Median Income
$66,250
12% lower than US avg
Home Value
$137,900
51% lower than US avg
Bachelor's+
14.9%
56% lower than US avg
Median Rent
$825
29% lower than US avg
Obesity Rate
30.5%
5% lower than US avg
Unemployment
0.4%
89% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Nichols Compares to the U.S. Average (100% = U.S. avg)
People
Population612
Median Age42.9 yrs
Density1,177/mi²
Male / Female49% / 51%
Largest GroupWhite 97%
Veterans8.0%
Economy
A
Median Income$66,250
Per Capita$31,919
Unemployment0.4%
Poverty0.0%
County GDP$2,022M
Commute19 min
Housing
A+
Home Value$137,900
Rent$825
Ownership76.9%
Zillow$158,041
Housing Units265
Rent Burden28.8%
Health
Obesity30.5%
Uninsured2.9%
Smoking15.0%
Depression23.6%
Heart Disease5.1%
Climate
Avg Temp49°F (9°C)
Rain38.8 in/yr
Elevation786 ft (240 m)
Education
C
Bachelor's+14.9%
High School+88.7%
Graduate+7.7%
School Score5.21
Community
2024 VoteR 61% / D 39%
Commute19 min
Broadband89.1%
EV Stations2
Libraries8
Is Nichols a Good Place to Live?
Based on current data, Nichols receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Nichols offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Nichols is $66,250, 12% below the national average of $75,149. The job market is very strong with unemployment at just 0.4%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 19 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Nichols is $137,900, 51% below the national median / offering relatively affordable homeownership. Renters pay a median of $825 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Education
14.9% of residents hold a bachelor's degree, below the national average of 33.7%. 88.7% have completed high school. Area schools have an average test score of 5.2/10.
Climate & Weather
Nichols experiences four distinct seasons with an average temperature of 49°F. Winters average 25°F in January while summers reach 71°F in July. Annual precipitation totals 38.8 inches, including 49.1 inches of snow.
Nichols has a population of 612 with a density of 1,177 people per square mile, spread across 0.5 square miles. The median age is 42.9 years, 10% older than the national median of 38.9. The gender split is 51% female and 49% male. The city is predominantly White (96.9%). English is the primary language spoken at home by 95.9% of residents. 8.0% of the population are veterans, above the national rate of 6.0%. 27.1% of residents have a disability (above the 13.0% national average). 97.1% have health insurance coverage.
Population
612
Total Population
2023 Census
42.9yrs
Median Age
10% above US avg
Language Spoken at Home
English Only
95.9%
22% above US avg
Spanish
3.8%
72% below US avg
The median household income in Nichols is $66,250, which is 12% below the national average of $75,149. Per capita income is $31,919 (below the $39,052 national figure). The average weekly wage is $1,292. The unemployment rate is 0.4% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 890 business establishments, including 78 restaurants. The cost of living index is 107.9, slightly above the national baseline of 100. Workers commute an average of 19 minutes (shorter than the 28-minute US average). 8.8% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $66,250 |
| 12% below US avg |
| Per Capita Income | $31,919 |
| Avg Weekly Wage | $1,292 |
| IRS Avg AGI | $68,102 |
| Gini Index | 0.432 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.4% |
| 89% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 890 |
| County GDP | $2,022M |
Business (County)
| Restaurants | 78 |
| Healthcare | 87 |
| Retail | 125 |
| Manufacturing | 37 |
Tax & Cost of Living
| Property Tax (IRS) | $6,725 |
| 92% above US avg |
| Cost of Living | 107.90 (100=avg) |
| Effective Tax Rate | 4.88% |
Commute & Transportation
| Commute Time | 18.8 min |
| Drive Alone | 81.1% |
| Public Transit | 0.0% |
| Work from Home | 8.8% |
The median home value in Nichols is $137,900, 51% below the national median of $281,900. Zillow estimates the typical home value at $158,041, higher than the Census estimate. Monthly rent averages $825 (29% below the national average of $1,163). Fair market rent ranges from $1,315 for a one-bedroom to $1,579 for a two-bedroom apartment. 76.9% of housing units are owner-occupied (above the 65.4% national rate). There are 265 total housing units in the city. The median year a home was built is 1938. The average annual property tax is $6,725 (higher than the $3,500 national average). 28.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $137,900 |
| 51% below US avg |
| Zillow ZHVI | $158,041 |
Rental Costs
| Census Median Rent | $825 |
| 29% below US avg |
| Rent Burden | 28.8% |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
| Homeownership | 76.9% |
| Owner-Occupied | 76.9% |
| Renter-Occupied | 23.1% |
| Housing Units | 265 |
| Median Year Built | 1938 |
Property Tax
| Avg Tax (IRS) | $6,725 |
| 92% above US avg |
| Effective Rate | 4.88% |
In Nichols, 30.5% of adults are obese, below the national rate of 32.1%. 8.3% have diabetes (below the 10.5% national rate). Heart disease affects 5.1% of residents. 29.7% have high blood pressure. 15.0% are current smokers. 19.3% report binge drinking. 24.8% are physically inactive. 23.6% report depression (above the 20.0% national average). 18.9% experience frequent mental distress. 2.9% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:3,691. The dentist ratio is 1:5,972. 64.0% of residents have access to exercise opportunities. The food environment index is 8.9 out of 10.
