Median Income
$67,097
11% lower than US avg
Home Value
$176,900
37% lower than US avg
Violent Crime
745/100K
96% higher than US avg
Bachelor's+
17.9%
47% lower than US avg
Median Rent
$954
18% lower than US avg
Obesity Rate
38.0%
18% higher than US avg
Unemployment
4.3%
19% higher than US avg
Poverty Rate
8.7%
30% lower than US avg
How Mount Vernon Compares to the U.S. Average (100% = U.S. avg)
People
Population2,523
Median Age31.9 yrs
Density585/mi²
Male / Female51% / 49%
Largest GroupWhite 61%
Veterans3.8%
Economy
B+
Median Income$67,097
Per Capita$29,510
Unemployment4.3%
Poverty8.7%
County GDP$658M
Commute24 min
Housing
A+
Home Value$176,900
Rent$954
Ownership57.6%
Zillow$253,661
Housing Units900
Rent Burden25.0%
Crime
F
Violent745/100K
Property2,116/100K
Health
Obesity38.0%
Uninsured16.0%
Smoking15.7%
Depression25.0%
Heart Disease5.6%
Climate
Avg Temp65°F (18°C)
AQI42 (Good)
Rain48.2 in/yr
Sunny Days308/yr
Elevation515 ft (157 m)
Education
C
Bachelor's+17.9%
High School+85.1%
Graduate+5.6%
School Score5.90
Community
2024 VoteR 84% / D 15%
Commute24 min
Broadband78.8%
EV Stations1
Libraries2
Is Mount Vernon a Good Place to Live?
Based on current data, Mount Vernon receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include affordable housing, abundant sunshine. Areas to be aware of include elevated crime rates, a high uninsured rate. Mount Vernon offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Mount Vernon is $67,097, 11% below the national average of $75,149. Unemployment stands at 4.3%, indicating a healthy job market. 8.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Mount Vernon is $176,900, 37% below the national median / offering relatively affordable homeownership. Renters pay a median of $954 per month, below the national average / a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.
Safety & Crime
With 745 violent crimes per 100,000 residents, public safety is a notable concern / this is significantly above the national average of 380. Property crime occurs at a rate of 2,116 per 100,000, near the national average.
Education
17.9% of residents hold a bachelor's degree, below the national average of 33.7%. 85.1% have completed high school. Area schools have an average test score of 5.9/10.
Climate & Weather
Mount Vernon enjoys a moderate climate with an average annual temperature of 65°F. Winters average 45°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 48.2 inches. Air quality is rated Good with a median AQI of 42.
Mount Vernon has a population of 2,523 with a density of 585 people per square mile, spread across 4.3 square miles. The median age is 31.9 years, 18% younger than the national median of 38.9. The gender split is 49.1% female and 50.9% male. The city is predominantly White (61.2%), with 1.1% Hispanic, 16.4% Black. English is the primary language spoken at home by 82.2% of residents, while 17.8% speak Spanish. 3.8% of the population are veterans, below the national rate of 6.0%. 12.9% of residents have a disability. 81.8% have health insurance coverage.
Population
31.9yrs
Median Age
18% below US avg
Race & Ethnicity
Mount Vernon vs U.S. Average
Language Spoken at Home
English Only
82.2%
5% above US avg
Spanish
17.8%
33% above US avg
Social Characteristics
Mount Vernon vs U.S. Average
The median household income in Mount Vernon is $67,097, which is 11% below the national average of $75,149. Per capita income is $29,510 (below the $39,052 national figure). The average weekly wage is $1,023, 29% lower than the U.S. average. The unemployment rate is 4.3% (above the 3.6% US average). 8.7% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 488 business establishments, including 17 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 24 minutes. 5.6% of workers work from home (below the 15.2% national rate).
Income: Mount Vernon vs U.S.
