Median Income
$40,865
46% lower than US avg
Home Value
$83,800
70% lower than US avg
Violent Crime
350/100K
8% lower than US avg
Bachelor's+
18.1%
46% lower than US avg
Median Rent
$771
34% lower than US avg
Obesity Rate
40.6%
26% higher than US avg
Unemployment
2.2%
39% lower than US avg
Poverty Rate
9.3%
25% lower than US avg
How Oshkosh Compares to the U.S. Average (100% = U.S. avg)
People
Population775
Median Age38.9 yrs
Density1,157/mi²
Male / Female47% / 53%
Largest GroupWhite 92%
Veterans10.8%
Economy
B+
Median Income$40,865
Per Capita$28,954
Unemployment2.2%
Poverty9.3%
County GDP$107M
Commute10 min
Housing
A+
Home Value$83,800
Rent$771
Ownership81.7%
Zillow$165,995
Housing Units506
Rent Burden22.8%
Crime
F
Violent350/100K
Property2,670/100K
Health
Obesity40.6%
Uninsured10.5%
Smoking16.5%
Depression19.4%
Heart Disease6.0%
Climate
Avg Temp49°F (9°C)
AQI32 (Good)
Rain17.9 in/yr
Sunny Days316/yr
Elevation3,397 ft (1,035 m)
Education
C
Bachelor's+18.1%
High School+97.4%
Graduate+4.8%
School Score6.12
Community
2024 VoteR 85% / D 15%
Commute10 min
Broadband84.1%
EV Stations1
Libraries2
Is Oshkosh a Good Place to Live?
Based on current data, Oshkosh receives an overall livability score of 3.0 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. Oshkosh offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Oshkosh is $40,865, 46% below the national average of $75,149. The job market is very strong with unemployment at just 2.2%. 9.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 10 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Oshkosh is $83,800, 70% below the national median / offering relatively affordable homeownership. Renters pay a median of $771 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in Oshkosh is below the national average at 350 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,670 per 100,000, 36% above the national average.
Education
18.1% of residents hold a bachelor's degree, below the national average of 33.7%. 97.4% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
Oshkosh experiences four distinct seasons with an average temperature of 49°F. Winters average 26°F in January while summers reach 74°F in July. With 316 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 17.9 inches, including 27.7 inches of snow. Air quality is rated Good with a median AQI of 32.
Oshkosh has a population of 775 with a density of 1,157 people per square mile, spread across 0.7 square miles. The median age is 38.9 years, 0% younger than the national median of 38.9. The gender split is 52.9% female and 47.1% male. The city is predominantly White (92.4%). English is the primary language spoken at home by 95.6% of residents. 10.8% of the population are veterans, above the national rate of 6.0%. 17.9% of residents have a disability (above the 13.0% national average). 78.5% have health insurance coverage.
