Home Value
$414,000
47% higher than US avg
Bachelor's+
26.0%
23% lower than US avg
Median Rent
$675
42% lower than US avg
Obesity Rate
44.1%
37% higher than US avg
Unemployment
1.9%
47% lower than US avg
Poverty Rate
6.9%
44% lower than US avg
How Moodys Compares to the U.S. Average (100% = U.S. avg)
People
Population1,128
Median Age42.4 yrs
Density65/mi²
Male / Female59% / 42%
Largest GroupWhite 50%
Veterans6.5%
Economy
Per Capita$40,499
Unemployment1.9%
Poverty6.9%
County GDP$1,335M
Commute22 min
Housing
Home Value$414,000
Rent$675
Ownership75.1%
Zillow$212,255
Housing Units590
Rent Burden45.0%
Health
Obesity44.1%
Uninsured5.1%
Smoking21.3%
Depression25.5%
Heart Disease7.2%
Climate
Avg Temp61°F (16°C)
Rain51.0 in/yr
Elevation942 ft (287 m)
Education
B
Bachelor's+26.0%
High School+97.4%
Graduate+4.5%
School Score5.05
Community
2024 VoteR 80% / D 19%
Commute22 min
Broadband68.2%
EV Stations6
Libraries3
Is Moodys a Good Place to Live?
Based on current data, Moodys receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, a low poverty rate, high health insurance coverage. Areas to be aware of include high housing costs, high obesity rates. Moodys offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The job market is very strong with unemployment at just 1.9%. Only 6.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Moodys is $414,000, 47% above the national median. Renters pay a median of $675 per month, below the national average / a plus for affordability.
Education
26.0% of residents hold a bachelor's degree, below the national average of 33.7%. 97.4% have completed high school. Area schools have an average test score of 5/10.
Climate & Weather
Moodys enjoys a moderate climate with an average annual temperature of 61°F. Winters average 39°F in January while summers reach 81°F in July. Annual precipitation totals 51.0 inches.
Moodys has a population of 1,128 with a density of 65 people per square mile, spread across 17.5 square miles. The median age is 42.4 years, 9% older than the national median of 38.9. The gender split is 41.5% female and 58.5% male. The city is predominantly White (49.6%), with 2% Hispanic. English is the primary language spoken at home by 98.4% of residents. 6.5% of the population are veterans. 36.3% of residents have a disability (above the 13.0% national average). 94.9% have health insurance coverage.
Population
1,128
Total Population
2023 Census
42.4yrs
Median Age
9% above US avg
Language Spoken at Home
English Only
98.4%
25% above US avg
Spanish
1.8%
87% below US avg
Per capita income is $40,499. The average weekly wage is $818, 43% lower than the U.S. average. The unemployment rate is 1.9% (below the 3.6% US average). 6.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 942 business establishments, including 87 restaurants. The cost of living index is 87.8, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 4.0% of workers work from home (below the 15.2% national rate).
Income
| |
| Per Capita Income | $40,499 |
| Avg Weekly Wage | $818 |
| IRS Avg AGI | $60,487 |
| Gini Index | 0.470 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.9% |
| 47% below US avg |
| Poverty Rate | 6.9% |
| 44% below US avg |
| Establishments (County) | 942 |
| County GDP | $1,335M |
Business (County)
| Restaurants | 87 |
| Healthcare | 83 |
| Retail | 149 |
| Manufacturing | 23 |
Tax & Cost of Living
| Property Tax (IRS) | $3,794 |
| 8% above US avg |
| Cost of Living | 87.80 (100=avg) |
| Effective Tax Rate | 0.92% |
Commute & Transportation
| Commute Time | 21.9 min |
| Drive Alone | 60.8% |
| Public Transit | 0.0% |
| Work from Home | 4.0% |
The median home value in Moodys is $414,000, 47% above the national median of $281,900. Zillow estimates the typical home value at $212,255, lower than the Census estimate. Monthly rent averages $675 (42% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $995 for a two-bedroom apartment. 75.1% of housing units are owner-occupied (above the 65.4% national rate). There are 590 total housing units in the city. The median year a home was built is 1975. The average annual property tax is $3,794. 45.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters.
