Median Income
$162,083
116% higher than US avg
Home Value
$368,200
31% higher than US avg
Violent Crime
371/100K
2% lower than US avg
Bachelor's+
42.0%
25% higher than US avg
Obesity Rate
34.6%
8% higher than US avg
Unemployment
3.8%
6% higher than US avg
Poverty Rate
0.4%
97% lower than US avg
How Oak Leaf Compares to the U.S. Average (100% = U.S. avg)
People
Population1,752
Median Age50.3 yrs
Density742/mi²
Male / Female53% / 47%
Largest GroupWhite 72%
Veterans6.5%
Economy
A+
Median Income$162,083
Per Capita$63,900
Unemployment3.8%
Poverty0.4%
County GDP$10,768M
Commute30 min
Housing
A+
Home Value$368,200
Ownership95.6%
Zillow$441,337
Housing Units605
Rent Burden20.8%
Crime
F
Violent371/100K
Property2,325/100K
Health
Obesity34.6%
Uninsured12.4%
Smoking11.6%
Depression23.2%
Heart Disease4.8%
Climate
Avg Temp66°F (19°C)
AQI42 (Good)
Rain41.1 in/yr
Sunny Days308/yr
Elevation600 ft (183 m)
Education
A
Bachelor's+42.0%
High School+95.8%
Graduate+9.5%
School Score5.62
Community
2024 VoteR 65% / D 34%
Commute30 min
Broadband93.3%
EV Stations1
Libraries5
Is Oak Leaf a Good Place to Live?
Based on current data, Oak Leaf receives an overall livability score of 3.8 out of 5.0, earning a grade of B+. Key strengths include above-average household incomes, a highly educated population, abundant sunshine, a low poverty rate. Areas to be aware of include a high uninsured rate. Oak Leaf offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oak Leaf is $162,083, which is significantly higher than the national average / 116% above $75,149. This places Oak Leaf among higher-income communities. Unemployment stands at 3.8%, indicating a healthy job market. Only 0.4% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 30 minutes.
Cost of Living & Housing
The median home value in Oak Leaf is $368,200, 31% above the national median. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Oak Leaf is below the national average at 371 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,325 per 100,000, near the national average.
Education
Educational attainment is solid, with 42.0% holding a bachelor's degree or higher, near the national average. 95.8% have completed high school. Area schools have an average test score of 5.6/10.
Climate & Weather
Oak Leaf enjoys a moderate climate with an average annual temperature of 66°F. Winters average 46°F in January while summers reach 84°F in July. With 308 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 41.1 inches. Air quality is rated Good with a median AQI of 42.
Oak Leaf has a population of 1,752 with a density of 742 people per square mile, spread across 2.4 square miles. The median age is 50.3 years, 29% older than the national median of 38.9. The gender split is 47.2% female and 52.8% male. The city is predominantly White (72.4%), with 3.5% Hispanic, 12.5% Black. English is the primary language spoken at home by 87.9% of residents, while 12.1% speak Spanish. 6.5% of the population are veterans. 13.9% of residents have a disability. 94.8% have health insurance coverage.
Population
50.3yrs
Median Age
29% above US avg
Language Spoken at Home
English Only
87.9%
12% above US avg
Spanish
12.1%
10% below US avg
The median household income in Oak Leaf is $162,083, which is 116% above the national average of $75,149. Per capita income is $63,900 (above the $39,052 national figure). The average weekly wage is $1,114, 22% lower than the U.S. average. The unemployment rate is 3.8% (above the 3.6% US average). 0.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 3,919 business establishments, including 344 restaurants. The cost of living index is 97.1, roughly in line with the national average. Workers commute an average of 30 minutes. 18.6% of workers work from home (above the 15.2% national rate).
