Oak Harbor, OH

Ohio · Metropolitan Area

Oak Harbor is a small town in Ohio with a population of 2,555. Residents earn $46,939 per year, which is 38% below the national average.

3.8 /5.0
B+ Good
2,555 Population 1,607/sq mi density
$46,939 Median Income $33,927 per capita
$134,700 Home Value $200,737 Zillow
$764 Median Rent
51°F Avg Temperature
B+
Overall
3.8 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$46,939 median income, 1.1% unemployment
A+
Affordability
5.0 / 5.0
$134,700 home value, $764/mo rent
C
Education
2.4 / 5.0
17.5% bachelor's degree or higher
Median Income $46,939
38% lower than US avg
Home Value $134,700
52% lower than US avg
Bachelor's+ 17.5%
48% lower than US avg
Median Rent $764
34% lower than US avg
Obesity Rate 39.6%
23% higher than US avg
Unemployment 1.1%
69% lower than US avg
Poverty Rate 0.0%
100% lower than US avg

How Oak Harbor Compares to the U.S. Average (100% = U.S. avg)

People

Population2,555
Median Age37.9 yrs
Density1,607/mi²
Male / Female49% / 51%
Largest GroupWhite 93%

Economy

B+
Median Income$46,939
Per Capita$33,927
Unemployment1.1%
Poverty0.0%
County GDP$2,597M
Commute25 min

Housing

A+
Home Value$134,700
Rent$764
OwnershipN/A
Zillow$200,737

Crime

ViolentN/A
PropertyN/A

Health

Obesity39.6%
UninsuredN/A
Depression27.5%
Heart Disease5.7%

Climate

Avg Temp51°F
AQI43 (Good)
Rain32.4 in/yr
Elevation574 ft

Education

C
Bachelor's+17.5%
High School+97.6%
School Score5.90

Community

2024 VoteR 62% / D 37%
Commute25 min
EV Stations2
Libraries6

Is Oak Harbor a Good Place to Live?

Based on current data, Oak Harbor receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include low unemployment, affordable housing, a low poverty rate, high health insurance coverage. Areas to be aware of include below-average incomes, high obesity rates. Oak Harbor offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Oak Harbor is $46,939, 38% below the national average of $75,149. The job market is very strong with unemployment at just 1.1%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 25 minutes.

Cost of Living & Housing

The median home value in Oak Harbor is $134,700, 52% below the national median — offering relatively affordable homeownership. Renters pay a median of $764 per month, below the national average — a plus for affordability. At just 2.9x median income, home prices are very affordable relative to local earnings.

Education

17.5% of residents hold a bachelor's degree, below the national average of 33.7%. 97.6% have completed high school. Area schools have an average test score of 5.9/10.

Climate & Weather

Oak Harbor experiences four distinct seasons with an average temperature of 51°F. Winters average 27°F in January while summers reach 75°F in July. Annual precipitation totals 32.4 inches. Air quality is rated Good with a median AQI of 43.

Oak Harbor has a population of 2,555 with a density of 1,607 people per square mile. The median age is 37.9 years, 3% younger than the national median of 38.9. The city is predominantly White (93%).

Population

2,555
Total Population
1,607
People / sq mi
37.9yrs
Median Age
3% below US avg
1.6mi²
Land Area

Gender Distribution

Male 49.4%
Female 50.6%

Race & Ethnicity

Oak Harbor vs U.S. Average

Language Spoken at Home

English Only98.2%
25% above US avg
Spanish1.8%
87% below US avg

Social Characteristics

Oak Harbor vs U.S. Average

The median household income in Oak Harbor is $46,939, which is 38% below the national average of $75,149. The unemployment rate is 1.1% (below the 3.6% US average). 0.0% of residents live below the poverty line. Workers commute an average of 25 minutes.

Income: Oak Harbor vs U.S.

Commute Mode

Income

Median HH Income$46,939
38% below US avg
Per Capita Income$33,927
Avg Weekly Wage$1,028
IRS Avg AGI$76,669

Employment & Poverty

Unemployment1.1%
69% below US avg
Poverty Rate0.0%
100% below US avg
Establishments (County)1,226
County GDP$2,597M

Business (County)

Restaurants181
Healthcare96
Retail134
Manufacturing42

Tax & Cost of Living

Property Tax (IRS)$5,759
65% above US avg
Effective Tax Rate4.28%

Commute & Transportation

Commute Time24.7 min
Work from Home11.2%

Walkability

The median home value in Oak Harbor is $134,700, 52% below the national average. Monthly rent averages $764 (34% below US avg). Zillow estimates the typical home value at $200,737.

Home Value Sources

Ownership Split

Home Values

Census Median$134,700
52% below US avg
Zillow ZHVI$200,737
Median List Price$175,000

Real Estate Market (Redfin)

Median List Price$175,000
$/Sq Ft$153
Homes Sold2
Sale-to-List Ratio99.9%
Price Drops0.0%
Inventory10

Rental Costs

Census Median Rent$764
34% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$873
2 Bedrooms$1,092
3 Bedrooms$1,388
4 Bedrooms$1,550

Ownership & Property

Owner-Occupied70.2%

Property Tax

Avg Tax (IRS)$5,759
65% above US avg
Effective Rate4.28%
In Oak Harbor, 39.6% of adults are obese (above the 32.1% national rate). 27.5% report depression. 27.7% are physically inactive.

Health Metrics: Oak Harbor vs U.S. Average (%)

Chronic Conditions

Obesity39.6%
23% above US avg
Diabetes10.3%
Heart Disease5.7%
High Blood Pressure33.3%
Asthma11.4%
COPD7.1%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking19.1%
Physical Inactivity27.7%
Depression27.5%
Mental Distress19.7%
Physical Distress13.5%

Healthcare Access

Insurance Rate99.2%
Checkup Rate76.2%
Premature Death8,724/100K

Food & Exercise

Food Environment7.6/10
Exercise Access68.5%
Healthcare Facilities96

Crime Rates: Oak Harbor vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)6

Safety Score

Oak Harbor has an average annual temperature of 51°F (11°C). Winters average 27°F in January while summers reach 75°F in July. Annual precipitation is 32.4 inches. Air quality is rated Good with a median AQI of 43.

Temperature

27°F Jan (-3°C) 75°F Jul (24°C)
Annual Average51.4°F
5% below US avg
January Average27°F (-3°C)
July Average75°F (24°C)

Precipitation & Snow

Annual Rainfall32.4 inches
15% below US avg

Air Quality

AQI Median43.0
RatingGood

Geography

Elevation574 ft (175 m)
Area1.6 sq mi (4.1 km²)
Population Density1,607/sq mi
Coordinates41.5051°N, 83.1350°W
County FIPS39123
It is classified as Metro — under 250K. 17.5% of residents hold a bachelor's degree or higher (48% below US avg). In the 2024 election, the county voted Republican by a 25.1-point margin.

2024 Presidential Election (County)

R 62.1%
D 37%

Winner: Republican by 25.1 points

Education

Bachelor's Degree+17.5%
48% below US avg
High School+97.6%
School Test Score5.90
C Education Grade (2.4/5.0)

Urban-Rural Classification

RUCC Code 3Metro — under 250K
Population Density1,607/sq mi
Total Area1.6 sq mi

Infrastructure & Services

EV Charging Stations2
Alt Fuel Stations2
Public Libraries6
Healthcare Facilities96
Restaurants181
Retail Stores134

Safety & Disasters

Fatal Crashes (County/yr)6

Commute & Transportation

Avg Commute24.7 min
Work from Home11.2%

Nearby Cities

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