Median Income
$70,625
6% lower than US avg
Home Value
$200,000
29% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
20.4%
39% lower than US avg
Median Rent
$822
29% lower than US avg
Obesity Rate
39.0%
21% higher than US avg
Unemployment
1.2%
67% lower than US avg
Poverty Rate
4.6%
63% lower than US avg
How Monticello Compares to the U.S. Average (100% = U.S. avg)
People
Population1,186
Median Age40.3 yrs
Density997/mi²
Male / Female52% / 48%
Largest GroupWhite 97%
Veterans7.7%
Economy
A
Median Income$70,625
Per Capita$37,606
Unemployment1.2%
Poverty4.6%
County GDP$2,497M
Commute29 min
Housing
A+
Home Value$200,000
Rent$822
Ownership61.7%
Zillow$335,808
Housing Units600
Rent Burden24.6%
Crime
C+
Violent0/100K
Property1,486/100K
Health
Obesity39.0%
Uninsured7.1%
Smoking12.8%
Depression24.1%
Heart Disease4.9%
Climate
Avg Temp47°F (9°C)
AQI38 (Good)
Rain39.7 in/yr
Sunny Days260/yr
Elevation834 ft (254 m)
Education
C+
Bachelor's+20.4%
High School+96.3%
Graduate+4.5%
School Score6.21
Community
2024 VoteR 49% / D 50%
Commute29 min
Broadband88.0%
EV Stations1
Libraries5
Is Monticello a Good Place to Live?
Based on current data, Monticello receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Monticello offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Monticello is $70,625, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 1.2%. Only 4.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 29 minutes.
Cost of Living & Housing
The median home value in Monticello is $200,000, 29% below the national median / offering relatively affordable homeownership. Renters pay a median of $822 per month, below the national average / a plus for affordability. At just 2.8x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Monticello is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 1,486 per 100,000, 24% below the national average.
Education
20.4% of residents hold a bachelor's degree, below the national average of 33.7%. 96.3% have completed high school. Local schools score 6.2/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Monticello experiences four distinct seasons with an average temperature of 47°F. Winters average 19°F in January while summers reach 73°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 39.7 inches, including 41.5 inches of snow. Air quality is rated Good with a median AQI of 38.
Monticello has a population of 1,186 with a density of 997 people per square mile, spread across 1.2 square miles. The median age is 40.3 years, 4% older than the national median of 38.9. The gender split is 48.4% female and 51.6% male. The city is predominantly White (96.5%). English is the primary language spoken at home by 98.1% of residents. 7.7% of the population are veterans, above the national rate of 6.0%. 15.2% of residents have a disability. 94.0% have health insurance coverage.
Population
40.3yrs
Median Age
4% above US avg
Race & Ethnicity
Monticello vs U.S. Average
Language Spoken at Home
English Only
98.1%
25% above US avg
Spanish
1.9%
86% below US avg
Social Characteristics
Monticello vs U.S. Average
The median household income in Monticello is $70,625, which is 6% below the national average of $75,149. Per capita income is $37,606. The average weekly wage is $989, 31% lower than the U.S. average. The unemployment rate is 1.2% (below the 3.6% US average). 4.6% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,156 business establishments, including 102 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 29 minutes. 5.6% of workers work from home (below the 15.2% national rate).
Income: Monticello vs U.S.
Income
| Median HH Income | $70,625 |
| 6% below US avg |
| Per Capita Income | $37,606 |
| Avg Weekly Wage | $989 |
| IRS Avg AGI | $74,781 |
| Gini Index | 0.415 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.2% |
| 67% below US avg |
| Poverty Rate | 4.6% |
| 63% below US avg |
| Establishments (County) | 1,156 |
| County GDP | $2,497M |
Business (County)
| Restaurants | 102 |
| Healthcare | 81 |
| Retail | 143 |
| Manufacturing | 76 |
Tax & Cost of Living
| Property Tax (IRS) | $6,464 |
| 85% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 3.23% |
Commute & Transportation
| Commute Time | 29.0 min |
| Drive Alone | 87.4% |
| Public Transit | 0.0% |
| Work from Home | 5.6% |
The median home value in Monticello is $200,000, 29% below the national median of $281,900. Zillow estimates the typical home value at $335,808, higher than the Census estimate. Homes sell for 84.4% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $822 (29% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 61.7% of housing units are owner-occupied. There are 600 total housing units in the city. The median year a home was built is 1960. The average annual property tax is $6,464 (higher than the $3,500 national average). 24.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.8x, well within the affordable range.
Home Values
| Census Median | $200,000 |
| 29% below US avg |
| Zillow ZHVI | $335,808 |
| Median List Price | $241,950 |
Real Estate Market (Redfin)
| Median List Price | $241,950 |
| $/Sq Ft | $127 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 84.4% |
| Price Drops | 0.0% |
| Inventory | 3 |
Rental Costs
| Census Median Rent | $822 |
| 29% below US avg |
| Rent Burden | 24.6% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 61.7% |
| Owner-Occupied | 61.7% |
| Renter-Occupied | 38.3% |
| Housing Units | 600 |
| Median Year Built | 1960 |
Property Tax
| Avg Tax (IRS) | $6,464 |
| 85% above US avg |
| Effective Rate | 3.23% |
In Monticello, 39.0% of adults are obese, above the national rate of 32.1%. 8.3% have diabetes (below the 10.5% national rate). Heart disease affects 4.9% of residents, below the national average. 28.8% have high blood pressure. 12.8% are current smokers. 21.7% report binge drinking. 23.3% are physically inactive. 24.1% report depression (above the 20.0% national average). 16.1% experience frequent mental distress. 7.1% of residents lack health insurance. The primary care physician ratio is 1:1,370. The dentist ratio is 1:1,938. 67.1% of residents have access to exercise opportunities. The food environment index is 9.2 out of 10.
Health Metrics: Monticello vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.0% |
| 21% above US avg |
| Diabetes | 8.3% |
| Heart Disease | 4.9% |
| High Blood Pressure | 28.8% |
| Asthma | 10.6% |
| COPD | 5.1% |
| Cancer | 7.2% |
| Stroke | 2.6% |
Behaviors & Mental Health
| Smoking | 12.8% |
| 9% below US avg |
| Binge Drinking | 21.7% |
| Physical Inactivity | 23.3% |
| Depression | 24.1% |
| Mental Distress | 16.1% |
| Physical Distress | 11.3% |
| Short Sleep | 32.7% |
Healthcare Access
| Insurance Rate | 94.0% |
| Uninsured | 7.1% |
| 17% below US avg |
| Primary Care | 1:1,370 |
| Dentists | 1:1,938 |
| Mental Health | 1:660 |
| Checkup Rate | 74.2% |
| Dental Visits | 70.9% |
| Premature Death | 5,852/100K |
Food & Exercise
| Food Environment | 9.2/10 |
| Exercise Access | 67.1% |
| Healthcare Facilities | 81 |
Monticello has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. Property crime stands at 1,486 per 100,000, 24% below the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Monticello receives a safety grade of C+.
Crime Rates: Monticello vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| |
Property Crime
| Total Property | 1,485.6/100K |
| 24% below US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 10 |
| Avg Accident Severity | 3.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Monticello experiences four distinct seasons with an average annual temperature of 47°F (9°C). Winters average 19°F in January while summers reach 73°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 39.7 inches. The area receives 41.5 inches of snow annually, making winter weather a significant factor for residents. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 834 feet.
Temperature
19°F Jan (-7°C)
73°F Jul (23°C)
| Annual Average | 47.3°F |
| 12% below US avg |
| January Average | 19°F (-7°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 834 ft (254 m) |
| Area | 1.2 sq mi (3.1 km²) |
| Population Density | 997/sq mi |
| Coordinates | 42.7447°N, 89.5903°W |
| Timezone | America/Chicago |
| County | Green County County |
| Nearest Airport | Southern Wisconsin Regional (JVL)
29 miles away |
Precipitation & Snow
Annual Rainfall
39.7"
5% above US avg
Wettest Month (Aug)
4.13"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 46.4 / 100 |
| Social Vulnerability | 17.8 / 100 |
| Community Resilience | 81.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
5 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M3.1 on Jul 15, 2024.
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
125 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
115 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
142 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
118 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
122 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
530 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 44 fatalities, 1,018 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 7, 1984 |
EF5 |
41 km |
9 |
| Jul 3, 1983 |
EF4 |
51 km |
0 |
| Apr 21, 1967 |
EF4 |
80 km |
24 |
| Sep 26, 1951 |
EF4 |
85 km |
1 |
| Jun 16, 2014 |
EF3 |
29 km |
0 |
| Jan 7, 2008 |
EF3 |
74 km |
0 |
| Aug 18, 2005 |
EF3 |
24 km |
1 |
| Jun 17, 1992 |
EF3 |
16 km |
0 |
| May 8, 1988 |
EF3 |
55 km |
0 |
| Jun 8, 1984 |
EF3 |
84 km |
0 |
| Jun 5, 1980 |
EF3 |
79 km |
0 |
| Apr 7, 1980 |
EF3 |
96 km |
0 |
| Aug 5, 1979 |
EF3 |
81 km |
0 |
| Jun 4, 1975 |
EF3 |
61 km |
0 |
| Sep 9, 1970 |
EF3 |
92 km |
0 |
| Aug 2, 1967 |
EF3 |
44 km |
2 |
| Apr 16, 1967 |
EF3 |
37 km |
0 |
| Jan 24, 1967 |
EF3 |
24 km |
0 |
| Jan 24, 1967 |
EF3 |
85 km |
0 |
| Sep 3, 1964 |
EF3 |
99 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
4 wildfires (100+ acres) within 100 km.
