Median Income
$82,557
10% higher than US avg
Violent Crime
273/100K
28% lower than US avg
Bachelor's+
6.7%
80% lower than US avg
Obesity Rate
39.4%
23% higher than US avg
Unemployment
0.0%
100% lower than US avg
Poverty Rate
0.0%
100% lower than US avg
How Ontario Compares to the U.S. Average (100% = U.S. avg)
People
Population221
Median Age46.0 yrs
Density283/mi²
Male / Female54% / 46%
Largest GroupWhite 100%
Veterans14.7%
Economy
A+
Median Income$82,557
Per Capita$32,981
Unemployment0.0%
Poverty0.0%
County GDP$2,473M
Housing
Ownership100.0%
Zillow$243,503
Housing Units127
Rent Burden22.1%
Crime
F
Violent273/100K
Property2,736/100K
Health
Obesity39.4%
Smoking16.5%
Depression23.9%
Heart Disease5.8%
Climate
Avg Temp49°F (10°C)
AQI41 (Good)
Rain38.5 in/yr
Sunny Days275/yr
Elevation884 ft (269 m)
Education
D
Bachelor's+6.7%
High School+65.7%
Graduate+5.8%
School Score5.98
Community
2024 VoteR 78% / D 21%
Broadband87.0%
EV Stations2
Libraries4
Is Ontario a Good Place to Live?
Based on current data, Ontario receives an overall livability score of 2.4 out of 5.0, earning a grade of C. Key strengths include low unemployment, low crime rates, abundant sunshine, a low poverty rate. Areas to be aware of include high obesity rates. Ontario has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Ontario is $82,557, roughly in line with the national average of $75,149. The job market is very strong with unemployment at just 0.0%. Only 0.0% of residents live below the poverty line, well below the national rate of 12.4%.
Safety & Crime
Violent crime in Ontario is below the national average at 273 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,736 per 100,000, 40% above the national average.
Education
6.7% of residents hold a bachelor's degree, below the national average of 33.7%. 65.7% have completed high school. Area schools have an average test score of 6/10.
Climate & Weather
Ontario experiences four distinct seasons with an average temperature of 49°F. Winters average 24°F in January while summers reach 72°F in July. With 275 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 38.5 inches. Air quality is rated Good with a median AQI of 41.
Ontario has a population of 221 with a density of 283 people per square mile, spread across 0.8 square miles. The median age is 46.0 years, 18% older than the national median of 38.9. The gender split is 46.2% female and 53.8% male. The city is predominantly White (100%). English is the primary language spoken at home by 58.2% of residents, while 41.8% speak Spanish. 14.7% of the population are veterans, above the national rate of 6.0%. 6.8% of residents have a disability (below the 13.0% national average). 64.7% have health insurance coverage.
Population
46.0yrs
Median Age
18% above US avg
Language Spoken at Home
English Only
58.2%
26% below US avg
Spanish
41.8%
212% above US avg
The median household income in Ontario is $82,557, which is 10% above the national average of $75,149. Per capita income is $32,981 (below the $39,052 national figure). The average weekly wage is $1,025, 28% lower than the U.S. average. The unemployment rate is 0.0% (below the 3.6% US average). 0.0% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 1,037 business establishments, including 60 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. 9.3% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $82,557 |
| 10% above US avg |
| Per Capita Income | $32,981 |
| Avg Weekly Wage | $1,025 |
| IRS Avg AGI | $73,522 |
| Gini Index | 0.407 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.0% |
| 100% below US avg |
| Poverty Rate | 0.0% |
| 100% below US avg |
| Establishments (County) | 1,037 |
| County GDP | $2,473M |
Business (County)
| Restaurants | 60 |
| Healthcare | 53 |
| Retail | 148 |
| Manufacturing | 195 |
Tax & Cost of Living
| Property Tax (IRS) | $2,763 |
| 21% below US avg |
| Cost of Living | 93.30 (100=avg) |
Commute & Transportation
| Drive Alone | 35.6% |
| Public Transit | 0.0% |
| Work from Home | 9.3% |
Zillow estimates the typical home value at $243,503. Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 100.0% of housing units are owner-occupied (above the 65.4% national rate). There are 127 total housing units in the city. The median year a home was built is 1986. The average annual property tax is $2,763 (lower than the $3,500 national average). 22.1% of renters spend 30% or more of their income on housing.
