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New Credit 40A, ON

Ontario · Hamilton Metro

New Credit 40A is a small town in Ontario with a population of 166. Residents earn $66,000 per year, which is 12% below the national average.

Data updated June 2026

2.5 /5.0
C+ Fair
166 Population 85/sq mi density
$66,000 Median Income $47,716 per capita
$461,770 Home Value
$1,012 Median Rent 27.7% income on rent
47°F Avg Temperature 269 sunny days/yr
C+
Overall
2.5 / 5.0
Fair overall score based on economy, affordability, safety and education
C+
Economy
2.7 / 5.0
$66,000 median income, 17.9% unemployment
C+
Affordability
2.7 / 5.0
$461,770 home value, $1,012/mo rent
C+
Safety
2.5 / 5.0
D
Education
1.9 / 5.0
11.8% bachelor's degree or higher

Discover New Credit 40A, ON

Explore over 40 sections covering people, economy, housing, health, crime, climate, community, costs, trends, schools, colleges, hospitals, treatment centers, industries, museums, libraries, breweries, farmers markets, grocery stores, pharmacies, campgrounds, parks, trails, stadiums, ski resorts, daycare centers, nursing homes, churches, fire stations, cell towers, bridges, power plants, EV stations, prisons, radio stations, airports, police stations, post offices, Amtrak stations, superfund sites, UNESCO sites, and more.
Use the tabs and dropdown menus below to navigate every data point we track for this city.

Full City Profile
Median Income $66,000
12% lower than US avg
Home Value $461,770
64% higher than US avg
Bachelor's+ 11.8%
65% lower than US avg
Median Rent $1,012
13% lower than US avg
Unemployment 17.9%
397% higher than US avg
Poverty Rate 13.5%
9% higher than US avg

How New Credit 40A Compares to the U.S. Average (100% = U.S. avg)

People

Population166
Median Age41.8 yrs
Density85/mi²
Male / Female44% / 55%
Largest GroupWhite 94%

Economy

C+
Median Income$66,000
Per Capita$47,716
Unemployment17.9%
Poverty13.5%
Commute27 min

Housing

C+
Home Value$461,770
Rent$1,012
Ownership65.0%
Housing Units200
Rent Burden27.7%

Crime

C+
Property3,500/100K
Burglary484/100K

Climate

Avg Temp47°F (8°C)
Rain37.1 in/yr
Sunny Days269/yr
Elevation702 ft (214 m)

Education

D
Bachelor's+11.8%
High School+17.2%
Graduate+0.0%

Community

Commute27 min

Is New Credit 40A a Good Place to Live?

Based on current data, New Credit 40A receives an overall livability score of 2.5 out of 5.0, earning a grade of C+. Key strengths include abundant sunshine. Areas to be aware of include high housing costs, above-average unemployment. New Credit 40A has some notable strengths but also faces challenges that prospective residents should consider.

Economy & Jobs

The median household income in New Credit 40A is $66,000, 12% below the national average of $75,149. At 17.9%, unemployment is notably high. 13.5% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 27 minutes.

Cost of Living & Housing

The median home value in New Credit 40A is $461,770, making it a premium housing market at 64% above the U.S. median of $281,900. Renters pay a median of $1,012 per month, below the national average / a plus for affordability. The price-to-income ratio of 7x means housing costs are stretched relative to local earnings.

Safety & Crime

Property crime occurs at a rate of 3,500 per 100,000, 79% above the national average.

Education

11.8% of residents hold a bachelor's degree, below the national average of 33.7%. 17.2% have completed high school.

Climate & Weather

New Credit 40A experiences four distinct seasons with an average temperature of 47°F. Winters average 22°F in January while summers reach 70°F in July. With 269 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.1 inches, including 10.5 inches of snow.

New Credit 40A has a population of 166 with a density of 85 people per square mile, spread across 2.0 square miles. The median age is 41.8 years, 7% older than the national median of 38.9. The gender split is 54.9% female and 44.3% male. The city is predominantly White (94.3%), with 3.1% Asian. English is the primary language spoken at home by 82% of residents, while 6.1% speak Spanish.

