Osgood, IN

Indiana

Osgood is a small town in Indiana with a population of 1,583. Residents earn $50,799 per year, which is 32% below the national average.

3.5 /5.0
B+ Good
1,583 Population 1,021/sq mi density
$50,799 Median Income $25,902 per capita
$116,200 Home Value $246,437 Zillow
$826 Median Rent
51°F Avg Temperature
B+
Overall
3.5 / 5.0
Good overall score based on economy, affordability, safety and education
B+
Economy
3.7 / 5.0
$50,799 median income, 3.6% unemployment
A+
Affordability
5.0 / 5.0
$116,200 home value, $826/mo rent
D
Education
1.9 / 5.0
11.8% bachelor's degree or higher
Median Income $50,799
32% lower than US avg
Home Value $116,200
59% lower than US avg
Bachelor's+ 11.8%
65% lower than US avg
Median Rent $826
29% lower than US avg
Obesity Rate 36.2%
13% higher than US avg
Unemployment 3.6%
0% lower than US avg
Poverty Rate 7.6%
39% lower than US avg

How Osgood Compares to the U.S. Average (100% = U.S. avg)

People

Population1,583
Median Age35.3 yrs
Density1,021/mi²
Male / Female52% / 48%
Largest GroupWhite 87%

Economy

B+
Median Income$50,799
Per Capita$25,902
Unemployment3.6%
Poverty7.6%
County GDP$1,408M
Commute28 min

Housing

A+
Home Value$116,200
Rent$826
OwnershipN/A
Zillow$246,437

Crime

ViolentN/A
PropertyN/A

Health

Obesity36.2%
UninsuredN/A
Depression26.3%
Heart Disease5.7%

Climate

Avg Temp51°F
AQI41 (Good)
Elevation985 ft

Education

D
Bachelor's+11.8%
High School+84.1%
School Score6.01

Community

2024 VoteR 80% / D 19%
Commute28 min
Libraries4

Is Osgood a Good Place to Live?

Based on current data, Osgood receives an overall livability score of 3.5 out of 5.0, earning a grade of B+. Key strengths include affordable housing, a low poverty rate. Areas to be aware of include below-average incomes. Osgood offers a solid quality of life with a good balance of affordability, safety, and opportunity.

Economy & Jobs

The median household income in Osgood is $50,799, 32% below the national average of $75,149. Unemployment stands at 3.6%, indicating a healthy job market. Only 7.6% of residents live below the poverty line, well below the national rate of 12.4%. Workers commute an average of 28 minutes.

Cost of Living & Housing

The median home value in Osgood is $116,200, 59% below the national median — offering relatively affordable homeownership. Renters pay a median of $826 per month, below the national average — a plus for affordability. At just 2.3x median income, home prices are very affordable relative to local earnings.

Education

11.8% of residents hold a bachelor's degree, below the national average of 33.7%. 84.1% have completed high school. Area schools have an average test score of 6/10.

Climate & Weather

Osgood experiences four distinct seasons with an average temperature of 51°F. Winters average 28°F in January while summers reach 72°F in July. Air quality is rated Good with a median AQI of 41.

Osgood has a population of 1,583 with a density of 1,021 people per square mile. The median age is 35.3 years, 9% younger than the national median of 38.9. The city is predominantly White (86.5%).

Population

1,583
Total Population
1,021
People / sq mi
35.3yrs
Median Age
9% below US avg
1.6mi²
Land Area

Gender Distribution

Male 52.4%
Female 47.6%

Race & Ethnicity

Osgood vs U.S. Average

Language Spoken at Home

English Only99.4%
27% above US avg
Spanish0.6%
96% below US avg

Social Characteristics

Osgood vs U.S. Average

The median household income in Osgood is $50,799, which is 32% below the national average of $75,149. The unemployment rate is 3.6% (below the 3.6% US average). 7.6% of residents live below the poverty line. Workers commute an average of 28 minutes.