Real Estate Market (Redfin)
Rental Costs
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 100.0% |
| Owner-Occupied | 100.0% |
| Renter-Occupied | 0.0% |
| Housing Units | 127 |
| Median Year Built | 1986 |
Property Tax
| Avg Tax (IRS) | $2,763 |
| 21% below US avg |
In Ontario, 39.4% of adults are obese, above the national rate of 32.1%. 10.6% have diabetes. Heart disease affects 5.8% of residents. 33.1% have high blood pressure. 16.5% are current smokers. 19.5% report binge drinking. 25.2% are physically inactive. 23.9% report depression (above the 20.0% national average). 17.7% experience frequent mental distress. The primary care physician ratio is 1:4,052. The dentist ratio is 1:3,144. 30.5% of residents have access to exercise opportunities. The food environment index is 9.0 out of 10.
Health Metrics: Ontario vs U.S. Average (%)
Chronic Conditions
| Obesity | 39.4% |
| 23% above US avg |
| Diabetes | 10.6% |
| Heart Disease | 5.8% |
| High Blood Pressure | 33.1% |
| Asthma | 10.4% |
| COPD | 7.0% |
| Cancer | 7.0% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 16.5% |
| 18% above US avg |
| Binge Drinking | 19.5% |
| Physical Inactivity | 25.2% |
| Depression | 23.9% |
| Mental Distress | 17.7% |
| Physical Distress | 13.3% |
| Short Sleep | 35.4% |
Healthcare Access
| Insurance Rate | 64.7% |
| |
| Primary Care | 1:4,052 |
| Dentists | 1:3,144 |
| Mental Health | 1:1,704 |
| Checkup Rate | 75.1% |
| Dental Visits | 58.1% |
| Premature Death | 6,290/100K |
Food & Exercise
| Food Environment | 9.0/10 |
| Exercise Access | 30.5% |
| Healthcare Facilities | 53 |
Ontario has a violent crime rate of 273 per 100,000 residents, 28% below the national average of 380. Property crime stands at 2,736 per 100,000, 40% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Ontario receives a safety grade of F.
Crime Rates: Ontario vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 272.6/100K |
| 28% below US avg |
| |
Property Crime
| Total Property | 2,736.3/100K |
| 40% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Ontario experiences four distinct seasons with an average annual temperature of 49°F (10°C). Winters average 24°F in January while summers reach 72°F in July. The area gets 275 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 38.5 inches. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 884 feet.
Temperature
24°F Jan (-5°C)
72°F Jul (22°C)
| Annual Average | 49.3°F |
| 9% below US avg |
| January Average | 24°F (-5°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 275 days/yr |
Geography
| Elevation | 884 ft (269 m) |
| Area | 0.8 sq mi (2.0 km²) |
| Population Density | 283/sq mi |
| Coordinates | 41.6992°N, 85.3847°W |
| Timezone | America/Indiana/Indianapolis |
| County | LaGrange County County |
| Nearest Airport | Kalamazoo/Battle Creek International (AZO)
38 miles away |
Precipitation & Snow
Annual Rainfall
38.5"
1% above US avg
Wettest Month (Jun)
3.74"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 62.4 / 100 |
| Social Vulnerability | 99.2 / 100 |
| Community Resilience | 5.7 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively High |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
7 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.2. Most recent: M3.3 on Jun 30, 2015.
