Median Income
$50,179
33% lower than US avg
Home Value
$165,600
41% lower than US avg
Violent Crime
188/100K
51% lower than US avg
Bachelor's+
16.8%
50% lower than US avg
Median Rent
$709
39% lower than US avg
Obesity Rate
36.2%
13% higher than US avg
Unemployment
1.1%
69% lower than US avg
Poverty Rate
14.7%
19% higher than US avg
How Versailles Compares to the U.S. Average (100% = U.S. avg)
People
Population1,882
Median Age39.1 yrs
Density1,199/mi²
Male / Female48% / 52%
Largest GroupWhite 95%
Veterans5.1%
Economy
B+
Median Income$50,179
Per Capita$28,420
Unemployment1.1%
Poverty14.7%
County GDP$1,408M
Commute28 min
Housing
A+
Home Value$165,600
Rent$709
Ownership57.2%
Zillow$253,468
Housing Units821
Rent Burden29.7%
Crime
F
Violent188/100K
Property3,404/100K
Health
Obesity36.2%
Uninsured8.3%
Smoking17.6%
Depression26.7%
Heart Disease5.7%
Climate
Avg Temp51°F (11°C)
AQI41 (Good)
Sunny Days297/yr
Elevation985 ft (300 m)
Education
C
Bachelor's+16.8%
High School+84.5%
Graduate+5.6%
School Score6.52
Community
2024 VoteR 80% / D 19%
Commute28 min
Broadband91.8%
EV Stations1
Libraries4
Is Versailles a Good Place to Live?
Based on current data, Versailles receives an overall livability score of 2.9 out of 5.0, earning a grade of C+. Key strengths include low unemployment, low crime rates, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes. Versailles has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Versailles is $50,179, 33% below the national average of $75,149. The job market is very strong with unemployment at just 1.1%. 14.7% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 28 minutes.
Cost of Living & Housing
The median home value in Versailles is $165,600, 41% below the national median / offering relatively affordable homeownership. Renters pay a median of $709 per month, below the national average / a plus for affordability. A price-to-income ratio of 3.3x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Versailles is below the national average at 188 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 3,404 per 100,000, 74% above the national average.
Education
16.8% of residents hold a bachelor's degree, below the national average of 33.7%. 84.5% have completed high school. Local schools score 6.5/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Versailles experiences four distinct seasons with an average temperature of 51°F. Winters average 28°F in January while summers reach 72°F in July. With 297 sunny days per year, residents enjoy well above the national average of sunshine. Air quality is rated Good with a median AQI of 41.
Versailles has a population of 1,882 with a density of 1,199 people per square mile, spread across 1.5 square miles. The median age is 39.1 years, 1% older than the national median of 38.9. The gender split is 51.8% female and 48.2% male. The city is predominantly White (95.4%), with 1.1% Hispanic. English is the primary language spoken at home by 99.3% of residents. 5.1% of the population are veterans. 23.5% of residents have a disability (above the 13.0% national average). 90.7% have health insurance coverage.
Population
39.1yrs
Median Age
1% above US avg
Race & Ethnicity
Versailles vs U.S. Average
Language Spoken at Home
English Only
99.3%
26% above US avg
Spanish
0.7%
95% below US avg
Social Characteristics
Versailles vs U.S. Average
The median household income in Versailles is $50,179, which is 33% below the national average of $75,149. Per capita income is $28,420 (below the $39,052 national figure). The average weekly wage is $1,046, 27% lower than the U.S. average. The unemployment rate is 1.1% (below the 3.6% US average). 14.7% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 800 business establishments, including 46 restaurants. The cost of living index is 93.3, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 28 minutes. 4.8% of workers work from home (below the 15.2% national rate).
Income: Versailles vs U.S.
