Median Income
$51,327
32% lower than US avg
Home Value
$132,400
53% lower than US avg
Bachelor's+
16.5%
51% lower than US avg
Median Rent
$921
21% lower than US avg
Obesity Rate
31.3%
2% lower than US avg
Unemployment
5.0%
39% higher than US avg
Poverty Rate
2.0%
84% lower than US avg
How Waverly Compares to the U.S. Average (100% = U.S. avg)
People
Population4,337
Median Age46.9 yrs
Density1,902/mi²
Male / Female51% / 49%
Largest GroupWhite 93%
Economy
B+
Median Income$51,327
Per Capita$41,728
Unemployment5.0%
Poverty2.0%
County GDP$4,774M
Commute18 min
Housing
A+
Home Value$132,400
Rent$921
OwnershipN/A
Zillow$158,041
Health
Obesity31.3%
UninsuredN/A
Depression23.6%
Heart Disease5.4%
Climate
Avg Temp49°F
AQI36 (Good)
Rain36.8 in/yr
Elevation897 ft
Education
C
Bachelor's+16.5%
High School+90.9%
School Score5.39
Community
2024 VoteR 58% / D 42%
Commute18 min
Libraries6
Is Waverly a Good Place to Live?
Based on current data, Waverly receives an overall livability score of 3.6 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes. Waverly offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Waverly is $51,327, 32% below the national average of $75,149. The unemployment rate of 5.0% is somewhat elevated compared to the national rate of 3.6%. Only 2.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 18 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Waverly is $132,400, 53% below the national median — offering relatively affordable homeownership. Renters pay a median of $921 per month, below the national average — a plus for affordability. At just 2.6x median income, home prices are very affordable relative to local earnings.
Education
16.5% of residents hold a bachelor's degree, below the national average of 33.7%. 90.9% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Waverly experiences four distinct seasons with an average temperature of 49°F. Winters average 25°F in January while summers reach 71°F in July. Annual precipitation totals 36.8 inches. Air quality is rated Good with a median AQI of 36.
Waverly has a population of 4,337 with a density of 1,902 people per square mile. The median age is 46.9 years, 21% older than the national median of 38.9. The city is predominantly White (92.5%), with 2.3% Black.
Population
46.9yrs
Median Age
21% above US avg
Language Spoken at Home
| English Only | 97.0% |
| 24% above US avg |
| Spanish | 3.0% |
| 78% below US avg |
The median household income in Waverly is $51,327, which is 32% below the national average of $75,149. The unemployment rate is 5.0% (above the 3.6% US average). 2.0% of residents live below the poverty line. Workers commute an average of 18 minutes.
Income
| Median HH Income | $51,327 |
| 32% below US avg |
| Per Capita Income | $41,728 |
| Avg Weekly Wage | $1,177 |
| IRS Avg AGI | $67,755 |
Employment & Poverty
| Unemployment | 5.0% |
| 39% above US avg |
| Poverty Rate | 2.0% |
| 84% below US avg |
| Establishments (County) | 1,914 |
| County GDP | $4,774M |
Business (County)
| Restaurants | 192 |
| Healthcare | 189 |
| Retail | 305 |
| Manufacturing | 83 |
Tax & Cost of Living
| Property Tax (IRS) | $7,776 |
| 122% above US avg |
| Effective Tax Rate | 5.87% |
Commute & Transportation
| Commute Time | 18.4 min |
| Work from Home | 3.3% |
The median home value in Waverly is $132,400, 53% below the national average. Monthly rent averages $921 (21% below US avg). Zillow estimates the typical home value at $158,041.
Home Values
| Census Median | $132,400 |
| 53% below US avg |
| Zillow ZHVI | $158,041 |
Real Estate Market (Redfin)
| $/Sq Ft | $111 |
| Homes Sold | 2 |
| Sale-to-List Ratio | 98.9% |
| Price Drops | 0.0% |
| Inventory | 5 |
Rental Costs
| Census Median Rent | $921 |
| 21% below US avg |
HUD Fair Market Rent
| Studio | $1,215 |
| 1 Bedroom | $1,315 |
| 2 Bedrooms | $1,579 |
| 3 Bedrooms | $1,976 |
| 4 Bedrooms | $2,193 |
Ownership & Property
Property Tax
| Avg Tax (IRS) | $7,776 |
| 122% above US avg |
| Effective Rate | 5.87% |
In Waverly, 31.3% of adults are obese (below the 32.1% national rate). 23.6% report depression. 25.6% are physically inactive.
Health Metrics: Waverly vs U.S. Average (%)
Chronic Conditions
| Obesity | 31.3% |
| 2% below US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.4% |
| High Blood Pressure | 30.7% |
| Asthma | 11.8% |
| COPD | 6.9% |
| Stroke | 3.0% |
Behaviors & Mental Health
| |
| Binge Drinking | 19.0% |
| Physical Inactivity | 25.6% |
| Depression | 23.6% |
| Mental Distress | 19.0% |
| Physical Distress | 13.6% |
Healthcare Access
| Insurance Rate | 97.5% |
| |
| Checkup Rate | 77.9% |
| Premature Death | 9,852/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 81.7% |
| Healthcare Facilities | 189 |
Crime Rates: Waverly vs U.S. Average (per 100,000)
Traffic Safety
| Fatal Crashes (County/yr) | 3 |
Safety Score
Waverly has an average annual temperature of 49°F (9°C). Winters average 25°F in January while summers reach 71°F in July. Annual precipitation is 36.8 inches. Air quality is rated Good with a median AQI of 36.
Temperature
25°F Jan (-4°C)
71°F Jul (22°C)
| Annual Average | 48.5°F |
| 10% below US avg |
| January Average | 25°F (-4°C) |
| July Average | 71°F (22°C) |
Precipitation & Snow
| Annual Rainfall | 36.8 inches |
| 3% below US avg |
Air Quality
| AQI Median | 36.0 |
| Rating | Good |
Geography
| Elevation | 897 ft (273 m) |
| Area | 2.3 sq mi (5.9 km²) |
| Population Density | 1,902/sq mi |
| Coordinates | 42.0127°N, 76.5400°W |
| County FIPS | 36015 |