Median Income
$43,083
43% lower than US avg
Home Value
$115,500
59% lower than US avg
Violent Crime
278/100K
27% lower than US avg
Bachelor's+
19.4%
42% lower than US avg
Median Rent
$683
41% lower than US avg
Obesity Rate
31.6%
2% lower than US avg
Unemployment
6.2%
72% higher than US avg
Poverty Rate
22.3%
80% higher than US avg
How Montour Falls Compares to the U.S. Average (100% = U.S. avg)
People
Population1,666
Median Age47.3 yrs
Density553/mi²
Male / Female45% / 55%
Largest GroupWhite 92%
Veterans6.5%
Economy
C
Median Income$43,083
Per Capita$25,955
Unemployment6.2%
Poverty22.3%
County GDP$709M
Commute16 min
Housing
A+
Home Value$115,500
Rent$683
Ownership65.1%
Zillow$197,820
Housing Units806
Rent Burden30.9%
Crime
F
Violent278/100K
Property3,347/100K
Health
Obesity31.6%
Uninsured6.8%
Smoking16.5%
Depression23.1%
Heart Disease5.9%
Climate
Avg Temp45°F (7°C)
AQI36 (Good)
Rain38.9 in/yr
Sunny Days260/yr
Elevation450 ft (137 m)
Education
C+
Bachelor's+19.4%
High School+86.2%
Graduate+6.7%
School Score5.02
Community
2024 VoteR 60% / D 40%
Commute16 min
Broadband79.2%
EV Stations3
Libraries3
Is Montour Falls a Good Place to Live?
Based on current data, Montour Falls receives an overall livability score of 2.7 out of 5.0, earning a grade of C+. Key strengths include low crime rates, affordable housing, abundant sunshine, high health insurance coverage. Areas to be aware of include above-average unemployment, an elevated poverty rate, below-average incomes. Montour Falls has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Montour Falls is $43,083, 43% below the national average of $75,149. The unemployment rate of 6.2% is somewhat elevated compared to the national rate of 3.6%. The poverty rate of 22.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 16 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Montour Falls is $115,500, 59% below the national median / offering relatively affordable homeownership. Renters pay a median of $683 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Montour Falls is below the national average at 278 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,347 per 100,000, 71% above the national average.
Education
19.4% of residents hold a bachelor's degree, below the national average of 33.7%. 86.2% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Montour Falls has a cool climate with an average annual temperature of 45°F. Winters average 22°F in January while summers reach 68°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.9 inches. Air quality is rated Good with a median AQI of 36.
Montour Falls has a population of 1,666 with a density of 553 people per square mile, spread across 3.0 square miles. The median age is 47.3 years, 22% older than the national median of 38.9. The gender split is 55.1% female and 44.9% male. The city is predominantly White (91.7%), with 3.2% Hispanic, 1.3% Black. English is the primary language spoken at home by 99.5% of residents. 6.5% of the population are veterans. 24.2% of residents have a disability (above the 13.0% national average). 97.6% have health insurance coverage.
Population
47.3yrs
Median Age
22% above US avg
Race & Ethnicity
Montour Falls vs U.S. Average
Language Spoken at Home
English Only
99.5%
27% above US avg
Spanish
0.5%
96% below US avg
Social Characteristics
Montour Falls vs U.S. Average
The median household income in Montour Falls is $43,083, which is 43% below the national average of $75,149. Per capita income is $25,955 (below the $39,052 national figure). The average weekly wage is $988, 31% lower than the U.S. average. The unemployment rate is 6.2% (above the 3.6% US average). 22.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 473 business establishments, including 79 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 16 minutes (shorter than the 28-minute US average). 10.7% of workers work from home (below the 15.2% national rate).
Income: Montour Falls vs U.S.