Population
38.9yrs
Median Age
0% below US avg
Language Spoken at Home
English Only
95.6%
22% above US avg
Spanish
4.4%
67% below US avg
The median household income in Oshkosh is $40,865, which is 46% below the national average of $75,149. Per capita income is $28,954 (below the $39,052 national figure). The average weekly wage is $842, 41% lower than the U.S. average. The unemployment rate is 2.2% (below the 3.6% US average). 9.3% of residents live below the poverty line, lower than the national rate of 12.4%. The area has 72 business establishments, including 3 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 10 minutes (shorter than the 28-minute US average). 7.9% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $40,865 |
| 46% below US avg |
| Per Capita Income | $28,954 |
| Avg Weekly Wage | $842 |
| IRS Avg AGI | $44,590 |
| Gini Index | 0.411 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 2.2% |
| 39% below US avg |
| Poverty Rate | 9.3% |
| 25% below US avg |
| Establishments (County) | 72 |
| County GDP | $107M |
Tax & Cost of Living
| |
| Cost of Living | 90.10 (100=avg) |
Commute & Transportation
| Commute Time | 9.9 min |
| Drive Alone | 70.0% |
| Public Transit | 0.0% |
| Work from Home | 7.9% |
The median home value in Oshkosh is $83,800, 70% below the national median of $281,900. Zillow estimates the typical home value at $165,995, higher than the Census estimate. Monthly rent averages $771 (34% below the national average of $1,163). Fair market rent ranges from $791 for a one-bedroom to $1,001 for a two-bedroom apartment. 81.7% of housing units are owner-occupied (above the 65.4% national rate). There are 506 total housing units in the city. The median year a home was built is 1951. 22.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $83,800 |
| 70% below US avg |
| Zillow ZHVI | $165,995 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $771 |
| 34% below US avg |
| Rent Burden | 22.8% |
HUD Fair Market Rent
| Studio | $706 |
| 1 Bedroom | $791 |
| 2 Bedrooms | $1,001 |
| 3 Bedrooms | $1,274 |
| 4 Bedrooms | $1,409 |
Ownership & Property
| Homeownership | 81.7% |
| Owner-Occupied | 81.7% |
| Renter-Occupied | 18.3% |
| Housing Units | 506 |
| Median Year Built | 1951 |
Property Tax
In Oshkosh, 40.6% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 6.0% of residents. 32.4% have high blood pressure. 16.5% are current smokers. 21.5% report binge drinking. 28.8% are physically inactive. 19.4% report depression. 16.3% experience frequent mental distress. 10.5% of residents lack health insurance (above the 8.6% national rate). The dentist ratio is 1:1,837. 61.9% of residents have access to exercise opportunities. The food environment index is 7.4 out of 10.
Health Metrics: Oshkosh vs U.S. Average (%)
Chronic Conditions
| Obesity | 40.6% |
| 26% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 6.0% |
| High Blood Pressure | 32.4% |
| Asthma | 9.7% |
| COPD | 6.8% |
| Cancer | 7.2% |
| Stroke | 3.1% |
Behaviors & Mental Health
| Smoking | 16.5% |
| 18% above US avg |
| Binge Drinking | 21.5% |
| Physical Inactivity | 28.8% |
| Depression | 19.4% |
| Mental Distress | 16.3% |
| Physical Distress | 12.8% |
| Short Sleep | 32.8% |
Healthcare Access
| Insurance Rate | 78.5% |
| Uninsured | 10.5% |
| 22% above US avg |
| Dentists | 1:1,837 |
| Mental Health | 1:1,794 |
| Checkup Rate | 72.7% |
| Dental Visits | 60.4% |
| Premature Death | 8,539/100K |
Food & Exercise
| Food Environment | 7.4/10 |
| Exercise Access | 61.9% |
Oshkosh has a violent crime rate of 350 per 100,000 residents, 8% below the national average of 380. Property crime stands at 2,670 per 100,000, 36% above the U.S. average. The area has experienced 91 federally declared disasters. Overall, Oshkosh receives a safety grade of F.
Crime Rates: Oshkosh vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 350.2/100K |
| 8% below US avg |
| |
Property Crime
| Total Property | 2,670.4/100K |
| 36% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
| FEMA Disasters | 91 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Oshkosh experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 26°F in January while summers reach 74°F in July. The area gets 316 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 17.9 inches (drier than the 38-inch national average). The area receives 27.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 32. The city sits at an elevation of 3,397 feet.