Income
| Median HH Income | $162,083 |
| 116% above US avg |
| Per Capita Income | $63,900 |
| Avg Weekly Wage | $1,114 |
| IRS Avg AGI | $81,086 |
| Gini Index | 0.401 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 3.8% |
| 6% above US avg |
| Poverty Rate | 0.4% |
| 97% below US avg |
| Establishments (County) | 3,919 |
| County GDP | $10,768M |
Business (County)
| Restaurants | 344 |
| Healthcare | 342 |
| Retail | 451 |
| Manufacturing | 181 |
Tax & Cost of Living
| Property Tax (IRS) | $7,596 |
| 117% above US avg |
| Cost of Living | 97.10 (100=avg) |
| Effective Tax Rate | 2.06% |
Commute & Transportation
| Commute Time | 30.0 min |
| Drive Alone | 65.5% |
| Public Transit | 0.0% |
| Work from Home | 18.6% |
The median home value in Oak Leaf is $368,200, 31% above the national median of $281,900. Zillow estimates the typical home value at $441,337, higher than the Census estimate. Homes sell for 100.9% of their list price, indicating a competitive market where bidding wars are common. Fair market rent ranges from $935 for a one-bedroom to $1,149 for a two-bedroom apartment. 95.6% of housing units are owner-occupied (above the 65.4% national rate). There are 605 total housing units in the city. The median year a home was built is 1985. The average annual property tax is $7,596 (higher than the $3,500 national average). 20.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $368,200 |
| 31% above US avg |
| Zillow ZHVI | $441,337 |
| Median List Price | $569,900 |
Real Estate Market (Redfin)
| Median List Price | $569,900 |
| $/Sq Ft | $169 |
| Homes Sold | 1 |
| Sale-to-List Ratio | 100.9% |
| Price Drops | 40.0% |
| Inventory | 5 |
Rental Costs
HUD Fair Market Rent
| Studio | $887 |
| 1 Bedroom | $935 |
| 2 Bedrooms | $1,149 |
| 3 Bedrooms | $1,497 |
| 4 Bedrooms | $1,733 |
Ownership & Property
| Homeownership | 95.6% |
| Owner-Occupied | 95.6% |
| Renter-Occupied | 4.4% |
| Housing Units | 605 |
| Median Year Built | 1985 |
Property Tax
| Avg Tax (IRS) | $7,596 |
| 117% above US avg |
| Effective Rate | 2.06% |
In Oak Leaf, 34.6% of adults are obese, above the national rate of 32.1%. 9.6% have diabetes. Heart disease affects 4.8% of residents, below the national average. 31.5% have high blood pressure. 11.6% are current smokers. 19.0% report binge drinking. 22.1% are physically inactive. 23.2% report depression (above the 20.0% national average). 17.2% experience frequent mental distress. 12.4% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:2,632. The dentist ratio is 1:3,215. 50.1% of residents have access to exercise opportunities. The food environment index is 7.9 out of 10.
Health Metrics: Oak Leaf vs U.S. Average (%)
Chronic Conditions
| Obesity | 34.6% |
| 8% above US avg |
| Diabetes | 9.6% |
| Heart Disease | 4.8% |
| High Blood Pressure | 31.5% |
| Asthma | 10.1% |
| COPD | 4.9% |
| Cancer | 6.7% |
| Stroke | 2.7% |
Behaviors & Mental Health
| Smoking | 11.6% |
| 17% below US avg |
| Binge Drinking | 19.0% |
| Physical Inactivity | 22.1% |
| Depression | 23.2% |
| Mental Distress | 17.2% |
| Physical Distress | 11.7% |
| Short Sleep | 38.8% |
Healthcare Access
| Insurance Rate | 94.8% |
| Uninsured | 12.4% |
| 44% above US avg |
| Primary Care | 1:2,632 |
| Dentists | 1:3,215 |
| Mental Health | 1:928 |
| Checkup Rate | 73.3% |
| Dental Visits | 65.7% |
| Premature Death | 7,453/100K |
Food & Exercise
| Food Environment | 7.9/10 |
| Exercise Access | 50.1% |
| Healthcare Facilities | 342 |
Oak Leaf has a violent crime rate of 371 per 100,000 residents, 2% below the national average of 380. Property crime stands at 2,325 per 100,000, 19% above the U.S. average. The county recorded 28 fatal traffic crashes. The area has experienced 91 federally declared disasters. Overall, Oak Leaf receives a safety grade of F.
Crime Rates: Oak Leaf vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 370.7/100K |
| 2% below US avg |
| |
Property Crime
| Total Property | 2,325.4/100K |
| 19% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 28 |
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oak Leaf enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winters average 46°F in January while summers reach 84°F in July. The area gets 308 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 41.1 inches. Air quality is rated Good with a median AQI of 42. The city sits at an elevation of 600 feet.
Temperature
46°F Jan (8°C)
84°F Jul (29°C)
| Annual Average | 65.6°F |
| 21% above US avg |
| January Average | 46°F (8°C) |
| July Average | 84°F (29°C) |
| Sunny Days | 308 days/yr |
Geography
| Elevation | 600 ft (183 m) |
| Area | 2.4 sq mi (6.1 km²) |
| Population Density | 742/sq mi |
| Coordinates | 32.5225°N, 96.8493°W |
| Timezone | America/Chicago |
| County | Ellis County County |
| Nearest Airport | Dallas Love Field (DAL) 22 miles away |
Precipitation & Snow
Annual Rainfall
41.1"
8% above US avg
Wettest Month (May)
4.96"
Air Quality
| AQI Median | 42.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0466 ppm |
| NO₂ (Nitrogen Dioxide) | 5.1 ppb |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 81.6 / 100 |
| Social Vulnerability | 35.3 / 100 |
| Community Resilience | 75.3 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively Low |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively High |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
94 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M3.1 on May 1, 2024.
| May 7, 2015 |
5 km N of Venus, Texas |
M4.0 |
24 km |
| Nov 28, 2013 |
6 km SSW of Perrin, Texas |
M3.7 |
126 km |
| Dec 9, 2013 |
8 km S of Perrin, Texas |
M3.7 |
123 km |
| Nov 20, 2013 |
1 km NNW of Azle, Texas |
M3.6 |
79 km |
| Jan 7, 2015 |
6 km NE of Irving, Texas |
M3.6 |
36 km |
| Dec 8, 2013 |
0 km NNE of Sanctuary, Texas |
M3.6 |
81 km |
| Jan 6, 2015 |
4 km ENE of Irving, Texas |
M3.5 |
35 km |
| Jun 24, 2012 |
3 km SSE of Briaroaks, Texas |
M3.5 |
42 km |
| May 19, 2018 |
8 km NW of Venus, Texas |
M3.4 |
30 km |
| May 31, 1997 |
3 km ESE of Neylandville, Texas |
M3.4 |
110 km |
| Sep 30, 2012 |
4 km NW of Irving, Texas |
M3.4 |
38 km |
| Nov 25, 2013 |
3 km WNW of Sanctuary, Texas |
M3.4 |
84 km |
| May 18, 2015 |
5 km N of Irving, Texas |
M3.3 |
40 km |
| Apr 2, 2015 |
5 km NNE of Irving, Texas |
M3.3 |
38 km |
| May 16, 2009 |
5 km NNW of Grand Prairie, Texas |
M3.3 |
34 km |
| Jun 15, 2012 |
5 km SSE of Briaroaks, Texas |
M3.3 |
40 km |
| Jan 18, 2012 |
9 km SSE of Godley, Texas |
M3.3 |
62 km |
| May 3, 2015 |
4 km N of Irving, Texas |
M3.2 |
38 km |
| May 1, 2024 |
7 km S of Mansfield, Texas |
M3.2 |
28 km |
| Nov 29, 2013 |
1 km S of Pelican Bay, Texas |
M3.1 |
76 km |
Source: USGS (M2.5+, 1990-2025)
Hurricane History
1 hurricane (Cat 1+) within 500 km since 1980.
Strongest: Category 2. Most recent: Ike (2008, Cat 2).
| Year |
Name |
Category |
Closest |
| 2008 |
Ike |
Category 2 |
224 km |
Source: NOAA IBTrACS (Cat 1+, 1980-2026)
Tornado History
834 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 54 fatalities, 1,696 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 29, 2017 |
EF4 |
83 km |
2 |
| Dec 26, 2015 |
EF4 |
39 km |
10 |
| May 15, 2013 |
EF4 |
86 km |
6 |
| Apr 25, 1994 |
EF4 |
13 km |
3 |
| Apr 25, 1990 |
EF4 |
96 km |
0 |
| May 26, 1976 |
EF4 |
49 km |
0 |
| Mar 31, 1959 |
EF4 |
83 km |
6 |
| May 25, 2024 |
EF3 |
93 km |
0 |
| Oct 20, 2019 |
EF3 |
39 km |
0 |
| Apr 29, 2017 |
EF3 |
92 km |
2 |
| Dec 26, 2015 |
EF3 |
9 km |
0 |
| May 15, 2013 |
EF3 |
68 km |
0 |
| Apr 3, 2012 |
EF3 |
44 km |
0 |
| May 9, 2006 |
EF3 |
99 km |
3 |
| Apr 16, 2002 |
EF3 |
53 km |
0 |
| May 12, 2000 |
EF3 |
85 km |
2 |
| Mar 28, 2000 |
EF3 |
34 km |
0 |
| Mar 28, 2000 |
EF3 |
53 km |
2 |
| Dec 13, 1984 |
EF3 |
30 km |
0 |
| Oct 13, 1981 |
EF3 |
92 km |
0 |
Source: NOAA SPC (EF0+, 1950-2024)
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: BIG TRICKLE RANCH FIRE (3,623 ac, 2011).