Income
| Median HH Income | $50,179 |
| 33% below US avg |
| Per Capita Income | $28,420 |
| Avg Weekly Wage | $1,046 |
| IRS Avg AGI | $66,647 |
| Gini Index | 0.441 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 1.1% |
| 69% below US avg |
| Poverty Rate | 14.7% |
| 19% above US avg |
| Establishments (County) | 800 |
| County GDP | $1,408M |
Business (County)
| Restaurants | 46 |
| Healthcare | 69 |
| Retail | 102 |
| Manufacturing | 34 |
Tax & Cost of Living
| Property Tax (IRS) | $2,633 |
| 25% below US avg |
| Cost of Living | 93.30 (100=avg) |
| Effective Tax Rate | 1.59% |
Commute & Transportation
| Commute Time | 27.6 min |
| Drive Alone | 80.5% |
| Public Transit | 0.0% |
| Work from Home | 4.8% |
The median home value in Versailles is $165,600, 41% below the national median of $281,900. Zillow estimates the typical home value at $253,468, higher than the Census estimate. Monthly rent averages $709 (39% below the national average of $1,163). Fair market rent ranges from $882 for a one-bedroom to $1,096 for a two-bedroom apartment. 57.2% of housing units are owner-occupied (below the 65.4% national rate). There are 821 total housing units in the city. The median year a home was built is 1974. The average annual property tax is $2,633 (lower than the $3,500 national average). 29.7% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 3.3x.
Home Values
| Census Median | $165,600 |
| 41% below US avg |
| Zillow ZHVI | $253,468 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $709 |
| 39% below US avg |
| Rent Burden | 29.7% |
HUD Fair Market Rent
| Studio | $816 |
| 1 Bedroom | $882 |
| 2 Bedrooms | $1,096 |
| 3 Bedrooms | $1,391 |
| 4 Bedrooms | $1,590 |
Ownership & Property
| Homeownership | 57.2% |
| Owner-Occupied | 57.2% |
| Renter-Occupied | 42.8% |
| Housing Units | 821 |
| Median Year Built | 1974 |
Property Tax
| Avg Tax (IRS) | $2,633 |
| 25% below US avg |
| Effective Rate | 1.59% |
In Versailles, 36.2% of adults are obese, above the national rate of 32.1%. 10.2% have diabetes. Heart disease affects 5.7% of residents. 33.1% have high blood pressure. 17.6% are current smokers (above the 14.0% national rate). 18.6% report binge drinking. 23.7% are physically inactive. 26.7% report depression (above the 20.0% national average). 19.4% experience frequent mental distress. 8.3% of residents lack health insurance. The primary care physician ratio is 1:29,081. The dentist ratio is 1:9,696. 31.8% of residents have access to exercise opportunities. The food environment index is 8.5 out of 10.
Health Metrics: Versailles vs U.S. Average (%)
Chronic Conditions
| Obesity | 36.2% |
| 13% above US avg |
| Diabetes | 10.2% |
| Heart Disease | 5.7% |
| High Blood Pressure | 33.1% |
| Asthma | 11.6% |
| COPD | 7.6% |
| Cancer | 7.5% |
| Stroke | 2.9% |
Behaviors & Mental Health
| Smoking | 17.6% |
| 26% above US avg |
| Binge Drinking | 18.6% |
| Physical Inactivity | 23.7% |
| Depression | 26.7% |
| Mental Distress | 19.4% |
| Physical Distress | 13.5% |
| Short Sleep | 38.1% |
Healthcare Access
| Insurance Rate | 90.7% |
| Uninsured | 8.3% |
| 3% below US avg |
| Primary Care | 1:29,081 |
| Dentists | 1:9,696 |
| Mental Health | 1:1,218 |
| Checkup Rate | 77.6% |
| Dental Visits | 59.1% |
| Premature Death | 9,690/100K |
Food & Exercise
| Food Environment | 8.5/10 |
| Exercise Access | 31.8% |
| Healthcare Facilities | 69 |
Versailles has a violent crime rate of 188 per 100,000 residents, 51% below the national average of 380. Property crime stands at 3,404 per 100,000, 74% above the U.S. average. The county recorded 8 fatal traffic crashes. Overall, Versailles receives a safety grade of F.
Crime Rates: Versailles vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 187.6/100K |
| 51% below US avg |
| |
Property Crime
| Total Property | 3,403.9/100K |
| 74% above US avg |
Traffic Safety
| Fatal Crashes (County/yr) | 8 |
| Traffic Accidents | 28 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Versailles experiences four distinct seasons with an average annual temperature of 51°F (11°C). Winters average 28°F in January while summers reach 72°F in July. The area gets 297 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 985 feet.
