Median Income
$250,001
233% higher than US avg
Home Value
$1,328,700
371% higher than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
71.8%
113% higher than US avg
Obesity Rate
32.9%
2% higher than US avg
Unemployment
0.8%
78% lower than US avg
Poverty Rate
3.9%
69% lower than US avg
How Oconomowoc Lake Compares to the U.S. Average (100% = U.S. avg)
People
Population699
Median Age55.5 yrs
Density364/mi²
Male / Female41% / 59%
Largest GroupWhite 84%
Veterans3.0%
Economy
A+
Median Income$250,001
Per Capita$140,311
Unemployment0.8%
Poverty3.9%
County GDP$42,030M
Commute24 min
Housing
B+
Home Value$1,328,700
Ownership98.8%
Zillow$1,957,645
Housing Units319
Rent Burden27.7%
Crime
C+
Violent0/100K
Property662/100K
Murder0.0/100K
Assault0/100K
Burglary0/100K
Health
Obesity32.9%
Uninsured5.5%
Smoking9.5%
Depression22.0%
Heart Disease4.6%
Climate
Avg Temp47°F (8°C)
AQI38 (Good)
Rain36.0 in/yr
Sunny Days260/yr
Elevation876 ft (267 m)
Education
A+
Bachelor's+71.8%
High School+97.8%
Graduate+39.1%
School Score7.13
Community
2024 VoteR 59% / D 39%
Commute24 min
Broadband99.2%
EV Stations11
Libraries16
Is Oconomowoc Lake a Good Place to Live?
Based on current data, Oconomowoc Lake receives an overall livability score of 4.0 out of 5.0, earning a grade of A. Key strengths include above-average household incomes, low unemployment, low crime rates, a highly educated population. Areas to be aware of include high housing costs. Oconomowoc Lake stands out as an excellent place to live, with strong marks across most quality-of-life indicators.
Economy & Jobs
The median household income in Oconomowoc Lake is $250,001, which is significantly higher than the national average / 233% above $75,149. This places Oconomowoc Lake among higher-income communities. The job market is very strong with unemployment at just 0.8%. Only 3.9% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 24 minutes.
Cost of Living & Housing
The median home value in Oconomowoc Lake is $1,328,700, making it a premium housing market at 371% above the U.S. median of $281,900. The price-to-income ratio of 5.3x means housing costs are stretched relative to local earnings.
Safety & Crime
Oconomowoc Lake is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 662 per 100,000, 66% below the national average.
Education
Oconomowoc Lake is a highly educated community / 71.8% of adults hold a bachelor's degree or higher, well above the national average of 33.7%. 97.8% have completed high school. Local schools score 7.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Oconomowoc Lake experiences four distinct seasons with an average temperature of 47°F. Winters average 20°F in January while summers reach 71°F in July. With 260 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 36.0 inches, including 36.9 inches of snow. Air quality is rated Good with a median AQI of 38.
Oconomowoc Lake has a population of 699 with a density of 364 people per square mile, spread across 3.2 square miles. The median age is 55.5 years, 43% older than the national median of 38.9. The gender split is 58.8% female and 41.2% male. The city is predominantly White (84.1%). English is the primary language spoken at home by 94.9% of residents, while 5.1% speak Spanish. 3.0% of the population are veterans, below the national rate of 6.0%. 3.8% of residents have a disability (below the 13.0% national average). 99.1% have health insurance coverage.
Population
55.5yrs
Median Age
43% above US avg
Race & Ethnicity
Oconomowoc Lake vs U.S. Average
Language Spoken at Home
English Only
94.9%
21% above US avg
Spanish
5.1%
62% below US avg
Social Characteristics
Oconomowoc Lake vs U.S. Average
The median household income in Oconomowoc Lake is $250,001, which is 233% above the national average of $75,149. Per capita income is $140,311 (above the $39,052 national figure). The average weekly wage is $1,346. The unemployment rate is 0.8% (below the 3.6% US average). 3.9% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 14,577 business establishments, including 875 restaurants. The cost of living index is 94.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 24 minutes. 14.2% of workers work from home.
Income: Oconomowoc Lake vs U.S.
