Median Income
$66,202
12% lower than US avg
Home Value
$150,600
47% lower than US avg
Violent Crime
220/100K
42% lower than US avg
Bachelor's+
26.5%
21% lower than US avg
Median Rent
$663
43% lower than US avg
Obesity Rate
39.5%
23% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
9.4%
24% lower than US avg
How Oakland Compares to the U.S. Average (100% = U.S. avg)
People
Population1,572
Median Age44.5 yrs
Density1,655/mi²
Male / Female51% / 50%
Largest GroupWhite 91%
Veterans9.6%
Economy
A
Median Income$66,202
Per Capita$33,746
Unemployment0.0%
Poverty9.4%
County GDP$438M
Commute23 min
Housing
A+
Home Value$150,600
Rent$663
Ownership72.3%
Zillow$197,553
Housing Units679
Rent Burden25.9%
Crime
F
Violent220/100K
Property2,382/100K
Health
Obesity39.5%
Uninsured8.7%
Smoking15.1%
Depression18.7%
Heart Disease5.3%
Climate
Avg Temp50°F (10°C)
AQI32 (Good)
Rain31.5 in/yr
Sunny Days275/yr
Elevation1,289 ft (393 m)
Education
B
Bachelor's+26.5%
High School+87.4%
Graduate+5.6%
School Score5.80
Community
2024 VoteR 72% / D 27%
Commute23 min
Broadband84.7%
EV Stations2
Libraries3
Is Oakland a Good Place to Live?
Based on current data, Oakland receives an overall livability score of 3.3 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include high obesity rates. Oakland offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oakland is $66,202, 12% below the national average of $75,149. The job market is very strong with unemployment at just 0.0%. 9.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 23 minutes.
Cost of Living & Housing
The median home value in Oakland is $150,600, 47% below the national median / offering relatively affordable homeownership. Renters pay a median of $663 per month, below the national average / a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Oakland is below the national average at 220 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,382 per 100,000, 22% above the national average.
Education
26.5% of residents hold a bachelor's degree, below the national average of 33.7%. 87.4% have completed high school. Area schools have an average test score of 5.8/10.
Climate & Weather
Oakland experiences four distinct seasons with an average temperature of 50°F. Winters average 22°F in January while summers reach 76°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 31.5 inches, including 24.7 inches of snow. Air quality is rated Good with a median AQI of 32.
Oakland has a population of 1,572 with a density of 1,655 people per square mile, spread across 0.0 square miles. The median age is 44.5 years, 14% older than the national median of 38.9. The gender split is 49.5% female and 50.5% male. The city is predominantly White (90.8%), with 2.2% Hispanic, 1.3% Black. English is the primary language spoken at home by 98.7% of residents. 9.6% of the population are veterans, above the national rate of 6.0%. 22.5% of residents have a disability (above the 13.0% national average). 90.0% have health insurance coverage.
Population
44.5yrs
Median Age
14% above US avg
Language Spoken at Home
English Only
98.7%
26% above US avg
Spanish
1.3%
90% below US avg
The median household income in Oakland is $66,202, which is 12% below the national average of $75,149. Per capita income is $33,746 (below the $39,052 national figure). The average weekly wage is $851, 41% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 9.4% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 243 business establishments, including 11 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 23 minutes (shorter than the 28-minute US average). 4.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $66,202 |
| 12% below US avg |
| Per Capita Income | $33,746 |
| Avg Weekly Wage | $851 |
| IRS Avg AGI | $70,788 |
| Gini Index | 0.462 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 9.4% |
| 24% below US avg |
| Establishments (County) | 243 |
| County GDP | $438M |
Business (County)
| Restaurants | 11 |
| Healthcare | 16 |
| Retail | 24 |
| Manufacturing | 4 |
Tax & Cost of Living
| Property Tax (IRS) | $3,800 |
| 9% above US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 2.52% |
Commute & Transportation
| Commute Time | 22.6 min |
| Drive Alone | 78.7% |
| Public Transit | 0.3% |
| Work from Home | 4.2% |
The median home value in Oakland is $150,600, 47% below the national median of $281,900. Zillow estimates the typical home value at $197,553, higher than the Census estimate. Monthly rent averages $663 (43% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 72.3% of housing units are owner-occupied (above the 65.4% national rate). There are 679 total housing units in the city. The median year a home was built is 1952. The average annual property tax is $3,800. 25.9% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.3x, well within the affordable range.