Temperature
28°F Jan (-2°C)
72°F Jul (22°C)
| Annual Average | 51.3°F |
| 5% below US avg |
| January Average | 28°F (-2°C) |
| July Average | 72°F (22°C) |
| Sunny Days | 297 days/yr |
Geography
| Elevation | 985 ft (300 m) |
| Area | 1.5 sq mi (3.9 km²) |
| Population Density | 1,199/sq mi |
| Coordinates | 39.0635°N, 85.2566°W |
| Timezone | America/Indiana/Indianapolis |
| County | Ripley County County |
| Nearest Airport | Cincinnati/Northern Kentucky International (CVG)
32 miles away |
Precipitation & Snow
Wettest Month (May)
4.88"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 46.8 / 100 |
| Social Vulnerability | 45.7 / 100 |
| Community Resilience | 56.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Hurricane |
Very Low |
| Earthquake |
Relatively Low |
| Wildfire |
Very Low |
| Flood |
Relatively Low |
| Hail |
Relatively Low |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Low |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Low |
| Cold Wave |
Relatively Low |
| Landslide |
Relatively Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
13 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.9. Most recent: M2.5 on Jan 28, 2024.
| Jan 24, 1990 |
6 km WNW of Alton, Indiana |
M3.9 |
148 km |
| Jan 27, 1990 |
6 km N of Alton, Indiana |
M3.8 |
141 km |
| Sep 12, 2004 |
4 km NW of Manilla, Indiana |
M3.8 |
70 km |
| Dec 20, 1990 |
5 km S of Stilesville, Indiana |
M3.7 |
132 km |
| Apr 14, 2000 |
4 km NW of Heritage Lake, Indiana |
M3.6 |
150 km |
| Aug 20, 2015 |
6 km SE of Lawrenceburg, Kentucky |
M2.8 |
124 km |
| Mar 17, 1999 |
2 km NNE of Ripley, Ohio |
M2.8 |
128 km |
| Mar 9, 1990 |
8 km ENE of New Amsterdam, Indiana |
M2.7 |
131 km |
| Mar 21, 1990 |
1 km W of Spring Mill, Kentucky |
M2.7 |
108 km |
| May 11, 2015 |
5 km ESE of Maysville, Kentucky |
M2.6 |
145 km |
| Jan 29, 1990 |
11 km S of Paoli, Indiana |
M2.6 |
125 km |
| Jul 23, 2013 |
6 km NNE of Germantown, Kentucky |
M2.6 |
120 km |
| Jan 28, 2024 |
3 km SW of Old Washington, Kentucky |
M2.5 |
134 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
502 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF5. Total: 62 fatalities, 1,890 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Apr 3, 1974 |
EF5 |
34 km |
3 |
| Mar 2, 2012 |
EF4 |
62 km |
4 |
| Apr 9, 1999 |
EF4 |
79 km |
4 |
| Jun 11, 1998 |
EF4 |
100 km |
0 |
| Nov 22, 1992 |
EF4 |
54 km |
1 |
| Jun 2, 1990 |
EF4 |
34 km |
0 |
| Jun 2, 1990 |
EF4 |
92 km |
0 |
| Jul 9, 1980 |
EF4 |
65 km |
2 |
| Apr 3, 1974 |
EF4 |
68 km |
2 |
| Apr 3, 1974 |
EF4 |
33 km |
0 |
| Apr 3, 1974 |
EF4 |
71 km |
11 |
| Apr 3, 1974 |
EF4 |
84 km |
0 |
| Apr 3, 1974 |
EF4 |
41 km |
4 |
| Apr 23, 1968 |
EF4 |
85 km |
1 |
| Apr 23, 1968 |
EF4 |
88 km |
6 |
| Apr 25, 1961 |
EF4 |
74 km |
0 |
| Mar 31, 2023 |
EF3 |
90 km |
0 |
| Mar 2, 2012 |
EF3 |
82 km |
3 |
| Mar 2, 2012 |
EF3 |
13 km |
3 |
| May 25, 2011 |
EF3 |
98 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: JPG 09 1 (6,113 ac, 1998).
