Median Income
$97,704
30% higher than US avg
Home Value
$215,200
24% lower than US avg
Violent Crime
105/100K
72% lower than US avg
Bachelor's+
32.6%
3% lower than US avg
Median Rent
$1,349
16% higher than US avg
Obesity Rate
36.9%
15% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
5.1%
59% lower than US avg
How Roscoe Compares to the U.S. Average (100% = U.S. avg)
People
Population10,881
Median Age35.3 yrs
Density1,059/mi²
Male / Female47% / 53%
Largest GroupWhite 84%
Veterans6.4%
Economy
A+
Median Income$97,704
Per Capita$41,908
Unemployment2.2%
Poverty5.1%
County GDP$18,798M
Commute28 min
Housing
A+
Home Value$215,200
Rent$1,349
Ownership71.3%
Zillow$296,358
Housing Units4,206
Rent Burden27.9%
Crime
F
Violent105/100K
Property610/100K
Murder0.0/100K
Assault95/100K
Burglary114/100K
Health
Obesity36.9%
Uninsured6.9%
Smoking12.2%
Depression23.7%
Heart Disease4.6%
Climate
Avg Temp49°F (10°C)
AQI43 (Good)
Rain37.2 in/yr
Sunny Days260/yr
Elevation746 ft (227 m)
Education
B+
Bachelor's+32.6%
High School+96.6%
Graduate+12.1%
School Score4.74
Community
2024 VoteR 49% / D 50%
Commute28 min
Broadband92.6%
EV Stations2
Libraries12
Is Roscoe a Good Place to Live?
Based on current data, Roscoe receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, low unemployment, low crime rates, affordable housing. Roscoe offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Roscoe is $97,704, 30% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 2.2%. Only 5.1% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Roscoe is $215,200, 24% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,349 per month. At just 2.2x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Roscoe is a very safe community with a violent crime rate of 105 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 610 per 100,000, 69% below the national average.
Education
32.6% of residents hold a bachelor's degree, below the national average of 33.7%. 96.6% have completed high school. Area schools have an average test score of 4.7/10.
Climate & Weather
Roscoe experiences four distinct seasons with an average temperature of 49°F. Winters average 22°F in January while summers reach 74°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.2 inches, including 37.1 inches of snow. Air quality is rated Good with a median AQI of 43.
Roscoe has a population of 10,881 with a density of 1,059 people per square mile, spread across 10.4 square miles. The median age is 35.3 years, 9% younger than the national median of 38.9. The gender split is 52.9% female and 47.1% male. The city is predominantly White (84.4%), with 4.7% Black. English is the primary language spoken at home by 90.5% of residents, while 9.5% speak Spanish. 6.4% of the population are veterans. 10.7% of residents have a disability. 96.2% have health insurance coverage.
Population
35.3yrs
Median Age
9% below US avg
Language Spoken at Home
English Only
90.5%
15% above US avg
Spanish
9.5%
29% below US avg
The median household income in Roscoe is $97,704, which is 30% above the national average of $75,149. Per capita income is $41,908. The average weekly wage is $1,142, 20% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 5.1% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 5,870 business establishments, including 623 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 28 minutes. 14.4% of workers work from home.
Income
| Median HH Income | $97,704 |
| 30% above US avg |
| Per Capita Income | $41,908 |
| Avg Weekly Wage | $1,142 |
| IRS Avg AGI | $65,398 |
| Gini Index | 0.452 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 5.1% |
| 59% below US avg |
| Establishments (County) | 5,870 |
| County GDP | $18,798M |
Business (County)
| Restaurants | 623 |
| Healthcare | 668 |
| Retail | 907 |
| Manufacturing | 521 |
Tax & Cost of Living
| Property Tax (IRS) | $6,763 |
| 93% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.14% |
Commute & Transportation
| Commute Time | 27.8 min |
| Drive Alone | 77.5% |
| Public Transit | 0.3% |
| Work from Home | 14.4% |
The median home value in Roscoe is $215,200, 24% below the national median of $281,900. Zillow estimates the typical home value at $296,358, higher than the Census estimate. Homes sell for 101.4% of their list price, indicating a competitive market where bidding wars are common. Monthly rent averages $1,349 (16% above the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 71.3% of housing units are owner-occupied. There are 4,206 total housing units in the city. The median year a home was built is 2000. The average annual property tax is $6,763 (higher than the $3,500 national average). 27.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.2x, well within the affordable range.
