below US avg
Rape0.0/100K
Robbery0.0/100K
Assault0.0/100K

Property Crime

Total Property750.5/100K
62% below US avg
Burglary0.0/100K
Theft750.5/100K
Vehicle Theft0.0/100K
Arson0.0/100K

Traffic Safety

Fatal Crashes (County/yr)3

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
Madison Lake has an average annual temperature of 44°F (7°C). Winters average 13°F in January while summers reach 72°F in July. Annual precipitation is 32.4 inches. Air quality is rated Good with a median AQI of 36.

Temperature

13°F Jan (-11°C) 72°F Jul (22°C)
Annual Average43.9°F
19% below US avg
January Average13°F (-11°C)
July Average72°F (22°C)

Precipitation & Snow

Annual Rainfall32.4 inches
15% below US avg
Snowfall37.9 inches/yr

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation1,050 ft (320 m)
Area1.4 sq mi (3.5 km²)
Population Density860/sq mi
Coordinates44.2081°N, 93.8179°W
County FIPS27079
It is classified as Metro — 1 million+. 36.9% of residents hold a bachelor's degree or higher (9% above US avg). In the 2024 election, the county voted Republican by a 33.7-point margin.

2024 Presidential Election (County)

R 66%
D 32.4%

Winner: Republican by 33.7 points

Education

Bachelor's Degree+36.9%
9% above US avg
High School+96.9%
School Test Score6.08
B+ Education Grade (4.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density860/sq mi
Total Area1.4 sq mi

Infrastructure & Services

Alt Fuel Stations1
Public Libraries6
Healthcare Facilities67
Restaurants44
Retail Stores78

Safety & Disasters

Fatal Crashes (County/yr)3
C+ Safety Grade (2.5/5.0)

Commute & Transportation

Avg Commute22.2 min
Work from Home13.5%

Nearby Cities

Compare Madison Lake with another city: