Lake Summerset, IL

Illinois · Metropolitan Area

Lake Summerset is a small town in Illinois with a population of 2,240. Residents earn $105,588 per year, which is 41% above the national average.

4.3 /5.0
A Great
2,240 Population 1,057/sq mi density
$105,588 Median Income $43,625 per capita
$226,700 Home Value
$1,206 Median Rent
49°F Avg Temperature
A
Overall
4.3 / 5.0
Great overall score based on economy, affordability, safety and education
A+
Economy
4.5 / 5.0
$105,588 median income, 5.2% unemployment
A+
Affordability
5.0 / 5.0
$226,700 home value, $1,206/mo rent
B
Education
3.4 / 5.0
29.5% bachelor's degree or higher
Median Income $105,588
41% higher than US avg
Home Value $226,700
20% lower than US avg
Bachelor's+ 29.5%
12% lower than US avg
Median Rent $1,206
4% higher than US avg
Obesity Rate 38.0%
18% higher than US avg
Unemployment 5.2%
44% higher than US avg
Poverty Rate 4.3%
65% lower than US avg

How Lake Summerset Compares to the U.S. Average (100% = U.S. avg)

People

Population2,240
Median Age46.1 yrs
Density1,057/mi²
Male / Female47% / 53%
Largest GroupWhite 99%

Economy

A+
Median Income$105,588
Per Capita$43,625
Unemployment5.2%
Poverty4.3%
County GDP$18,798M
Commute38 min

Housing

A+
Home Value$226,700
Rent$1,206
OwnershipN/A

Crime

ViolentN/A
PropertyN/A

Health

Obesity38.0%
UninsuredN/A
Depression24.2%
Heart Disease5.0%

Climate

Avg Temp49°F
AQI43 (Good)
Rain37.2 in/yr
Elevation853 ft

Education

B
Bachelor's+29.5%
High School+95.9%
School Score5.34

Community

2024 VoteR 49% / D 50%
Commute38 min
Libraries12

Is Lake Summerset a Good Place to Live?

Based on current data, Lake Summerset receives an overall livability score of 4.3 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include above-average unemployment, long commute times. Lake Summerset stands out as an excellent place to live, with strong marks across most quality-of-life indicators.

Economy & Jobs

The median household income in Lake Summerset is $105,588, which is significantly higher than the national average — 41% above $75,149. This places Lake Summerset among higher-income communities. The unemployment rate of 5.2% is somewhat elevated compared to the national rate of 3.6%. Only 4.3% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 38 minutes, longer than the typical American commute of 28 minutes.

Cost of Living & Housing

The median home value in Lake Summerset is $226,700, 20% below the national median — offering relatively affordable homeownership. Renters pay a median of $1,206 per month. At just 2.1x median income, home prices are very affordable relative to local earnings.

Education

29.5% of residents hold a bachelor's degree, below the national average of 33.7%. 95.9% have completed high school. Area schools have an average test score of 5.3/10.

Climate & Weather

Lake Summerset experiences four distinct seasons with an average temperature of 49°F. Winters average 22°F in January while summers reach 74°F in July. Annual precipitation totals 37.2 inches, including 37.1 inches of snow. Air quality is rated Good with a median AQI of 43.

Lake Summerset has a population of 2,240 with a density of 1,057 people per square mile. The median age is 46.1 years, 19% older than the national median of 38.9. The city is predominantly White (98.7%).

Population

2,240
Total Population
1,057
People / sq mi
46.1yrs
Median Age
19% above US avg
2.1mi²
Land Area

Gender Distribution

Male 47.1%
Female 52.9%

Race & Ethnicity

Lake Summerset vs U.S. Average

Language Spoken at Home

English Only98.7%
26% above US avg
Spanish1.3%
90% below US avg

Social Characteristics

Lake Summerset vs U.S. Average

The median household income in Lake Summerset is $105,588, which is 41% above the national average of $75,149. The unemployment rate is 5.2% (above the 3.6% US average). 4.3% of residents live below the poverty line. Workers commute an average of 38 minutes.

