Median Income
$81,836
9% higher than US avg
Home Value
$160,800
43% lower than US avg
Violent Crime
170/100K
55% lower than US avg
Bachelor's+
24.6%
27% lower than US avg
Median Rent
$925
20% lower than US avg
Obesity Rate
40.3%
26% higher than US avg
Unemployment
4.8%
33% higher than US avg
Poverty Rate
10.0%
19% lower than US avg
How South Beloit Compares to the U.S. Average (100% = U.S. avg)
People
Population7,930
Median Age35.7 yrs
Density1,285/mi²
Male / Female50% / 50%
Largest GroupWhite 80%
Veterans6.6%
Economy
A
Median Income$81,836
Per Capita$36,108
Unemployment4.8%
Poverty10.0%
County GDP$18,798M
Commute26 min
Housing
A+
Home Value$160,800
Rent$925
Ownership70.4%
Zillow$228,379
Housing Units3,435
Rent Burden23.7%
Crime
F
Violent170/100K
Property1,860/100K
Murder0.0/100K
Assault144/100K
Burglary210/100K
Health
Obesity40.3%
Uninsured9.3%
Smoking15.3%
Depression24.4%
Heart Disease5.5%
Climate
Avg Temp49°F (10°C)
AQI43 (Good)
Rain37.2 in/yr
Sunny Days260/yr
Elevation770 ft (235 m)
Education
C+
Bachelor's+24.6%
High School+93.3%
Graduate+10.3%
School Score4.74
Community
2024 VoteR 49% / D 50%
Commute26 min
Broadband91.1%
EV Stations6
Libraries12
Is South Beloit a Good Place to Live?
Based on current data, South Beloit receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. South Beloit offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in South Beloit is $81,836, roughly in line with the national average of $75,149. Unemployment stands at 4.8%, indicating a healthy job market. 10.0% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 26 minutes.
Cost of Living & Housing
The median home value in South Beloit is $160,800, 43% below the national median / offering relatively affordable homeownership. Renters pay a median of $925 per month, below the national average / a plus for affordability. At just 2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in South Beloit is below the national average at 170 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 1,860 per 100,000, near the national average.
Education
24.6% of residents hold a bachelor's degree, below the national average of 33.7%. 93.3% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
South Beloit experiences four distinct seasons with an average temperature of 49°F. Winters average 22°F in January while summers reach 74°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.2 inches, including 37.1 inches of snow. Air quality is rated Good with a median AQI of 43.
South Beloit has a population of 7,930 with a density of 1,285 people per square mile, spread across 2.4 square miles. The median age is 35.7 years, 8% younger than the national median of 38.9. The gender split is 49.7% female and 50.3% male. The city is predominantly White (80.4%), with 3% Hispanic, 3.5% Black. English is the primary language spoken at home by 90.4% of residents, while 9.6% speak Spanish. 6.6% of the population are veterans. 11.2% of residents have a disability. 91.9% have health insurance coverage.
Population
35.7yrs
Median Age
8% below US avg
Race & Ethnicity
South Beloit vs U.S. Average
Language Spoken at Home
English Only
90.4%
15% above US avg
Spanish
9.6%
28% below US avg
Social Characteristics
South Beloit vs U.S. Average
The median household income in South Beloit is $81,836, which is 9% above the national average of $75,149. Per capita income is $36,108. The average weekly wage is $1,142, 20% lower than the U.S. average. The unemployment rate is 4.8% (above the 3.6% US average). 10.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,870 business establishments, including 623 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 26 minutes. 2.2% of workers work from home (below the 15.2% national rate).
Income: South Beloit vs U.S.
Income
| Median HH Income | $81,836 |
| 9% above US avg |
| Per Capita Income | $36,108 |
| Avg Weekly Wage | $1,142 |
| IRS Avg AGI | $65,398 |
| Gini Index | 0.452 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.8% |
| 33% above US avg |
| Poverty Rate | 10.0% |
| 19% below US avg |
| Establishments (County) | 5,870 |
| County GDP | $18,798M |
Business (County)
| Restaurants | 623 |
| Healthcare | 668 |
| Retail | 907 |
| Manufacturing | 521 |
Tax & Cost of Living
| Property Tax (IRS) | $6,763 |
| 93% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 4.21% |
Commute & Transportation
| Commute Time | 26.4 min |
| Drive Alone | 72.2% |
| Public Transit | 0.6% |
| Work from Home | 2.2% |
The median home value in South Beloit is $160,800, 43% below the national median of $281,900. Zillow estimates the typical home value at $228,379, higher than the Census estimate. Homes sell for 98.3% of their list price. Monthly rent averages $925 (20% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 70.4% of housing units are owner-occupied. There are 3,435 total housing units in the city. The median year a home was built is 1990. The average annual property tax is $6,763 (higher than the $3,500 national average). 23.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2x, well within the affordable range.