Population

166
Total Population
85
People / sq mi
41.8yrs
Median Age
7% above US avg
2.0mi²
Land Area

Gender Distribution

Male 44.3%
Female 54.9%

Race & Ethnicity

New Credit 40A vs U.S. Average

Language Spoken at Home

English Only 82.0%
4% above US avg
Spanish 6.1%
54% below US avg
Other Languages 11.9%

Social Characteristics

New Credit 40A vs U.S. Average

The median household income in New Credit 40A is $66,000, which is 12% below the national average of $75,149. Per capita income is $47,716 (above the $39,052 national figure). The average weekly wage is $918, 36% lower than the U.S. average. The unemployment rate is 17.9% (above the 3.6% US average). 13.5% of residents live below the poverty line. The area has 5 business establishments. Workers commute an average of 27 minutes. 23.8% of workers work from home (above the 15.2% national rate).

Income: New Credit 40A vs U.S.

Commute Mode

Income

Median HH Income$66,000
12% below US avg
Per Capita Income$47,716
Avg Weekly Wage$918

Employment & Poverty

Unemployment17.9%
397% above US avg
Poverty Rate13.5%
9% above US avg
Establishments (County)5

Business (County)

Tax & Cost of Living

Commute & Transportation

Commute Time26.6 min
Drive Alone83.6%
Public Transit1.0%
Work from Home23.8%

Walkability

The median home value in New Credit 40A is $461,770, 64% above the national median of $281,900. Monthly rent averages $1,012 (13% below the national average of $1,163). 65.0% of housing units are owner-occupied. There are 200 total housing units in the city. 27.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 7x, above the traditionally affordable threshold of 3-4x.

Home Value Sources

Ownership Split

Home Values

Census Median$461,770
64% above US avg

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$1,012
13% below US avg
Rent Burden27.7%

Ownership & Property

Homeownership65.0%
Owner-Occupied65.0%
Renter-Occupied5.0%
Housing Units200

Property Tax

Property crime stands at 3,500 per 100,000, 79% above the U.S. average. This includes larceny/theft at 2,503, burglary at 484, vehicle theft at 505 per 100,000 residents. Overall, New Credit 40A receives a safety grade of C+.

Crime Rates: New Credit 40A vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Total Property3,500.0/100K
79% above US avg
Burglary483.9/100K
Theft2,503.4/100K
Vehicle Theft504.8/100K

Traffic Safety

Safety Score

Safety GradeC+
Safety Score2.5 / 5.0
View full crime details →
New Credit 40A experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 22°F in January while summers reach 70°F in July. The area gets 269 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.1 inches. The area receives 10.5 inches of snow annually. The city sits at an elevation of 702 feet.

Temperature

22°F Jan (-5°C) 70°F Jul (21°C)
Annual Average46.6°F
14% below US avg
January Average22°F (-5°C)
July Average70°F (21°C)
Sunny Days269 days/yr

Geography

Elevation702 ft (214 m)
Area2.0 sq mi (5.1 km²)
Population Density85/sq mi
Coordinates42.9951°N, 80.0994°W
TimezoneAmerica/Toronto

Precipitation & Snow

Annual Rainfall 37.1"
2% below US avg
Snowfall 10.5"
Wettest Month (Sep) 3.62"
Driest Month (Feb) 2.09"

Air Quality

Earthquake History

19 earthquakes (M2.5+) within 150 km since 1990. Strongest: M3.9. Most recent: M3.8 on Feb 6, 2023.