| Year |
Name |
Acres |
Distance |
| 1998 |
JPG 09 1 |
6,113 |
25 km |
| 2005 |
RX BURNPLAN AREA 2-06 |
5,054 |
25 km |
| 2007 |
UNITS 8-9 2008 |
4,316 |
27 km |
| 2006 |
UNIT 19 06 WUI |
3,412 |
28 km |
| 2003 |
WUI 3 03 |
3,372 |
19 km |
| 2010 |
WUI UNIT 28K |
3,230 |
16 km |
| 1999 |
UNNAMED |
3,122 |
19 km |
| 2002 |
UNIT 8 |
2,753 |
27 km |
| 2005 |
UNIT 3 05 |
2,511 |
19 km |
| 2001 |
01 UNIT 16 |
2,361 |
24 km |
| 2011 |
WUI UNITS 0 AND 1 2011 |
2,215 |
27 km |
| 2004 |
UNIT 19 |
2,004 |
28 km |
| 2003 |
UNIT 8 03 |
1,971 |
26 km |
| 2008 |
FY 09 UNIT 42 RX FALL 2008 |
1,942 |
23 km |
| 2000 |
JPG 14 |
1,908 |
26 km |
| 2003 |
UNIT 16 03 |
1,809 |
25 km |
| 2021 |
UNNAMED |
1,547 |
87 km |
| 2002 |
UNIT 9 |
1,485 |
26 km |
| 1995 |
UNNAMED |
1,462 |
23 km |
| 2010 |
TRACER |
1,408 |
17 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
28°F (-2°C) |
2.8 in |
Coldest |
| February |
32°F (-0°C) |
2.8 in |
Driest |
| March |
42°F (6°C) |
4.0 in |
|
| April |
52°F (11°C) |
4.3 in |
|
| May |
62°F (17°C) |
4.9 in |
Wettest |
| June |
70°F (21°C) |
4.2 in |
|
| July |
72°F (22°C) |
4.2 in |
|
| August |
72°F (22°C) |
4.0 in |
Warmest |
| September |
66°F (19°C) |
3.0 in |
|
| October |
55°F (13°C) |
3.1 in |
|
| November |
44°F (6°C) |
3.7 in |
|
| December |
34°F (1°C) |
3.5 in |
|
Versailles has a seasonal temperature swing of 44°F / from 28°F in January to 72°F in August. Total annual precipitation is 44.4 inches, with May being the wettest month (4.9") and February the driest (2.8").
Average costs for common services in Versailles. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$233 ($140–$373) |
| Specialist Visit |
$327 ($187–$513) |
| Urgent Care Visit |
$187 ($93–$327) |
| Emergency Room Visit |
$2,053 ($746–$4,665) |
| Dental Cleaning |
$121 ($70–$187) |
| Dental Filling |
$233 ($140–$373) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$42 ($23–$70) |
| Oil Change (Synthetic) |
$70 ($47–$112) |
| Brake Pad Replacement |
$280 ($140–$467) |
| Tire Rotation |
$37 ($19–$70) |
| New Tires (Set of 4) |
$560 ($373–$933) |
| Battery Replacement |
$187 ($93–$327) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$93 ($56–$140) |
| Electrician (Per Hour) |
$84 ($47–$131) |
| HVAC Repair |
$373 ($140–$746) |
| HVAC System Install |
$6,531 ($3,732–$11,196) |
| Roof Repair |
$933 ($373–$1,866) |
| Roof Replacement |
$8,397 ($5,132–$13,995) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,400 ($467–$3,266) |
| Divorce (Contested) |
$13,995 ($4,665–$27,990) |
| DUI Defense |
$4,665 ($1,866–$9,330) |
| Bankruptcy (Chapter 7) |
$1,400 ($746–$2,799) |
| Will Preparation |
$467 ($187–$933) |
| Trust Preparation |
$2,333 ($933–$4,665) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$42) |
| Women's Haircut |
$51 ($28–$93) |
| Hair Coloring (Full) |
$140 ($70–$233) |
| Manicure |
$23 ($14–$42) |
| Pedicure |
$37 ($23–$61) |
| Massage (1 Hour) |
$75 ($47–$121) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.83 ($2.80–$5.13) |
| Dozen Eggs (per dozen) |
$3.27 ($2.33–$4.67) |
| Loaf of Bread |
$3.55 ($2.33–$5.13) |
| Chicken Breast (per lb) |
$4.20 ($2.80–$6.06) |
| Ground Beef (per lb) |
$5.13 ($3.73–$7.00) |
| Rice (per lb) |
$0.93 ($0.56–$1.68) |
View all 20 services
Utilities
| Electricity (Monthly) |
$131 ($75–$233) |
| Natural Gas (Monthly) |
$65 ($28–$140) |
| Water/Sewer (Monthly) |
$65 ($37–$112) |
| Internet (Monthly) |
$65 ($37–$93) |
| Cell Phone Plan (Monthly) |
$61 ($28–$93) |
| Cable TV (Monthly) |
$79 ($47–$140) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$187 ($70–$467) |
| Car Insurance (Annual) |
$1,866 ($1,120–$3,266) |
| Bus Pass (Monthly) |
$65 ($28–$121) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.46–$23) |
| Car Registration (Annual) |
$93 ($28–$233) |
| Driver's License Renewal |
$28 ($14–$70) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,120 ($560–$2,333) |