| May 2, 2015 |
5 km S of Galesburg, Michigan |
M4.2 |
60 km |
| Sep 2, 1994 |
5 km SSW of DeWitt, Michigan |
M3.5 |
138 km |
| Jun 30, 2015 |
5 km NNE of Burlington, Michigan |
M3.3 |
57 km |
| Jan 26, 2012 |
5 km NE of Topeka, Indiana |
M3.0 |
16 km |
| Apr 17, 1990 |
8 km NW of Fort Recovery, Ohio |
M3.0 |
145 km |
| Jun 12, 2015 |
6 km NW of Convoy, Ohio |
M2.6 |
98 km |
| Jan 30, 2004 |
2 km S of Rockford, Ohio |
M2.5 |
130 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
442 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 133 fatalities, 1,803 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 2, 1977 |
EF4 |
66 km |
0 |
| Apr 2, 1977 |
EF4 |
87 km |
1 |
| Apr 11, 1965 |
EF4 |
60 km |
31 |
| Apr 11, 1965 |
EF4 |
69 km |
36 |
| Apr 11, 1965 |
EF4 |
18 km |
23 |
| Apr 11, 1965 |
EF4 |
34 km |
21 |
| Apr 11, 1965 |
EF4 |
28 km |
5 |
| Aug 24, 2016 |
EF3 |
73 km |
0 |
| Oct 18, 2007 |
EF3 |
79 km |
0 |
| Oct 24, 2001 |
EF3 |
87 km |
1 |
| Mar 27, 1991 |
EF3 |
32 km |
1 |
| Mar 27, 1991 |
EF3 |
86 km |
0 |
| Mar 27, 1991 |
EF3 |
65 km |
0 |
| May 15, 1986 |
EF3 |
43 km |
0 |
| May 13, 1980 |
EF3 |
90 km |
0 |
| May 13, 1980 |
EF3 |
72 km |
5 |
| Apr 3, 1974 |
EF3 |
32 km |
5 |
| Nov 26, 1965 |
EF3 |
93 km |
0 |
| Apr 11, 1965 |
EF3 |
77 km |
0 |
| Apr 30, 1962 |
EF3 |
94 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Tsunami History
1 tsunami recorded within 500 km.
Highest wave on record: 3.0 m (10 ft).
| Year |
Location |
Cause |
Max Wave |
Deaths |
Distance |
| 1954 |
MICHIGAN CITY, IN (LAKE MICHIGAN) |
Avalanche |
3.0 m |
7 |
124 km |
Source: NOAA/NCEI Historical Tsunami Database. Sorted by wave height.
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
24°F (-5°C) |
1.7 in |
Coldest |
| February |
26°F (-4°C) |
1.7 in |
Driest |
| March |
36°F (2°C) |
2.7 in |
|
| April |
48°F (9°C) |
3.5 in |
|
| May |
59°F (15°C) |
3.6 in |
|
| June |
68°F (20°C) |
3.7 in |
Wettest |
| July |
72°F (22°C) |
3.7 in |
Warmest |
| August |
70°F (21°C) |
3.7 in |
|
| September |
63°F (17°C) |
3.5 in |
|
| October |
51°F (11°C) |
2.7 in |
|
| November |
39°F (4°C) |
2.8 in |
|
| December |
28°F (-2°C) |
2.7 in |
|
Ontario has a seasonal temperature swing of 49°F / from 24°F in January to 72°F in July. Total annual precipitation is 36.1 inches, with June being the wettest month (3.7") and February the driest (1.7").
Average costs for common services in Ontario. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Ontario
What is the population of Ontario?
Ontario has a population of 221 residents and is located in Indiana. The population density is 283 people per square mile, spread across 0.8 square miles. The median age of residents is 46.0 years, which is older than the national median of 38.9 years. The population is 46.2% female and 53.8% male.
Is Ontario expensive to live in?
Ontario is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $82,557, 10% above the national average of $75,149.
Is Ontario safe?
Ontario is safer than the national average, with a violent crime rate of 273 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,736 per 100,000 (above the national average). Overall, Ontario receives a safety grade of F based on combined crime data.
What is the weather like in Ontario?
Ontario has a four-season climate with an average annual temperature of 49°F (10°C). Winter temperatures average 24°F in January, while summers reach an average of 72°F in July. The area receives 275 sunny days per year, well above the national average of 205. Annual rainfall totals 38.5 inches. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Ontario?
The job market in Ontario is very strong, with unemployment at just 0.0% / well below the national rate of 3.6%. The average weekly wage is $1,025. There are 1,037 business establishments in the area, including 60 restaurants and food service locations.
How are the schools in Ontario?
Schools in Ontario score 6 out of 10 on standardized testing, near the national average. 6.7% of adults in Ontario hold a bachelor's degree or higher, below the national average of 33.7%. 65.7% have completed high school. 5.8% hold a graduate or professional degree.
How healthy is Ontario?
The obesity rate in Ontario is 39.4% (above the national rate of 32.1%). 16.5% of adults are smokers. 25.2% are physically inactive. 23.9% of residents report depression. 30.5% of residents have access to exercise opportunities. The primary care physician ratio is 1:4,052.
What are the demographics of Ontario?
The racial and ethnic makeup of Ontario is 100% White. 58.2% of residents speak only English at home, while 41.8% speak Spanish. 14.7% of the population are military veterans. 6.8% of residents have a disability. 64.7% have health insurance coverage.
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