Income
| Median HH Income | $67,097 |
| 11% below US avg |
| Per Capita Income | $29,510 |
| Avg Weekly Wage | $1,023 |
| IRS Avg AGI | $67,632 |
| Gini Index | 0.440 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.3% |
| 19% above US avg |
| Poverty Rate | 8.7% |
| 30% below US avg |
| Establishments (County) | 488 |
| County GDP | $658M |
Business (County)
| Restaurants | 17 |
| Healthcare | 16 |
| Retail | 24 |
| Manufacturing | 4 |
Tax & Cost of Living
| Property Tax (IRS) | $5,928 |
| 69% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 3.35% |
Commute & Transportation
| Commute Time | 24.4 min |
| Drive Alone | 82.8% |
| Public Transit | 0.0% |
| Work from Home | 5.6% |
The median home value in Mount Vernon is $176,900, 37% below the national median of $281,900. Zillow estimates the typical home value at $253,661, higher than the Census estimate. Monthly rent averages $954 (18% below the national average of $1,163). Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 57.6% of housing units are owner-occupied (below the 65.4% national rate). There are 900 total housing units in the city. The median year a home was built is 1983. The average annual property tax is $5,928 (higher than the $3,500 national average). 25.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.6x, well within the affordable range.
Home Values
| Census Median | $176,900 |
| 37% below US avg |
| Zillow ZHVI | $253,661 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $954 |
| 18% below US avg |
| Rent Burden | 25.0% |
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 57.6% |
| Owner-Occupied | 57.6% |
| Renter-Occupied | 42.4% |
| Housing Units | 900 |
| Median Year Built | 1983 |
Property Tax
| Avg Tax (IRS) | $5,928 |
| 69% above US avg |
| Effective Rate | 3.35% |
In Mount Vernon, 38.0% of adults are obese, above the national rate of 32.1%. 11.3% have diabetes. Heart disease affects 5.6% of residents. 33.4% have high blood pressure. 15.7% are current smokers. 18.1% report binge drinking. 27.5% are physically inactive. 25.0% report depression (above the 20.0% national average). 19.8% experience frequent mental distress. 16.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:3,488. The dentist ratio is 1:2,654. 12.2% of residents have access to exercise opportunities. The food environment index is 6.1 out of 10.
Health Metrics: Mount Vernon vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.0% |
| 18% above US avg |
| Diabetes | 11.3% |
| Heart Disease | 5.6% |
| High Blood Pressure | 33.4% |
| Asthma | 10.9% |
| COPD | 6.7% |
| Cancer | 6.6% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 15.7% |
| 12% above US avg |
| Binge Drinking | 18.1% |
| Physical Inactivity | 27.5% |
| Depression | 25.0% |
| Mental Distress | 19.8% |
| Physical Distress | 14.0% |
| Short Sleep | 38.2% |
Healthcare Access
| Insurance Rate | 81.8% |
| Uninsured | 16.0% |
| 86% above US avg |
| Primary Care | 1:3,488 |
| Dentists | 1:2,654 |
| Mental Health | 1:2,684 |
| Checkup Rate | 72.9% |
| Dental Visits | 56.3% |
| Premature Death | 11,460/100K |
Food & Exercise
| Food Environment | 6.1/10 |
| Exercise Access | 12.2% |
| Healthcare Facilities | 16 |
Mount Vernon has a violent crime rate of 745 per 100,000 residents, 96% above the national average of 380. Property crime stands at 2,116 per 100,000, 8% above the U.S. average. The county recorded 3 fatal traffic crashes. Overall, Mount Vernon receives a safety grade of F.
Crime Rates: Mount Vernon vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 744.9/100K |
| 96% above US avg |
| |
Property Crime
| Total Property | 2,115.6/100K |
| 8% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
| Traffic Accidents | 4 |
| Avg Accident Severity | 3.3 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Mount Vernon enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winters average 45°F in January while summers reach 84°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 48.2 inches (wetter than the 38-inch national average). The area receives 1.6 inches of snow annually. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 515 feet.
