Mountain Home, NC

North Carolina · Metropolitan Area

Mountain Home is a small town in North Carolina with a population of 3,518. Residents earn $68,750 per year, which is 9% below the national average.

3.9 /5.0
B+ Good
3,518 Population 933/sq mi density
$68,750 Median Income $38,720 per capita
$353,200 Home Value
$1,208 Median Rent 47.5% income on rent
55°F Avg Temperature
B+
Overall
3.9 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.8 / 5.0
$68,750 median income, 0.5% unemployment
B+
Affordability
3.8 / 5.0
$353,200 home value, $1,208/mo rent
A
Education
4.2 / 5.0
40.0% bachelor's degree or higher
Median Income $68,750
9% lower than US avg
Home Value $353,200
25% higher than US avg
Bachelor's+ 40.0%
19% higher than US avg
Median Rent $1,208
4% higher than US avg
Obesity Rate 28.8%
10% lower than US avg
Unemployment 0.5%
86% lower than US avg
Poverty Rate 17.3%
40% higher than US avg

How Mountain Home Compares to the U.S. Average (100% = U.S. avg)

People

Population3,518
Median Age52.4 yrs
Density933/mi²
Male / Female54% / 46%
Largest GroupWhite 83%
Veterans12.7%

Economy

B+
Median Income$68,750
Per Capita$38,720
Unemployment0.5%
Poverty17.3%
County GDP$6,372M
Commute17 min

Housing

B+
Home Value$353,200
Rent$1,208
OwnershipN/A
Rent Burden47.5%

Crime

ViolentN/A
PropertyN/A

Health

Obesity28.8%
UninsuredN/A
Depression24.8%
Heart Disease4.9%

Climate

Avg Temp55°F
AQI40 (Good)
Rain51.4 in/yr
Elevation2,122 ft

Education

A
Bachelor's+40.0%
High School+89.9%
School Score5.46

Community

2024 VoteR 57% / D 42%
Commute17 min
Broadband93.7%
Libraries6

Is Mountain Home a Good Place to Live?

Based on current data, Mountain Home receives an overall livability score of 3.9 out of 5.0, earning a grade of B+. Key strengths include low unemployment, a highly educated population, strong internet connectivity. Areas to be aware of include an elevated poverty rate. Mountain Home offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Mountain Home is $68,750, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.5%. The poverty rate of 17.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 17 minutes, shorter than most U.S. cities.

Cost of Living & Housing

The median home value in Mountain Home is $353,200, 25% above the national median. Renters pay a median of $1,208 per month. The price-to-income ratio of 5.1x means housing costs are stretched relative to local earnings.

Education

Educational attainment is solid, with 40.0% holding a bachelor's degree or higher, near the national average. 89.9% have completed high school. Area schools have an average test score of 5.5/10.

Climate & Weather

Mountain Home experiences four distinct seasons with an average temperature of 55°F. Winters average 37°F in January while summers reach 73°F in July. Annual precipitation totals 51.4 inches. Air quality is rated Good with a median AQI of 40.

Mountain Home has a population of 3,518 with a density of 933 people per square mile. The median age is 52.4 years, 35% older than the national median of 38.9. The city is predominantly White (83%), with 1.1% Black.

Population

3,518
Total Population
933
People / sq mi
52.4yrs
Median Age
35% above US avg
3.8mi²
Land Area

Gender Distribution

Male 53.8%
Female 46.2%

Race & Ethnicity

Mountain Home vs U.S. Average

Language Spoken at Home

English Only81.5%
4% above US avg
Spanish18.5%
38% above US avg

Social Characteristics

Mountain Home vs U.S. Average

The median household income in Mountain Home is $68,750, which is 9% below the national average of $75,149. The unemployment rate is 0.5% (below the 3.6% US average). 17.3% of residents live below the poverty line. Workers commute an average of 17 minutes.

Income: Mountain Home vs U.S.

Commute Mode

Income

Median HH Income$68,750
9% below US avg
Per Capita Income$38,720
Avg Weekly Wage$1,041
IRS Avg AGI$74,950

Employment & Poverty

Unemployment0.5%
86% below US avg
Poverty Rate17.3%
40% above US avg
Establishments (County)4,120
County GDP$6,372M

Business (County)

Restaurants250
Healthcare324
Retail407
Manufacturing132

Tax & Cost of Living

Property Tax (IRS)$3,686
5% above US avg
Effective Tax Rate1.04%

Commute & Transportation

Commute Time16.6 min
Drive Alone79.9%
Public Transit0.0%
Work from Home7.2%

Walkability

The median home value in Mountain Home is $353,200, 25% above the national average. Monthly rent averages $1,208 (4% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$353,200
25% above US avg
Median List Price$413,360

Real Estate Market (Redfin)

Median List Price$413,360
$/Sq Ft$261
Homes Sold2
Sale-to-List Ratio96.1%
Price Drops25.0%
Inventory16

Rental Costs

Census Median Rent$1,208
4% above US avg
Rent Burden47.5%

HUD Fair Market Rent

Studio$932
1 Bedroom$981
2 Bedrooms$1,161
3 Bedrooms$1,499
4 Bedrooms$1,780

Ownership & Property

Owner-Occupied66.8%

Property Tax

Avg Tax (IRS)$3,686
5% above US avg
Effective Rate1.04%
In Mountain Home, 28.8% of adults are obese (below the 32.1% national rate). 24.8% report depression. 19.0% are physically inactive.

Health Metrics: Mountain Home vs U.S. Average (%)

Chronic Conditions

Obesity28.8%
10% below US avg
Diabetes8.2%
Heart Disease4.9%
High Blood Pressure28.8%
Asthma10.1%
COPD5.2%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking17.5%
Physical Inactivity19.0%
Depression24.8%
Mental Distress16.3%
Physical Distress10.8%

Healthcare Access

Insurance Rate78.9%
Checkup Rate77.0%
Premature Death8,875/100K

Food & Exercise

Food Environment7.5/10
Exercise Access72.0%
Healthcare Facilities324

Crime Rates: Mountain Home vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)10

Safety Score

Mountain Home has an average annual temperature of 55°F (13°C). Winters average 37°F in January while summers reach 73°F in July. Annual precipitation is 51.4 inches. Air quality is rated Good with a median AQI of 40.

Temperature

37°F Jan (3°C) 73°F Jul (23°C)
Annual Average55.4°F
3% above US avg
January Average37°F (3°C)
July Average73°F (23°C)

Precipitation & Snow

Annual Rainfall51.4 inches
35% above US avg

Air Quality

AQI Median40.0
RatingGood

Geography

Elevation2,122 ft (647 m)
Area3.8 sq mi (9.8 km²)
Population Density933/sq mi
Coordinates35.3703°N, 82.5020°W
County FIPS37089
It is classified as Metro — 250K–1M. 40.0% of residents hold a bachelor's degree or higher (19% above US avg). In the 2024 election, the county voted Republican by a 14.6-point margin. 93.7% of households have broadband internet.

2024 Presidential Election (County)

R 56.7%
D 42.2%

Winner: Republican by 14.6 points

Education

Bachelor's Degree+40.0%
19% above US avg
High School+89.9%
School Test Score5.46
A Education Grade (4.2/5.0)

Urban-Rural Classification

RUCC Code 2Metro — 250K–1M
Population Density933/sq mi
Total Area3.8 sq mi

Infrastructure & Services

Broadband Access93.7%
Public Libraries6
Healthcare Facilities324
Restaurants250
Retail Stores407

Safety & Disasters

Fatal Crashes (County/yr)10

Commute & Transportation

Avg Commute16.6 min
Drive Alone79.9%
Public Transit0.0%
Work from Home7.2%

Nearby Cities

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