Home Values
| Census Median | $414,000 |
| 47% above US avg |
| Zillow ZHVI | $212,255 |
Rental Costs
| Census Median Rent | $675 |
| 42% below US avg |
| Rent Burden | 45.0% |
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
| Homeownership | 75.1% |
| Owner-Occupied | 75.1% |
| Renter-Occupied | 24.9% |
| Housing Units | 590 |
| Median Year Built | 1975 |
Property Tax
| Avg Tax (IRS) | $3,794 |
| 8% above US avg |
| Effective Rate | 0.92% |
In Moodys, 44.1% of adults are obese, above the national rate of 32.1%. 13.0% have diabetes (above the 10.5% national rate). Heart disease affects 7.2% of residents, above the national average. 38.7% have high blood pressure. 21.3% are current smokers (above the 14.0% national rate). 14.9% report binge drinking. 31.1% are physically inactive, above the national average. 25.5% report depression (above the 20.0% national average). 20.3% experience frequent mental distress. 5.1% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:2,563. The dentist ratio is 1:2,180. 49.0% of residents have access to exercise opportunities. The food environment index is 6.5 out of 10.
Health Metrics: Moodys vs U.S. Average (%)
Chronic Conditions
| Obesity | 44.1% |
| 37% above US avg |
| Diabetes | 13.0% |
| Heart Disease | 7.2% |
| High Blood Pressure | 38.7% |
| Asthma | 12.8% |
| COPD | 8.1% |
| Cancer | 6.8% |
| Stroke | 3.8% |
Behaviors & Mental Health
| Smoking | 21.3% |
| 52% above US avg |
| Binge Drinking | 14.9% |
| Physical Inactivity | 31.1% |
| Depression | 25.5% |
| Mental Distress | 20.3% |
| Physical Distress | 15.8% |
| Short Sleep | 42.1% |
Healthcare Access
| Insurance Rate | 94.9% |
| Uninsured | 5.1% |
| 41% below US avg |
| Primary Care | 1:2,563 |
| Dentists | 1:2,180 |
| Mental Health | 1:474 |
| Checkup Rate | 77.3% |
| Dental Visits | 53.2% |
| Premature Death | 13,171/100K |
Food & Exercise
| Food Environment | 6.5/10 |
| Exercise Access | 49.0% |
| Healthcare Facilities | 83 |
Moodys enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winters average 39°F in January while summers reach 81°F in July. Annual precipitation totals 51.0 inches (wetter than the 38-inch national average). The area receives 4.3 inches of snow annually. The city sits at an elevation of 942 feet.
Temperature
39°F Jan (4°C)
81°F Jul (27°C)
| Annual Average | 60.9°F |
| 13% above US avg |
| January Average | 39°F (4°C) |
| July Average | 81°F (27°C) |
Geography
| Elevation | 942 ft (287 m) |
| Area | 17.5 sq mi (45.3 km²) |
| Population Density | 65/sq mi |
| Coordinates | 36.0341°N, 94.9564°W |
| Timezone | America/Chicago |
| County | Delaware County County |
| Nearest Airport | Muskogee-Davis Regional (MKO)
35 miles away |
Precipitation & Snow
Annual Rainfall
51.0"
34% above US avg
Wettest Month (May)
6.33"
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 82.7 / 100 |
| Social Vulnerability | 90.9 / 100 |
| Community Resilience | 5.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Relatively Moderate |
| Flood |
Relatively Moderate |
| Hail |
Relatively Low |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
73 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.7. Most recent: M2.9 on Aug 14, 2024.