Home Values
| Census Median | $150,600 |
| 47% below US avg |
| Zillow ZHVI | $197,553 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $663 |
| 43% below US avg |
| Rent Burden | 25.9% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 72.3% |
| Owner-Occupied | 72.3% |
| Renter-Occupied | 27.7% |
| Housing Units | 679 |
| Median Year Built | 1952 |
Property Tax
| Avg Tax (IRS) | $3,800 |
| 9% above US avg |
| Effective Rate | 2.52% |
In Oakland, 39.5% of adults are obese, above the national rate of 32.1%. 9.3% have diabetes. Heart disease affects 5.3% of residents. 31.0% have high blood pressure. 15.1% are current smokers. 22.3% report binge drinking. 25.5% are physically inactive. 18.7% report depression. 15.5% experience frequent mental distress. 8.7% of residents lack health insurance. The primary care physician ratio is 1:3,355. The dentist ratio is 1:3,377. 55.6% of residents have access to exercise opportunities. The food environment index is 8.1 out of 10.
Health Metrics: Oakland vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.5% |
| 23% above US avg |
| Diabetes | 9.3% |
| Heart Disease | 5.3% |
| High Blood Pressure | 31.0% |
| Asthma | 9.5% |
| COPD | 5.8% |
| Cancer | 7.3% |
| Stroke | 2.8% |
Behaviors & Mental Health
| Smoking | 15.1% |
| 8% above US avg |
| Binge Drinking | 22.3% |
| Physical Inactivity | 25.5% |
| Depression | 18.7% |
| Mental Distress | 15.5% |
| Physical Distress | 11.4% |
| Short Sleep | 34.1% |
Healthcare Access
| Insurance Rate | 90.0% |
| Uninsured | 8.7% |
| 1% above US avg |
| Primary Care | 1:3,355 |
| Dentists | 1:3,377 |
| Mental Health | 1:6,727 |
| Checkup Rate | 73.0% |
| Dental Visits | 62.3% |
| Premature Death | 12,044/100K |
Food & Exercise
| Food Environment | 8.1/10 |
| Exercise Access | 55.6% |
| Healthcare Facilities | 16 |
Oakland has a violent crime rate of 220 per 100,000 residents, 42% below the national average of 380. Property crime stands at 2,382 per 100,000, 22% above the U.S. average. The county recorded 2 fatal traffic crashes. Overall, Oakland receives a safety grade of F.
Crime Rates: Oakland vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 220.4/100K |
| 42% below US avg |
| |
Property Crime
| Total Property | 2,382.0/100K |
| 22% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 11 |
| Avg Accident Severity | 2.7 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oakland experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 22°F in January while summers reach 76°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 31.5 inches. The area receives 24.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 1,289 feet.
Temperature
22°F Jan (-6°C)
76°F Jul (24°C)
| Annual Average | 50.0°F |
| 7% below US avg |
| January Average | 22°F (-6°C) |
| July Average | 76°F (24°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 1,289 ft (393 m) |
| Area | 0.0 sq mi (0.0 km²) |
| Population Density | 1,655/sq mi |
| Coordinates | 41.8351°N, 96.4671°W |
| Timezone | America/Chicago |
| County | Burt County County |
| Nearest Airport | Sioux Gateway/Brig General Bud Day Field (SUX)
39 miles away |
Precipitation & Snow
Annual Rainfall
31.5"
17% below US avg
Wettest Month (May)
4.25"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 20.7 / 100 |
| Social Vulnerability | 20.5 / 100 |
| Community Resilience | 56.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M2.7 on Feb 5, 2025.