Income: Osgood vs U.S.

Commute Mode

Income

Median HH Income$50,799
32% below US avg
Per Capita Income$25,902
Avg Weekly Wage$1,046
IRS Avg AGI$66,647

Employment & Poverty

Unemployment3.6%
0% below US avg
Poverty Rate7.6%
39% below US avg
Establishments (County)800
County GDP$1,408M

Business (County)

Restaurants46
Healthcare69
Retail102
Manufacturing34

Tax & Cost of Living

Property Tax (IRS)$2,633
25% below US avg
Effective Tax Rate2.27%

Commute & Transportation

Commute Time27.5 min
Work from Home2.9%

Walkability

The median home value in Osgood is $116,200, 59% below the national average. Monthly rent averages $826 (29% below US avg). Zillow estimates the typical home value at $246,437.

Home Value Sources

Ownership Split

Home Values

Census Median$116,200
59% below US avg
Zillow ZHVI$246,437

Real Estate Market (Redfin)

Rental Costs

Census Median Rent$826
29% below US avg

HUD Fair Market Rent

Studio$816
1 Bedroom$882
2 Bedrooms$1,096
3 Bedrooms$1,391
4 Bedrooms$1,590

Ownership & Property

Owner-Occupied49.0%

Property Tax

Avg Tax (IRS)$2,633
25% below US avg
Effective Rate2.27%
In Osgood, 36.2% of adults are obese (above the 32.1% national rate). 26.3% report depression. 24.1% are physically inactive.

Health Metrics: Osgood vs U.S. Average (%)

Chronic Conditions

Obesity36.2%
13% above US avg
Diabetes10.1%
Heart Disease5.7%
High Blood Pressure33.3%
Asthma11.3%
COPD7.4%
Stroke2.9%

Behaviors & Mental Health

Binge Drinking18.8%
Physical Inactivity24.1%
Depression26.3%
Mental Distress19.5%
Physical Distress13.3%

Healthcare Access

Insurance Rate90.6%
Checkup Rate77.3%
Premature Death9,690/100K

Food & Exercise

Food Environment8.5/10
Exercise Access31.8%
Healthcare Facilities69

Crime Rates: Osgood vs U.S. Average (per 100,000)

Violent Crime

Property Crime

Traffic Safety

Fatal Crashes (County/yr)8

Safety Score

Osgood has an average annual temperature of 51°F (11°C). Winters average 28°F in January while summers reach 72°F in July. Air quality is rated Good with a median AQI of 41.

Temperature

28°F Jan (-2°C) 72°F Jul (22°C)
Annual Average51.3°F
5% below US avg
January Average28°F (-2°C)
July Average72°F (22°C)

Precipitation & Snow

Air Quality

AQI Median41.0
RatingGood

Geography

Elevation985 ft (300 m)
Area1.6 sq mi (4.0 km²)
Population Density1,021/sq mi
Coordinates39.1286°N, 85.2926°W
County FIPS18137
It is classified as Nonmetro — Urban 2.5K–20K, adjacent. 11.8% of residents hold a bachelor's degree or higher (65% below US avg). In the 2024 election, the county voted Republican by a 61.5-point margin.

2024 Presidential Election (County)

R 80.1%
D 18.7%

Winner: Republican by 61.5 points

Education

Bachelor's Degree+11.8%
65% below US avg
High School+84.1%
School Test Score6.01
D Education Grade (1.9/5.0)

Urban-Rural Classification

RUCC Code 6Nonmetro — Urban 2.5K–20K, adjacent
Population Density1,021/sq mi
Total Area1.6 sq mi

Infrastructure & Services

Alt Fuel Stations1
Public Libraries4
Healthcare Facilities69
Restaurants46
Retail Stores102

Safety & Disasters

Fatal Crashes (County/yr)8

Commute & Transportation

Avg Commute27.5 min
Work from Home2.9%

Nearby Cities

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