Median Income
$83,125
11% higher than US avg
Home Value
$194,000
31% lower than US avg
Bachelor's+
15.9%
53% lower than US avg
Obesity Rate
36.4%
13% higher than US avg
Unemployment
0.8%
78% lower than US avg
Poverty Rate
3.4%
73% lower than US avg
How Nerstrand Compares to the U.S. Average (100% = U.S. avg)
People
Population210
Median Age40.0 yrs
Density149/mi²
Male / Female58% / 42%
Largest GroupWhite 81%
Veterans4.9%
Economy
A+
Median Income$83,125
Per Capita$41,877
Unemployment0.8%
Poverty3.4%
County GDP$4,083M
Commute21 min
Housing
A+
Home Value$194,000
Ownership94.7%
Zillow$421,482
Housing Units100
Rent Burden35.8%
Health
Obesity36.4%
Uninsured5.7%
Smoking13.4%
Depression24.9%
Heart Disease4.8%
Climate
Avg Temp45°F (7°C)
Rain35.5 in/yr
Elevation1,181 ft (360 m)
Education
C
Bachelor's+15.9%
High School+92.4%
Graduate+4.6%
School Score6.05
Community
2024 VoteR 50% / D 48%
Commute21 min
Broadband90.4%
EV Stations12
Libraries3
Is Nerstrand a Good Place to Live?
Based on current data, Nerstrand receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, affordable housing, a low poverty rate. Nerstrand stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Nerstrand is $83,125, 11% above the national average of $75,149. Residents generally enjoy above-average earning potential. The job market is very strong with unemployment at just 0.8%. Only 3.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 21 minutes.
Cost of Living & Housing
The median home value in Nerstrand is $194,000, 31% below the national median / offering relatively affordable homeownership. At just 2.3x median income, home prices are very affordable relative to local earnings.
Education
15.9% of residents hold a bachelor's degree, below the national average of 33.7%. 92.4% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Nerstrand has a cool climate with an average annual temperature of 45°F. Winters average 14°F in January while summers reach 71°F in July. Annual precipitation totals 35.5 inches, including 43.3 inches of snow.
Nerstrand has a population of 210 with a density of 149 people per square mile, spread across 1.4 square miles. The median age is 40.0 years, 3% older than the national median of 38.9. The gender split is 42.4% female and 57.6% male. The city is predominantly White (81.4%), with 11.4% Hispanic. English is the primary language spoken at home by 85.5% of residents, while 10.4% speak Spanish. 4.9% of the population are veterans. 11.9% of residents have a disability. 94.3% have health insurance coverage.
Population
210
Total Population
2023 Census
40.0yrs
Median Age
3% above US avg
Race & Ethnicity
Nerstrand vs U.S. Average
Language Spoken at Home
English Only
85.5%
9% above US avg
Spanish
10.4%
22% below US avg
Social Characteristics
Nerstrand vs U.S. Average
The median household income in Nerstrand is $83,125, which is 11% above the national average of $75,149. Per capita income is $41,877. The average weekly wage is $1,165, 19% lower than the U.S. average. The unemployment rate is 0.8% (below the 3.6% US average). 3.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,786 business establishments, including 136 restaurants. The cost of living index is 98.6, roughly in line with the national average. Workers commute an average of 21 minutes (shorter than the 28-minute US average). 5.7% of workers work from home (below the 15.2% national rate).
Income: Nerstrand vs U.S.
Income
| Median HH Income | $83,125 |
| 11% above US avg |
| Per Capita Income | $41,877 |
| Avg Weekly Wage | $1,165 |
| IRS Avg AGI | $80,468 |
| Gini Index | 0.433 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.8% |
| 78% below US avg |
| Poverty Rate | 3.4% |
| 73% below US avg |
| Establishments (County) | 1,786 |
| County GDP | $4,083M |
Business (County)
| Restaurants | 136 |
| Healthcare | 181 |
| Retail | 179 |
| Manufacturing | 76 |
Tax & Cost of Living
| Property Tax (IRS) | $4,496 |
| 28% above US avg |
| Cost of Living | 98.60 (100=avg) |
| Effective Tax Rate | 2.32% |
Commute & Transportation
| Commute Time | 20.6 min |
| Drive Alone | 73.0% |
| Public Transit | 0.0% |
| Work from Home | 5.7% |
The median home value in Nerstrand is $194,000, 31% below the national median of $281,900. Zillow estimates the typical home value at $421,482, higher than the Census estimate. According to Redfin, the median sale price is $299,900 with homes selling in an average of 56 days. Fair market rent ranges from $899 for a one-bedroom to $1,125 for a two-bedroom apartment. 94.7% of housing units are owner-occupied (above the 65.4% national rate). There are 100 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $4,496 (higher than the $3,500 national average). 35.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $194,000 |
| 31% below US avg |
| Zillow ZHVI | $421,482 |
| Redfin Median Sale | $299,900 |
| Median List Price | $875,000 |
Real Estate Market (Redfin)
| Median Sale Price | $299,900 |
| Median List Price | $875,000 |
| $/Sq Ft | $165 |
| Homes Sold | 1 |
| Days on Market | 56 days |
| Sale-to-List Ratio | 100.0% |
| Price Drops | 0.0% |
| Inventory | 1 |
Rental Costs
HUD Fair Market Rent
| Studio | $809 |
| 1 Bedroom | $899 |
| 2 Bedrooms | $1,125 |
| 3 Bedrooms | $1,483 |
| 4 Bedrooms | $1,698 |
Ownership & Property
| Homeownership | 94.7% |
| Owner-Occupied | 94.7% |
| Renter-Occupied | 5.3% |
| Housing Units | 100 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $4,496 |
| 28% above US avg |
| Effective Rate | 2.32% |
In Nerstrand, 36.4% of adults are obese, above the national rate of 32.1%. 8.0% have diabetes (below the 10.5% national rate). Heart disease affects 4.8% of residents, below the national average. 27.8% have high blood pressure. 13.4% are current smokers. 19.7% report binge drinking. 22.1% are physically inactive. 24.9% report depression (above the 20.0% national average). 16.3% experience frequent mental distress. 5.7% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:1,160. The dentist ratio is 1:1,736. 86.2% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Nerstrand vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.4% |
| 13% above US avg |
| Diabetes | 8.0% |
| Heart Disease | 4.8% |
| High Blood Pressure | 27.8% |
| Asthma | 10.2% |
| COPD | 4.5% |
| Cancer | 7.5% |
| Stroke | 2.5% |
Behaviors & Mental Health
| Smoking | 13.4% |
| 4% below US avg |
| Binge Drinking | 19.7% |
| Physical Inactivity | 22.1% |
| Depression | 24.9% |
| Mental Distress | 16.3% |
| Physical Distress | 10.7% |
| Short Sleep | 31.2% |
Healthcare Access
| Insurance Rate | 94.3% |
| Uninsured | 5.7% |
| 34% below US avg |
| Primary Care | 1:1,160 |
| Dentists | 1:1,736 |
| Mental Health | 1:472 |
| Checkup Rate | 73.7% |
| Dental Visits | 68.9% |
| Premature Death | 5,294/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 86.2% |
| Healthcare Facilities | 181 |
Nerstrand has a cool climate with an average annual temperature of 45°F (7°C). Winters average 14°F in January while summers reach 71°F in July. Annual precipitation totals 35.5 inches. The area receives 43.3 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 1,181 feet.
Temperature
14°F Jan (-10°C)
71°F Jul (22°C)
| Annual Average | 44.5°F |
| 18% below US avg |
| January Average | 14°F (-10°C) |
| July Average | 71°F (22°C) |
Geography
| Elevation | 1,181 ft (360 m) |
| Area | 1.4 sq mi (3.7 km²) |
| Population Density | 149/sq mi |
| Coordinates | 44.3429°N, 93.0640°W |
| Timezone | America/Chicago |
| County | Rice County County |
| Nearest Airport | Owatonna Degner Regional (OWA)
18 miles away |
Precipitation & Snow
Annual Rainfall
35.5"
7% below US avg
Wettest Month (Jun)
5.57"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 75.5 / 100 |
| Social Vulnerability | 33.2 / 100 |
| Community Resilience | 91.1 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively High |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M2.8. Most recent: M2.8 on Apr 25, 2017.
| Apr 25, 2017 |
Near Mankato, Minnesota |
M2.8 |
77 km |
Source: USGS (M2.5+, 1990-2025)
Tornado History
588 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 71 fatalities, 1,341 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 4, 1958 |
EF5 |
85 km |
21 |
| Jun 17, 2010 |
EF4 |
97 km |
1 |
| Jul 3, 1983 |
EF4 |
100 km |
0 |
| Apr 30, 1967 |
EF4 |
91 km |
5 |
| Apr 30, 1967 |
EF4 |
71 km |
6 |
| Apr 30, 1967 |
EF4 |
100 km |
0 |
| May 6, 1965 |
EF4 |
67 km |
0 |
| May 6, 1965 |
EF4 |
73 km |
3 |
| May 6, 1965 |
EF4 |
78 km |
3 |
| May 6, 1965 |
EF4 |
75 km |
6 |
| Sep 16, 1962 |
EF4 |
64 km |
0 |
| Jun 17, 2010 |
EF3 |
67 km |
0 |
| Jun 17, 2010 |
EF3 |
54 km |
0 |
| Jun 17, 2010 |
EF3 |
77 km |
0 |
| May 25, 2008 |
EF3 |
93 km |
1 |
| Aug 24, 2006 |
EF3 |
96 km |
1 |
| Mar 29, 1998 |
EF3 |
71 km |
0 |
| Mar 29, 1998 |
EF3 |
88 km |
1 |
| Jul 27, 1987 |
EF3 |
37 km |
0 |
| Jul 23, 1987 |
EF3 |
96 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
6 wildfires (100+ acres) within 100 km.
Largest: SNAKE TRAIL (1,496 ac, 2024).
| Year |
Name |
Acres |
Distance |
| 2024 |
SNAKE TRAIL |
1,496 |
39 km |
| 2007 |
BEAVER CUTOFF |
982 |
88 km |
| 2004 |
EAGAN |
925 |
57 km |
| 1990 |
UNNAMED |
598 |
27 km |
| 1995 |
LV 68 CARVER |
532 |
61 km |
| 1990 |
UNNAMED |
513 |
53 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
14°F (-10°C) |
1.0 in |
Coldest, Driest |
| February |
18°F (-8°C) |
1.0 in |
|
| March |
30°F (-1°C) |
1.9 in |
|
| April |
44°F (7°C) |
3.1 in |
|
| May |
57°F (14°C) |
4.4 in |
|
| June |
68°F (20°C) |
5.6 in |
Wettest |
| July |
71°F (22°C) |
4.6 in |
Warmest |
| August |
69°F (21°C) |
4.7 in |
|
| September |
61°F (16°C) |
3.7 in |
|
| October |
47°F (9°C) |
2.6 in |
|
| November |
33°F (1°C) |
1.7 in |
|
| December |
21°F (-6°C) |
1.2 in |
|
Nerstrand has a seasonal temperature swing of 57°F / from 14°F in January to 71°F in July. Total annual precipitation is 35.5 inches, with June being the wettest month (5.6") and January the driest (1.0").
Average costs for common services in Nerstrand. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$247 ($148-$394) |
| Specialist Visit |
$345 ($197-$542) |
| Urgent Care Visit |
$197 ($99-$345) |
| Emergency Room Visit |
$2,169 ($789-$4,930) |
| Dental Cleaning |
$128 ($74-$197) |
| Dental Filling |
$247 ($148-$394) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($25-$74) |
| Oil Change (Synthetic) |
$74 ($49-$118) |
| Brake Pad Replacement |
$296 ($148-$493) |
| Tire Rotation |
$39 ($20-$74) |
| New Tires (Set of 4) |
$592 ($394-$986) |
| Battery Replacement |
$197 ($99-$345) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$99 ($59-$148) |
| Electrician (Per Hour) |
$89 ($49-$138) |
| HVAC Repair |
$394 ($148-$789) |
| HVAC System Install |
$6,902 ($3,944-$11,832) |
| Roof Repair |
$986 ($394-$1,972) |
| Roof Replacement |
$8,874 ($5,423-$14,790) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,479 ($493-$3,451) |
| Divorce (Contested) |
$14,790 ($4,930-$29,580) |
| DUI Defense |
$4,930 ($1,972-$9,860) |
| Bankruptcy (Chapter 7) |
$1,479 ($789-$2,958) |
| Will Preparation |
$493 ($197-$986) |
| Trust Preparation |
$2,465 ($986-$4,930) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15-$44) |
| Women's Haircut |
$54 ($30-$99) |
| Hair Coloring (Full) |
$148 ($74-$247) |
| Manicure |
$25 ($15-$44) |
| Pedicure |
$39 ($25-$64) |
| Massage (1 Hour) |
$79 ($49-$128) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.04 ($2.96-$5.42) |
| Dozen Eggs (per dozen) |
$3.45 ($2.47-$4.93) |
| Loaf of Bread |
$3.75 ($2.47-$5.42) |
| Chicken Breast (per lb) |
$4.44 ($2.96-$6.41) |
| Ground Beef (per lb) |
$5.42 ($3.94-$7.40) |
| Rice (per lb) |
$0.99 ($0.59-$1.77) |
View all 20 services
Utilities
| Electricity (Monthly) |
$138 ($79-$247) |
| Natural Gas (Monthly) |
$69 ($30-$148) |
| Water/Sewer (Monthly) |
$69 ($39-$118) |
| Internet (Monthly) |
$69 ($39-$99) |