Health Metrics: Nichols vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.5% |
| 5% below US avg |
| Diabetes | 8.3% |
| Heart Disease | 5.1% |
| High Blood Pressure | 29.7% |
| Asthma | 11.7% |
| COPD | 6.6% |
| Cancer | 7.6% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.0% |
| 7% above US avg |
| Binge Drinking | 19.3% |
| Physical Inactivity | 24.8% |
| Depression | 23.6% |
| Mental Distress | 18.9% |
| Physical Distress | 13.2% |
| Short Sleep | 41.9% |
Healthcare Access
| Insurance Rate | 97.1% |
| Uninsured | 2.9% |
| 66% below US avg |
| Primary Care | 1:3,691 |
| Dentists | 1:5,972 |
| Mental Health | 1:555 |
| Checkup Rate | 77.7% |
| Dental Visits | 59.4% |
| Premature Death | 6,676/100K |
Food & Exercise
| Food Environment | 8.9/10 |
| Exercise Access | 64.0% |
| Healthcare Facilities | 87 |
Nichols experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 25°F in January while summers reach 71°F in July. Annual precipitation totals 38.8 inches. The area receives 49.1 inches of snow annually, making winter weather a significant factor for residents. The city sits at an elevation of 786 feet.
Temperature
25°F Jan (-4°C)
71°F Jul (22°C)
| Annual Average | 48.5°F |
| 10% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 71°F (22°C) |
Geography
| Elevation | 786 ft (240 m) |
| Area | 0.5 sq mi (1.3 km²) |
| Population Density | 1,177/sq mi |
| Coordinates | 42.0200°N, 76.3704°W |
| Timezone | America/New_York |
| County | Tioga County County |
| Nearest Airport | Elmira/Corning Regional (ELM) 30 miles away |
Precipitation & Snow
Annual Rainfall
38.8"
2% above US avg
Wettest Month (Jun)
4.16"
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 59.9 / 100 |
| Social Vulnerability | 48.1 / 100 |
| Community Resilience | 73.0 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Very Low |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
| Avalanche |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.2. Most recent: M2.8 on Jun 10, 2025.
| Feb 3, 2001 |
6 km W of Bath, New York |
M3.2 |
92 km |
| Jun 10, 2025 |
10 km NW of Forksville, Pennsylvania |
M2.8 |
57 km |
| Jan 25, 1999 |
New York |
M2.5 |
145 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 1. Most recent: Gloria (1985, Cat 1).