Income
| Median HH Income | $250,001 |
| 233% above US avg |
| Per Capita Income | $140,311 |
| Avg Weekly Wage | $1,346 |
| IRS Avg AGI | $118,719 |
| Gini Index | 0.442 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.8% |
| 78% below US avg |
| Poverty Rate | 3.9% |
| 69% below US avg |
| Establishments (County) | 14,577 |
| County GDP | $42,030M |
Business (County)
| Restaurants | 875 |
| Healthcare | 1,644 |
| Retail | 1,242 |
| Manufacturing | 838 |
Tax & Cost of Living
| Property Tax (IRS) | $7,421 |
| 112% above US avg |
| Cost of Living | 94.10 (100=avg) |
| Effective Tax Rate | 0.56% |
Commute & Transportation
| Commute Time | 24.0 min |
| Drive Alone | 74.5% |
| Public Transit | 0.0% |
| Work from Home | 14.2% |
The median home value in Oconomowoc Lake is $1,328,700, 371% above the national median of $281,900. Zillow estimates the typical home value at $1,957,645, higher than the Census estimate. Fair market rent ranges from $872 for a one-bedroom to $1,097 for a two-bedroom apartment. 98.8% of housing units are owner-occupied (above the 65.4% national rate). There are 319 total housing units in the city. The median year a home was built is 1970. The average annual property tax is $7,421 (higher than the $3,500 national average). 27.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 5.3x, above the traditionally affordable threshold of 3-4x.
Home Values
| Census Median | $1,328,700 |
| 371% above US avg |
| Zillow ZHVI | $1,957,645 |
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $797 |
| 1 Bedroom | $872 |
| 2 Bedrooms | $1,097 |
| 3 Bedrooms | $1,405 |
| 4 Bedrooms | $1,572 |
Ownership & Property
| Homeownership | 98.8% |
| Owner-Occupied | 98.8% |
| Renter-Occupied | 1.2% |
| Housing Units | 319 |
| Median Year Built | 1970 |
Property Tax
| Avg Tax (IRS) | $7,421 |
| 112% above US avg |
| Effective Rate | 0.56% |
In Oconomowoc Lake, 32.9% of adults are obese, above the national rate of 32.1%. 7.8% have diabetes (below the 10.5% national rate). Heart disease affects 4.6% of residents, below the national average. 27.3% have high blood pressure. 9.5% are current smokers (below the 14.0% national rate). 23.9% report binge drinking. 18.3% are physically inactive, below the national average. 22.0% report depression. 14.1% experience frequent mental distress. 5.5% of residents lack health insurance (below the 8.6% national rate). The primary care physician ratio is 1:713. The dentist ratio is 1:1,016. 97.4% of residents have access to exercise opportunities. The food environment index is 9.3 out of 10.
Health Metrics: Oconomowoc Lake vs U.S. Average (%)
Chronic Conditions
| Obesity | 32.9% |
| 2% above US avg |
| Diabetes | 7.8% |
| Heart Disease | 4.6% |
| High Blood Pressure | 27.3% |
| Asthma | 10.4% |
| COPD | 3.9% |
| Cancer | 7.6% |
| Stroke | 2.2% |
Behaviors & Mental Health
| Smoking | 9.5% |
| 32% below US avg |
| Binge Drinking | 23.9% |
| Physical Inactivity | 18.3% |
| Depression | 22.0% |
| Mental Distress | 14.1% |
| Physical Distress | 10.0% |
| Short Sleep | 30.8% |
Healthcare Access
| Insurance Rate | 99.1% |
| Uninsured | 5.5% |
| 36% below US avg |
| Primary Care | 1:713 |
| Dentists | 1:1,016 |
| Mental Health | 1:318 |
| Checkup Rate | 76.9% |
| Dental Visits | 75.1% |
| Premature Death | 5,179/100K |
Food & Exercise
| Food Environment | 9.3/10 |
| Exercise Access | 97.4% |
| Healthcare Facilities | 1,644 |
Oconomowoc Lake has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 662 per 100,000, 66% below the U.S. average. This includes larceny/theft at 662, burglary at 0, vehicle theft at 0 per 100,000 residents. The county recorded 20 fatal traffic crashes. Overall, Oconomowoc Lake receives a safety grade of C+.
