Northwest Harbor, NY

New York · Metropolitan Area

Northwest Harbor is a small town in New York with a population of 4,966. Residents earn $129,653 per year, which is 73% above the national average.

3.3 /5.0
B Good
4,966 Population 343/sq mi density
$129,653 Median Income $103,518 per capita
$1,328,200 Home Value
$1,818 Median Rent 51.0% income on rent
53°F Avg Temperature
B
Overall
3.3 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$129,653 median income, 4.8% unemployment
F
Affordability
1.0 / 5.0
$1,328,200 home value, $1,818/mo rent
A+
Education
5.0 / 5.0
60.7% bachelor's degree or higher
Median Income $129,653
73% higher than US avg
Home Value $1,328,200
371% higher than US avg
Bachelor's+ 60.7%
80% higher than US avg
Median Rent $1,818
56% higher than US avg
Obesity Rate 30.3%
6% lower than US avg
Unemployment 4.8%
33% higher than US avg
Poverty Rate 19.7%
59% higher than US avg

How Northwest Harbor Compares to the U.S. Average (100% = U.S. avg)

People

Population4,966
Median Age49.1 yrs
Density343/mi²
Male / Female46% / 54%
Largest GroupWhite 64%
Veterans3.9%

Economy

B+
Median Income$129,653
Per Capita$103,518
Unemployment4.8%
Poverty19.7%
County GDP$16,096M
Commute26 min

Housing

F
Home Value$1,328,200
Rent$1,818
OwnershipN/A
Rent Burden51.0%

Crime

ViolentN/A
PropertyN/A

Health

Obesity30.3%
UninsuredN/A
Depression17.1%
Heart Disease5.0%

Climate

Avg Temp53°F
AQI36 (Good)
Elevation58 ft

Education

A+
Bachelor's+60.7%
High School+96.0%
School Score5.39

Community

2024 VoteR 42% / D 56%
Commute26 min
Broadband95.5%
Libraries20

Is Northwest Harbor a Good Place to Live?

Based on current data, Northwest Harbor receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include above-average household incomes, a highly educated population, strong internet connectivity. Areas to be aware of include high housing costs, an elevated poverty rate. Northwest Harbor offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Northwest Harbor is $129,653, which is significantly higher than the national average — 73% above $75,149. This places Northwest Harbor among higher-income communities. Unemployment stands at 4.8%, indicating a healthy job market. The poverty rate of 19.7% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 26 minutes.

Cost of Living & Housing

The median home value in Northwest Harbor is $1,328,200, making it a premium housing market at 371% above the U.S. median of $281,900. Renters pay a median of $1,818 per month, significantly above the national average of $1,163. With a home price-to-income ratio of 10.2x, housing affordability is a significant challenge for many families.

Education

Northwest Harbor is a highly educated community — 60.7% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 96.0% have completed high school. Area schools have an average test score of 5.4/10.

Climate & Weather

Northwest Harbor experiences four distinct seasons with an average temperature of 53°F. Winters average 32°F in January while summers reach 75°F in July. Air quality is rated Good with a median AQI of 36.

Northwest Harbor has a population of 4,966 with a density of 343 people per square mile. The median age is 49.1 years, 26% older than the national median of 38.9. The city is predominantly White (63.8%), with 2.7% Hispanic, 2.7% Black.

Population

4,966
Total Population
343
People / sq mi
49.1yrs
Median Age
26% above US avg
14.5mi²
Land Area

Gender Distribution

Male 46%
Female 54%

Race & Ethnicity

Northwest Harbor vs U.S. Average

Language Spoken at Home

English Only73.7%
6% below US avg
Spanish26.3%
96% above US avg

Social Characteristics

Northwest Harbor vs U.S. Average

The median household income in Northwest Harbor is $129,653, which is 73% above the national average of $75,149. The unemployment rate is 4.8% (above the 3.6% US average). 19.7% of residents live below the poverty line. Workers commute an average of 26 minutes.