| Aug 24, 2021 |
1 km S of Quinton, Oklahoma |
M3.7 |
109 km |
| Aug 18, 2019 |
1 km ENE of Quinton, Oklahoma |
M3.7 |
107 km |
| Aug 22, 2021 |
3 km ESE of Quinton, Oklahoma |
M3.4 |
108 km |
| Jul 22, 2021 |
2 km E of Quinton, Oklahoma |
M3.3 |
107 km |
| Feb 7, 2020 |
2 km SSW of Quinton, Oklahoma |
M3.2 |
111 km |
| Feb 7, 2020 |
3 km SSW of Quinton, Oklahoma |
M3.2 |
111 km |
| May 27, 2007 |
9 km SW of Hanna, Oklahoma |
M3.2 |
135 km |
| Aug 12, 2019 |
1 km NE of Quinton, Oklahoma |
M3.2 |
106 km |
| Jun 3, 2022 |
10 km W of Quinton, Oklahoma |
M3.2 |
112 km |
| Mar 14, 2022 |
12 km E of Crowder, Oklahoma |
M3.1 |
116 km |
| Jan 7, 2018 |
7 km SW of Indianola, Oklahoma |
M3.1 |
130 km |
| Apr 1, 2020 |
2 km NE of Quinton, Oklahoma |
M3.1 |
105 km |
| Sep 21, 2019 |
2 km NNE of Quinton, Oklahoma |
M2.9 |
106 km |
| Feb 3, 2021 |
1 km SW of Quinton, Oklahoma |
M2.9 |
109 km |
| May 8, 2022 |
13 km WSW of Quinton, Oklahoma |
M2.9 |
117 km |
| Aug 14, 2024 |
13 km WSW of Quinton, Oklahoma |
M2.9 |
117 km |
| Aug 13, 2019 |
7 km NW of Wetumka, Oklahoma |
M2.8 |
147 km |
| Aug 12, 2021 |
2 km E of Quinton, Oklahoma |
M2.8 |
107 km |
| Jul 8, 2019 |
3 km ENE of Quinton, OK |
M2.8 |
106 km |
| Mar 23, 2024 |
9 km SE of Foyil, Oklahoma |
M2.8 |
58 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
827 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 60 fatalities, 1,121 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Mar 26, 1976 |
EF5 |
96 km |
2 |
| Apr 24, 1993 |
EF4 |
80 km |
7 |
| Apr 26, 1991 |
EF4 |
83 km |
0 |
| Apr 24, 1975 |
EF4 |
95 km |
3 |
| May 26, 1973 |
EF4 |
63 km |
5 |
| May 5, 1960 |
EF4 |
82 km |
5 |
| Sep 27, 1959 |
EF4 |
95 km |
1 |
| Jan 22, 1957 |
EF4 |
75 km |
10 |
| Apr 3, 1956 |
EF4 |
82 km |
0 |
| May 25, 2024 |
EF3 |
79 km |
2 |
| May 25, 2024 |
EF3 |
43 km |
0 |
| Mar 30, 2022 |
EF3 |
73 km |
0 |
| May 22, 2011 |
EF3 |
50 km |
0 |
| Dec 31, 2010 |
EF3 |
35 km |
4 |
| Mar 12, 2006 |
EF3 |
15 km |
0 |
| Mar 12, 2006 |
EF3 |
35 km |
0 |
| Jun 1, 1999 |
EF3 |
84 km |
0 |
| Jun 1, 1999 |
EF3 |
27 km |
2 |
| May 4, 1999 |
EF3 |
63 km |
0 |
| Apr 21, 1996 |
EF3 |
86 km |
2 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (18,089 ac, 2007).
