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Osceola, IN

Full City Profile · Indiana · St. Joseph County County

3.4 /5.0
B Good
2,583 Population 1,913/sq mi density
$63,063 Median Income $30,228 per capita
$178,300 Home Value $276,878 Zillow
$1,346 Median Rent 51.0% income on rent
50°F Avg Temperature 275 sunny days/yr
221 Violent Crime/100K 4,907 property/100K
B
Overall
3.4 / 5.0
Good overall score based on economy, affordability, safety and education
A
Economy
4.3 / 5.0
$63,063 median income, 1.7% unemployment
A+
Affordability
5.0 / 5.0
$178,300 home value, $1,346/mo rent
F
Safety
1.0 / 5.0
221 violent crimes/100K
B
Education
3.4 / 5.0
30.6% bachelor's degree or higher

Housing Overview

Median Home Value
$178,300
37% below
US avg: $281,900
Median Rent
$1,346/mo
16% above
US avg: $1,163/mo
Homeownership Rate
84.2%
29% above US avg (65.4%)
Total Housing Units
1,009
Median year built: 1960

Home Value by Source

Census Median
$178,300
Zillow (ZHVI)
$276,878
Median Sale Price
$206,000
Median List Price
$199,900
Census ACS, Zillow ZHVI, Redfin median sale price

Ownership vs. Renting

84.2%
Owner-Occupied
15.8%
Renter-Occupied
84%
16%
US avg: 65.4% owner-occupied

Fair Market Rents (HUD FY2026)

Studio
$816/mo
1 Bedroom
$882/mo
2 Bedroom
$1,096/mo
3 Bedroom
$1,391/mo
4 Bedroom
$1,590/mo
Census median rent: $1,346/mo

Market Indicators (Redfin)

Median Days on Market
2 days
Sale-to-List Ratio
1.0%
Buyers market
Homes Sold
3
Price Drops
50.0%
of listings with price reduction
Price Per Sq Ft
$205
Active Inventory
2
homes for sale

Affordability & Housing Stock

Rent Burden
51.0%
of renters spending 30%+ of income on housing
65% above US avg (31.0%)
Median Year Built
1960
Average age of housing stock: 66 years
Homeownership Rate
84.2%

Complete Housing Data

Home Values

Census Median Value$178,300
Zillow Home Value (ZHVI)$276,878
Median Sale Price$206,000
Median List Price$199,900
Price Per Sq Ft$205

Rent

Census Median Rent$1,346
FMR Studio$816
FMR 1-Bedroom$882
FMR 2-Bedroom$1,096
FMR 3-Bedroom$1,391
FMR 4-Bedroom$1,590

Market

Days on Market2
Sale-to-List Ratio1.0%
Price Drops50.0%
Homes Sold3
Active Inventory2
Price Per Sq Ft$205

Ownership & Stock

Owner-Occupied84.2%
Renter-Occupied15.8%
Homeownership Rate84.2%
Total Housing Units1,009
Median Year Built1960
Rent Burden51.0%