Home Values
| Census Median | $215,200 |
| 24% below US avg |
| Zillow ZHVI | $296,358 |
| Median List Price | $319,450 |
Real Estate Market (Redfin)
| Median List Price | $319,450 |
| $/Sq Ft | $149 |
| Homes Sold | 4 |
| Sale-to-List Ratio | 101.4% |
| Price Drops | 33.3% |
| Inventory | 15 |
Rental Costs
| Census Median Rent | $1,349 |
| 16% above US avg |
| Zillow Rent (ZORI) | $1,575 |
| Rent Burden | 27.9% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 71.3% |
| Owner-Occupied | 71.3% |
| Renter-Occupied | 28.7% |
| Housing Units | 4,206 |
| Median Year Built | 2000 |
Property Tax
| Avg Tax (IRS) | $6,763 |
| 93% above US avg |
| Effective Rate | 3.14% |
In Roscoe, 36.9% of adults are obese, above the national rate of 32.1%. 8.7% have diabetes (below the 10.5% national rate). Heart disease affects 4.6% of residents, below the national average. 29.1% have high blood pressure. 12.2% are current smokers. 20.6% report binge drinking. 18.9% are physically inactive, below the national average. 23.7% report depression (above the 20.0% national average). 17.3% experience frequent mental distress. 6.9% of residents lack health insurance. The primary care physician ratio is 1:1,423. The dentist ratio is 1:1,171. 90.0% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Air Quality (Open-Meteo CAMS — 2026-05-25)
PM2.5
3.5
μg/m³
Fine particulate
PM10
4.0
μg/m³
Coarse particulate
NO₂
1.9
μg/m³
Nitrogen dioxide
SO₂
0.4
μg/m³
Sulphur dioxide
CO
137.0
μg/m³
Carbon monoxide
Health Metrics: Roscoe vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.9% |
| 15% above US avg |
| Diabetes | 8.7% |
| Heart Disease | 4.6% |
| High Blood Pressure | 29.1% |
| Asthma | 10.2% |
| COPD | 5.2% |
| Cancer | 7.4% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 12.2% |
| 13% below US avg |
| Binge Drinking | 20.6% |
| Physical Inactivity | 18.9% |
| Depression | 23.7% |
| Mental Distress | 17.3% |
| Physical Distress | 11.4% |
| Short Sleep | 34.2% |
Healthcare Access
| Insurance Rate | 96.2% |
| Uninsured | 6.9% |
| 20% below US avg |
| Primary Care | 1:1,423 |
| Dentists | 1:1,171 |
| Mental Health | 1:416 |
| Checkup Rate | 76.4% |
| Dental Visits | 67.9% |
| Premature Death | 11,176/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 90.0% |
| Healthcare Facilities | 668 |
Roscoe has a violent crime rate of 105 per 100,000 residents, 72% below the national average of 380. This breaks down to aggravated assault at 95.3 per 100,000, robbery at 0.0, rape at 9.5. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 610 per 100,000, 69% below the U.S. average. This includes larceny/theft at 467, burglary at 114, vehicle theft at 29 per 100,000 residents. The county recorded 27 fatal traffic crashes. Overall, Roscoe receives a safety grade of F.
Crime Rates: Roscoe vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 104.8/100K |
| 72% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 9.5/100K |
| Robbery | 0.0/100K |
| Assault | 95.3/100K |
Property Crime
| Total Property | 610.0/100K |
| 69% below US avg |
| Burglary | 114.4/100K |
| Theft | 467.0/100K |
| Vehicle Theft | 28.6/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 27 |
| Traffic Accidents | 108 |
| Avg Accident Severity | 2.6 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Roscoe experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 22°F in January while summers reach 74°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 37.2 inches. The area receives 37.1 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 746 feet.
Temperature
22°F Jan (-6°C)
74°F Jul (23°C)
| Annual Average | 49.4°F |
| 9% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 74°F (23°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 746 ft (227 m) |
| Area | 10.4 sq mi (26.9 km²) |
| Population Density | 1,059/sq mi |
| Coordinates | 42.4256°N, 89.0095°W |
| Timezone | America/Chicago |
| County | Winnebago County County |
| Nearest Airport | Southern Wisconsin Regional (JVL) 14 miles away |
Precipitation & Snow
Annual Rainfall
37.2"
2% below US avg
Wettest Month (Jun)
4.09"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0475 ppm |
| PM2.5 (Fine Particles) | 10.2 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 92.4 / 100 |
| Social Vulnerability | 38.9 / 100 |
| Community Resilience | 68.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively High |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively High |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.1 on Jul 15, 2024.