| Cell Phone Plan (Monthly) |
$64 ($30-$99) |
| Cable TV (Monthly) |
$84 ($49-$148) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$197 ($74-$493) |
| Car Insurance (Annual) |
$1,972 ($1,183-$3,451) |
| Bus Pass (Monthly) |
$69 ($30-$128) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.89-$25) |
| Car Registration (Annual) |
$99 ($30-$247) |
| Driver's License Renewal |
$30 ($15-$74) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,183 ($592-$2,465) |
| Daycare (Toddler, Monthly) |
$986 ($493-$1,972) |
| After-School Care (Monthly) |
$394 ($197-$690) |
| Tutoring (Per Hour) |
$49 ($25-$99) |
| SAT/ACT Prep Course |
$986 ($394-$2,465) |
| Private School (K-12, Annual) |
$12,325 ($4,930-$29,580) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$59 ($30-$99) |
| Dog Vaccination (Annual) |
$99 ($49-$197) |
| Dog Grooming |
$59 ($30-$99) |
| Pet Boarding (Per Night) |
$39 ($20-$74) |
| Dog Spay/Neuter |
$296 ($148-$493) |
| Cat Spay/Neuter |
$197 ($99-$394) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $945 |
| Preschool | $891 |
| Family Childcare (monthly) |
| Infant | $765 |
| Toddler | $650 |
| Preschool | $664 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Nerstrand
What is the population of Nerstrand?
Nerstrand has a population of 210 residents and is located in Minnesota. The population density is 149 people per square mile, spread across 1.4 square miles. The median age of residents is 40.0 years. The population is 42.4% female and 57.6% male.
Is Nerstrand expensive to live in?
Nerstrand has a cost of living roughly in line with the national average, with an index of 98.6 (baseline: 100). The median household income is $83,125, 11% above the national average of $75,149. The median home value is $194,000 (31% below the U.S. median). The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Nerstrand?
Nerstrand has a cool climate with an average annual temperature of 45°F (7°C). Winter temperatures average 14°F in January, while summers reach an average of 71°F in July. Annual rainfall totals 35.5 inches, with 43.3 inches of snow.
How is the job market in Nerstrand?
The job market in Nerstrand is very strong, with unemployment at just 0.8% / well below the national rate of 3.6%. The average weekly wage is $1,165. There are 1,786 business establishments in the area, including 136 restaurants and food service locations. The average commute time is 21 minutes, and 5.7% of workers work from home.
How much does housing cost in Nerstrand?
The median home value in Nerstrand is $194,000. Zillow estimates the typical home value at $421,482. According to Redfin, the median sale price is $299,900, with homes typically selling within 56 days. The homeownership rate is 94.7%. The average annual property tax is $4,496.
How are the schools in Nerstrand?
Schools in Nerstrand score 6 out of 10 on standardized testing, near the national average. 15.9% of adults in Nerstrand hold a bachelor's degree or higher, below the national average of 33.7%. 92.4% have completed high school. 4.6% hold a graduate or professional degree.
How healthy is Nerstrand?
The obesity rate in Nerstrand is 36.4% (above the national rate of 32.1%). 13.4% of adults are smokers. 22.1% are physically inactive. 24.9% of residents report depression. 5.7% lack health insurance (below the national rate). 86.2% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,160.
What is transportation like in Nerstrand?
The average commute in Nerstrand is 21 minutes, shorter than the national average of 28 minutes. 73% of workers drive alone to work, and 5.7% work from home.
What are the demographics of Nerstrand?
The racial and ethnic makeup of Nerstrand is 81.4% White, 11.4% Hispanic or Latino. 85.5% of residents speak only English at home, while 10.4% speak Spanish. 4.9% of the population are military veterans. 11.9% of residents have a disability. 94.3% have health insurance coverage.