Median Income
$2,499
97% lower than US avg
Home Value
$43,300
85% lower than US avg
Bachelor's+
18.8%
44% lower than US avg
Unemployment
0.0%
100% lower than US avg
How Mutual Compares to the U.S. Average (100% = U.S. avg)
People
Population16
Median Age40.8 yrs
Density59/mi²
Male / Female0% / 100%
Largest GroupWhite 100%
Veterans26.0%
Economy
B
Median Income$2,499
Per Capita$12,450
Unemployment0.0%
PovertyN/A
County GDP$1,444M
Housing
F
Home Value$43,300
RentN/A
OwnershipN/A
Climate
Avg Temp58°F
AQI45 (Good)
Rain26.7 in/yr
Elevation1,875 ft
Education
C+
Bachelor's+18.8%
High School+37.5%
School Score5.08
Community
2024 VoteR 85% / D 13%
CommuteN/A
Broadband18.0%
Libraries2
Is Mutual a Good Place to Live?
Based on current data, Mutual receives an overall livability score of 2.2 out of 5.0, earning a grade of C. Key strengths include low unemployment, affordable housing. Areas to be aware of include below-average incomes. Mutual has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Mutual is $2,499, 97% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%.
Cost of Living & Housing
The median home value in Mutual is $43,300, 85% below the national median — offering relatively affordable homeownership. With a home price-to-income ratio of 17.3x, housing affordability is a significant challenge for many families.
Education
18.8% of residents hold a bachelor's degree, below the national average of 33.7%. 37.5% have completed high school. Area schools have an average test score of 5.1/10.
Climate & Weather
Mutual enjoys a moderate climate with an average annual temperature of 58°F. Winters average 35°F in January while summers reach 81°F in July. Annual precipitation totals 26.7 inches. Air quality is rated Good with a median AQI of 45.
Mutual has a population of 16 with a density of 59 people per square mile. The median age is 40.8 years, 5% older than the national median of 38.9. The city is predominantly White (100%).
Population
40.8yrs
Median Age
5% above US avg
Language Spoken at Home
| English Only | 100.0% |
| 27% above US avg |
| Spanish | 0.0% |
| 100% below US avg |
The median household income in Mutual is $2,499, which is 97% below the national average of $75,149. The unemployment rate is 0.0% (below the 3.6% US average).
Income
| Median HH Income | $2,499 |
| 97% below US avg |
| Per Capita Income | $12,450 |
| Avg Weekly Wage | $1,060 |
| IRS Avg AGI | $61,690 |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| |
| Establishments (County) | 834 |
| County GDP | $1,444M |
Business (County)
| Restaurants | 69 |
| Healthcare | 83 |
| Retail | 116 |
| Manufacturing | 15 |
Tax & Cost of Living
| Property Tax (IRS) | $2,300 |
| 34% below US avg |
| Effective Tax Rate | 5.31% |
The median home value in Mutual is $43,300, 85% below the national average.
Home Values
| Census Median | $43,300 |
| 85% below US avg |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $744 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $995 |
| 3 Bedrooms | $1,297 |
| 4 Bedrooms | $1,501 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $2,300 |
| 34% below US avg |
| Effective Rate | 5.31% |
Health Metrics: Mutual vs U.S. Average (%)
Behaviors & Mental Health
Healthcare Access
| Insurance Rate | 85.2% |
| |
| Premature Death | 9,578/100K |
Food & Exercise
| Food Environment | 7.3/10 |
| Exercise Access | 55.3% |
| Healthcare Facilities | 83 |
Crime Rates: Mutual vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| FEMA Disasters | 364 |
Safety Score
Mutual has an average annual temperature of 58°F (14°C). Winters average 35°F in January while summers reach 81°F in July. Annual precipitation is 26.7 inches. Air quality is rated Good with a median AQI of 45.
Temperature
35°F Jan (2°C)
81°F Jul (27°C)
| Annual Average | 57.5°F |
| 6% above US avg |
| January Average | 35°F (2°C) |
| July Average | 81°F (27°C) |
Precipitation & Snow
| Annual Rainfall | 26.7 inches |
| 30% below US avg |
Air Quality
| AQI Median | 45.0 |
| Rating | Good |
Geography
| Elevation | 1,875 ft (572 m) |
| Area | 0.3 sq mi (0.7 km²) |
| Population Density | 59/sq mi |
| Coordinates | 36.2305°N, 99.1680°W |
| County FIPS | 40153 |