Median Income
$63,922
15% lower than US avg
Home Value
$118,100
58% lower than US avg
Bachelor's+
24.0%
29% lower than US avg
Median Rent
$712
39% lower than US avg
Obesity Rate
40.2%
25% higher than US avg
Unemployment
1.0%
72% lower than US avg
Poverty Rate
8.7%
30% lower than US avg
How Mount Sterling Compares to the U.S. Average (100% = U.S. avg)
People
Population1,949
Median Age36.7 yrs
Density1,624/mi²
Male / Female50% / 50%
Largest GroupWhite 95%
Economy
A
Median Income$63,922
Per Capita$33,774
Unemployment1.0%
Poverty8.7%
County GDP$624M
Commute13 min
Housing
A+
Home Value$118,100
Rent$712
OwnershipN/A
Health
Obesity40.2%
UninsuredN/A
Depression25.9%
Heart Disease6.4%
Climate
Avg Temp53°F
AQI43 (Good)
Rain39.1 in/yr
Elevation739 ft
Education
C+
Bachelor's+24.0%
High School+86.8%
School Score5.34
Community
2024 VoteR 79% / D 19%
Commute13 min
Libraries1
Is Mount Sterling a Good Place to Live?
Based on current data, Mount Sterling receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include low unemployment, affordable housing, high health insurance coverage. Areas to be aware of include high obesity rates. Mount Sterling stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Mount Sterling is $63,922, 15% below the national average of $75,149. The job market is very strong with unemployment at just 1.0%. 8.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 13 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Mount Sterling is $118,100, 58% below the national median — offering relatively affordable homeownership. Renters pay a median of $712 per month, below the national average — a plus for affordability. At just 1.8x median income, home prices are very affordable relative to local earnings.
Education
24.0% of residents hold a bachelor's degree, below the national average of 33.7%. 86.8% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Mount Sterling experiences four distinct seasons with an average temperature of 53°F. Winters average 27°F in January while summers reach 76°F in July. Annual precipitation totals 39.1 inches, including 20.9 inches of snow. Air quality is rated Good with a median AQI of 43.
Mount Sterling has a population of 1,949 with a density of 1,624 people per square mile. The median age is 36.7 years, 6% younger than the national median of 38.9. The city is predominantly White (95.4%), with 2.7% Black.
Population
36.7yrs
Median Age
6% below US avg
Race & Ethnicity
Mount Sterling vs U.S. Average
Language Spoken at Home
| English Only | 95.1% |
| 21% above US avg |
| Spanish | 4.9% |
| 63% below US avg |
Social Characteristics
Mount Sterling vs U.S. Average
The median household income in Mount Sterling is $63,922, which is 15% below the national average of $75,149. The unemployment rate is 1.0% (below the 3.6% US average). 8.7% of residents live below the poverty line. Workers commute an average of 13 minutes.
Income: Mount Sterling vs U.S.
Income
| Median HH Income | $63,922 |
| 15% below US avg |
| Per Capita Income | $33,774 |
| Avg Weekly Wage | $1,237 |
| IRS Avg AGI | $64,643 |
Employment & Poverty
| Unemployment | 1.0% |
| 72% below US avg |
| Poverty Rate | 8.7% |
| 30% below US avg |
| Establishments (County) | 132 |
| County GDP | $624M |
Business (County)
| Restaurants | 10 |
| Healthcare | 7 |
| Retail | 14 |
| Manufacturing | 4 |
Tax & Cost of Living
| Property Tax (IRS) | $4,033 |
| 15% above US avg |
| Effective Tax Rate | 3.41% |
Commute & Transportation
| Commute Time | 12.9 min |
| Work from Home | 5.7% |
The median home value in Mount Sterling is $118,100, 58% below the national average. Monthly rent averages $712 (39% below US avg).
Home Values
| Census Median | $118,100 |
| 58% below US avg |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $712 |
| 39% below US avg |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $4,033 |
| 15% above US avg |
| Effective Rate | 3.41% |
In Mount Sterling, 40.2% of adults are obese (above the 32.1% national rate). 25.9% report depression. 27.4% are physically inactive.
Health Metrics: Mount Sterling vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.2% |
| 25% above US avg |
| Diabetes | 10.9% |
| Heart Disease | 6.4% |
| High Blood Pressure | 33.2% |
| Asthma | 11.5% |
| COPD | 9.1% |
| Stroke | 3.5% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.6% |
| Physical Inactivity | 27.4% |
| Depression | 25.9% |
| Mental Distress | 21.0% |
| Physical Distress | 15.4% |
Healthcare Access
| Insurance Rate | 95.5% |
| |
| Checkup Rate | 74.2% |
| Premature Death | 5,303/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 68.3% |
| Healthcare Facilities | 7 |
Crime Rates: Mount Sterling vs U.S. Average (per 100,000)
Mount Sterling has an average annual temperature of 53°F (12°C). Winters average 27°F in January while summers reach 76°F in July. Annual precipitation is 39.1 inches. Air quality is rated Good with a median AQI of 43.
Temperature
27°F Jan (-3°C)
76°F Jul (25°C)
| Annual Average | 53.3°F |
| 1% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 76°F (25°C) |
Precipitation & Snow
| Annual Rainfall | 39.1 inches |
| 3% above US avg |
| Snowfall | 20.9 inches/yr |
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Geography
| Elevation | 739 ft (225 m) |
| Area | 1.2 sq mi (3.1 km²) |
| Population Density | 1,624/sq mi |
| Coordinates | 39.9854°N, 90.7641°W |
| County FIPS | 17009 |