Largest: 2018 BADGER RX BURNS (659 ac, 2018).
| Year |
Name |
Acres |
Distance |
| 2018 |
2018 BADGER RX BURNS |
659 |
71 km |
| 2019 |
2019 BADGER RX BURNS |
627 |
71 km |
| 2024 |
RX-HWY Y - SOUTH |
553 |
73 km |
| 2009 |
COLD SPRINGS |
552 |
9 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
19°F (-7°C) |
1.1 in |
Coldest, Driest |
| February |
21°F (-6°C) |
1.1 in |
|
| March |
33°F (1°C) |
2.2 in |
|
| April |
46°F (8°C) |
3.2 in |
|
| May |
58°F (14°C) |
3.5 in |
|
| June |
67°F (19°C) |
4.1 in |
|
| July |
73°F (23°C) |
3.9 in |
Warmest |
| August |
69°F (21°C) |
4.1 in |
Wettest |
| September |
61°F (16°C) |
3.8 in |
|
| October |
49°F (10°C) |
2.5 in |
|
| November |
36°F (2°C) |
2.2 in |
|
| December |
23°F (-5°C) |
1.7 in |
|
Monticello has a seasonal temperature swing of 54°F / from 19°F in January to 73°F in July. Total annual precipitation is 33.6 inches, with August being the wettest month (4.1") and January the driest (1.1").
Average costs for common services in Monticello. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $909 |
| Toddler | $823 |
| Preschool | $823 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $650 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Monticello
What is the population of Monticello?
Monticello has a population of 1,186 residents and is located in Wisconsin. The population density is 997 people per square mile, spread across 1.2 square miles. The median age of residents is 40.3 years. The population is 48.4% female and 51.6% male.
Is Monticello expensive to live in?
Monticello is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $70,625, 6% below the national average of $75,149. The median home value is $200,000 (29% below the U.S. median). Renters pay a median of $822 per month, below the national average of $1,163. The home price-to-income ratio is 2.8x, indicating housing is reasonably affordable relative to local income levels.
Is Monticello safe?
Monticello is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 1,486 per 100,000 (below the national average). Overall, Monticello receives a safety grade of C+ based on combined crime data.
What is the weather like in Monticello?
Monticello has a four-season climate with an average annual temperature of 47°F (9°C). Winter temperatures average 19°F in January, while summers reach an average of 73°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 39.7 inches, with 41.5 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Monticello?
The job market in Monticello is very strong, with unemployment at just 1.2% / well below the national rate of 3.6%. The average weekly wage is $989. There are 1,156 business establishments in the area, including 102 restaurants and food service locations. The average commute time is 29 minutes, and 5.6% of workers work from home.
How much does housing cost in Monticello?
The median home value in Monticello is $200,000. Zillow estimates the typical home value at $335,808. For renters, the median monthly rent is $822. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 61.7%. The average annual property tax is $6,464.
How are the schools in Monticello?
Schools in Monticello score 6.2 out of 10 on standardized testing, near the national average. 20.4% of adults in Monticello hold a bachelor's degree or higher, below the national average of 33.7%. 96.3% have completed high school. 4.5% hold a graduate or professional degree.
How healthy is Monticello?
The obesity rate in Monticello is 39.0% (above the national rate of 32.1%). 12.8% of adults are smokers. 23.3% are physically inactive. 24.1% of residents report depression. 7.1% lack health insurance (below the national rate). 67.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,370.
What is transportation like in Monticello?
The average commute in Monticello is 29 minutes. 87.4% of workers drive alone to work, and 5.6% work from home.
What are the demographics of Monticello?
The racial and ethnic makeup of Monticello is 96.5% White, 1% Hispanic or Latino. 98.1% of residents speak only English at home. 7.7% of the population are military veterans. 15.2% of residents have a disability. 94.0% have health insurance coverage.
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