Temperature
45°F Jan (7°C)
84°F Jul (29°C)
| Annual Average | 64.6°F |
| 20% above US avg |
| January Average | 45°F (7°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 515 ft (157 m) |
| Area | 4.3 sq mi (11.2 km²) |
| Population Density | 585/sq mi |
| Coordinates | 33.1774°N, 95.2244°W |
| Timezone | America/Chicago |
| County | Franklin County County |
| Nearest Airport | Mount Pleasant Regional (MPS) 16 miles away |
Precipitation & Snow
Annual Rainfall
48.2"
27% above US avg
Wettest Month (May)
4.96"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 24.8 / 100 |
| Social Vulnerability | 69.1 / 100 |
| Community Resilience | 70.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively High |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
12 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.5 on Jan 18, 2025.
| Sep 2, 2013 |
14 km WNW of Timpson, Texas |
M4.2 |
150 km |
| Jan 18, 2025 |
0 km WSW of Mooringsport, Louisiana |
M3.5 |
129 km |
| Oct 20, 2002 |
8 km WSW of Lane, Oklahoma |
M3.4 |
145 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
69 km |
| Apr 16, 2021 |
8 km WNW of Blanchard, Louisiana |
M3.2 |
133 km |
| Apr 22, 2005 |
17 km N of Swink, Oklahoma |
M3.0 |
111 km |
| Apr 1, 2021 |
7 km W of Blanchard, Louisiana |
M3.0 |
134 km |
| Jan 6, 2025 |
4 km ESE of Mooringsport, Louisiana |
M3.0 |
135 km |
| Dec 11, 2013 |
7 km SSW of Pottsboro, Texas |
M2.7 |
150 km |
| Dec 13, 2013 |
6 km SSW of Pottsboro, Texas |
M2.6 |
148 km |
| Nov 10, 2013 |
24 km NNE of Wright City, Oklahoma |
M2.5 |
125 km |
| Apr 15, 2021 |
10 km SW of Mooringsport, Louisiana |
M2.5 |
126 km |
Source: USGS (M2.5+, 1990–2025)
Hurricane History
2 hurricanes (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Laura (2020, Cat 2).
| Year |
Name |
Category |
Closest |
| 2020 |
Laura |
Category 3 |
238 km |
| 2008 |
Ike |
Category 1 |
242 km |
Source: NOAA IBTrACS (Cat 1+, 1980–2026)
Tornado History
617 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 22 fatalities, 537 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 4, 2022 |
EF4 |
36 km |
0 |
| Nov 4, 2022 |
EF4 |
68 km |
0 |
| Apr 2, 1982 |
EF4 |
65 km |
10 |
| May 13, 1981 |
EF4 |
79 km |
0 |
| Mar 12, 1971 |
EF4 |
77 km |
1 |
| Nov 4, 2022 |
EF3 |
42 km |
1 |
| Nov 4, 2022 |
EF3 |
64 km |
0 |
| May 10, 2015 |
EF3 |
93 km |
2 |
| Apr 23, 2000 |
EF3 |
80 km |
0 |
| May 4, 1999 |
EF3 |
5 km |
1 |
| Apr 1, 1988 |
EF3 |
75 km |
0 |
| Nov 15, 1987 |
EF3 |
66 km |
0 |
| Apr 2, 1982 |
EF3 |
54 km |
1 |
| May 3, 1979 |
EF3 |
52 km |
0 |
| Apr 1, 1979 |
EF3 |
77 km |
0 |
| May 5, 1978 |
EF3 |
99 km |
0 |
| Nov 1, 1977 |
EF3 |
96 km |
0 |
| Dec 3, 1973 |
EF3 |
60 km |
0 |
| Oct 22, 1972 |
EF3 |
88 km |
0 |
| May 14, 1969 |
EF3 |
28 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
9 wildfires (100+ acres) within 100 km.