Income: Lake Summerset vs U.S.

Commute Mode

Income

Median HH Income$105,588
41% above US avg
Per Capita Income$43,625
Avg Weekly Wage$1,142
IRS Avg AGI$65,398

Employment & Poverty

Unemployment5.2%
44% above US avg
Poverty Rate4.3%
65% below US avg
Establishments (County)5,870
County GDP$18,798M

Business (County)

Restaurants623
Healthcare668
Retail907
Manufacturing521

Tax & Cost of Living

Property Tax (IRS)$6,763
93% above US avg
Effective Tax Rate2.98%

Commute & Transportation

Commute Time37.6 min
Work from Home11.5%

Walkability

The median home value in Lake Summerset is $226,700, 20% below the national average. Monthly rent averages $1,206 (4% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$226,700
20% below US avg
Median List Price$303,000

Real Estate Market (Redfin)

Median List Price$303,000
$/Sq Ft$84
Homes Sold1
Sale-to-List Ratio97.1%
Price Drops0.0%
Inventory10

Rental Costs

Census Median Rent$1,206
4% above US avg

HUD Fair Market Rent

Studio$774
1 Bedroom$854
2 Bedrooms$1,063
3 Bedrooms$1,370
4 Bedrooms$1,561

Ownership & Property

Owner-Occupied87.8%

Property Tax

Avg Tax (IRS)$6,763
93% above US avg
Effective Rate2.98%
In Lake Summerset, 38.0% of adults are obese (above the 32.1% national rate). 24.2% report depression. 20.2% are physically inactive.

Health Metrics: Lake Summerset vs U.S. Average (%)

Chronic Conditions

Obesity38.0%
18% above US avg
Diabetes8.8%
Heart Disease5.0%
High Blood Pressure29.7%
Asthma10.3%
COPD5.8%
Stroke2.6%

Behaviors & Mental Health

Binge Drinking21.3%
Physical Inactivity20.2%
Depression24.2%
Mental Distress18.1%
Physical Distress11.9%

Healthcare Access

Insurance Rate98.0%
Checkup Rate75.8%
Premature Death11,176/100K

Food & Exercise

Food Environment7.6/10
Exercise Access90.0%
Healthcare Facilities668

Crime Rates: Lake Summerset vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)27

Safety Score

Lake Summerset has an average annual temperature of 49°F (10°C). Winters average 22°F in January while summers reach 74°F in July. Annual precipitation is 37.2 inches. Air quality is rated Good with a median AQI of 43.

Temperature

22°F Jan (-6°C) 74°F Jul (23°C)
Annual Average49.4°F
9% below US avg
January Average22°F (-6°C)
July Average74°F (23°C)

Precipitation & Snow

Annual Rainfall37.2 inches
2% below US avg
Snowfall37.1 inches/yr

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation853 ft (260 m)
Area2.1 sq mi (5.5 km²)
Population Density1,057/sq mi
Coordinates42.4540°N, 89.3901°W
County FIPS17201
It is classified as Metro — 250K–1M. 29.5% of residents hold a bachelor's degree or higher (12% below US avg). In the 2024 election, the county voted Democrat by a 0.6-point margin.

2024 Presidential Election (County)

R 49%
D 49.5%

Winner: Democrat by 0.6 points

Education

Bachelor's Degree+29.5%
12% below US avg
High School+95.9%
School Test Score5.34
B Education Grade (3.4/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density1,057/sq mi
Total Area2.1 sq mi

Infrastructure & Services

Public Libraries12
Healthcare Facilities668
Restaurants623
Retail Stores907

Safety & Disasters

Fatal Crashes (County/yr)27

Commute & Transportation

Avg Commute37.6 min
Work from Home11.5%

Nearby Cities

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