Median Income
$43,438
42% lower than US avg
Home Value
$126,400
55% lower than US avg
Bachelor's+
18.5%
45% lower than US avg
Median Rent
$685
41% lower than US avg
Obesity Rate
38.7%
21% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Mount Sterling Compares to the U.S. Average (100% = U.S. avg)
People
Population182
Median Age42.9 yrs
Density127/mi²
Male / Female47% / 53%
Largest GroupWhite 95%
Veterans11.5%
Economy
B+
Median Income$43,438
Per Capita$24,148
Unemployment0.0%
Poverty0.0%
County GDP$902M
Commute21 min
Housing
A+
Home Value$126,400
Rent$685
Ownership73.3%
Zillow$247,051
Housing Units90
Rent Burden51.0%
Health
Obesity38.7%
Uninsured2.7%
Smoking16.0%
Depression26.7%
Heart Disease5.6%
Climate
Avg Temp47°F (8°C)
Rain37.7 in/yr
Elevation1,162 ft (354 m)
Education
C
Bachelor's+18.5%
High School+99.2%
Graduate+5.8%
School Score5.79
Community
2024 VoteR 56% / D 42%
Commute21 min
Broadband84.0%
EV Stations3
Libraries3
Is Mount Sterling a Good Place to Live?
Based on current data, Mount Sterling receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Mount Sterling offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Mount Sterling is $43,438, 42% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Mount Sterling is $126,400, 55% below the national median / offering relatively affordable homeownership. Renters pay a median of $685 per month, below the national average / a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.
Education
18.5% of residents hold a bachelor's degree, below the national average of 33.7%. 99.2% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Mount Sterling experiences four distinct seasons with an average temperature of 47°F. Winters average 17°F in January while summers reach 72°F in July. Annual precipitation totals 37.7 inches, including 37.8 inches of snow.
Mount Sterling has a population of 182 with a density of 127 people per square mile, spread across 1.4 square miles. The median age is 42.9 years, 10% older than the national median of 38.9. The gender split is 53.3% female and 46.7% male. The city is predominantly White (95.1%). English is the primary language spoken at home by 99.4% of residents. 11.5% of the population are veterans, above the national rate of 6.0%. 3.8% of residents have a disability (below the 13.0% national average). 97.3% have health insurance coverage.
Population
182
Total Population
2023 Census
42.9yrs
Median Age
10% above US avg
Race & Ethnicity
Mount Sterling vs U.S. Average
Language Spoken at Home
English Only
99.4%
27% above US avg
Spanish
1.7%
87% below US avg
Social Characteristics
Mount Sterling vs U.S. Average
The median household income in Mount Sterling is $43,438, which is 42% below the national average of $75,149. Per capita income is $24,148 (below the $39,052 national figure). The average weekly wage is $863, 40% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 504 business establishments, including 57 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 11.1% of workers work from home (below the 15.2% national rate).
Income: Mount Sterling vs U.S.
Income
| Median HH Income | $43,438 |
| 42% below US avg |
| Per Capita Income | $24,148 |
| Avg Weekly Wage | $863 |
| IRS Avg AGI | $59,412 |
| Gini Index | 0.425 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 504 |
| County GDP | $902M |
Business (County)
| Restaurants | 57 |
| Healthcare | 36 |
| Retail | 75 |
| Manufacturing | 26 |
Tax & Cost of Living
| Property Tax (IRS) | $5,995 |
| 71% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 4.74% |
Commute & Transportation
| Commute Time | 20.5 min |
| Drive Alone | 75.0% |
| Public Transit | 0.0% |
| Work from Home | 11.1% |
The median home value in Mount Sterling is $126,400, 55% below the national median of $281,900. Zillow estimates the typical home value at $247,051, higher than the Census estimate. Monthly rent averages $685 (41% below the national average of $1,163). Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 73.3% of housing units are owner-occupied (above the 65.4% national rate). There are 90 total housing units in the city. The median year a home was built is 1957. The average annual property tax is $5,995 (higher than the $3,500 national average). 51.0% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 2.9x, well within the affordable range.