Temperature
26°F Jan (-3°C)
74°F Jul (24°C)
| Annual Average | 49.0°F |
| 9% below US avg |
| January Average | 26°F (-3°C) |
| July Average | 74°F (24°C) |
| Sunny Days | 316 days/yr |
Geography
| Elevation | 3,397 ft (1,035 m) |
| Area | 0.7 sq mi (1.7 km²) |
| Population Density | 1,157/sq mi |
| Coordinates | 41.4080°N, 102.3452°W |
| Timezone | America/Chicago |
| County | Garden County County |
| Nearest Airport | Western Nebraska Regional/William B Heilig Field (BFF)
72 miles away |
Precipitation & Snow
Annual Rainfall
17.9"
53% below US avg
Wettest Month (May)
3.11"
Air Quality
| AQI Median | 32.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 2.8 / 100 |
| Social Vulnerability | 13.4 / 100 |
| Community Resilience | 28.2 / 100 |
Hazard Breakdown
| Tornado |
Very Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Low |
| Strong Wind |
Very Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Relatively Moderate |
| Ice Storm |
Very Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Very Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
5 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.6. Most recent: M3.6 on Oct 18, 2012.
| Oct 18, 2012 |
28 km NW of Hyannis, Nebraska |
M3.6 |
95 km |
| Jun 18, 1998 |
23 km S of Chadron, Nebraska |
M3.1 |
146 km |
| Sep 30, 1990 |
29 km SE of Hyannis, Nebraska |
M3.0 |
83 km |
| Apr 24, 2007 |
23 km WSW of Hay Springs, Nebraska |
M2.7 |
140 km |
| Aug 6, 2012 |
21 km WNW of Mullen, Nebraska |
M2.5 |
116 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
436 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 2 fatalities, 24 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jul 5, 2000 |
EF3 |
86 km |
0 |
| May 2, 1991 |
EF3 |
85 km |
0 |
| Jul 10, 1977 |
EF3 |
66 km |
0 |
| Jun 27, 1960 |
EF3 |
44 km |
0 |
| Jun 27, 1960 |
EF3 |
66 km |
2 |
| Jun 20, 1960 |
EF3 |
86 km |
0 |
| May 23, 2024 |
EF2 |
50 km |
0 |
| May 19, 2024 |
EF2 |
86 km |
0 |
| Sep 11, 2019 |
EF2 |
93 km |
0 |
| Sep 11, 2019 |
EF2 |
93 km |
0 |
| Jun 12, 2017 |
EF2 |
95 km |
0 |
| Jun 28, 2016 |
EF2 |
87 km |
0 |
| Mar 28, 2007 |
EF2 |
87 km |
0 |
| Jun 20, 2003 |
EF2 |
10 km |
0 |
| Jul 13, 1996 |
EF2 |
78 km |
0 |
| May 21, 1995 |
EF2 |
91 km |
0 |
| Jul 6, 1994 |
EF2 |
62 km |
0 |
| Jun 13, 1988 |
EF2 |
77 km |
0 |
| Jul 15, 1983 |
EF2 |
38 km |
0 |
| Oct 15, 1980 |
EF2 |
12 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
20 wildfires (100+ acres) within 100 km.
Largest: LOGAN (30,076 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
LOGAN |
30,076 |
80 km |
| 2012 |
UNNAMED |
17,990 |
86 km |
| 2012 |
TURNER TATANKA |
15,749 |
32 km |
| 1989 |
MORRILL CO |
14,497 |
53 km |
| 2012 |
KEITH COUNTY COMPLEX |
13,526 |
40 km |
| 2012 |
JEFFRIES |
8,853 |
29 km |
| 2024 |
SCHIFF |
6,714 |
99 km |
| 2000 |
DRYWELLS |
6,492 |
23 km |
| 2021 |
HACKBERRY CA |
6,367 |
86 km |
| 1999 |
UNNAMED |
6,239 |
78 km |
| 2019 |
RED KATE |
6,115 |
35 km |
| 2012 |
UNNAMED |
4,792 |
99 km |
| 1998 |
SUGARLOAF |
4,075 |
23 km |
| 1987 |
UNNAMED |
3,439 |
81 km |
| 2020 |
HUBBARDS GAP |
3,435 |
96 km |
| 2000 |
UNNAMED |
3,192 |
44 km |
| 1986 |
W BLUE CREEK |
3,167 |
26 km |
| 2008 |
UNNAMED |
1,861 |
51 km |
| 2021 |
118 CA |
1,804 |
79 km |
| 1989 |
UNNAMED |
1,782 |
75 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
26°F (-3°C) |
0.4 in |
Coldest, Driest |
| February |
31°F (-1°C) |
0.4 in |
|
| March |
38°F (3°C) |
1.1 in |
|
| April |
48°F (9°C) |
1.7 in |
|
| May |
58°F (14°C) |
3.1 in |
Wettest |
| June |
68°F (20°C) |
2.8 in |
|
| July |
74°F (24°C) |
2.4 in |
Warmest |
| August |
72°F (22°C) |
1.7 in |
|
| September |
62°F (17°C) |
1.4 in |
|
| October |
50°F (10°C) |
0.8 in |
|
| November |
36°F (2°C) |
0.6 in |
|
| December |
27°F (-3°C) |
0.4 in |
|
Oshkosh has a seasonal temperature swing of 48°F / from 26°F in January to 74°F in July. Total annual precipitation is 16.8 inches, with May being the wettest month (3.1") and January the driest (0.4").