| Year |
Name |
Category |
Closest |
| 1985 |
Gloria |
Category 1 |
296 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
175 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 7 fatalities, 82 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 2, 1998 |
EF3 |
52 km |
2 |
| May 31, 1998 |
EF3 |
19 km |
0 |
| May 2, 1983 |
EF3 |
13 km |
0 |
| May 2, 1983 |
EF3 |
26 km |
0 |
| Aug 30, 1955 |
EF3 |
57 km |
0 |
| Apr 14, 2019 |
EF2 |
93 km |
0 |
| Oct 2, 2018 |
EF2 |
85 km |
0 |
| Jun 13, 2018 |
EF2 |
43 km |
0 |
| Jun 13, 2018 |
EF2 |
97 km |
0 |
| Feb 25, 2017 |
EF2 |
99 km |
0 |
| Jul 8, 2014 |
EF2 |
53 km |
0 |
| Apr 28, 2011 |
EF2 |
77 km |
0 |
| Apr 27, 2011 |
EF2 |
33 km |
0 |
| Jul 23, 2010 |
EF2 |
92 km |
0 |
| May 16, 2009 |
EF2 |
87 km |
0 |
| May 31, 1998 |
EF2 |
92 km |
0 |
| Sep 18, 1991 |
EF2 |
75 km |
0 |
| Aug 28, 1990 |
EF2 |
67 km |
0 |
| Oct 14, 1989 |
EF2 |
73 km |
2 |
| Aug 28, 1988 |
EF2 |
56 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: WOODRUFF (757 ac, 2009).
| Year |
Name |
Acres |
Distance |
| 2009 |
WOODRUFF |
757 |
97 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
25°F (-4°C) |
2.4 in |
Coldest |
| February |
27°F (-3°C) |
2.0 in |
Driest |
| March |
35°F (1°C) |
2.9 in |
|
| April |
46°F (8°C) |
3.3 in |
|
| May |
58°F (14°C) |
3.3 in |
|
| June |
67°F (19°C) |
4.2 in |
Wettest |
| July |
71°F (22°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
3.7 in |
|
| September |
62°F (17°C) |
3.6 in |
|
| October |
51°F (10°C) |
3.8 in |
|
| November |
40°F (4°C) |
3.0 in |
|
| December |
31°F (-1°C) |
3.0 in |
|
Nichols has a seasonal temperature swing of 46°F / from 25°F in January to 71°F in July. Total annual precipitation is 38.8 inches, with June being the wettest month (4.2") and February the driest (2.0").
Average costs for common services in Nichols. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$270 ($162-$432) |
| Specialist Visit |
$378 ($216-$593) |
| Urgent Care Visit |
$216 ($108-$378) |
| Emergency Room Visit |
$2,374 ($863-$5,395) |
| Dental Cleaning |
$140 ($81-$216) |
| Dental Filling |
$270 ($162-$432) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$49 ($27-$81) |
| Oil Change (Synthetic) |
$81 ($54-$129) |
| Brake Pad Replacement |
$324 ($162-$540) |
| Tire Rotation |
$43 ($22-$81) |
| New Tires (Set of 4) |
$647 ($432-$1,079) |
| Battery Replacement |
$216 ($108-$378) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$108 ($65-$162) |
| Electrician (Per Hour) |
$97 ($54-$151) |
| HVAC Repair |
$432 ($162-$863) |
| HVAC System Install |
$7,553 ($4,316-$12,948) |
| Roof Repair |
$1,079 ($432-$2,158) |
| Roof Replacement |
$9,711 ($5,935-$16,185) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,619 ($540-$3,777) |
| Divorce (Contested) |
$16,185 ($5,395-$32,370) |
| DUI Defense |
$5,395 ($2,158-$10,790) |
| Bankruptcy (Chapter 7) |
$1,619 ($863-$3,237) |
| Will Preparation |
$540 ($216-$1,079) |
| Trust Preparation |
$2,698 ($1,079-$5,395) |
View all 12 services
Personal Care
| Men's Haircut |
$27 ($16-$49) |
| Women's Haircut |
$59 ($32-$108) |
| Hair Coloring (Full) |
$162 ($81-$270) |
| Manicure |
$27 ($16-$49) |
| Pedicure |
$43 ($27-$70) |
| Massage (1 Hour) |
$86 ($54-$140) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.42 ($3.24-$5.93) |
| Dozen Eggs (per dozen) |
$3.78 ($2.70-$5.40) |
| Loaf of Bread |
$4.10 ($2.70-$5.93) |
| Chicken Breast (per lb) |
$4.86 ($3.24-$7.01) |
| Ground Beef (per lb) |
$5.93 ($4.32-$8.09) |
| Rice (per lb) |
$1.08 ($0.65-$1.94) |
View all 20 services
Utilities
| Electricity (Monthly) |
$151 ($86-$270) |
| Natural Gas (Monthly) |
$76 ($32-$162) |
| Water/Sewer (Monthly) |
$76 ($43-$129) |
| Internet (Monthly) |
$76 ($43-$108) |
| Cell Phone Plan (Monthly) |
$70 ($32-$108) |
| Cable TV (Monthly) |
$92 ($54-$162) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$216 ($81-$540) |