Home Values
| Census Median | $126,400 |
| 55% below US avg |
| Zillow ZHVI | $247,051 |
Rental Costs
| Census Median Rent | $685 |
| 41% below US avg |
| Rent Burden | 51.0% |
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 73.3% |
| Owner-Occupied | 73.3% |
| Renter-Occupied | 26.7% |
| Housing Units | 90 |
| Median Year Built | 1957 |
Property Tax
| Avg Tax (IRS) | $5,995 |
| 71% above US avg |
| Effective Rate | 4.74% |
In Mount Sterling, 38.7% of adults are obese, above the national rate of 32.1%. 9.4% have diabetes. Heart disease affects 5.6% of residents. 29.9% have high blood pressure. 16.0% are current smokers. 23.9% report binge drinking. 26.3% are physically inactive. 26.7% report depression (above the 20.0% national average). 18.3% experience frequent mental distress. 2.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,340. The dentist ratio is 1:1,779. 54.0% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Mount Sterling vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.7% |
| 21% above US avg |
| Diabetes | 9.4% |
| Heart Disease | 5.6% |
| High Blood Pressure | 29.9% |
| Asthma | 11.3% |
| COPD | 5.9% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 16.0% |
| 14% above US avg |
| Binge Drinking | 23.9% |
| Physical Inactivity | 26.3% |
| Depression | 26.7% |
| Mental Distress | 18.3% |
| Physical Distress | 12.7% |
| Short Sleep | 35.4% |
Healthcare Access
| Insurance Rate | 97.3% |
| Uninsured | 2.7% |
| 69% below US avg |
| Primary Care | 1:1,340 |
| Dentists | 1:1,779 |
| Mental Health | 1:839 |
| Checkup Rate | 75.4% |
| Dental Visits | 63.1% |
| Premature Death | 6,916/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 54.0% |
| Healthcare Facilities | 36 |
Mount Sterling experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 17°F in January while summers reach 72°F in July. Annual precipitation totals 37.7 inches. The area receives 37.8 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,162 feet.
Temperature
17°F Jan (-8°C)
72°F Jul (22°C)
| Annual Average | 46.5°F |
| 14% below US avg |
| January Average | 17°F (-8°C) |
| July Average | 72°F (22°C) |
Geography
| Elevation | 1,162 ft (354 m) |
| Area | 1.4 sq mi (3.7 km²) |
| Population Density | 127/sq mi |
| Coordinates | 43.3162°N, 90.9292°W |
| Timezone | America/Chicago |
| County | Crawford County County |
| Nearest Airport | Tri-County Regional (LNR)
38 miles away |
Precipitation & Snow
Annual Rainfall
37.7"
1% below US avg
Wettest Month (Jun)
5.56"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 46.2 / 100 |
| Social Vulnerability | 43.3 / 100 |
| Community Resilience | 73.8 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Moderate |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Tornado History
354 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 15 fatalities, 395 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 7, 1984 |
EF5 |
86 km |
9 |
| Jul 3, 1983 |
EF4 |
75 km |
0 |
| Apr 19, 1957 |
EF4 |
86 km |
1 |
| Aug 7, 2021 |
EF3 |
27 km |
0 |
| May 8, 1988 |
EF3 |
100 km |
0 |
| May 30, 1985 |
EF3 |
71 km |
2 |
| Jun 5, 1980 |
EF3 |
46 km |
0 |
| Jun 24, 1971 |
EF3 |
77 km |
1 |
| Sep 9, 1970 |
EF3 |
93 km |
0 |
| May 5, 1965 |
EF3 |
91 km |
0 |
| Sep 3, 1964 |
EF3 |
28 km |
0 |
| Aug 16, 1963 |
EF3 |
98 km |
0 |
| Aug 16, 1963 |
EF3 |
98 km |
0 |
| Aug 16, 1963 |
EF3 |
98 km |
0 |
| May 26, 1959 |
EF3 |
86 km |
0 |
| Apr 19, 1957 |
EF3 |
61 km |
0 |
| May 10, 1953 |
EF3 |
52 km |
0 |
| Jun 15, 2022 |
EF2 |
72 km |
0 |
| Jun 29, 2014 |
EF2 |
69 km |
0 |
| Jun 29, 2014 |
EF2 |
53 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: 2018 BADGER RX BURNS (659 ac, 2018).
| Year |
Name |
Acres |
Distance |
| 2018 |
2018 BADGER RX BURNS |
659 |
96 km |
| 2019 |
2019 BADGER RX BURNS |
627 |
96 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
17°F (-8°C) |
1.3 in |
Coldest |
| February |
22°F (-6°C) |
1.2 in |
Driest |
| March |
34°F (1°C) |
2.0 in |
|
| April |
46°F (8°C) |
3.9 in |
|
| May |
58°F (14°C) |
4.2 in |
|
| June |
68°F (20°C) |
5.6 in |
Wettest |
| July |
72°F (22°C) |
4.8 in |
Warmest |
| August |
70°F (21°C) |
4.4 in |
|
| September |
62°F (17°C) |
3.9 in |
|
| October |
49°F (10°C) |
2.7 in |
|
| November |
36°F (2°C) |
2.1 in |
|
| December |
24°F (-5°C) |
1.6 in |
|
Mount Sterling has a seasonal temperature swing of 55°F / from 17°F in January to 72°F in July. Total annual precipitation is 37.7 inches, with June being the wettest month (5.6") and February the driest (1.2").