Largest: NORTHEAST TEXAS FIRE COMPLEX (41,645 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
NORTHEAST TEXAS FIRE COMPLEX |
41,645 |
80 km |
| 2011 |
OLD MAGNOLIA |
4,881 |
81 km |
| 2003 |
POPS |
4,475 |
37 km |
| 2006 |
WHITE ROCK |
3,228 |
70 km |
| 2011 |
DIANA |
2,863 |
66 km |
| 1999 |
UNNAMED |
1,699 |
52 km |
| 2006 |
UNNAMED |
1,634 |
52 km |
| 2006 |
COOPER LAKE |
1,224 |
53 km |
| 2005 |
MAPLE CREEK |
1,223 |
38 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
45°F (7°C) |
2.4 in |
Coldest |
| February |
47°F (9°C) |
3.4 in |
|
| March |
55°F (13°C) |
4.1 in |
|
| April |
63°F (17°C) |
4.4 in |
|
| May |
70°F (21°C) |
5.0 in |
Wettest |
| June |
78°F (26°C) |
3.9 in |
|
| July |
84°F (29°C) |
3.2 in |
Warmest |
| August |
82°F (28°C) |
2.2 in |
Driest |
| September |
76°F (24°C) |
3.8 in |
|
| October |
65°F (18°C) |
4.2 in |
|
| November |
53°F (12°C) |
4.1 in |
|
| December |
46°F (8°C) |
3.8 in |
|
Mount Vernon has a seasonal temperature swing of 39°F / from 45°F in January to 84°F in July. Total annual precipitation is 44.3 inches, with May being the wettest month (5.0") and August the driest (2.2").
Average costs for common services in Mount Vernon. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146–$388) |
| Specialist Visit |
$340 ($194–$534) |
| Urgent Care Visit |
$194 ($97–$340) |
| Emergency Room Visit |
$2,136 ($777–$4,855) |
| Dental Cleaning |
$126 ($73–$194) |
| Dental Filling |
$243 ($146–$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24–$73) |
| Oil Change (Synthetic) |
$73 ($49–$117) |
| Brake Pad Replacement |
$291 ($146–$486) |
| Tire Rotation |
$39 ($19–$73) |
| New Tires (Set of 4) |
$583 ($388–$971) |
| Battery Replacement |
$194 ($97–$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58–$146) |
| Electrician (Per Hour) |
$87 ($49–$136) |
| HVAC Repair |
$388 ($146–$777) |
| HVAC System Install |
$6,797 ($3,884–$11,652) |
| Roof Repair |
$971 ($388–$1,942) |
| Roof Replacement |
$8,739 ($5,341–$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486–$3,399) |
| Divorce (Contested) |
$14,565 ($4,855–$29,130) |
| DUI Defense |
$4,855 ($1,942–$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777–$2,913) |
| Will Preparation |
$486 ($194–$971) |
| Trust Preparation |
$2,428 ($971–$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15–$44) |
| Women's Haircut |
$53 ($29–$97) |
| Hair Coloring (Full) |
$146 ($73–$243) |
| Manicure |
$24 ($15–$44) |
| Pedicure |
$39 ($24–$63) |
| Massage (1 Hour) |
$78 ($49–$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91–$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43–$4.86) |
| Loaf of Bread |
$3.69 ($2.43–$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91–$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88–$7.28) |
| Rice (per lb) |
$0.97 ($0.58–$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78–$243) |
| Natural Gas (Monthly) |
$68 ($29–$146) |
| Water/Sewer (Monthly) |
$68 ($39–$117) |
| Internet (Monthly) |
$68 ($39–$97) |
| Cell Phone Plan (Monthly) |
$63 ($29–$97) |
| Cable TV (Monthly) |
$83 ($49–$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73–$486) |
| Car Insurance (Annual) |
$1,942 ($1,165–$3,399) |
| Bus Pass (Monthly) |
$68 ($29–$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77–$24) |
| Car Registration (Annual) |
$97 ($29–$243) |
| Driver's License Renewal |
$29 ($15–$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583–$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486–$1,942) |
| After-School Care (Monthly) |
$388 ($194–$680) |
| Tutoring (Per Hour) |
$49 ($24–$97) |
| SAT/ACT Prep Course |
$971 ($388–$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855–$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29–$97) |
| Dog Vaccination (Annual) |
$97 ($49–$194) |
| Dog Grooming |
$58 ($29–$97) |
| Pet Boarding (Per Night) |
$39 ($19–$73) |
| Dog Spay/Neuter |
$291 ($146–$486) |
| Cat Spay/Neuter |
$194 ($97–$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $524 |
| Toddler | $494 |
| Preschool | $485 |
| Family Childcare (monthly) |
| Infant | $481 |
| Toddler | $459 |
| Preschool | $455 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Mount Vernon
What is the population of Mount Vernon?