| Car Insurance (Annual) |
$2,158 ($1,295-$3,777) |
| Bus Pass (Monthly) |
$76 ($32-$140) |
| Taxi/Uber (5-Mile Ride) |
$16 ($8.63-$27) |
| Car Registration (Annual) |
$108 ($32-$270) |
| Driver's License Renewal |
$32 ($16-$81) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,295 ($647-$2,698) |
| Daycare (Toddler, Monthly) |
$1,079 ($540-$2,158) |
| After-School Care (Monthly) |
$432 ($216-$755) |
| Tutoring (Per Hour) |
$54 ($27-$108) |
| SAT/ACT Prep Course |
$1,079 ($432-$2,698) |
| Private School (K-12, Annual) |
$13,488 ($5,395-$32,370) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$65 ($32-$108) |
| Dog Vaccination (Annual) |
$108 ($54-$216) |
| Dog Grooming |
$65 ($32-$108) |
| Pet Boarding (Per Night) |
$43 ($22-$81) |
| Dog Spay/Neuter |
$324 ($162-$540) |
| Cat Spay/Neuter |
$216 ($108-$432) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,070 |
| Toddler | $996 |
| Preschool | $866 |
| Family Childcare (monthly) |
| Infant | $823 |
| Toddler | $779 |
| Preschool | $758 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Nichols
What is the population of Nichols?
Nichols has a population of 612 residents and is located in New York. The population density is 1,177 people per square mile, spread across 0.5 square miles. The median age of residents is 42.9 years, which is older than the national median of 38.9 years. The population is 51% female and 49% male.
Is Nichols expensive to live in?
Nichols is slightly more expensive than average, with a cost of living index of 107.9 compared to the national baseline of 100. The median household income is $66,250, 12% below the national average of $75,149. The median home value is $137,900 (51% below the U.S. median). Renters pay a median of $825 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
What is the weather like in Nichols?
Nichols has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 25°F in January, while summers reach an average of 71°F in July. Annual rainfall totals 38.8 inches, with 49.1 inches of snow.
How is the job market in Nichols?
The job market in Nichols is very strong, with unemployment at just 0.4% / well below the national rate of 3.6%. The average weekly wage is $1,292. There are 890 business establishments in the area, including 78 restaurants and food service locations. The average commute time is 19 minutes, and 8.8% of workers work from home.
How much does housing cost in Nichols?
The median home value in Nichols is $137,900. Zillow estimates the typical home value at $158,041. For renters, the median monthly rent is $825. Fair market rent is $1,315 for a 1-bedroom and $1,579 for a 2-bedroom apartment. The homeownership rate is 76.9%. The average annual property tax is $6,725.
How are the schools in Nichols?
Schools in Nichols score 5.2 out of 10 on standardized testing, near the national average. 14.9% of adults in Nichols hold a bachelor's degree or higher, below the national average of 33.7%. 88.7% have completed high school. 7.7% hold a graduate or professional degree.
How healthy is Nichols?
The obesity rate in Nichols is 30.5% (below the national rate of 32.1%). 15.0% of adults are smokers. 24.8% are physically inactive. 23.6% of residents report depression. 2.9% lack health insurance (below the national rate). 64.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,691.
What is transportation like in Nichols?
The average commute in Nichols is 19 minutes, shorter than the national average of 28 minutes. 81.1% of workers drive alone to work, and 8.8% work from home.
What are the demographics of Nichols?
The racial and ethnic makeup of Nichols is 96.9% White. 95.9% of residents speak only English at home, while 3.8% speak Spanish. 8.0% of the population are military veterans. 27.1% of residents have a disability. 97.1% have health insurance coverage.