Crime Rates: Oconomowoc Lake vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 662.3/100K |
| 66% below US avg |
| Burglary | 0.0/100K |
| Theft | 662.3/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 20 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Oconomowoc Lake experiences four distinct seasons with an average annual temperature of 47°F (8°C). Winters average 20°F in January while summers reach 71°F in July. The area gets 260 sunny days per year, above the national average. Annual precipitation totals 36.0 inches. The area receives 36.9 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 38. The city sits at an elevation of 876 feet.
Temperature
20°F Jan (-7°C)
71°F Jul (22°C)
| Annual Average | 46.6°F |
| 14% below US avg |
| January Average | 20°F (-7°C) |
| July Average | 71°F (22°C) |
| Sunny Days | 260 days/yr |
Geography
| Elevation | 876 ft (267 m) |
| Area | 3.2 sq mi (8.4 km²) |
| Population Density | 364/sq mi |
| Coordinates | 43.1038°N, 88.4497°W |
| Timezone | America/Chicago |
| County | Waukesha County County |
| Nearest Airport | General Mitchell International (MKE)
30 miles away |
Precipitation & Snow
Annual Rainfall
36.0"
5% below US avg
Wettest Month (Jul)
4.02"
Air Quality
| AQI Median | 38.0 |
| Rating | Good |
Air Pollutants (EPA 2023)
| Ozone (O₃) | 0.0501 ppm |
| PM2.5 (Fine Particles) | 10.4 μg/m³ |
Natural Hazard Risk
| Overall Risk | Relatively Moderate |
| Risk Score | 88.9 / 100 |
| Social Vulnerability | 10.6 / 100 |
| Community Resilience | 97.4 / 100 |
Hazard Breakdown
| Tornado |
Relatively High |
| Hurricane |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Relatively Moderate |
| Hail |
Relatively High |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Relatively Moderate |
| Winter Weather |
Relatively High |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Moderate |
| Drought |
Relatively Low |
| Cold Wave |
Relatively High |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.8. Most recent: M2.9 on Mar 25, 2015.
| Feb 10, 2010 |
2 km NW of Lily Lake, Illinois |
M3.8 |
126 km |
| Mar 25, 2015 |
3 km WNW of Lake in the Hills, Illinois |
M2.9 |
102 km |
| Jun 10, 2013 |
4 km NNE of Virgil, Illinois |
M2.6 |
124 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
496 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 22 fatalities, 639 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 18, 1996 |
EF5 |
68 km |
0 |
| Apr 27, 1984 |
EF4 |
15 km |
1 |
| Apr 4, 1981 |
EF4 |
42 km |
3 |
| Apr 21, 1974 |
EF4 |
78 km |
0 |
| Apr 11, 1965 |
EF4 |
98 km |
6 |
| Aug 22, 1964 |
EF4 |
53 km |
0 |
| Sep 26, 1951 |
EF4 |
77 km |
1 |
| Jun 16, 2014 |
EF3 |
91 km |
0 |
| Jan 7, 2008 |
EF3 |
62 km |
0 |
| Jan 7, 2008 |
EF3 |
85 km |
0 |
| Aug 18, 2005 |
EF3 |
82 km |
1 |
| Jun 23, 2004 |
EF3 |
83 km |
0 |
| Jun 23, 2004 |
EF3 |
75 km |
1 |
| Jun 17, 1992 |
EF3 |
91 km |
0 |
| Jun 8, 1984 |
EF3 |
74 km |
0 |
| Jun 5, 1980 |
EF3 |
26 km |
0 |
| Apr 7, 1980 |
EF3 |
59 km |
0 |
| Jun 5, 1977 |
EF3 |
83 km |
0 |
| Jun 4, 1975 |
EF3 |
65 km |
0 |
| Apr 21, 1974 |
EF3 |
55 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
8 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (1,524 ac, 2006).