| Jun 28, 2004 |
12 km NW of Dayton, Illinois |
M4.2 |
108 km |
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
66 km |
| Sep 2, 1999 |
8 km W of Amboy, Illinois |
M3.5 |
86 km |
| Nov 4, 2013 |
1 km SSW of Lyons, Illinois |
M3.2 |
120 km |
| Jul 15, 2024 |
2 km WNW of Somonauk, Illinois |
M3.1 |
90 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
59 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
64 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
599 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 83 fatalities, 1,575 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 28, 1990 |
EF5 |
99 km |
29 |
| Jun 7, 1984 |
EF5 |
100 km |
9 |
| Apr 9, 2015 |
EF4 |
68 km |
2 |
| Apr 27, 1984 |
EF4 |
81 km |
1 |
| Sep 28, 1972 |
EF4 |
95 km |
0 |
| Apr 21, 1967 |
EF4 |
68 km |
1 |
| Apr 21, 1967 |
EF4 |
24 km |
24 |
| Apr 11, 1965 |
EF4 |
57 km |
6 |
| Jun 16, 2014 |
EF3 |
78 km |
0 |
| Jan 7, 2008 |
EF3 |
57 km |
0 |
| Jan 7, 2008 |
EF3 |
15 km |
0 |
| Aug 18, 2005 |
EF3 |
65 km |
1 |
| Jun 17, 1992 |
EF3 |
66 km |
0 |
| Jun 5, 1980 |
EF3 |
81 km |
0 |
| Aug 5, 1979 |
EF3 |
65 km |
0 |
| Jun 30, 1977 |
EF3 |
94 km |
0 |
| Jun 4, 1975 |
EF3 |
91 km |
0 |
| Aug 2, 1967 |
EF3 |
86 km |
2 |
| Apr 16, 1967 |
EF3 |
76 km |
0 |
| Jan 24, 1967 |
EF3 |
35 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: IBSP SOUTH F1 RX (690 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
IBSP SOUTH F1 RX |
690 |
98 km |
| 2024 |
RX-HWY Y - SOUTH |
553 |
64 km |
| 2009 |
COLD SPRINGS |
552 |
58 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
1.3 in |
Coldest |
| February |
24°F (-5°C) |
1.1 in |
Driest |
| March |
35°F (2°C) |
2.4 in |
|
| April |
47°F (9°C) |
3.4 in |
|
| May |
59°F (15°C) |
3.3 in |
|
| June |
68°F (20°C) |
4.1 in |
Wettest |
| July |
74°F (23°C) |
3.9 in |
Warmest |
| August |
70°F (21°C) |
4.1 in |
|
| September |
62°F (17°C) |
3.9 in |
|
| October |
51°F (10°C) |
2.6 in |
|
| November |
37°F (3°C) |
2.5 in |
|
| December |
24°F (-4°C) |
1.9 in |
|
Roscoe has a seasonal temperature swing of 52°F / from 22°F in January to 74°F in July. Total annual precipitation is 34.3 inches, with June being the wettest month (4.1") and February the driest (1.1").
Average costs for common services in Roscoe. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,220 |
| Toddler | $931 |
| Preschool | $799 |
| Family Childcare (monthly) |
| Infant | $696 |
| Toddler | $741 |
| Preschool | $671 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Roscoe
What is the population of Roscoe?
Roscoe has a population of 10,881 residents and is located in Illinois. The population density is 1,059 people per square mile, spread across 10.4 square miles. The median age of residents is 35.3 years, which is younger than the national median of 38.9 years. The population is 52.9% female and 47.1% male.
Is Roscoe expensive to live in?
Roscoe has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $97,704, 30% above the national average of $75,149. The median home value is $215,200 (24% below the U.S. median). Renters pay a median of $1,349 per month, above the national average of $1,163. The home price-to-income ratio is 2.2x, indicating housing is reasonably affordable relative to local income levels.
Is Roscoe safe?
Roscoe is considered a very safe city with a violent crime rate of 105 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 610 per 100,000 (below the national average). Overall, Roscoe receives a safety grade of F based on combined crime data.
What is the weather like in Roscoe?
Roscoe has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 22°F in January, while summers reach an average of 74°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 37.2 inches, with 37.1 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Roscoe?
The job market in Roscoe is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $1,142. There are 5,870 business establishments in the area, including 623 restaurants and food service locations. The average commute time is 28 minutes, and 14.4% of workers work from home.
How much does housing cost in Roscoe?
The median home value in Roscoe is $215,200. Zillow estimates the typical home value at $296,358. For renters, the median monthly rent is $1,349. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 71.3%. The average annual property tax is $6,763.
How are the schools in Roscoe?
Schools in Roscoe have an average test score of 4.7 out of 10, below typical national benchmarks. Families may want to research individual school ratings. 32.6% of adults in Roscoe hold a bachelor's degree or higher, below the national average of 33.7%. 96.6% have completed high school. 12.1% hold a graduate or professional degree.
How healthy is Roscoe?
The obesity rate in Roscoe is 36.9% (above the national rate of 32.1%). 12.2% of adults are smokers. 18.9% are physically inactive. 23.7% of residents report depression. 6.9% lack health insurance (below the national rate). 90.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,423.
What is transportation like in Roscoe?
The average commute in Roscoe is 28 minutes. 77.5% of workers drive alone to work, and 14.4% work from home.
What are the demographics of Roscoe?
The racial and ethnic makeup of Roscoe is 84.4% White, 4.7% Black or African American, 0.8% Hispanic or Latino. 90.5% of residents speak only English at home, while 9.5% speak Spanish. 6.4% of the population are military veterans. 10.7% of residents have a disability. 96.2% have health insurance coverage.