Average costs for common services in Mount Sterling. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141-$376) |
| Specialist Visit |
$329 ($188-$518) |
| Urgent Care Visit |
$188 ($94-$329) |
| Emergency Room Visit |
$2,070 ($753-$4,705) |
| Dental Cleaning |
$122 ($71-$188) |
| Dental Filling |
$235 ($141-$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24-$71) |
| Oil Change (Synthetic) |
$71 ($47-$113) |
| Brake Pad Replacement |
$282 ($141-$471) |
| Tire Rotation |
$38 ($19-$71) |
| New Tires (Set of 4) |
$565 ($376-$941) |
| Battery Replacement |
$188 ($94-$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56-$141) |
| Electrician (Per Hour) |
$85 ($47-$132) |
| HVAC Repair |
$376 ($141-$753) |
| HVAC System Install |
$6,587 ($3,764-$11,292) |
| Roof Repair |
$941 ($376-$1,882) |
| Roof Replacement |
$8,469 ($5,176-$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471-$3,294) |
| Divorce (Contested) |
$14,115 ($4,705-$28,230) |
| DUI Defense |
$4,705 ($1,882-$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753-$2,823) |
| Will Preparation |
$471 ($188-$941) |
| Trust Preparation |
$2,353 ($941-$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14-$42) |
| Women's Haircut |
$52 ($28-$94) |
| Hair Coloring (Full) |
$141 ($71-$235) |
| Manicure |
$24 ($14-$42) |
| Pedicure |
$38 ($24-$61) |
| Massage (1 Hour) |
$75 ($47-$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82-$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35-$4.71) |
| Loaf of Bread |
$3.58 ($2.35-$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82-$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76-$7.06) |
| Rice (per lb) |
$0.94 ($0.56-$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75-$235) |
| Natural Gas (Monthly) |
$66 ($28-$141) |
| Water/Sewer (Monthly) |
$66 ($38-$113) |
| Internet (Monthly) |
$66 ($38-$94) |
| Cell Phone Plan (Monthly) |
$61 ($28-$94) |
| Cable TV (Monthly) |
$80 ($47-$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71-$471) |
| Car Insurance (Annual) |
$1,882 ($1,129-$3,294) |
| Bus Pass (Monthly) |
$66 ($28-$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53-$24) |
| Car Registration (Annual) |
$94 ($28-$235) |
| Driver's License Renewal |
$28 ($14-$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565-$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471-$1,882) |
| After-School Care (Monthly) |
$376 ($188-$659) |
| Tutoring (Per Hour) |
$47 ($24-$94) |
| SAT/ACT Prep Course |
$941 ($376-$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705-$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28-$94) |
| Dog Vaccination (Annual) |
$94 ($47-$188) |
| Dog Grooming |
$56 ($28-$94) |
| Pet Boarding (Per Night) |
$38 ($19-$71) |
| Dog Spay/Neuter |
$282 ($141-$471) |
| Cat Spay/Neuter |
$188 ($94-$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $909 |
| Toddler | $823 |
| Preschool | $823 |
| Family Childcare (monthly) |
| Infant | $671 |
| Toddler | $650 |
| Preschool | $650 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Mount Sterling
What is the population of Mount Sterling?
Mount Sterling has a population of 182 residents and is located in Wisconsin. The population density is 127 people per square mile, spread across 1.4 square miles. The median age of residents is 42.9 years, which is older than the national median of 38.9 years. The population is 53.3% female and 46.7% male.
Is Mount Sterling expensive to live in?
Mount Sterling is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $43,438, 42% below the national average of $75,149. The median home value is $126,400 (55% below the U.S. median). Renters pay a median of $685 per month, below the national average of $1,163. The home price-to-income ratio is 2.9x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Mount Sterling?
Mount Sterling has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 17°F in January, while summers reach an average of 72°F in July. Annual rainfall totals 37.7 inches, with 37.8 inches of snow.
How is the job market in Mount Sterling?
The job market in Mount Sterling is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $863. There are 504 business establishments in the area, including 57 restaurants and food service locations. The average commute time is 21 minutes, and 11.1% of workers work from home.
How much does housing cost in Mount Sterling?
The median home value in Mount Sterling is $126,400. Zillow estimates the typical home value at $247,051. For renters, the median monthly rent is $685. Fair market rent is $872 for a 1-bedroom and $1,097 for a 2-bedroom apartment. The homeownership rate is 73.3%. The average annual property tax is $5,995.
How are the schools in Mount Sterling?
Schools in Mount Sterling score 5.8 out of 10 on standardized testing, near the national average. 18.5% of adults in Mount Sterling hold a bachelor's degree or higher, below the national average of 33.7%. 99.2% have completed high school. 5.8% hold a graduate or professional degree.
How healthy is Mount Sterling?
The obesity rate in Mount Sterling is 38.7% (above the national rate of 32.1%). 16.0% of adults are smokers. 26.3% are physically inactive. 26.7% of residents report depression. 2.7% lack health insurance (below the national rate). 54.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,340.
What is transportation like in Mount Sterling?
The average commute in Mount Sterling is 21 minutes, shorter than the national average of 28 minutes. 75% of workers drive alone to work, and 11.1% work from home.
What are the demographics of Mount Sterling?
The racial and ethnic makeup of Mount Sterling is 95.1% White. 99.4% of residents speak only English at home. 11.5% of the population are military veterans. 3.8% of residents have a disability. 97.3% have health insurance coverage.