| Year |
Name |
Acres |
Distance |
| 2007 |
UNNAMED |
18,089 |
40 km |
| 2004 |
UNNAMED |
12,086 |
45 km |
| 2017 |
MIDDLE RIDGE |
8,501 |
59 km |
| 2003 |
UNNAMED |
7,415 |
95 km |
| 2007 |
UNNAMED |
6,657 |
60 km |
| 2017 |
HILLTOP |
6,523 |
39 km |
| 2005 |
TEXANNA ROAD |
6,139 |
79 km |
| 2010 |
SPUD ROCK CENTRAL |
6,117 |
97 km |
| 2009 |
TELAMAY HOLLOW |
5,686 |
12 km |
| 2017 |
PERSIMMON RIDGE |
5,333 |
44 km |
| 2009 |
SAWMILL HOLLOW |
5,166 |
13 km |
| 2011 |
GRUBER |
4,831 |
39 km |
| 1992 |
UNNAMED |
4,546 |
21 km |
| 2005 |
FLAT ROCK |
4,472 |
32 km |
| 1994 |
UNNAMED |
4,292 |
72 km |
| 2021 |
ALEXANDER MOUNTAIN BLOCKS 1 2 5 |
4,214 |
96 km |
| 1995 |
F128 |
4,210 |
14 km |
| 2012 |
SPANISH PEAK |
4,080 |
93 km |
| 2006 |
UNNAMED |
3,909 |
96 km |
| 2024 |
NATURE FIRE |
3,744 |
10 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
39°F (4°C) |
2.5 in |
Coldest, Driest |
| February |
44°F (7°C) |
3.0 in |
|
| March |
53°F (11°C) |
4.4 in |
|
| April |
61°F (16°C) |
4.7 in |
|
| May |
69°F (20°C) |
6.3 in |
Wettest |
| June |
77°F (25°C) |
5.5 in |
|
| July |
81°F (27°C) |
4.4 in |
Warmest |
| August |
80°F (27°C) |
4.1 in |
|
| September |
73°F (23°C) |
4.9 in |
|
| October |
62°F (17°C) |
4.2 in |
|
| November |
51°F (11°C) |
4.2 in |
|
| December |
42°F (6°C) |
2.8 in |
|
Moodys has a seasonal temperature swing of 42°F / from 39°F in January to 81°F in July. Total annual precipitation is 51.0 inches, with May being the wettest month (6.3") and January the driest (2.5").
Average costs for common services in Moodys. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$220 ($132-$351) |
| Specialist Visit |
$307 ($176-$483) |
| Urgent Care Visit |
$176 ($88-$307) |
| Emergency Room Visit |
$1,932 ($702-$4,390) |
| Dental Cleaning |
$114 ($66-$176) |
| Dental Filling |
$220 ($132-$351) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$40 ($22-$66) |
| Oil Change (Synthetic) |
$66 ($44-$105) |
| Brake Pad Replacement |
$263 ($132-$439) |
| Tire Rotation |
$35 ($18-$66) |
| New Tires (Set of 4) |
$527 ($351-$878) |
| Battery Replacement |
$176 ($88-$307) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$88 ($53-$132) |
| Electrician (Per Hour) |
$79 ($44-$123) |
| HVAC Repair |
$351 ($132-$702) |
| HVAC System Install |
$6,146 ($3,512-$10,536) |
| Roof Repair |
$878 ($351-$1,756) |
| Roof Replacement |
$7,902 ($4,829-$13,170) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,317 ($439-$3,073) |
| Divorce (Contested) |
$13,170 ($4,390-$26,340) |
| DUI Defense |
$4,390 ($1,756-$8,780) |
| Bankruptcy (Chapter 7) |
$1,317 ($702-$2,634) |
| Will Preparation |
$439 ($176-$878) |
| Trust Preparation |
$2,195 ($878-$4,390) |
View all 12 services
Personal Care
| Men's Haircut |
$22 ($13-$40) |
| Women's Haircut |
$48 ($26-$88) |
| Hair Coloring (Full) |
$132 ($66-$220) |
| Manicure |
$22 ($13-$40) |
| Pedicure |
$35 ($22-$57) |
| Massage (1 Hour) |
$70 ($44-$114) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.60 ($2.63-$4.83) |
| Dozen Eggs (per dozen) |
$3.07 ($2.20-$4.39) |
| Loaf of Bread |
$3.34 ($2.20-$4.83) |
| Chicken Breast (per lb) |
$3.95 ($2.63-$5.71) |
| Ground Beef (per lb) |
$4.83 ($3.51-$6.59) |
| Rice (per lb) |
$0.88 ($0.53-$1.58) |
View all 20 services
Utilities
| Electricity (Monthly) |
$123 ($70-$220) |
| Natural Gas (Monthly) |
$61 ($26-$132) |
| Water/Sewer (Monthly) |
$61 ($35-$105) |
| Internet (Monthly) |
$61 ($35-$88) |
| Cell Phone Plan (Monthly) |
$57 ($26-$88) |
| Cable TV (Monthly) |
$75 ($44-$132) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$176 ($66-$439) |
| Car Insurance (Annual) |
$1,756 ($1,054-$3,073) |
| Bus Pass (Monthly) |
