Median Income
$69,583
7% lower than US avg
Home Value
$188,200
33% lower than US avg
Bachelor's+
25.7%
24% lower than US avg
Median Rent
$1,000
14% lower than US avg
Obesity Rate
38.6%
20% higher than US avg
Unemployment
6.9%
92% higher than US avg
Poverty Rate
13.1%
6% higher than US avg
How Murray Compares to the U.S. Average (100% = U.S. avg)
People
Population449
Median Age36.9 yrs
Density1,283/mi²
Male / Female48% / 52%
Largest GroupWhite 96%
Veterans12.0%
Economy
B
Median Income$69,583
Per Capita$33,527
Unemployment6.9%
Poverty13.1%
County GDP$394M
Commute27 min
Housing
A+
Home Value$188,200
Rent$1,000
Ownership88.0%
Zillow$275,033
Housing Units194
Rent Burden31.0%
Health
Obesity38.6%
Uninsured1.6%
Smoking12.3%
Depression19.3%
Heart Disease4.8%
Climate
Avg Temp51°F (11°C)
Rain31.8 in/yr
Elevation1,160 ft (354 m)
Education
B
Bachelor's+25.7%
High School+91.0%
Graduate+9.6%
School Score5.81
Community
2024 VoteR 72% / D 27%
Commute27 min
Broadband88.5%
EV Stations1
Libraries5
Is Murray a Good Place to Live?
Based on current data, Murray receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include affordable housing, high health insurance coverage. Areas to be aware of include above-average unemployment, high obesity rates. Murray offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Murray is $69,583, roughly in line with the national average of $75,149. The unemployment rate of 6.9% is somewhat elevated compared to the national rate of 3.6%. 13.1% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.
Cost of Living & Housing
The median home value in Murray is $188,200, 33% below the national median / offering relatively affordable homeownership. Renters pay a median of $1,000 per month, below the national average / a plus for affordability. At just 2.7x median income, home prices are very affordable relative to local earnings.
Education
25.7% of residents hold a bachelor's degree, below the national average of 33.7%. 91.0% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Murray experiences four distinct seasons with an average temperature of 51°F. Winters average 23°F in January while summers reach 76°F in July. Annual precipitation totals 31.8 inches, including 25.3 inches of snow.
Murray has a population of 449 with a density of 1,283 people per square mile, spread across 0.4 square miles. The median age is 36.9 years, 5% younger than the national median of 38.9. The gender split is 51.7% female and 48.3% male. The city is predominantly White (96%). English is the primary language spoken at home by 99.3% of residents. 12.0% of the population are veterans, above the national rate of 6.0%. 15.6% of residents have a disability. 98.4% have health insurance coverage.
Population
449
Total Population
2023 Census
36.9yrs
Median Age
5% below US avg
Language Spoken at Home
English Only
99.3%
26% above US avg
Spanish
1.2%
91% below US avg
The median household income in Murray is $69,583, which is 7% below the national average of $75,149. Per capita income is $33,527 (below the $39,052 national figure). The average weekly wage is $927, 35% lower than the U.S. average. The unemployment rate is 6.9% (above the 3.6% US average). 13.1% of residents live below the poverty line. The area has 285 business establishments, including 14 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 27 minutes. 7.0% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $69,583 |
| 7% below US avg |
| Per Capita Income | $33,527 |
| Avg Weekly Wage | $927 |
| IRS Avg AGI | $72,410 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 6.9% |
| 92% above US avg |
| Poverty Rate | 13.1% |
| 6% above US avg |
| Establishments (County) | 285 |
| County GDP | $394M |
Business (County)
| Restaurants | 14 |
| Healthcare | 13 |
| Retail | 30 |
| Manufacturing | 12 |
Tax & Cost of Living
| Property Tax (IRS) | $3,425 |
| 2% below US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 1.82% |
Commute & Transportation
| Commute Time | 26.9 min |
| Drive Alone | 82.9% |
| Public Transit | 0.0% |
| Work from Home | 7.0% |
The median home value in Murray is $188,200, 33% below the national median of $281,900. Zillow estimates the typical home value at $275,033, higher than the Census estimate. Monthly rent averages $1,000 (14% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 88.0% of housing units are owner-occupied (above the 65.4% national rate). There are 194 total housing units in the city. The median year a home was built is 1967. The average annual property tax is $3,425. 31.0% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.7x, well within the affordable range.
