Median Income
$26,797
64% lower than US avg
Home Value
$117,300
58% lower than US avg
Bachelor's+
23.1%
31% lower than US avg
Median Rent
$628
46% lower than US avg
Obesity Rate
44.0%
37% higher than US avg
Unemployment
4.4%
22% higher than US avg
Poverty Rate
25.9%
109% higher than US avg
How Montgomery Compares to the U.S. Average (100% = U.S. avg)
People
Population1,635
Median Age46.2 yrs
Density1,009/mi²
Male / Female40% / 60%
Largest GroupWhite 75%
Economy
C
Median Income$26,797
Per Capita$23,270
Unemployment4.4%
Poverty25.9%
County GDP$14,448M
Commute24 min
Housing
A
Home Value$117,300
Rent$628
OwnershipN/A
Zillow$69,580
Health
Obesity44.0%
UninsuredN/A
Depression33.4%
Heart Disease7.8%
Climate
Avg Temp56°F
AQI39 (Good)
Rain46.4 in/yr
Elevation1,636 ft
Education
C+
Bachelor's+23.1%
High School+87.7%
School Score4.81
Community
2024 VoteR 58% / D 40%
Commute24 min
EV Stations1
Libraries13
Is Montgomery a Good Place to Live?
Based on current data, Montgomery receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include an elevated poverty rate, below-average incomes, high obesity rates. Montgomery offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Montgomery is $26,797, 64% below the national average of $75,149. Unemployment stands at 4.4%, indicating a healthy job market. The poverty rate of 25.9% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Montgomery is $117,300, 58% below the national median — offering relatively affordable homeownership. Renters pay a median of $628 per month, below the national average — a plus for affordability. A price-to-income ratio of 4.4x indicates a reasonably affordable housing market.
Education
23.1% of residents hold a bachelor's degree, below the national average of 33.7%. 87.7% have completed high school. Area schools have an average test score of 4.8/10.
Climate & Weather
Montgomery enjoys a moderate climate with an average annual temperature of 56°F. Winters average 34°F in January while summers reach 75°F in July. Annual precipitation totals 46.4 inches. Air quality is rated Good with a median AQI of 39.
Montgomery has a population of 1,635 with a density of 1,009 people per square mile. The median age is 46.2 years, 19% older than the national median of 38.9. The city is predominantly White (75.1%), with 9% Hispanic, 6.9% Black.
Population
46.2yrs
Median Age
19% above US avg
Race & Ethnicity
Montgomery vs U.S. Average
Language Spoken at Home
| English Only | 98.9% |
| 26% above US avg |
| Spanish | 1.1% |
| 92% below US avg |
Social Characteristics
Montgomery vs U.S. Average
The median household income in Montgomery is $26,797, which is 64% below the national average of $75,149. The unemployment rate is 4.4% (above the 3.6% US average). 25.9% of residents live below the poverty line. Workers commute an average of 24 minutes.
Income: Montgomery vs U.S.
Income
| Median HH Income | $26,797 |
| 64% below US avg |
| Per Capita Income | $23,270 |
| Avg Weekly Wage | $1,192 |
| IRS Avg AGI | $70,301 |
Employment & Poverty
| Unemployment | 4.4% |
| 22% above US avg |
| Poverty Rate | 25.9% |
| 109% above US avg |
| Establishments (County) | 6,860 |
| County GDP | $14,448M |
Business (County)
| Restaurants | 428 |
| Healthcare | 645 |
| Retail | 626 |
| Manufacturing | 94 |
Tax & Cost of Living
| Property Tax (IRS) | $3,391 |
| 3% below US avg |
| Effective Tax Rate | 2.89% |
Commute & Transportation
| Commute Time | 24.2 min |
| Work from Home | 4.7% |
The median home value in Montgomery is $117,300, 58% below the national average. Monthly rent averages $628 (46% below US avg). Zillow estimates the typical home value at $69,580.
Home Values
| Census Median | $117,300 |
| 58% below US avg |
| Zillow ZHVI | $69,580 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $628 |
| 46% below US avg |
HUD Fair Market Rent
| Studio | $714 |
| 1 Bedroom | $766 |
| 2 Bedrooms | $945 |
| 3 Bedrooms | $1,231 |
| 4 Bedrooms | $1,380 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $3,391 |
| 3% below US avg |
| Effective Rate | 2.89% |
In Montgomery, 44.0% of adults are obese (above the 32.1% national rate). 33.4% report depression. 38.1% are physically inactive.
Health Metrics: Montgomery vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.0% |
| 37% above US avg |
| Diabetes | 16.0% |
| Heart Disease | 7.8% |
| High Blood Pressure | 43.1% |
| Asthma | 13.6% |
| COPD | 11.2% |
| Stroke | 4.2% |
Behaviors & Mental Health
| |
| Binge Drinking | 14.3% |
| Physical Inactivity | 38.1% |
| Depression | 33.4% |
| Mental Distress | 26.1% |
| Physical Distress | 18.8% |
Healthcare Access
| Insurance Rate | 99.2% |
| |
| Checkup Rate | 78.5% |
| Premature Death | 14,979/100K |
Food & Exercise
| Food Environment | 7.5/10 |
| Exercise Access | 70.7% |
| Healthcare Facilities | 645 |
Crime Rates: Montgomery vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 20 |
Safety Score
Montgomery has an average annual temperature of 56°F (13°C). Winters average 34°F in January while summers reach 75°F in July. Annual precipitation is 46.4 inches. Air quality is rated Good with a median AQI of 39.
Temperature
34°F Jan (1°C)
75°F Jul (24°C)
| Annual Average | 55.6°F |
| 3% above US avg |
| January Average | 34°F (1°C) |
| July Average | 75°F (24°C) |
Precipitation & Snow
| Annual Rainfall | 46.4 inches |
| 22% above US avg |
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
Geography
| Elevation | 1,636 ft (499 m) |
| Area | 1.6 sq mi (4.2 km²) |
| Population Density | 1,009/sq mi |
| Coordinates | 38.1734°N, 81.3197°W |
| County FIPS | 54039 |