Jan 26, 2001 8 km NNW of Edgewood, Ohio M3.9 131 km
Feb 6, 2023 1 km NE of West Seneca, New York M3.8 108 km
Nov 26, 1999 14 km ESE of Centennial Scarborough, Canada M3.8 119 km
Jun 3, 2001 3 km N of Edgewood, Ohio M3.4 133 km
May 24, 2000 4 km ENE of Centennial Scarborough, Canada M3.1 121 km
May 25, 1995 3 km NW of Amherst, New York M3.0 103 km
May 8, 2018 14 km SSE of Ajax, Canada M3.0 124 km
Jun 16, 2004 11 km NNW of Angola on the Lake, New York M2.9 87 km
Feb 23, 1995 3 km W of Ashtabula, Ohio M2.9 139 km
Mar 28, 2005 16 km NW of Virgil, Canada M2.8 75 km
Mar 8, 2008 5 km ENE of Clarence Center, New York M2.7 124 km
Dec 21, 2009 10 km NNE of Olcott, New York M2.7 126 km
Jan 20, 2001 0 km NNW of Edgewood, Ohio M2.6 136 km
Feb 14, 2009 4 km WSW of Geneva-on-the-Lake, Ohio M2.6 148 km
Mar 29, 2020 11 km N of Lyndonville, New York M2.6 149 km
Sep 20, 2009 20 km ESE of Oakville, Canada M2.6 69 km
Jul 11, 2017 11 km NNW of Barker, New York M2.5 132 km
Dec 17, 1990 5 km SSE of Middleboro, Pennsylvania M2.5 116 km
Jul 17, 2003 1 km SE of Edgewood, Ohio M2.5 137 km
Source: USGS (M2.5+, 1990-2025)

Tsunami History

1 tsunami recorded within 500 km. Highest wave on record: 2.7 m (9 ft).

Year Location Cause Max Wave Deaths Distance
1823 LAKE ERIE Unknown 2.7 m - 108 km
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.

Monthly Weather

Month Avg Temperature Precipitation Summary
January 22°F (-5°C) 2.4 in Coldest
February 23°F (-5°C) 2.1 in Driest
March 32°F (0°C) 2.8 in
April 44°F (7°C) 3.3 in
May 56°F (13°C) 3.2 in
June 65°F (18°C) 3.3 in
July 70°F (21°C) 3.5 in Warmest
August 68°F (20°C) 3.2 in
September 61°F (16°C) 3.6 in Wettest
October 50°F (10°C) 3.1 in
November 39°F (4°C) 3.5 in
December 29°F (-2°C) 3.1 in

New Credit 40A has a seasonal temperature swing of 48°F / from 22°F in January to 70°F in July. Total annual precipitation is 37.1 inches, with September being the wettest month (3.6") and February the driest (2.1").

View full weather details →
11.8% of adults hold a bachelor's degree or higher, 65% below the national average of 33.7%. 17.2% have completed high school. 0.0% hold a graduate or professional degree (below the 13.1% national rate). 83.6% of workers drive alone to work.

Education

Bachelor's Degree+11.8%
65% below US avg
High School+17.2%
Graduate Degree+0.0%
D Education Grade (1.9/5.0)

Area & Infrastructure

Population Density85/sq mi
Total Area2.0 sq mi

Services

Commute & Transportation

Avg Commute26.6 min
Drive Alone83.6%
Public Transit1.0%
Work from Home23.8%

Schools in New Credit 40A

4 public schools (NCES 2022-23 data).

School Level Enrollment Teachers Student/Teacher
Hagersville Elementary School - - - -
Hagersville Secondary School - - - -
St. Mary's School - - - -
Lloyd S. King Elementary School - - - -
View full schools details →

Radio Stations near New Credit 40A

18 stations within ~55 km.

Station Genre Quality
570 News Kitchener local news AAC+ 47 kbps
CHUM TSN 1050 Toronto sports, talk AAC+ 40 kbps
Radio Laurier alternative, college radio MP3 128 kbps
CING-FM "Energy 95.3" Hamilton, ON (AAC Stream) corus media, hot adult contemporary AAC+ 57 kbps
CING-FM "Energy 95.3" Hamilton, ON (MP3 Stream) corus media, hot adult contemporary MP3 128 kbps
CFMU 93.3 McMaster University Radio - Hamilton, ON community radio, multicultural MP3 128 kbps
CBC Radio One - Kitchener-Waterloo, ON (MP3 stream) features, news MP3 128 kbps
CKWR 98.5 "Real Community Radio" Kitchener, ON community radio, multingual MP3 320 kbps
CKMS-FM Radio Waterloo DI community alternative MP3 128 kbps
CKMS-FM Radio Waterloo S2 community radio MP3 128 kbps
CIKZ "Country 106.7" Kitchener, ON country AAC+ 47 kbps
98.5 CKWR Real Community Radio community, local radio MP3 320 kbps
CHTG-FM 92.9 "The Grand" Caledonia, ON classic hits AAC+ 32 kbps
CKGL "City News 570" Kitchener, ON news talk AAC+ 47 kbps
CJIQ 88.3 Conestoga College - Kitchener, ON alternative rock, campus radio AAC+ 55 kbps
CHYM 96.7 pop AAC+ 47 kbps
RiderRadioRocks.com (US) - MP3 192 kbps
CKRZ 100.3 "Voice of the Grand" Ohsweken, ON community radio, indigenous MP3 96 kbps