Home Values
| Census Median | $160,800 |
| 43% below US avg |
| Zillow ZHVI | $228,379 |
| Median List Price | $320,400 |
Real Estate Market (Redfin)
| Median List Price | $320,400 |
| $/Sq Ft | $166 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 98.3% |
| Price Drops | 18.8% |
| Inventory | 16 |
Rental Costs
| Census Median Rent | $925 |
| 20% below US avg |
| Rent Burden | 23.7% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 70.4% |
| Owner-Occupied | 70.4% |
| Renter-Occupied | 29.6% |
| Housing Units | 3,435 |
| Median Year Built | 1990 |
Property Tax
| Avg Tax (IRS) | $6,763 |
| 93% above US avg |
| Effective Rate | 4.21% |
In South Beloit, 40.3% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 5.5% of residents. 31.9% have high blood pressure. 15.3% are current smokers. 19.6% report binge drinking. 23.4% are physically inactive. 24.4% report depression (above the 20.0% national average). 18.8% experience frequent mental distress. 9.3% of residents lack health insurance. The primary care physician ratio is 1:1,423. The dentist ratio is 1:1,171. 90.0% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: South Beloit vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.3% |
| 26% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 5.5% |
| High Blood Pressure | 31.9% |
| Asthma | 10.6% |
| COPD | 6.7% |
| Cancer | 7.1% |
| Stroke | 3.0% |
Behaviors & Mental Health
| Smoking | 15.3% |
| 9% above US avg |
| Binge Drinking | 19.6% |
| Physical Inactivity | 23.4% |
| Depression | 24.4% |
| Mental Distress | 18.8% |
| Physical Distress | 13.4% |
| Short Sleep | 37.2% |
Healthcare Access
| Insurance Rate | 91.9% |
| Uninsured | 9.3% |
| 8% above US avg |
| Primary Care | 1:1,423 |
| Dentists | 1:1,171 |
| Mental Health | 1:416 |
| Checkup Rate | 76.1% |
| Dental Visits | 58.0% |
| Premature Death | 11,176/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 90.0% |
| Healthcare Facilities | 668 |
South Beloit has a violent crime rate of 170 per 100,000 residents, 55% below the national average of 380. This breaks down to aggravated assault at 144.1 per 100,000, robbery at 13.1, rape at 13.1. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 1,860 per 100,000, 5% below the U.S. average. This includes larceny/theft at 1,532, burglary at 210, vehicle theft at 118 per 100,000 residents. The county recorded 27 fatal traffic crashes. Overall, South Beloit receives a safety grade of F.
Crime Rates: South Beloit vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 170.3/100K |
| 55% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 13.1/100K |
| Robbery | 13.1/100K |
| Assault | 144.1/100K |
Property Crime
| Total Property | 1,859.6/100K |
| 5% below US avg |
| Burglary | 209.5/100K |
| Theft | 1,532.2/100K |
| Vehicle Theft | 117.9/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 27 |
| Traffic Accidents | 37 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
South Beloit experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 22°F in January while summers reach 74°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.2 inches. The area receives 37.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 770 feet.