Income
| Median HH Income | $43,083 |
| 43% below US avg |
| Per Capita Income | $25,955 |
| Avg Weekly Wage | $988 |
| IRS Avg AGI | $64,315 |
| Gini Index | 0.441 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.2% |
| 72% above US avg |
| Poverty Rate | 22.3% |
| 80% above US avg |
| Establishments (County) | 473 |
| County GDP | $709M |
Business (County)
| Restaurants | 79 |
| Healthcare | 26 |
| Retail | 58 |
| Manufacturing | 35 |
Tax & Cost of Living
| Property Tax (IRS) | $7,056 |
| 102% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 6.11% |
Commute & Transportation
| Commute Time | 16.1 min |
| Drive Alone | 82.7% |
| Public Transit | 1.1% |
| Work from Home | 10.7% |
The median home value in Montour Falls is $115,500, 59% below the national median of $281,900. Zillow estimates the typical home value at $197,820, higher than the Census estimate. Monthly rent averages $683 (41% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 65.1% of housing units are owner-occupied. There are 806 total housing units in the city. The median year a home was built is 1968. The average annual property tax is $7,056 (higher than the $3,500 national average). 30.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $115,500 |
| 59% below US avg |
| Zillow ZHVI | $197,820 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $683 |
| 41% below US avg |
| Rent Burden | 30.9% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 65.1% |
| Owner-Occupied | 65.1% |
| Renter-Occupied | 34.9% |
| Housing Units | 806 |
| Median Year Built | 1968 |
Property Tax
| Avg Tax (IRS) | $7,056 |
| 102% above US avg |
| Effective Rate | 6.11% |
In Montour Falls, 31.6% of adults are obese, below the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.9% of residents. 30.6% have high blood pressure. 16.5% are current smokers. 19.2% report binge drinking. 25.4% are physically inactive. 23.1% report depression (above the 20.0% national average). 19.0% experience frequent mental distress. 6.8% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,614. The dentist ratio is 1:3,530. 49.3% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Montour Falls vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.6% |
| 2% below US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.9% |
| High Blood Pressure | 30.6% |
| Asthma | 11.7% |
| COPD | 7.5% |
| Cancer | 7.5% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 16.5% |
| 18% above US avg |
| Binge Drinking | 19.2% |
| Physical Inactivity | 25.4% |
| Depression | 23.1% |
| Mental Distress | 19.0% |
| Physical Distress | 14.1% |
| Short Sleep | 39.3% |
Healthcare Access
| Insurance Rate | 97.6% |
| Uninsured | 6.8% |
| 21% below US avg |
| Primary Care | 1:1,614 |
| Dentists | 1:3,530 |
| Mental Health | 1:427 |
| Checkup Rate | 77.3% |
| Dental Visits | 57.0% |
| Premature Death | 7,969/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 49.3% |
| Healthcare Facilities | 26 |
Montour Falls has a violent crime rate of 278 per 100,000 residents, 27% below the national average of 380. Property crime stands at 3,347 per 100,000, 71% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Montour Falls receives a safety grade of F.
Crime Rates: Montour Falls vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 277.8/100K |
| 27% below US avg |
| |
Property Crime
| Total Property | 3,346.9/100K |
| 71% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 2.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Montour Falls has a cool climate with an average annual temperature of 45°F (7°C). Winters average 22°F in January while summers reach 68°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 38.9 inches. Air quality is rated Good with a median AQI of 36. The city sits at an elevation of 450 feet.
Temperature
22°F Jan (-5°C)
68°F Jul (20°C)
| Annual Average | 45.3°F |
| 16% below US avg |
| January Average | 22°F (-5°C) |
| July Average | 68°F (20°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 450 ft (137 m) |
| Area | 3.0 sq mi (7.8 km²) |
| Population Density | 553/sq mi |
| Coordinates | 42.3487°N, 76.8487°W |
| Timezone | America/New_York |
| County | Schuyler County County |
| Nearest Airport | Elmira/Corning Regional (ELM) 11 miles away |
Precipitation & Snow
Annual Rainfall
38.9"
2% above US avg
Wettest Month (Jun)
3.86"
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 16.3 / 100 |
| Social Vulnerability | 46.9 / 100 |
| Community Resilience | 78.0 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.2. Most recent: M2.8 on Jun 10, 2025.