Mount Vernon has a population of 2,523 residents and is located in Texas. The population density is 585 people per square mile, spread across 4.3 square miles. The median age of residents is 31.9 years, which is younger than the national median of 38.9 years. The population is 49.1% female and 50.9% male.
Is Mount Vernon expensive to live in?
Mount Vernon has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $67,097, 11% below the national average of $75,149. The median home value is $176,900 (37% below the U.S. median). Renters pay a median of $954 per month, below the national average of $1,163. The home price-to-income ratio is 2.6x, indicating housing is reasonably affordable relative to local income levels.
Is Mount Vernon safe?
Public safety is a concern in Mount Vernon, with a violent crime rate of 745 per 100,000 / significantly above the national average of 380. However, crime tends to concentrate in certain areas, and many neighborhoods remain relatively safe. Property crime occurs at a rate of 2,116 per 100,000 (above the national average). Overall, Mount Vernon receives a safety grade of F based on combined crime data.
What is the weather like in Mount Vernon?
Mount Vernon enjoys a temperate climate with an average annual temperature of 65°F (18°C). Winter temperatures average 45°F in January, while summers reach an average of 84°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 48.2 inches, with 1.6 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Mount Vernon?
Mount Vernon has a healthy job market with an unemployment rate of 4.3%, near the national average of 3.6%. The average weekly wage is $1,023. There are 488 business establishments in the area, including 17 restaurants and food service locations. The average commute time is 24 minutes, and 5.6% of workers work from home.
How much does housing cost in Mount Vernon?
The median home value in Mount Vernon is $176,900. Zillow estimates the typical home value at $253,661. For renters, the median monthly rent is $954. Fair market rent is $935 for a 1-bedroom and $1,149 for a 2-bedroom apartment. The homeownership rate is 57.6%. The average annual property tax is $5,928.
How are the schools in Mount Vernon?
Schools in Mount Vernon score 5.9 out of 10 on standardized testing, near the national average. 17.9% of adults in Mount Vernon hold a bachelor's degree or higher, below the national average of 33.7%. 85.1% have completed high school. 5.6% hold a graduate or professional degree.
How healthy is Mount Vernon?
The obesity rate in Mount Vernon is 38.0% (above the national rate of 32.1%). 15.7% of adults are smokers. 27.5% are physically inactive. 25.0% of residents report depression. 16.0% lack health insurance (above the national rate). 12.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,488.
What is transportation like in Mount Vernon?
The average commute in Mount Vernon is 24 minutes, shorter than the national average of 28 minutes. 82.8% of workers drive alone to work, and 5.6% work from home.
What are the demographics of Mount Vernon?
The racial and ethnic makeup of Mount Vernon is 61.2% White, 16.4% Black or African American, 1.1% Hispanic or Latino. 82.2% of residents speak only English at home, while 17.8% speak Spanish. 3.8% of the population are military veterans. 12.9% of residents have a disability. 81.8% have health insurance coverage.