$61 ($26-$114) |
| Taxi/Uber (5-Mile Ride) |
$13 ($7.02-$22) |
| Car Registration (Annual) |
$88 ($26-$220) |
| Driver's License Renewal |
$26 ($13-$66) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,054 ($527-$2,195) |
| Daycare (Toddler, Monthly) |
$878 ($439-$1,756) |
| After-School Care (Monthly) |
$351 ($176-$615) |
| Tutoring (Per Hour) |
$44 ($22-$88) |
| SAT/ACT Prep Course |
$878 ($351-$2,195) |
| Private School (K-12, Annual) |
$10,975 ($4,390-$26,340) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$53 ($26-$88) |
| Dog Vaccination (Annual) |
$88 ($44-$176) |
| Dog Grooming |
$53 ($26-$88) |
| Pet Boarding (Per Night) |
$35 ($18-$66) |
| Dog Spay/Neuter |
$263 ($132-$439) |
| Cat Spay/Neuter |
$176 ($88-$351) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $902 |
| Toddler | $780 |
| Preschool | $780 |
| Family Childcare (monthly) |
| Infant | $655 |
| Toddler | $603 |
| Preschool | $603 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Moodys
What is the population of Moodys?
Moodys has a population of 1,128 residents and is located in Oklahoma. The population density is 65 people per square mile, spread across 17.5 square miles. The median age of residents is 42.4 years, which is older than the national median of 38.9 years. The population is 41.5% female and 58.5% male.
Is Moodys expensive to live in?
Moodys is more affordable than the national average, with a cost of living index of 87.8 / below the baseline of 100. The median home value is $414,000 (47% above the U.S. median). Renters pay a median of $675 per month, below the national average of $1,163.
What is the weather like in Moodys?
Moodys enjoys a temperate climate with an average annual temperature of 61°F (16°C). Winter temperatures average 39°F in January, while summers reach an average of 81°F in July. Annual rainfall totals 51.0 inches, with 4.3 inches of snow.
How is the job market in Moodys?
The job market in Moodys is very strong, with unemployment at just 1.9% / well below the national rate of 3.6%. The average weekly wage is $818. There are 942 business establishments in the area, including 87 restaurants and food service locations. The average commute time is 22 minutes, and 4.0% of workers work from home.
How much does housing cost in Moodys?
The median home value in Moodys is $414,000. Zillow estimates the typical home value at $212,255. For renters, the median monthly rent is $675. Fair market rent is $791 for a 1-bedroom and $995 for a 2-bedroom apartment. The homeownership rate is 75.1%. The average annual property tax is $3,794.
How are the schools in Moodys?
Schools in Moodys score 5 out of 10 on standardized testing, near the national average. 26.0% of adults in Moodys hold a bachelor's degree or higher, below the national average of 33.7%. 97.4% have completed high school. 4.5% hold a graduate or professional degree.
How healthy is Moodys?
The obesity rate in Moodys is 44.1% (above the national rate of 32.1%). 21.3% of adults are smokers. 31.1% are physically inactive. 25.5% of residents report depression. 5.1% lack health insurance (below the national rate). 49.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,563.
What is transportation like in Moodys?
The average commute in Moodys is 22 minutes, shorter than the national average of 28 minutes. 60.8% of workers drive alone to work, and 4.0% work from home.
What are the demographics of Moodys?
The racial and ethnic makeup of Moodys is 49.6% White, 2% Hispanic or Latino. 98.4% of residents speak only English at home. 6.5% of the population are military veterans. 36.3% of residents have a disability. 94.9% have health insurance coverage.