| Feb 3, 2001 |
6 km W of Bath, New York |
M3.2 |
45 km |
| Jun 5, 2009 |
4 km SSE of Attica, New York |
M2.9 |
126 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
89 km |
| Mar 15, 2022 |
5 km SSW of Warsaw, New York |
M2.6 |
113 km |
| Apr 11, 2007 |
6 km NNE of Sodus Point, New York |
M2.6 |
109 km |
| Jan 25, 1999 |
New York |
M2.5 |
92 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
125 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 5 fatalities, 44 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 31, 1998 |
EF3 |
65 km |
0 |
| May 2, 1983 |
EF3 |
47 km |
0 |
| May 2, 1983 |
EF3 |
93 km |
1 |
| May 2, 1983 |
EF3 |
38 km |
0 |
| Jun 2, 1969 |
EF3 |
73 km |
0 |
| Aug 30, 1955 |
EF3 |
6 km |
0 |
| Oct 2, 2018 |
EF2 |
93 km |
0 |
| Jun 13, 2018 |
EF2 |
71 km |
0 |
| Jul 8, 2014 |
EF2 |
94 km |
0 |
| Aug 21, 2011 |
EF2 |
80 km |
0 |
| Apr 28, 2011 |
EF2 |
91 km |
0 |
| Apr 27, 2011 |
EF2 |
22 km |
0 |
| May 16, 2009 |
EF2 |
86 km |
0 |
| Sep 3, 1993 |
EF2 |
96 km |
0 |
| Aug 28, 1990 |
EF2 |
17 km |
0 |
| Oct 14, 1989 |
EF2 |
90 km |
2 |
| May 2, 1983 |
EF2 |
68 km |
0 |
| Sep 19, 1954 |
EF2 |
93 km |
0 |
| Sep 19, 1954 |
EF2 |
80 km |
0 |
| Jul 15, 2024 |
EF1 |
90 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
3 wildfires (100+ acres) within 100 km.
Largest: BULL RUN (2,003 ac, 2008).
| Year |
Name |
Acres |
Distance |
| 2008 |
BULL RUN |
2,003 |
100 km |
| 2010 |
DRY MARSH |
1,018 |
71 km |
| 2009 |
WOODRUFF |
757 |
83 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-5°C) |
1.8 in |
Coldest, Driest |
| February |
25°F (-4°C) |
1.9 in |
|
| March |
33°F (1°C) |
2.3 in |
|
| April |
44°F (7°C) |
2.9 in |
|
| May |
56°F (13°C) |
3.1 in |
|
| June |
64°F (18°C) |
3.9 in |
Wettest |
| July |
68°F (20°C) |
3.5 in |
Warmest |
| August |
67°F (20°C) |
3.2 in |
|
| September |
60°F (15°C) |
3.4 in |
|
| October |
49°F (9°C) |
2.8 in |
|
| November |
39°F (4°C) |
3.0 in |
|
| December |
29°F (-2°C) |
2.4 in |
|
Montour Falls has a seasonal temperature swing of 45°F / from 22°F in January to 68°F in July. Total annual precipitation is 34.0 inches, with June being the wettest month (3.9") and January the driest (1.8").