| Feb 6, 1996 |
1 km N of Wausa, Nebraska |
M3.6 |
116 km |
| Aug 9, 1997 |
9 km NW of Clarkson, Nebraska |
M3.4 |
60 km |
| Feb 5, 2025 |
8 km SSE of Tilden, Nebraska |
M2.7 |
112 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
604 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 17 fatalities, 540 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 26, 2024 |
EF4 |
72 km |
0 |
| Jun 16, 2014 |
EF4 |
72 km |
0 |
| Jun 16, 2014 |
EF4 |
57 km |
1 |
| Jun 16, 2014 |
EF4 |
50 km |
1 |
| Jun 16, 2014 |
EF4 |
46 km |
0 |
| Oct 4, 2013 |
EF4 |
60 km |
0 |
| Oct 4, 2013 |
EF4 |
63 km |
0 |
| Jul 7, 1977 |
EF4 |
40 km |
0 |
| Jun 26, 1976 |
EF4 |
84 km |
0 |
| May 6, 1975 |
EF4 |
81 km |
3 |
| May 6, 1975 |
EF4 |
100 km |
0 |
| Aug 13, 1952 |
EF4 |
69 km |
0 |
| Jul 15, 1950 |
EF4 |
12 km |
0 |
| Apr 26, 2024 |
EF3 |
95 km |
0 |
| Apr 26, 2024 |
EF3 |
80 km |
0 |
| Apr 26, 2024 |
EF3 |
91 km |
1 |
| Apr 9, 2011 |
EF3 |
64 km |
0 |
| Jun 11, 2008 |
EF3 |
29 km |
4 |
| May 16, 1999 |
EF3 |
56 km |
2 |
| May 16, 1999 |
EF3 |
52 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
1 wildfire (100+ acres) within 100 km.
Largest: UNNAMED (629 ac, 2010).
| Year |
Name |
Acres |
Distance |
| 2010 |
UNNAMED |
629 |
69 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
22°F (-6°C) |
0.6 in |
Coldest, Driest |
| February |
26°F (-4°C) |
0.8 in |
|
| March |
37°F (3°C) |
2.2 in |
|
| April |
50°F (10°C) |
2.9 in |
|
| May |
61°F (16°C) |
4.3 in |
Wettest |
| June |
71°F (22°C) |
4.2 in |
|
| July |
76°F (24°C) |
3.3 in |
Warmest |
| August |
72°F (22°C) |
3.2 in |
|
| September |
64°F (18°C) |
3.2 in |
|
| October |
52°F (11°C) |
2.2 in |
|
| November |
36°F (2°C) |
1.3 in |
|
| December |
24°F (-5°C) |
0.9 in |
|
Oakland has a seasonal temperature swing of 54°F / from 22°F in January to 76°F in July. Total annual precipitation is 29.0 inches, with May being the wettest month (4.3") and January the driest (0.6").
Average costs for common services in Oakland. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Oakland
What is the population of Oakland?
Oakland has a population of 1,572 residents and is located in Nebraska. The population density is 1,655 people per square mile, spread across 0.0 square miles. The median age of residents is 44.5 years, which is older than the national median of 38.9 years. The population is 49.5% female and 50.5% male.
Is Oakland expensive to live in?
Oakland is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $66,202, 12% below the national average of $75,149. The median home value is $150,600 (47% below the U.S. median). Renters pay a median of $663 per month, below the national average of $1,163. The home price-to-income ratio is 2.3x, indicating housing is reasonably affordable relative to local income levels.
Is Oakland safe?
Oakland is safer than the national average, with a violent crime rate of 220 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,382 per 100,000 (above the national average). Overall, Oakland receives a safety grade of F based on combined crime data.
What is the weather like in Oakland?
Oakland has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 22°F in January, while summers reach an average of 76°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 31.5 inches, with 24.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Oakland?
The job market in Oakland is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $851. There are 243 business establishments in the area, including 11 restaurants and food service locations. The average commute time is 23 minutes, and 4.2% of workers work from home.
How much does housing cost in Oakland?
The median home value in Oakland is $150,600. Zillow estimates the typical home value at $197,553. For renters, the median monthly rent is $663. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 72.3%. The average annual property tax is $3,800.
How are the schools in Oakland?
Schools in Oakland score 5.8 out of 10 on standardized testing, near the national average. 26.5% of adults in Oakland hold a bachelor's degree or higher, below the national average of 33.7%. 87.4% have completed high school. 5.6% hold a graduate or professional degree.
How healthy is Oakland?
The obesity rate in Oakland is 39.5% (above the national rate of 32.1%). 15.1% of adults are smokers. 25.5% are physically inactive. 18.7% of residents report depression. 8.7% lack health insurance. 55.6% of residents have access to exercise opportunities. The primary care physician ratio is 1:3,355.
What is transportation like in Oakland?
The average commute in Oakland is 23 minutes, shorter than the national average of 28 minutes. 78.7% of workers drive alone to work, and 4.2% work from home.
What are the demographics of Oakland?
The racial and ethnic makeup of Oakland is 90.8% White, 1.3% Black or African American, 2.2% Hispanic or Latino. 98.7% of residents speak only English at home. 9.6% of the population are military veterans. 22.5% of residents have a disability. 90.0% have health insurance coverage.
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