| Year |
Name |
Acres |
Distance |
| 2006 |
UNNAMED |
1,524 |
49 km |
| 2010 |
RX BURN |
1,236 |
49 km |
| 1994 |
SOMMERS |
938 |
55 km |
| 1988 |
PEACHY RD |
812 |
52 km |
| 2024 |
IBSP SOUTH F1 RX |
690 |
93 km |
| 2006 |
UNNAMED |
612 |
57 km |
| 2007 |
TOWER RD 2 |
592 |
52 km |
| 2024 |
RX-HWY Y - SOUTH |
553 |
29 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
20°F (-7°C) |
1.3 in |
Coldest |
| February |
22°F (-5°C) |
1.1 in |
Driest |
| March |
33°F (1°C) |
2.2 in |
|
| April |
45°F (7°C) |
3.1 in |
|
| May |
57°F (14°C) |
3.0 in |
|
| June |
66°F (19°C) |
3.7 in |
|
| July |
71°F (22°C) |
4.0 in |
Warmest, Wettest |
| August |
69°F (21°C) |
3.9 in |
|
| September |
61°F (16°C) |
3.9 in |
|
| October |
50°F (10°C) |
2.6 in |
|
| November |
36°F (2°C) |
2.4 in |
|
| December |
23°F (-5°C) |
1.8 in |
|
Oconomowoc Lake has a seasonal temperature swing of 51°F / from 20°F in January to 71°F in July. Total annual precipitation is 32.9 inches, with July being the wettest month (4.0") and February the driest (1.1").
Average costs for common services in Oconomowoc Lake. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$235 ($141–$376) |
| Specialist Visit |
$329 ($188–$518) |
| Urgent Care Visit |
$188 ($94–$329) |
| Emergency Room Visit |
$2,070 ($753–$4,705) |
| Dental Cleaning |
$122 ($71–$188) |
| Dental Filling |
$235 ($141–$376) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($24–$71) |
| Oil Change (Synthetic) |
$71 ($47–$113) |
| Brake Pad Replacement |
$282 ($141–$471) |
| Tire Rotation |
$38 ($19–$71) |
| New Tires (Set of 4) |
$565 ($376–$941) |
| Battery Replacement |
$188 ($94–$329) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$94 ($56–$141) |
| Electrician (Per Hour) |
$85 ($47–$132) |
| HVAC Repair |
$376 ($141–$753) |
| HVAC System Install |
$6,587 ($3,764–$11,292) |
| Roof Repair |
$941 ($376–$1,882) |
| Roof Replacement |
$8,469 ($5,176–$14,115) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,412 ($471–$3,294) |
| Divorce (Contested) |
$14,115 ($4,705–$28,230) |
| DUI Defense |
$4,705 ($1,882–$9,410) |
| Bankruptcy (Chapter 7) |
$1,412 ($753–$2,823) |
| Will Preparation |
$471 ($188–$941) |
| Trust Preparation |
$2,353 ($941–$4,705) |
View all 12 services
Personal Care
| Men's Haircut |
$24 ($14–$42) |
| Women's Haircut |
$52 ($28–$94) |
| Hair Coloring (Full) |
$141 ($71–$235) |
| Manicure |
$24 ($14–$42) |
| Pedicure |
$38 ($24–$61) |
| Massage (1 Hour) |
$75 ($47–$122) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.86 ($2.82–$5.18) |
| Dozen Eggs (per dozen) |
$3.29 ($2.35–$4.71) |
| Loaf of Bread |
$3.58 ($2.35–$5.18) |
| Chicken Breast (per lb) |
$4.23 ($2.82–$6.12) |
| Ground Beef (per lb) |
$5.18 ($3.76–$7.06) |
| Rice (per lb) |
$0.94 ($0.56–$1.69) |
View all 20 services
Utilities
| Electricity (Monthly) |
$132 ($75–$235) |
| Natural Gas (Monthly) |
$66 ($28–$141) |
| Water/Sewer (Monthly) |
$66 ($38–$113) |
| Internet (Monthly) |
$66 ($38–$94) |
| Cell Phone Plan (Monthly) |
$61 ($28–$94) |
| Cable TV (Monthly) |
$80 ($47–$141) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$188 ($71–$471) |
| Car Insurance (Annual) |
$1,882 ($1,129–$3,294) |
| Bus Pass (Monthly) |
$66 ($28–$122) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.53–$24) |
| Car Registration (Annual) |
$94 ($28–$235) |
| Driver's License Renewal |
$28 ($14–$71) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,129 ($565–$2,353) |
| Daycare (Toddler, Monthly) |
$941 ($471–$1,882) |
| After-School Care (Monthly) |
$376 ($188–$659) |
| Tutoring (Per Hour) |
$47 ($24–$94) |
| SAT/ACT Prep Course |
$941 ($376–$2,353) |
| Private School (K-12, Annual) |
$11,763 ($4,705–$28,230) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$94) |
| Dog Vaccination (Annual) |
$94 ($47–$188) |
| Dog Grooming |
$56 ($28–$94) |
| Pet Boarding (Per Night) |
$38 ($19–$71) |
| Dog Spay/Neuter |
$282 ($141–$471) |
| Cat Spay/Neuter |
$188 ($94–$376) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $1,269 |
| Toddler | $1,120 |
| Preschool | $1,120 |
| Family Childcare (monthly) |
| Infant | $953 |
| Toddler | $866 |
| Preschool | $866 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Oconomowoc Lake
What is the population of Oconomowoc Lake?