Income: Northwest Harbor vs U.S.

Commute Mode

Income

Median HH Income$129,653
73% above US avg
Per Capita Income$103,518
Avg Weekly Wage$1,353
IRS Avg AGI$111,114

Employment & Poverty

Unemployment4.8%
33% above US avg
Poverty Rate19.7%
59% above US avg
Establishments (County)6,800
County GDP$16,096M

Business (County)

Restaurants485
Healthcare542
Retail655
Manufacturing215

Tax & Cost of Living

Property Tax (IRS)$8,204
134% above US avg
Effective Tax Rate0.62%

Commute & Transportation

Commute Time26.4 min
Drive Alone55.2%
Public Transit4.9%
Work from Home33.7%

Walkability

The median home value in Northwest Harbor is $1,328,200, 371% above the national average. Monthly rent averages $1,818 (56% above US avg).

Home Value Sources

Ownership Split

Home Values

Census Median$1,328,200
371% above US avg
Median List Price$1,695,000

Real Estate Market (Redfin)

Median List Price$1,695,000
$/Sq Ft$935
Homes Sold1
Sale-to-List Ratio97.0%
Price Drops10.3%
Inventory29

Rental Costs

Census Median Rent$1,818
56% above US avg
Rent Burden51.0%

HUD Fair Market Rent

Studio$1,215
1 Bedroom$1,315
2 Bedrooms$1,579
3 Bedrooms$1,976
4 Bedrooms$2,193

Ownership & Property

Owner-Occupied82.1%

Property Tax

Avg Tax (IRS)$8,204
134% above US avg
Effective Rate0.62%
In Northwest Harbor, 30.3% of adults are obese (below the 32.1% national rate). 17.1% report depression. 22.2% are physically inactive.

Health Metrics: Northwest Harbor vs U.S. Average (%)

Chronic Conditions

Obesity30.3%
6% below US avg
Diabetes8.5%
Heart Disease5.0%
High Blood Pressure28.1%
Asthma10.1%
COPD4.8%
Stroke2.5%

Behaviors & Mental Health

Binge Drinking18.1%
Physical Inactivity22.2%
Depression17.1%
Mental Distress14.8%
Physical Distress10.9%

Healthcare Access

Insurance Rate92.5%
Checkup Rate79.8%

Food & Exercise

Exercise Access92.7%
Healthcare Facilities542

Crime Rates: Northwest Harbor vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Safety Score

Northwest Harbor has an average annual temperature of 53°F (12°C). Winters average 32°F in January while summers reach 75°F in July. Air quality is rated Good with a median AQI of 36.

Temperature

32°F Jan (0°C) 75°F Jul (24°C)
Annual Average53.0°F
2% below US avg
January Average32°F (0°C)
July Average75°F (24°C)

Precipitation & Snow

Air Quality

AQI Median36.0
RatingGood

Geography

Elevation58 ft (18 m)
Area14.5 sq mi (37.5 km²)
Population Density343/sq mi
Coordinates41.0138°N, 72.2204°W
County FIPS09130
It is classified as Metro — 1 million+. 60.7% of residents hold a bachelor's degree or higher (80% above US avg). In the 2024 election, the county voted Democrat by a 13.4-point margin. 95.5% of households have broadband internet.

2024 Presidential Election (County)

R 42.4%
D 55.9%

Winner: Democrat by 13.4 points

Education

Bachelor's Degree+60.7%
80% above US avg
High School+96.0%
School Test Score5.39
A+ Education Grade (5.0/5.0)

Urban-Rural Classification

RUCC Code 1Metro — 1 million+
Population Density343/sq mi
Total Area14.5 sq mi

Infrastructure & Services

Broadband Access95.5%
Public Libraries20
Healthcare Facilities542
Restaurants485
Retail Stores655

Safety & Disasters

Commute & Transportation

Avg Commute26.4 min
Drive Alone55.2%
Public Transit4.9%
Work from Home33.7%

Nearby Cities

Compare Northwest Harbor with another city: