Median Income
$65,813
12% lower than US avg
Home Value
$101,900
64% lower than US avg
Violent Crime
409/100K
8% higher than US avg
Bachelor's+
10.1%
70% lower than US avg
Median Rent
$833
28% lower than US avg
Obesity Rate
37.4%
17% higher than US avg
Unemployment
1.5%
58% lower than US avg
Poverty Rate
4.5%
64% lower than US avg
How Oakford Compares to the U.S. Average (100% = U.S. avg)
People
Population258
Median Age33.3 yrs
Density1,032/mi²
Male / Female41% / 59%
Largest GroupWhite 99%
Veterans6.6%
Economy
A
Median Income$65,813
Per Capita$27,697
Unemployment1.5%
Poverty4.5%
County GDP$634M
Commute34 min
Housing
A+
Home Value$101,900
Rent$833
Ownership84.5%
Zillow$152,525
Housing Units122
Rent Burden42.5%
Crime
F
Violent409/100K
Property3,558/100K
Health
Obesity37.4%
Uninsured7.3%
Smoking14.8%
Depression24.2%
Heart Disease5.3%
Climate
Avg Temp52°F (11°C)
AQI43 (Good)
Rain37.7 in/yr
Sunny Days275/yr
Elevation487 ft (148 m)
Education
D
Bachelor's+10.1%
High School+93.5%
Graduate+3.8%
School Score5.41
Community
2024 VoteR 70% / D 28%
Commute34 min
Broadband80.6%
EV Stations1
Libraries3
Is Oakford a Good Place to Live?
Based on current data, Oakford receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine, a low poverty rate. Oakford offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oakford is $65,813, 12% below the national average of $75,149. The job market is very strong with unemployment at just 1.5%. Only 4.5% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 34 minutes.
Cost of Living & Housing
The median home value in Oakford is $101,900, 64% below the national median / offering relatively affordable homeownership. Renters pay a median of $833 per month, below the national average / a plus for affordability. At just 1.5x median income, home prices are very affordable relative to local earnings.
Safety & Crime
The violent crime rate of 409 per 100,000 is above the national average of 380 / something for prospective residents to consider. Property crime occurs at a rate of 3,558 per 100,000, 82% above the national average.
Education
10.1% of residents hold a bachelor's degree, below the national average of 33.7%. 93.5% have completed high school. Area schools have an average test score of 5.4/10.
Climate & Weather
Oakford experiences four distinct seasons with an average temperature of 52°F. Winters average 26°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 37.7 inches, including 15.2 inches of snow. Air quality is rated Good with a median AQI of 43.
Oakford has a population of 258 with a density of 1,032 people per square mile, spread across 0.1 square miles. The median age is 33.3 years, 14% younger than the national median of 38.9. The gender split is 58.9% female and 41.1% male. The city is predominantly White (99.2%). English is the primary language spoken at home by 100% of residents. 6.6% of the population are veterans. 16.1% of residents have a disability (above the 13.0% national average). 100.0% have health insurance coverage.
Population
33.3yrs
Median Age
14% below US avg
Language Spoken at Home
English Only
100.0%
27% above US avg
Spanish
0.0%
100% below US avg
The median household income in Oakford is $65,813, which is 12% below the national average of $75,149. Per capita income is $27,697 (below the $39,052 national figure). The average weekly wage is $813, 43% lower than the U.S. average. The unemployment rate is 1.5% (below the 3.6% US average). 4.5% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 298 business establishments, including 34 restaurants. The cost of living index is 100, roughly in line with the national average. Workers commute an average of 34 minutes (longer than the 28-minute US average). 3.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $65,813 |
| 12% below US avg |
| Per Capita Income | $27,697 |
| Avg Weekly Wage | $813 |
| IRS Avg AGI | $63,475 |
| Gini Index | 0.438 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.5% |
| 58% below US avg |
| Poverty Rate | 4.5% |
| 64% below US avg |
| Establishments (County) | 298 |
| County GDP | $634M |
Business (County)
| Restaurants | 34 |
| Healthcare | 24 |
| Retail | 44 |
| Manufacturing | 10 |
Tax & Cost of Living
| Property Tax (IRS) | $3,889 |
| 11% above US avg |
| Cost of Living | 100.00 (100=avg) |
| Effective Tax Rate | 3.82% |
Commute & Transportation
| Commute Time | 33.6 min |
| Drive Alone | 92.1% |
| Public Transit | 0.0% |
| Work from Home | 3.2% |
The median home value in Oakford is $101,900, 64% below the national median of $281,900. Zillow estimates the typical home value at $152,525, higher than the Census estimate. Monthly rent averages $833 (28% below the national average of $1,163). Fair market rent ranges from $854 for a one-bedroom to $1,063 for a two-bedroom apartment. 84.5% of housing units are owner-occupied (above the 65.4% national rate). There are 122 total housing units in the city. The median year a home was built is 1949. The average annual property tax is $3,889. 42.5% of renters spend 30% or more of their income on housing, indicating a significant affordability challenge for renters. The home price-to-income ratio is 1.5x, well within the affordable range.
Home Values
| Census Median | $101,900 |
| 64% below US avg |
| Zillow ZHVI | $152,525 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $833 |
| 28% below US avg |
| Rent Burden | 42.5% |
HUD Fair Market Rent
| Studio | $774 |
| 1 Bedroom | $854 |
| 2 Bedrooms | $1,063 |
| 3 Bedrooms | $1,370 |
| 4 Bedrooms | $1,561 |
Ownership & Property
| Homeownership | 84.5% |
| Owner-Occupied | 84.5% |
| Renter-Occupied | 15.5% |
| Housing Units | 122 |
| Median Year Built | 1949 |
Property Tax
| Avg Tax (IRS) | $3,889 |
| 11% above US avg |
| Effective Rate | 3.82% |
In Oakford, 37.4% of adults are obese, above the national rate of 32.1%. 8.9% have diabetes. Heart disease affects 5.3% of residents. 30.3% have high blood pressure. 14.8% are current smokers. 21.1% report binge drinking. 21.2% are physically inactive. 24.2% report depression (above the 20.0% national average). 18.6% experience frequent mental distress. 7.3% of residents lack health insurance. The primary care physician ratio is 1:2,576. The dentist ratio is 1:2,550. 59.0% of residents have access to exercise opportunities. The food environment index is 7.0 out of 10.
Health Metrics: Oakford vs U.S. Average (%)
Chronic Conditions
| Obesity | 37.4% |
| 17% above US avg |
| Diabetes | 8.9% |
| Heart Disease | 5.3% |
| High Blood Pressure | 30.3% |
| Asthma | 10.5% |
| COPD | 6.3% |
| Cancer | 7.4% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 14.8% |
| 6% above US avg |
| Binge Drinking | 21.1% |
| Physical Inactivity | 21.2% |
| Depression | 24.2% |
| Mental Distress | 18.6% |
| Physical Distress | 12.3% |
| Short Sleep | 35.8% |
Healthcare Access
| Insurance Rate | 100.0% |
| Uninsured | 7.3% |
| 15% below US avg |
| Primary Care | 1:2,576 |
| Dentists | 1:2,550 |
| Mental Health | 1:2,505 |
| Checkup Rate | 75.2% |
| Dental Visits | 65.0% |
| Premature Death | 10,740/100K |
Food & Exercise
| Food Environment | 7.0/10 |
| Exercise Access | 59.0% |
| Healthcare Facilities | 24 |
Oakford has a violent crime rate of 409 per 100,000 residents, 8% above the national average of 380. Property crime stands at 3,558 per 100,000, 82% above the U.S. average. The county recorded 1 fatal traffic crashes. Overall, Oakford receives a safety grade of F.
Crime Rates: Oakford vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 409.3/100K |
| 8% above US avg |
| |
Property Crime
| Total Property | 3,557.9/100K |
| 82% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 1 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oakford experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 26°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 37.7 inches. The area receives 15.2 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 43. The city sits at an elevation of 487 feet.
Temperature
26°F Jan (-3°C)
76°F Jul (24°C)
| Annual Average | 52.3°F |
| 3% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 487 ft (148 m) |
| Area | 0.1 sq mi (0.3 km²) |
| Population Density | 1,032/sq mi |
| Coordinates | 40.1009°N, 89.9653°W |
| Timezone | America/Chicago |
| County | Mason County County |
| Nearest Airport | General Downing - Peoria International (PIA)
41 miles away |
Precipitation & Snow
Annual Rainfall
37.7"
1% below US avg
Wettest Month (May)
4.13"
Air Quality
| AQI Median | 43.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 43.0 / 100 |
| Social Vulnerability | 52.9 / 100 |
| Community Resilience | 68.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Low |
| Winter Weather |
Relatively Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
2 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.2. Most recent: M2.6 on Sep 19, 2024.
| Jan 29, 1993 |
7 km WNW of Brownstown, Illinois |
M3.2 |
143 km |
| Sep 19, 2024 |
1 km S of Old Monroe, Missouri |
M2.6 |
148 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
702 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 19 fatalities, 814 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Nov 17, 2013 |
EF4 |
67 km |
3 |
| Jul 13, 2004 |
EF4 |
95 km |
0 |
| May 13, 1995 |
EF4 |
41 km |
0 |
| May 5, 1977 |
EF4 |
63 km |
0 |
| Jun 29, 1976 |
EF4 |
80 km |
0 |
| Jun 14, 1957 |
EF4 |
45 km |
2 |
| Apr 4, 2023 |
EF3 |
40 km |
0 |
| Dec 1, 2018 |
EF3 |
91 km |
0 |
| Apr 19, 2011 |
EF3 |
74 km |
0 |
| Dec 31, 2010 |
EF3 |
16 km |
0 |
| Aug 19, 2009 |
EF3 |
38 km |
0 |
| May 10, 2003 |
EF3 |
48 km |
0 |
| Jun 1, 1999 |
EF3 |
90 km |
1 |
| Apr 19, 1996 |
EF3 |
58 km |
0 |
| Apr 19, 1996 |
EF3 |
74 km |
0 |
| May 13, 1995 |
EF3 |
36 km |
0 |
| May 9, 1995 |
EF3 |
32 km |
0 |
| May 1, 1983 |
EF3 |
93 km |
0 |
| Jun 21, 1981 |
EF3 |
58 km |
1 |
| Jul 26, 1978 |
EF3 |
37 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
1.5 in |
Coldest, Driest |
| February |
30°F (-1°C) |
1.6 in |
|
| March |
41°F (5°C) |
3.0 in |
|
| April |
53°F (12°C) |
3.6 in |
|
| May |
63°F (17°C) |
4.1 in |
Wettest |
| June |
72°F (22°C) |
3.7 in |
|
| July |
76°F (24°C) |
3.8 in |
Warmest |
| August |
74°F (23°C) |
3.4 in |
|
| September |
67°F (19°C) |
3.5 in |
|
| October |
55°F (13°C) |
2.8 in |
|
| November |
42°F (5°C) |
2.9 in |
|
| December |
30°F (-1°C) |
2.6 in |
|
Oakford has a seasonal temperature swing of 50°F / from 26°F in January to 76°F in July. Total annual precipitation is 36.6 inches, with May being the wettest month (4.1") and January the driest (1.5").
Average costs for common services in Oakford. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$250 ($150–$400) |
| Specialist Visit |
$350 ($200–$550) |
| Urgent Care Visit |
$200 ($100–$350) |
| Emergency Room Visit |
$2,200 ($800–$5,000) |
| Dental Cleaning |
$130 ($75–$200) |
| Dental Filling |
$250 ($150–$400) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$45 ($25–$75) |
| Oil Change (Synthetic) |
$75 ($50–$120) |
| Brake Pad Replacement |
$300 ($150–$500) |
| Tire Rotation |
$40 ($20–$75) |
| New Tires (Set of 4) |
$600 ($400–$1,000) |
| Battery Replacement |
$200 ($100–$350) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$100 ($60–$150) |
| Electrician (Per Hour) |
$90 ($50–$140) |
| HVAC Repair |
$400 ($150–$800) |
| HVAC System Install |
$7,000 ($4,000–$12,000) |
| Roof Repair |
$1,000 ($400–$2,000) |
| Roof Replacement |
$9,000 ($5,500–$15,000) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,500 ($500–$3,500) |
| Divorce (Contested) |
$15,000 ($5,000–$30,000) |
| DUI Defense |
$5,000 ($2,000–$10,000) |
| Bankruptcy (Chapter 7) |
$1,500 ($800–$3,000) |
| Will Preparation |
$500 ($200–$1,000) |
| Trust Preparation |
$2,500 ($1,000–$5,000) |
View all 12 services
Personal Care
| Men's Haircut |
$25 ($15–$45) |
| Women's Haircut |
$55 ($30–$100) |
| Hair Coloring (Full) |
$150 ($75–$250) |
| Manicure |
$25 ($15–$45) |
| Pedicure |
$40 ($25–$65) |
| Massage (1 Hour) |
$80 ($50–$130) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.10 ($3.00–$5.50) |
| Dozen Eggs (per dozen) |
$3.50 ($2.50–$5.00) |
| Loaf of Bread |
$3.80 ($2.50–$5.50) |
| Chicken Breast (per lb) |
$4.50 ($3.00–$6.50) |
| Ground Beef (per lb) |
$5.50 ($4.00–$7.50) |
| Rice (per lb) |
$1.00 ($0.60–$1.80) |
View all 20 services
Utilities
| Electricity (Monthly) |
$140 ($80–$250) |
| Natural Gas (Monthly) |
$70 ($30–$150) |
| Water/Sewer (Monthly) |
$70 ($40–$120) |
| Internet (Monthly) |
$70 ($40–$100) |
| Cell Phone Plan (Monthly) |
$65 ($30–$100) |
| Cable TV (Monthly) |
$85 ($50–$150) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$200 ($75–$500) |
| Car Insurance (Annual) |
$2,000 ($1,200–$3,500) |
| Bus Pass (Monthly) |
$70 ($30–$130) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.00–$25) |
| Car Registration (Annual) |
$100 ($30–$250) |
| Driver's License Renewal |
$30 ($15–$75) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,200 ($600–$2,500) |
| Daycare (Toddler, Monthly) |
$1,000 ($500–$2,000) |
| After-School Care (Monthly) |
$400 ($200–$700) |
| Tutoring (Per Hour) |
$50 ($25–$100) |
| SAT/ACT Prep Course |
$1,000 ($400–$2,500) |
| Private School (K-12, Annual) |
$12,500 ($5,000–$30,000) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$60 ($30–$100) |
| Dog Vaccination (Annual) |
$100 ($50–$200) |
| Dog Grooming |
$60 ($30–$100) |
| Pet Boarding (Per Night) |
$40 ($20–$75) |
| Dog Spay/Neuter |
$300 ($150–$500) |
| Cat Spay/Neuter |
$200 ($100–$400) |
View all 9 services
Frequently Asked Questions About Oakford
What is the population of Oakford?
Oakford has a population of 258 residents and is located in Illinois. The population density is 1,032 people per square mile, spread across 0.1 square miles. The median age of residents is 33.3 years, which is younger than the national median of 38.9 years. The population is 58.9% female and 41.1% male.
Is Oakford expensive to live in?
Oakford has a cost of living roughly in line with the national average, with an index of 100 (baseline: 100). The median household income is $65,813, 12% below the national average of $75,149. The median home value is $101,900 (64% below the U.S. median). Renters pay a median of $833 per month, below the national average of $1,163. The home price-to-income ratio is 1.5x, indicating housing is reasonably affordable relative to local income levels.
Is Oakford safe?
The violent crime rate in Oakford is 409 per 100,000 residents, above the national average of 380. Prospective residents should research specific neighborhoods, as crime rates can vary significantly within the city. Property crime occurs at a rate of 3,558 per 100,000 (above the national average). Overall, Oakford receives a safety grade of F based on combined crime data.
What is the weather like in Oakford?
Oakford has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 26°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 37.7 inches, with 15.2 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 43.
How is the job market in Oakford?
The job market in Oakford is very strong, with unemployment at just 1.5% / well below the national rate of 3.6%. The average weekly wage is $813. There are 298 business establishments in the area, including 34 restaurants and food service locations. The average commute time is 34 minutes, and 3.2% of workers work from home.
How much does housing cost in Oakford?
The median home value in Oakford is $101,900. Zillow estimates the typical home value at $152,525. For renters, the median monthly rent is $833. Fair market rent is $854 for a 1-bedroom and $1,063 for a 2-bedroom apartment. The homeownership rate is 84.5%. The average annual property tax is $3,889.
How are the schools in Oakford?
Schools in Oakford score 5.4 out of 10 on standardized testing, near the national average. 10.1% of adults in Oakford hold a bachelor's degree or higher, below the national average of 33.7%. 93.5% have completed high school. 3.8% hold a graduate or professional degree.
How healthy is Oakford?
The obesity rate in Oakford is 37.4% (above the national rate of 32.1%). 14.8% of adults are smokers. 21.2% are physically inactive. 24.2% of residents report depression. 7.3% lack health insurance. 59.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:2,576.
What is transportation like in Oakford?
The average commute in Oakford is 34 minutes, longer than the national average of 28 minutes. 92.1% of workers drive alone to work, and 3.2% work from home.
What are the demographics of Oakford?
The racial and ethnic makeup of Oakford is 99.2% White, 0.8% Hispanic or Latino. 100% of residents speak only English at home. 6.6% of the population are military veterans. 16.1% of residents have a disability. 100.0% have health insurance coverage.
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