Average costs for common services in Oshkosh. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $811 |
| Toddler | $769 |
| Preschool | $704 |
| Family Childcare (monthly) |
| Infant | $465 |
| Toddler | $487 |
| Preschool | $498 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Oshkosh
What is the population of Oshkosh?
Oshkosh has a population of 775 residents and is located in Nebraska. The population density is 1,157 people per square mile, spread across 0.7 square miles. The median age of residents is 38.9 years. The population is 52.9% female and 47.1% male.
Is Oshkosh expensive to live in?
Oshkosh is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $40,865, 46% below the national average of $75,149. The median home value is $83,800 (70% below the U.S. median). Renters pay a median of $771 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is Oshkosh safe?
Oshkosh is safer than the national average, with a violent crime rate of 350 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,670 per 100,000 (above the national average). Overall, Oshkosh receives a safety grade of F based on combined crime data.
What is the weather like in Oshkosh?
Oshkosh has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 26°F in January, while summers reach an average of 74°F in July. The area receives 316 sunny days per year, well above the national average of 205. Annual rainfall totals 17.9 inches, with 27.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 32.
How is the job market in Oshkosh?
The job market in Oshkosh is very strong, with unemployment at just 2.2% / well below the national rate of 3.6%. The average weekly wage is $842. There are 72 business establishments in the area, including 3 restaurants and food service locations. The average commute time is 10 minutes, and 7.9% of workers work from home.
How much does housing cost in Oshkosh?
The median home value in Oshkosh is $83,800. Zillow estimates the typical home value at $165,995. For renters, the median monthly rent is $771. Fair market rent is $791 for a 1-bedroom and $1,001 for a 2-bedroom apartment. The homeownership rate is 81.7%.
How are the schools in Oshkosh?
Schools in Oshkosh score 6.1 out of 10 on standardized testing, near the national average. 18.1% of adults in Oshkosh hold a bachelor's degree or higher, below the national average of 33.7%. 97.4% have completed high school. 4.8% hold a graduate or professional degree.
How healthy is Oshkosh?
The obesity rate in Oshkosh is 40.6% (above the national rate of 32.1%). 16.5% of adults are smokers. 28.8% are physically inactive. 19.4% of residents report depression. 10.5% lack health insurance (above the national rate). 61.9% of residents have access to exercise opportunities.
What is transportation like in Oshkosh?
The average commute in Oshkosh is 10 minutes, shorter than the national average of 28 minutes. 70% of workers drive alone to work, and 7.9% work from home.
What are the demographics of Oshkosh?
The racial and ethnic makeup of Oshkosh is 92.4% White. 95.6% of residents speak only English at home, while 4.4% speak Spanish. 10.8% of the population are military veterans. 17.9% of residents have a disability. 78.5% have health insurance coverage.
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