Oconomowoc Lake has a population of 699 residents and is located in Wisconsin. The population density is 364 people per square mile, spread across 3.2 square miles. The median age of residents is 55.5 years, which is older than the national median of 38.9 years. The population is 58.8% female and 41.2% male.
Is Oconomowoc Lake expensive to live in?
Oconomowoc Lake is more affordable than the national average, with a cost of living index of 94.1 / below the baseline of 100. The median household income is $250,001, 233% above the national average of $75,149. The median home value is $1,328,700 (371% above the U.S. median). The home price-to-income ratio is 5.3x, which means housing is a stretch relative to local earnings.
Is Oconomowoc Lake safe?
Oconomowoc Lake is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 662 per 100,000 (below the national average). Overall, Oconomowoc Lake receives a safety grade of C+ based on combined crime data.
What is the weather like in Oconomowoc Lake?
Oconomowoc Lake has a four-season climate with an average annual temperature of 47°F (8°C). Winter temperatures average 20°F in January, while summers reach an average of 71°F in July. The area receives 260 sunny days per year, well above the national average of 205. Annual rainfall totals 36.0 inches, with 36.9 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 38.
How is the job market in Oconomowoc Lake?
The job market in Oconomowoc Lake is very strong, with unemployment at just 0.8% / well below the national rate of 3.6%. The average weekly wage is $1,346. There are 14,577 business establishments in the area, including 875 restaurants and food service locations. The average commute time is 24 minutes, and 14.2% of workers work from home.
How much does housing cost in Oconomowoc Lake?
The median home value in Oconomowoc Lake is $1,328,700. Zillow estimates the typical home value at $1,957,645. The homeownership rate is 98.8%. The average annual property tax is $7,421.
How are the schools in Oconomowoc Lake?
Schools in Oconomowoc Lake perform well, with an average test score of 7.1 out of 10 / above the national benchmark. 71.8% of adults in Oconomowoc Lake hold a bachelor's degree or higher, above the national average of 33.7%. 97.8% have completed high school. 39.1% hold a graduate or professional degree.
How healthy is Oconomowoc Lake?
The obesity rate in Oconomowoc Lake is 32.9% (above the national rate of 32.1%). 9.5% of adults are smokers. 18.3% are physically inactive. 22.0% of residents report depression. 5.5% lack health insurance (below the national rate). 97.4% of residents have access to exercise opportunities. The primary care physician ratio is 1:713.
What is transportation like in Oconomowoc Lake?
The average commute in Oconomowoc Lake is 24 minutes, shorter than the national average of 28 minutes. 74.5% of workers drive alone to work, and 14.2% work from home.
What are the demographics of Oconomowoc Lake?
The racial and ethnic makeup of Oconomowoc Lake is 84.1% White. 94.9% of residents speak only English at home, while 5.1% speak Spanish. 3.0% of the population are military veterans. 3.8% of residents have a disability. 99.1% have health insurance coverage.
All Countries