Home Values
| Census Median | $188,200 |
| 33% below US avg |
| Zillow ZHVI | $275,033 |
Rental Costs
| Census Median Rent | $1,000 |
| 14% below US avg |
| Rent Burden | 31.0% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 88.0% |
| Owner-Occupied | 88.0% |
| Renter-Occupied | 12.0% |
| Housing Units | 194 |
| Median Year Built | 1967 |
Property Tax
| Avg Tax (IRS) | $3,425 |
| 2% below US avg |
| Effective Rate | 1.82% |
In Murray, 38.6% of adults are obese, above the national rate of 32.1%. 8.2% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 28.5% have high blood pressure. 12.3% are current smokers. 23.4% report binge drinking. 22.3% are physically inactive. 19.3% report depression. 14.5% experience frequent mental distress. 1.6% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:6,567. The dentist ratio is 1:6,464. 28.9% of residents have access to exercise opportunities. The food environment index is 6.7 out of 10.
Health Metrics: Murray vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.6% |
| 20% above US avg |
| Diabetes | 8.2% |
| Heart Disease | 4.8% |
| High Blood Pressure | 28.5% |
| Asthma | 9.3% |
| COPD | 4.8% |
| Cancer | 7.5% |
| Stroke | 2.4% |
Behaviors & Mental Health
| Smoking | 12.3% |
| 12% below US avg |
| Binge Drinking | 23.4% |
| Physical Inactivity | 22.3% |
| Depression | 19.3% |
| Mental Distress | 14.5% |
| Physical Distress | 10.3% |
| Short Sleep | 29.3% |
Healthcare Access
| Insurance Rate | 98.4% |
| Uninsured | 1.6% |
| 81% below US avg |
| Primary Care | 1:6,567 |
| Dentists | 1:6,464 |
| Mental Health | 1:3,229 |
| Checkup Rate | 75.0% |
| Dental Visits | 70.5% |
| Premature Death | 9,007/100K |
Food & Exercise
| Food Environment | 6.7/10 |
| Exercise Access | 28.9% |
| Healthcare Facilities | 13 |
Murray experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 23°F in January while summers reach 76°F in July. Annual precipitation totals 31.8 inches. The area receives 25.3 inches of snow annually, a moderate snowfall amount. The city sits at an elevation of 1,160 feet.
Temperature
23°F Jan (-5°C)
76°F Jul (24°C)
| Annual Average | 50.9°F |
| 6% below US avg |
| January Average | 23°F (-5°C) |
| July Average | 76°F (24°C) |
Geography
| Elevation | 1,160 ft (354 m) |
| Area | 0.4 sq mi (1.0 km²) |
| Population Density | 1,283/sq mi |
| Coordinates | 40.9164°N, 95.9274°W |
| Timezone | America/Chicago |
| County | Fremont County County |
| Nearest Airport | Eppley Airfield (OMA)
27 miles away |
Precipitation & Snow
Annual Rainfall
31.8"
16% below US avg
Wettest Month (May)
5.30"
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 15.0 / 100 |
| Social Vulnerability | 24.9 / 100 |
| Community Resilience | 47.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
No Rating |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.9 on Jan 6, 2014.
| Dec 17, 2009 |
2 km NW of Auburn, Nebraska |
M3.6 |
57 km |
| Jul 16, 2004 |
6 km SSE of Riverton, Iowa |
M3.5 |
45 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
143 km |
| Feb 11, 1995 |
6 km E of Clearmont, Missouri |
M3.1 |
94 km |
| Jan 6, 2014 |
5 km NW of Liberty, Nebraska |
M2.9 |
103 km |
| Mar 31, 1993 |
2 km SE of Nemaha, Nebraska |
M2.9 |
70 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
635 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 21 fatalities, 543 injuries.