Average costs for common services in Montour Falls. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162–$432) |
| Specialist Visit |
$378 ($216–$593) |
| Urgent Care Visit |
$216 ($108–$378) |
| Emergency Room Visit |
$2,374 ($863–$5,395) |
| Dental Cleaning |
$140 ($81–$216) |
| Dental Filling |
$270 ($162–$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27–$81) |
| Oil Change (Synthetic) |
$81 ($54–$129) |
| Brake Pad Replacement |
$324 ($162–$540) |
| Tire Rotation |
$43 ($22–$81) |
| New Tires (Set of 4) |
$647 ($432–$1,079) |
| Battery Replacement |
$216 ($108–$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65–$162) |
| Electrician (Per Hour) |
$97 ($54–$151) |
| HVAC Repair |
$432 ($162–$863) |
| HVAC System Install |
$7,553 ($4,316–$12,948) |
| Roof Repair |
$1,079 ($432–$2,158) |
| Roof Replacement |
$9,711 ($5,935–$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540–$3,777) |
| Divorce (Contested) |
$16,185 ($5,395–$32,370) |
| DUI Defense |
$5,395 ($2,158–$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863–$3,237) |
| Will Preparation |
$540 ($216–$1,079) |
| Trust Preparation |
$2,698 ($1,079–$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16–$49) |
| Women's Haircut |
$59 ($32–$108) |
| Hair Coloring (Full) |
$162 ($81–$270) |
| Manicure |
$27 ($16–$49) |
| Pedicure |
$43 ($27–$70) |
| Massage (1 Hour) |
$86 ($54–$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24–$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70–$5.40) |
| Loaf of Bread |
$4.10 ($2.70–$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24–$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32–$8.09) |
| Rice (per lb) |
$1.08 ($0.65–$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86–$270) |
| Natural Gas (Monthly) |
$76 ($32–$162) |
| Water/Sewer (Monthly) |
$76 ($43–$129) |
| Internet (Monthly) |
$76 ($43–$108) |
| Cell Phone Plan (Monthly) |
$70 ($32–$108) |
| Cable TV (Monthly) |
$92 ($54–$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81–$540) |
| Car Insurance (Annual) |
$2,158 ($1,295–$3,777) |
| Bus Pass (Monthly) |
$76 ($32–$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63–$27) |
| Car Registration (Annual) |
$108 ($32–$270) |
| Driver's License Renewal |
$32 ($16–$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647–$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540–$2,158) |
| After-School Care (Monthly) |
$432 ($216–$755) |
| Tutoring (Per Hour) |
$54 ($27–$108) |
| SAT/ACT Prep Course |
$1,079 ($432–$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395–$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32–$108) |
| Dog Vaccination (Annual) |
$108 ($54–$216) |
| Dog Grooming |
$65 ($32–$108) |
| Pet Boarding (Per Night) |
$43 ($22–$81) |
| Dog Spay/Neuter |
$324 ($162–$540) |
| Cat Spay/Neuter |
$216 ($108–$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Montour Falls
What is the population of Montour Falls?
Montour Falls has a population of 1,666 residents and is located in New York. The population density is 553 people per square mile, spread across 3.0 square miles. The median age of residents is 47.3 years, which is older than the national median of 38.9 years. The population is 55.1% female and 44.9% male.
Is Montour Falls expensive to live in?
Montour Falls is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $43,083, 43% below the national average of $75,149. The median home value is $115,500 (59% below the U.S. median). Renters pay a median of $683 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
Is Montour Falls safe?
Montour Falls is safer than the national average, with a violent crime rate of 278 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,347 per 100,000 (above the national average). Overall, Montour Falls receives a safety grade of F based on combined crime data.
What is the weather like in Montour Falls?
Montour Falls has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 22°F in January, while summers reach an average of 68°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 38.9 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 36.
How is the job market in Montour Falls?
The unemployment rate in Montour Falls is 6.2%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $988. There are 473 business establishments in the area, including 79 restaurants and food service locations. The average commute time is 16 minutes, and 10.7% of workers work from home.
How much does housing cost in Montour Falls?
The median home value in Montour Falls is $115,500. Zillow estimates the typical home value at $197,820. For renters, the median monthly rent is $683. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 65.1%. The average annual property tax is $7,056.
How are the schools in Montour Falls?
Schools in Montour Falls score 5 out of 10 on standardized testing, near the national average. 19.4% of adults in Montour Falls hold a bachelor's degree or higher, below the national average of 33.7%. 86.2% have completed high school. 6.7% hold a graduate or professional degree.
How healthy is Montour Falls?
The obesity rate in Montour Falls is 31.6% (below the national rate of 32.1%). 16.5% of adults are smokers. 25.4% are physically inactive. 23.1% of residents report depression. 6.8% lack health insurance (below the national rate). 49.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,614.
What is transportation like in Montour Falls?
The average commute in Montour Falls is 16 minutes, shorter than the national average of 28 minutes. 82.7% of workers drive alone to work, 1.1% use public transit, and 10.7% work from home.
What are the demographics of Montour Falls?
The racial and ethnic makeup of Montour Falls is 91.7% White, 1.3% Black or African American, 3.2% Hispanic or Latino. 99.5% of residents speak only English at home. 6.5% of the population are military veterans. 24.2% of residents have a disability. 97.6% have health insurance coverage.