| Daycare (Toddler, Monthly) |
$933 ($467–$1,866) |
| After-School Care (Monthly) |
$373 ($187–$653) |
| Tutoring (Per Hour) |
$47 ($23–$93) |
| SAT/ACT Prep Course |
$933 ($373–$2,333) |
| Private School (K-12, Annual) |
$11,663 ($4,665–$27,990) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$56 ($28–$93) |
| Dog Vaccination (Annual) |
$93 ($47–$187) |
| Dog Grooming |
$56 ($28–$93) |
| Pet Boarding (Per Night) |
$37 ($19–$70) |
| Dog Spay/Neuter |
$280 ($140–$467) |
| Cat Spay/Neuter |
$187 ($93–$373) |
View all 9 services
Frequently Asked Questions About Versailles
What is the population of Versailles?
Versailles has a population of 1,882 residents and is located in Indiana. The population density is 1,199 people per square mile, spread across 1.5 square miles. The median age of residents is 39.1 years. The population is 51.8% female and 48.2% male.
Is Versailles expensive to live in?
Versailles is more affordable than the national average, with a cost of living index of 93.3 / below the baseline of 100. The median household income is $50,179, 33% below the national average of $75,149. The median home value is $165,600 (41% below the U.S. median). Renters pay a median of $709 per month, below the national average of $1,163. The home price-to-income ratio is 3.3x, indicating housing is reasonably affordable relative to local income levels.
Is Versailles safe?
Versailles is safer than the national average, with a violent crime rate of 188 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 3,404 per 100,000 (above the national average). Overall, Versailles receives a safety grade of F based on combined crime data.
What is the weather like in Versailles?
Versailles has a four-season climate with an average annual temperature of 51°F (11°C). Winter temperatures average 28°F in January, while summers reach an average of 72°F in July. The area receives 297 sunny days per year, well above the national average of 205. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Versailles?
The job market in Versailles is very strong, with unemployment at just 1.1% / well below the national rate of 3.6%. The average weekly wage is $1,046. There are 800 business establishments in the area, including 46 restaurants and food service locations. The average commute time is 28 minutes, and 4.8% of workers work from home.
How much does housing cost in Versailles?
The median home value in Versailles is $165,600. Zillow estimates the typical home value at $253,468. For renters, the median monthly rent is $709. Fair market rent is $882 for a 1-bedroom and $1,096 for a 2-bedroom apartment. The homeownership rate is 57.2%. The average annual property tax is $2,633.
How are the schools in Versailles?
Schools in Versailles score 6.5 out of 10 on standardized testing, near the national average. 16.8% of adults in Versailles hold a bachelor's degree or higher, below the national average of 33.7%. 84.5% have completed high school. 5.6% hold a graduate or professional degree.
How healthy is Versailles?
The obesity rate in Versailles is 36.2% (above the national rate of 32.1%). 17.6% of adults are smokers. 23.7% are physically inactive. 26.7% of residents report depression. 8.3% lack health insurance. 31.8% of residents have access to exercise opportunities. The primary care physician ratio is 1:29,081.
What is transportation like in Versailles?
The average commute in Versailles is 28 minutes. 80.5% of workers drive alone to work, and 4.8% work from home.
What are the demographics of Versailles?
The racial and ethnic makeup of Versailles is 95.4% White, 1% Black or African American, 1.1% Hispanic or Latino. 99.3% of residents speak only English at home. 5.1% of the population are military veterans. 23.5% of residents have a disability. 90.7% have health insurance coverage.
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