| Year |
Name |
Acres |
Distance |
| 2011 |
BIG TRICKLE RANCH FIRE |
3,623 |
92 km |
| 2008 |
UNNAMED |
2,944 |
65 km |
| 2018 |
FARMERS ROAD |
2,383 |
74 km |
| 1996 |
UNNAMED |
2,067 |
75 km |
| 2005 |
200 MOUNTAIN RIDGE |
2,051 |
69 km |
| 1992 |
UNNAMED |
1,854 |
82 km |
| 2023 |
DOUBLE BACK |
1,275 |
70 km |
| 2011 |
CEDAR RIDGE |
1,051 |
92 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
46°F (8°C) |
1.9 in |
Coldest, Driest |
| February |
50°F (10°C) |
2.6 in |
|
| March |
57°F (14°C) |
3.0 in |
|
| April |
65°F (18°C) |
3.7 in |
|
| May |
73°F (23°C) |
5.0 in |
Wettest |
| June |
80°F (27°C) |
3.3 in |
|
| July |
84°F (29°C) |
2.1 in |
Warmest |
| August |
84°F (29°C) |
2.1 in |
|
| September |
77°F (25°C) |
3.7 in |
|
| October |
67°F (19°C) |
3.9 in |
|
| November |
55°F (13°C) |
2.4 in |
|
| December |
47°F (9°C) |
2.3 in |
|
Oak Leaf has a seasonal temperature swing of 39°F / from 46°F in January to 84°F in July. Total annual precipitation is 35.9 inches, with May being the wettest month (5.0") and January the driest (1.9").
Average costs for common services in Oak Leaf. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$243 ($146-$388) |
| Specialist Visit |
$340 ($194-$534) |
| Urgent Care Visit |
$194 ($97-$340) |
| Emergency Room Visit |
$2,136 ($777-$4,855) |
| Dental Cleaning |
$126 ($73-$194) |
| Dental Filling |
$243 ($146-$388) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$44 ($24-$73) |
| Oil Change (Synthetic) |
$73 ($49-$117) |
| Brake Pad Replacement |
$291 ($146-$486) |
| Tire Rotation |
$39 ($19-$73) |
| New Tires (Set of 4) |
$583 ($388-$971) |
| Battery Replacement |
$194 ($97-$340) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$97 ($58-$146) |
| Electrician (Per Hour) |
$87 ($49-$136) |
| HVAC Repair |
$388 ($146-$777) |
| HVAC System Install |
$6,797 ($3,884-$11,652) |
| Roof Repair |
$971 ($388-$1,942) |
| Roof Replacement |
$8,739 ($5,341-$14,565) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,457 ($486-$3,399) |
| Divorce (Contested) |
$14,565 ($4,855-$29,130) |
| DUI Defense |
$4,855 ($1,942-$9,710) |
| Bankruptcy (Chapter 7) |
$1,457 ($777-$2,913) |
| Will Preparation |
$486 ($194-$971) |
| Trust Preparation |
$2,428 ($971-$4,855) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($15-$44) |
| Women's Haircut |
$53 ($29-$97) |
| Hair Coloring (Full) |
$146 ($73-$243) |
| Manicure |
$24 ($15-$44) |
| Pedicure |
$39 ($24-$63) |
| Massage (1 Hour) |
$78 ($49-$126) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.98 ($2.91-$5.34) |
| Dozen Eggs (per dozen) |
$3.40 ($2.43-$4.86) |
| Loaf of Bread |
$3.69 ($2.43-$5.34) |
| Chicken Breast (per lb) |
$4.37 ($2.91-$6.31) |
| Ground Beef (per lb) |
$5.34 ($3.88-$7.28) |
| Rice (per lb) |
$0.97 ($0.58-$1.75) |
View all 20 services
Utilities
| Electricity (Monthly) |
$136 ($78-$243) |
| Natural Gas (Monthly) |
$68 ($29-$146) |
| Water/Sewer (Monthly) |
$68 ($39-$117) |
| Internet (Monthly) |
$68 ($39-$97) |
| Cell Phone Plan (Monthly) |
$63 ($29-$97) |
| Cable TV (Monthly) |
$83 ($49-$146) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$194 ($73-$486) |
| Car Insurance (Annual) |
$1,942 ($1,165-$3,399) |
| Bus Pass (Monthly) |
$68 ($29-$126) |
| Taxi/Uber (5-Mile Ride) |
$15 ($7.77-$24) |
| Car Registration (Annual) |
$97 ($29-$243) |
| Driver's License Renewal |
$29 ($15-$73) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,165 ($583-$2,428) |
| Daycare (Toddler, Monthly) |
$971 ($486-$1,942) |
| After-School Care (Monthly) |
$388 ($194-$680) |
| Tutoring (Per Hour) |
$49 ($24-$97) |
| SAT/ACT Prep Course |
$971 ($388-$2,428) |