Museums in New Credit 40A

NameTypeAddressPhoneAnnual Revenue
Canadian Military Heritage Museum
Canadian Warplane Heritage Museum
Edinburgh Square Heritage & Cultural Centre
Grand Trunk Railway Station
Griffin House
Hamilton Police Historical Society and Museum
Port Dover Harbour Museum
St. George-South Dumfries Museum
Waterford Heritage & Agricultural Museum

Libraries in New Credit 40A

NameAddressStaffAnnual VisitsCirculationCollectionPrograms
Brantford Public Library - Main Branch0.0
Brantford Public Library - St. Paul Branch0.0
Haldimand County Public Library - Caledonia Branch0.0
Haldimand County Public Library - Cayuga Branch0.0
Haldimand County Public Library - Hagersville Branch0.0
Haldimand County Public Library - Jarvis Branch0.0
Haldimand County Public Library - Selkirk Branch0.0
Hamilton Public Library - Ancaster Branch0.0
Hamilton Public Library - Concession Branch0.0
Hamilton Public Library - Lynden Branch0.0
Hamilton Public Library - Mount Hope Branch0.0
Hamilton Public Library - Terryberry Branch0.0
Hamilton Public Library - Turner Park Branch0.0
Norfolk County Public Library - Port Dover Branch0.0
Norfolk County Public Library - Simcoe Branch0.0
Norfolk County Public Library - Waterford Branch0.0
Rumpus Hall0.0

Farmers Markets in New Credit 40A

NameAddressSeasonHoursOrganicWebsite
Brantford Farmers' Market
M&M Food Market
Twenty Three Market

Cafes in New Credit 40A

2 cafes within city radius - OpenStreetMap data

Sweet Greens
Tim Hortons

Dentists in New Credit 40A

1 dentists within city radius - OpenStreetMap data

Hagersville Dental Arts Centre

Gas Stations in New Credit 40A

9 gas stations within city radius - OpenStreetMap data

Frew Energy
Little Buffalo Country Store
Nancy's General Store & Fuel
New Credit Variety Gas Bar
Pioneer
Skylite Plaza
Skylite Plaza
Stop & Save Gas and Variety
Toby's Gas Bar

Banks in New Credit 40A

3 banks within city radius - OpenStreetMap data

CIBC
Libro Credit Union
RBC Royal Bank

Golf Courses in New Credit 40A

1 golf courses within city radius - OpenStreetMap data

Monthill Golf & Country Club

Breweries in New Credit 40A

NameTypeAddressPhoneWebsite
Concession Road Brewing Company

Ski Resorts Near New Credit 40A

2 ski resorts within range.

Resort Slopes (km) Lifts Peak (m) Price Season Night Park
Glen Eden 0.0 - - $0 - - -
The small snow downhill tubing 0.0 - - $0 - - -

Airports Near New Credit 40A

50 airports within the area.