| Date |
Rating |
Distance |
Fatalities |
| May 21, 2024 |
EF4 |
84 km |
5 |
| Apr 26, 2024 |
EF4 |
46 km |
0 |
| Jun 13, 2001 |
EF4 |
97 km |
0 |
| Apr 8, 1999 |
EF4 |
87 km |
0 |
| Mar 29, 1979 |
EF4 |
82 km |
0 |
| Jun 26, 1976 |
EF4 |
65 km |
0 |
| May 6, 1975 |
EF4 |
31 km |
3 |
| Jun 22, 1964 |
EF4 |
47 km |
0 |
| Apr 12, 1964 |
EF4 |
65 km |
1 |
| Apr 5, 1954 |
EF4 |
62 km |
0 |
| Aug 13, 1952 |
EF4 |
64 km |
0 |
| May 21, 2024 |
EF3 |
61 km |
0 |
| Apr 26, 2024 |
EF3 |
52 km |
1 |
| Apr 26, 2024 |
EF3 |
38 km |
0 |
| Apr 26, 2024 |
EF3 |
34 km |
0 |
| Apr 26, 2024 |
EF3 |
58 km |
0 |
| Jun 11, 2008 |
EF3 |
100 km |
4 |
| May 16, 1999 |
EF3 |
76 km |
2 |
| May 16, 1999 |
EF3 |
79 km |
0 |
| Jun 16, 1992 |
EF3 |
82 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
2 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,195 ac, 2005).
| Year |
Name |
Acres |
Distance |
| 2005 |
UNNAMED |
4,195 |
66 km |
| 2010 |
UNNAMED |
629 |
55 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
23°F (-5°C) |
0.8 in |
Coldest, Driest |
| February |
27°F (-3°C) |
0.9 in |
|
| March |
40°F (4°C) |
1.7 in |
|
| April |
51°F (11°C) |
3.5 in |
|
| May |
62°F (17°C) |
5.3 in |
Wettest |
| June |
72°F (22°C) |
5.1 in |
|
| July |
76°F (24°C) |
3.2 in |
Warmest |
| August |
74°F (23°C) |
3.6 in |
|
| September |
66°F (19°C) |
2.9 in |
|
| October |
53°F (12°C) |
2.3 in |
|
| November |
39°F (4°C) |
1.5 in |
|
| December |
28°F (-2°C) |
1.1 in |
|
Murray has a seasonal temperature swing of 53°F / from 23°F in January to 76°F in July. Total annual precipitation is 31.8 inches, with May being the wettest month (5.3") and January the driest (0.8").
Average costs for common services in Murray. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135-$360) |
| Specialist Visit |
$315 ($180-$496) |
| Urgent Care Visit |
$180 ($90-$315) |
| Emergency Room Visit |
$1,982 ($721-$4,505) |
| Dental Cleaning |
$117 ($68-$180) |
| Dental Filling |
$225 ($135-$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23-$68) |
| Oil Change (Synthetic) |
$68 ($45-$108) |
| Brake Pad Replacement |
$270 ($135-$451) |
| Tire Rotation |
$36 ($18-$68) |
| New Tires (Set of 4) |
$541 ($360-$901) |
| Battery Replacement |
$180 ($90-$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54-$135) |
| Electrician (Per Hour) |
$81 ($45-$126) |
| HVAC Repair |
$360 ($135-$721) |
| HVAC System Install |
$6,307 ($3,604-$10,812) |
| Roof Repair |
$901 ($360-$1,802) |
| Roof Replacement |
$8,109 ($4,956-$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451-$3,154) |
| Divorce (Contested) |
$13,515 ($4,505-$27,030) |
| DUI Defense |
$4,505 ($1,802-$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721-$2,703) |
| Will Preparation |
$451 ($180-$901) |
| Trust Preparation |
$2,253 ($901-$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14-$41) |
| Women's Haircut |
$50 ($27-$90) |
| Hair Coloring (Full) |
$135 ($68-$225) |
| Manicure |
$23 ($14-$41) |
| Pedicure |
$36 ($23-$59) |
| Massage (1 Hour) |
$72 ($45-$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70-$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25-$4.51) |
| Loaf of Bread |
$3.42 ($2.25-$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70-$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60-$6.76) |
| Rice (per lb) |
$0.90 ($0.54-$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72-$225) |
| Natural Gas (Monthly) |
$63 ($27-$135) |
| Water/Sewer (Monthly) |
$63 ($36-$108) |
| Internet (Monthly) |
$63 ($36-$90) |
| Cell Phone Plan (Monthly) |
$59 ($27-$90) |
| Cable TV (Monthly) |
$77 ($45-$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68-$451) |
| Car Insurance (Annual) |
$1,802 ($1,081-$3,154) |
| Bus Pass (Monthly) |
$63 ($27-$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21-$23) |
| Car Registration (Annual) |
$90 ($27-$225) |
| Driver's License Renewal |
$27 ($14-$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541-$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451-$1,802) |
| After-School Care (Monthly) |
$360 ($180-$631) |
| Tutoring (Per Hour) |
$45 ($23-$90) |
| SAT/ACT Prep Course |
$901 ($360-$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505-$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27-$90) |
| Dog Vaccination (Annual) |
$90 ($45-$180) |
| Dog Grooming |
$54 ($27-$90) |
| Pet Boarding (Per Night) |
$36 ($18-$68) |
| Dog Spay/Neuter |
$270 ($135-$451) |
| Cat Spay/Neuter |
$180 ($90-$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $687 |
| Toddler | $592 |
| Preschool | $592 |
| Family Childcare (monthly) |
| Infant | $451 |
| Toddler | $444 |
| Preschool | $444 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Murray
What is the population of Murray?
Murray has a population of 449 residents and is located in Nebraska. The population density is 1,283 people per square mile, spread across 0.4 square miles. The median age of residents is 36.9 years. The population is 51.7% female and 48.3% male.
Is Murray expensive to live in?
Murray is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $69,583, 7% below the national average of $75,149. The median home value is $188,200 (33% below the U.S. median). Renters pay a median of $1,000 per month, below the national average of $1,163. The home price-to-income ratio is 2.7x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Murray?
Murray has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 23°F in January, while summers reach an average of 76°F in July. Annual rainfall totals 31.8 inches, with 25.3 inches of snow.
How is the job market in Murray?
The unemployment rate in Murray is 6.9%, somewhat above the national average of 3.6%. Job seekers may face moderate competition. The average weekly wage is $927. There are 285 business establishments in the area, including 14 restaurants and food service locations. The average commute time is 27 minutes, and 7.0% of workers work from home.
How much does housing cost in Murray?
The median home value in Murray is $188,200. Zillow estimates the typical home value at $275,033. For renters, the median monthly rent is $1,000. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 88.0%. The average annual property tax is $3,425.
How are the schools in Murray?
Schools in Murray score 5.8 out of 10 on standardized testing, near the national average. 25.7% of adults in Murray hold a bachelor's degree or higher, below the national average of 33.7%. 91.0% have completed high school. 9.6% hold a graduate or professional degree.
How healthy is Murray?
The obesity rate in Murray is 38.6% (above the national rate of 32.1%). 12.3% of adults are smokers. 22.3% are physically inactive. 19.3% of residents report depression. 1.6% lack health insurance (below the national rate). 28.9% of residents have access to exercise opportunities. The primary care physician ratio is 1:6,567.
What is transportation like in Murray?
The average commute in Murray is 27 minutes. 82.9% of workers drive alone to work, and 7.0% work from home.
What are the demographics of Murray?
The racial and ethnic makeup of Murray is 96% White, 0.7% Hispanic or Latino. 99.3% of residents speak only English at home. 12.0% of the population are military veterans. 15.6% of residents have a disability. 98.4% have health insurance coverage.