| Private School (K-12, Annual) |
$12,138 ($4,855-$29,130) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$58 ($29-$97) |
| Dog Vaccination (Annual) |
$97 ($49-$194) |
| Dog Grooming |
$58 ($29-$97) |
| Pet Boarding (Per Night) |
$39 ($19-$73) |
| Dog Spay/Neuter |
$291 ($146-$486) |
| Cat Spay/Neuter |
$194 ($97-$388) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $827 |
| Toddler | $762 |
| Preschool | $736 |
| Family Childcare (monthly) |
| Infant | $723 |
| Toddler | $684 |
| Preschool | $675 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Oak Leaf
What is the population of Oak Leaf?
Oak Leaf has a population of 1,752 residents and is located in Texas. The population density is 742 people per square mile, spread across 2.4 square miles. The median age of residents is 50.3 years, which is older than the national median of 38.9 years. The population is 47.2% female and 52.8% male.
Is Oak Leaf expensive to live in?
Oak Leaf has a cost of living roughly in line with the national average, with an index of 97.1 (baseline: 100). The median household income is $162,083, 116% above the national average of $75,149. The median home value is $368,200 (31% above the U.S. median). The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Oak Leaf safe?
Oak Leaf is safer than the national average, with a violent crime rate of 371 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,325 per 100,000 (above the national average). Overall, Oak Leaf receives a safety grade of F based on combined crime data.
What is the weather like in Oak Leaf?
Oak Leaf enjoys a temperate climate with an average annual temperature of 66°F (19°C). Winter temperatures average 46°F in January, while summers reach an average of 84°F in July. The area receives 308 sunny days per year, well above the national average of 205. Annual rainfall totals 41.1 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 42.
How is the job market in Oak Leaf?
Oak Leaf has a healthy job market with an unemployment rate of 3.8%, near the national average of 3.6%. The average weekly wage is $1,114. There are 3,919 business establishments in the area, including 344 restaurants and food service locations. The average commute time is 30 minutes, and 18.6% of workers work from home.
How much does housing cost in Oak Leaf?
The median home value in Oak Leaf is $368,200. Zillow estimates the typical home value at $441,337. The homeownership rate is 95.6%. The average annual property tax is $7,596.
How are the schools in Oak Leaf?
Schools in Oak Leaf score 5.6 out of 10 on standardized testing, near the national average. 42.0% of adults in Oak Leaf hold a bachelor's degree or higher, above the national average of 33.7%. 95.8% have completed high school. 9.5% hold a graduate or professional degree.
How healthy is Oak Leaf?
The obesity rate in Oak Leaf is 34.6% (above the national rate of 32.1%). 11.6% of adults are smokers. 22.1% are physically inactive. 23.2% of residents report depression. 12.4% lack health insurance (above the national rate). 50.1% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,632.
What is transportation like in Oak Leaf?
The average commute in Oak Leaf is 30 minutes. 65.5% of workers drive alone to work, and 18.6% work from home.
What are the demographics of Oak Leaf?
The racial and ethnic makeup of Oak Leaf is 72.4% White, 12.5% Black or African American, 3.5% Hispanic or Latino. 87.9% of residents speak only English at home, while 12.1% speak Spanish. 6.5% of the population are military veterans. 13.9% of residents have a disability. 94.8% have health insurance coverage.