AirportIATAType
Toronto Pearson International AirportYYZLarge Airport
Billy Bishop Toronto City AirportYTZMedium Airport
Brantford Municipal Airport-Medium Airport
John C. Munro Hamilton International AirportYHMMedium Airport
Region of Waterloo International AirportYKFMedium Airport
Bellamy Airport-Small Airport
Burlington Executive Airpark-Small Airport
Bushhawk Creek Airport-Small Airport
Cambridge / Reid's Field-Small Airport
Campbellville (Bellshill Airpark)-Small Airport
Cayuga Airport (Bruce Field)-Small Airport
Cayuga East Airport-Small Airport
Ceilidh Airport-Small Airport
Chautauqua Lake Airpark-Small Airport
Conestogo / Largo Woods Field-Small Airport
Courtland / Tillsonburg Flying Club Field-Small Airport
Dart Airport-Small Airport
Delhi Airport-Small Airport
Elmira (East) Airport-Small Airport
Elmira Airport-Small Airport
Elora Airport-Small Airport
Fergus (Royland Field)-Small Airport
Flamboro Centre Airport-Small Airport
Gamble Field-Small Airport
Grand River Executive Airport-Small Airport
Grimsby Regional Airport-Small Airport
Guelph Airport-Small Airport
Holyoake Airfield-Small Airport
Innerkip Airport-Small Airport
Juergensen Field-Small Airport
Lubitz Field-Small Airport
Nixon Airport-Small Airport
Port Colborne Airport-Small Airport
Rand Private Airfield-Small Airport
Rockton Airport-Small Airport
Roseville Field-Small Airport
Sargeant Private Airfield-Small Airport
Schroeder Field-Small Airport
Selkirk / Kindy Airstrip-Small Airport
Selkirk Airport-Small Airport
Simcoe (Dennison Field) Airport-Small Airport
Skydive SWOOP-Small Airport
Skyview Airport-Small Airport
Smithville Aerodrome-Small Airport
Springvale Aerodrome-Small Airport
Stoney Creek Airport-Small Airport
Tillsonburg Airport-Small Airport
Tyneside Field-Small Airport
Vodarek Field-Small Airport
Willow Lake Airstrip-Small Airport

Churches & Religious Organizations in New Credit 40A

12 religious organizations (IRS tax-exempt data).

NameAddress
All Saints' Anglican Church
Chapel of the Delaware
Hagersville Baptist Church
Hagersville United Church
Kingdom Hall of Jehovah's Witnesses
New Credit Fellowship Centre
New Credit United Church
Saint Andrews Presbyterian Church
Saint Luke's Church
Saint Mary's Roman Catholic Church
Six Nations Seventh-day Adventist Church
Sundance Arbor

Explore Near New Credit 40A

Meteorites
2
Confirmed meteorite landing sites recorded in NASA meteorite catalog
View all →

Download Full City Report

Get a comprehensive, print-ready PDF with all data for New Credit 40A.

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Frequently Asked Questions About New Credit 40A

What is the population of New Credit 40A?

New Credit 40A has a population of 166 residents and is located in Ontario. The population density is 85 people per square mile, spread across 2.0 square miles. The median age of residents is 41.8 years, which is older than the national median of 38.9 years. The population is 54.9% female and 44.3% male.

Is New Credit 40A expensive to live in?

The median household income is $66,000, 12% below the national average of $75,149. The median home value is $461,770 (64% above the U.S. median). Renters pay a median of $1,012 per month, below the national average of $1,163. The home price-to-income ratio is 7x, which means housing is a stretch relative to local earnings.

Is New Credit 40A safe?

Property crime occurs at a rate of 3,500 per 100,000 (above the national average). Overall, New Credit 40A receives a safety grade of C+ based on combined crime data.

What is the weather like in New Credit 40A?

New Credit 40A has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 22°F in January, while summers reach an average of 70°F in July. The area receives 269 sunny days per year, well above the national average of 205. Annual rainfall totals 37.1 inches, with 10.5 inches of snow.

How is the job market in New Credit 40A?

The job market in New Credit 40A faces challenges, with unemployment at 17.9% / significantly above the national rate of 3.6%. The average weekly wage is $918. There are 5 business establishments in the area. The average commute time is 27 minutes, and 23.8% of workers work from home.

How much does housing cost in New Credit 40A?

The median home value in New Credit 40A is $461,770. For renters, the median monthly rent is $1,012. The homeownership rate is 65.0%.

How are the schools in New Credit 40A?

11.8% of adults in New Credit 40A hold a bachelor's degree or higher, below the national average of 33.7%. 17.2% have completed high school. 0.0% hold a graduate or professional degree.

What is transportation like in New Credit 40A?

The average commute in New Credit 40A is 27 minutes. 83.6% of workers drive alone to work, and 23.8% work from home.

What are the demographics of New Credit 40A?

The racial and ethnic makeup of New Credit 40A is 94.3% White, 1% Black or African American, 3.1% Asian. 82% of residents speak only English at home, while 6.1% speak Spanish.

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