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Mount Vernon, IA

Full City Profile · Iowa · Cedar County County

3.9 /5.0
B+ Good
4,551 Population 1,220/sq mi density
$106,356 Median Income $31,406 per capita
$256,900 Home Value $335,832 Zillow
$802 Median Rent 21.5% income on rent
49°F Avg Temperature 275 sunny days/yr
45 Violent Crime/100K 652 property/100K
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
A+
Economy
4.8 / 5.0
$106,356 median income, 3.3% unemployment
A+
Affordability
5.0 / 5.0
$256,900 home value, $802/mo rent
F
Safety
1.0 / 5.0
45 violent crimes/100K
A+
Education
5.0 / 5.0
49.5% bachelor's degree or higher

Housing Overview

Median Home Value
$256,900
9% below
US avg: $281,900
Median Rent
$802/mo
31% below
US avg: $1,163/mo
Homeownership Rate
87.6%
34% above US avg (65.4%)
Total Housing Units
1,257
Median year built: 1979

Home Value by Source

Census Median
$256,900
Zillow (ZHVI)
$335,832
Median Sale Price
$300,000
Median List Price
$310,000
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

87.6%
Owner-Occupied
12.4%
Renter-Occupied
88%
12%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$738/mo
1 Bedroom
$788/mo
2 Bedroom
$989/mo
3 Bedroom
$1,282/mo
4 Bedroom
$1,420/mo
Census median rent: $802/mo

Market Indicators (Redfin)

Median Days on Market
42 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
6
Price Drops
21.4%
of listings with price reduction
Price Per Sq Ft
$154
Active Inventory
14
homes for sale

Affordability & Housing Stock

Rent Burden
21.5%
of renters spending 30%+ of income on housing
31% below US avg (31.0%)
Median Year Built
1979
Average age of housing stock: 47 years
Homeownership Rate
87.6%

Complete Housing Data

Home Values

Census Median Value$256,900
Zillow Home Value (ZHVI)$335,832
Median Sale Price$300,000
Median List Price$310,000
Price Per Sq Ft$154

Rent

Census Median Rent$802
FMR Studio$738
FMR 1-Bedroom$788
FMR 2-Bedroom$989
FMR 3-Bedroom$1,282
FMR 4-Bedroom$1,420

Market

Days on Market42
Sale-to-List Ratio1.0%
Price Drops21.4%
Homes Sold6
Active Inventory14
Price Per Sq Ft$154

Ownership & Stock

Owner-Occupied87.6%
Renter-Occupied12.4%
Homeownership Rate87.6%
Total Housing Units1,257
Median Year Built1979
Rent Burden21.5%