Temperature
22°F Jan (-6°C)
74°F Jul (23°C)
| Annual Average | 49.4°F |
| 9% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 770 ft (235 m) |
| Area | 2.4 sq mi (6.1 km²) |
| Population Density | 1,285/sq mi |
| Coordinates | 42.4848°N, 89.0274°W |
| Timezone | America/Chicago |
| County | Winnebago County County |
| Nearest Airport | Southern Wisconsin Regional (JVL) 9 miles away |
Precipitation & Snow
Annual Rainfall
37.2"
2% below US avg
Wettest Month (Jun)
4.09"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0475 ppm |
| PM2.5 (Fine Particles) | 10.2 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 92.4 / 100 |
| Social Vulnerability | 38.9 / 100 |
| Community Resilience | 68.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Jul 15, 2024.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
114 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
72 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
91 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
125 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
97 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
64 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
70 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
589 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 54 fatalities, 1,222 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 7, 1984 |
EF5 |
95 km |
9 |
| Apr 9, 2015 |
EF4 |
74 km |
2 |
| Apr 27, 1984 |
EF4 |
77 km |
1 |
| Sep 28, 1972 |
EF4 |
98 km |
0 |
| Apr 21, 1967 |
EF4 |
31 km |
24 |
| Apr 21, 1967 |
EF4 |
73 km |
1 |
| Apr 11, 1965 |
EF4 |
61 km |
6 |
| Jun 16, 2014 |
EF3 |
72 km |
0 |
| Jan 7, 2008 |
EF3 |
19 km |
0 |
| Jan 7, 2008 |
EF3 |
58 km |
0 |
| Aug 18, 2005 |
EF3 |
59 km |
1 |
| Jun 17, 1992 |
EF3 |
60 km |
0 |
| May 8, 1988 |
EF3 |
99 km |
0 |
| Jun 5, 1980 |
EF3 |
75 km |
0 |
| Aug 5, 1979 |
EF3 |
69 km |
0 |
| Jun 4, 1975 |
EF3 |
85 km |
0 |
| Aug 2, 1967 |
EF3 |
80 km |
2 |
| Apr 16, 1967 |
EF3 |
74 km |
0 |
| Jan 24, 1967 |
EF3 |
31 km |
0 |
| Jan 24, 1967 |
EF3 |
96 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: IBSP SOUTH F1 RX (690 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
IBSP SOUTH F1 RX |
690 |
100 km |
| 2024 |
RX-HWY Y - SOUTH |
553 |
58 km |
| 2009 |
COLD SPRINGS |
552 |
54 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
1.3 in |
Coldest |
| February |
24°F (-5°C) |
1.1 in |
Driest |
| March |
35°F (2°C) |
2.4 in |
|
| April |
47°F (9°C) |
3.4 in |
|
| May |
59°F (15°C) |
3.3 in |
|
| June |
68°F (20°C) |
4.1 in |
Wettest |
| July |
74°F (23°C) |
3.9 in |
Warmest |
| August |
70°F (21°C) |
4.1 in |
|
| September |
62°F (17°C) |
3.9 in |
|
| October |
51°F (10°C) |
2.6 in |
|
| November |
37°F (3°C) |
2.5 in |
|
| December |
24°F (-4°C) |
1.9 in |
|
South Beloit has a seasonal temperature swing of 52°F / from 22°F in January to 74°F in July. Total annual precipitation is 34.3 inches, with June being the wettest month (4.1") and February the driest (1.1").
Average costs for common services in South Beloit. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,220 |
| Toddler | $931 |
| Preschool | $799 |
| Family Childcare (monthly) |
| Infant | $696 |
| Toddler | $741 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About South Beloit
What is the population of South Beloit?
South Beloit has a population of 7,930 residents and is located in Illinois. The population density is 1,285 people per square mile, spread across 2.4 square miles. The median age of residents is 35.7 years, which is younger than the national median of 38.9 years. The population is 49.7% female and 50.3% male.
Is South Beloit expensive to live in?
South Beloit has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $81,836, 9% above the national average of $75,149. The median home value is $160,800 (43% below the U.S. median). Renters pay a median of $925 per month, below the national average of $1,163. The home price-to-income ratio is 2x, indicating housing is reasonably affordable relative to local income levels.
Is South Beloit safe?
South Beloit is safer than the national average, with a violent crime rate of 170 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 1,860 per 100,000 (below the national average). Overall, South Beloit receives a safety grade of F based on combined crime data.
What is the weather like in South Beloit?
South Beloit has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 22°F in January, while summers reach an average of 74°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.2 inches, with 37.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in South Beloit?
South Beloit has a healthy job market with an unemployment rate of 4.8%, near the national average of 3.6%. The average weekly wage is $1,142. There are 5,870 business establishments in the area, including 623 restaurants and food service locations. The average commute time is 26 minutes, and 2.2% of workers work from home.
How much does housing cost in South Beloit?
The median home value in South Beloit is $160,800. Zillow estimates the typical home value at $228,379. For renters, the median monthly rent is $925. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 70.4%. The average annual property tax is $6,763.
How are the schools in South Beloit?
Schools in South Beloit have an average test score of 4.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 24.6% of adults in South Beloit hold a bachelor's degree or higher, below the national average of 33.7%. 93.3% have completed high school. 10.3% hold a graduate or professional degree.
How healthy is South Beloit?
The obesity rate in South Beloit is 40.3% (above the national rate of 32.1%). 15.3% of adults are smokers. 23.4% are physically inactive. 24.4% of residents report depression. 9.3% lack health insurance. 90.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,423.
What is transportation like in South Beloit?
The average commute in South Beloit is 26 minutes. 72.2% of workers drive alone to work, and 2.2% work from home.
What are the demographics of South Beloit?
The racial and ethnic makeup of South Beloit is 80.4% White, 3.5% Black or African American, 3% Hispanic or Latino. 90.4% of residents speak only English at home, while 9.6% speak Spanish. 6.6% of the population are military veterans. 11.2% of residents have a disability. 91.9% have health insurance coverage.