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Oneonta, NY
Full City Profile · New York · Otsego County County
3.7
/5.0
B+
Good
14,467
Population
3,318/sq mi density
$65,031
Median Income
$28,183 per capita
$187,800
Home Value
$179,512 Zillow
$986
Median Rent
28.2% income on rent
45°F
Avg Temperature
246 sunny days/yr
244
Violent Crime/100K
1,042 property/100K
B+
Overall
3.7 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.9 / 5.0
$65,031 median income, 1.6% unemployment
A+
Affordability
5.0 / 5.0
$187,800 home value, $986/mo rent
F
Safety
1.0 / 5.0
244 violent crimes/100K
A+
Education
4.8 / 5.0
47.6% bachelor's degree or higher
Housing Overview
Median Home Value
$187,800
33% below
US avg: $281,900
Median Rent
$986/mo
15% below
US avg: $1,163/mo
Homeownership Rate
51.1%
22% below US avg (65.4%)
Total Housing Units
5,627
Median year built: 1938
Home Value by Source
Census Median
$187,800
Zillow (ZHVI)
$179,512
Median Sale Price
$225,000
Median List Price
$214,500
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
51.1%
Owner-Occupied
48.9%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$1,215/mo
1 Bedroom
$1,315/mo
2 Bedroom
$1,579/mo
3 Bedroom
$1,976/mo
4 Bedroom
$2,193/mo
Census median rent:
$986/mo
Market Indicators (Redfin)
Median Days on Market
115 days
Sale-to-List Ratio
0.9%
Buyers market
Homes Sold
6
Price Drops
3.1%
of listings with price reduction
Price Per Sq Ft
$124
Active Inventory
32
homes for sale
Affordability & Housing Stock
Rent Burden
28.2%
of renters spending 30%+ of income on housing
9% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
51.1%
Complete Housing Data
Home Values
| Census Median Value | $187,800 |
| Zillow Home Value (ZHVI) | $179,512 |
| Median Sale Price | $225,000 |
| Median List Price | $214,500 |
| Price Per Sq Ft | $124 |
Rent
| Census Median Rent | $986 |
| FMR Studio | $1,215 |
| FMR 1-Bedroom | $1,315 |
| FMR 2-Bedroom | $1,579 |
| FMR 3-Bedroom | $1,976 |
| FMR 4-Bedroom | $2,193 |
Market
| Days on Market | 115 |
| Sale-to-List Ratio | 0.9% |
| Price Drops | 3.1% |
| Homes Sold | 6 |
| Active Inventory | 32 |
| Price Per Sq Ft | $124 |
Ownership & Stock
| Owner-Occupied | 51.1% |
| Renter-Occupied | 48.9% |
| Homeownership Rate | 51.1% |
| Total Housing Units | 5,627 |
| Median Year Built | 1938 |
| Rent Burden | 28.2% |