Median Income
$54,154
28% lower than US avg
Home Value
$260,000
8% lower than US avg
Violent Crime
0/100K
100% lower than US avg
Bachelor's+
23.5%
30% lower than US avg
Median Rent
$1,056
9% lower than US avg
Obesity Rate
30.0%
7% lower than US avg
Unemployment
0.1%
97% lower than US avg
Poverty Rate
18.3%
48% higher than US avg
How Holyoke Compares to the U.S. Average (100% = U.S. avg)
People
Population2,378
Median Age39.2 yrs
Density963/mi²
Male / Female48% / 52%
Largest GroupWhite 77%
Veterans8.3%
Economy
B
Median Income$54,154
Per Capita$46,401
Unemployment0.1%
Poverty18.3%
County GDP$254M
Commute22 min
Housing
B+
Home Value$260,000
Rent$1,056
Ownership73.4%
Zillow$259,272
Housing Units1,094
Rent Burden27.8%
Crime
C+
Violent0/100K
Property272/100K
Murder0.0/100K
Assault0/100K
Burglary45/100K
Health
Obesity30.0%
Uninsured19.0%
Smoking14.6%
Depression23.1%
Heart Disease5.8%
Climate
Avg Temp49°F (9°C)
AQI41 (Good)
Rain17.9 in/yr
Sunny Days316/yr
Elevation3,733 ft (1,138 m)
Education
C+
Bachelor's+23.5%
High School+86.6%
Graduate+8.4%
School Score5.69
Community
2024 VoteR 80% / D 18%
Commute22 min
Broadband83.0%
EV Stations2
Libraries2
Is Holyoke a Good Place to Live?
Based on current data, Holyoke receives an overall livability score of 3.2 out of 5.0, earning a grade of B. Key strengths include low unemployment, low crime rates, abundant sunshine. Areas to be aware of include an elevated poverty rate, a high uninsured rate, below-average incomes. Holyoke offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in Holyoke is $54,154, 28% below the national average of $75,149. The job market is very strong with unemployment at just 0.1%. The poverty rate of 18.3% exceeds the national average of 12.4%, indicating economic hardship for a significant portion of the population. Workers commute an average of 22 minutes.
Cost of Living & Housing
The median home value in Holyoke is $260,000, roughly aligned with the national median of $281,900. Renters pay a median of $1,056 per month. A price-to-income ratio of 4.8x indicates a reasonably affordable housing market.
Safety & Crime
Holyoke is a very safe community with a violent crime rate of 0 per 100,000 residents / well below the national average of 380. Property crime occurs at a rate of 272 per 100,000, 86% below the national average.
Education
23.5% of residents hold a bachelor's degree, below the national average of 33.7%. 86.6% have completed high school. Area schools have an average test score of 5.7/10.
Climate & Weather
Holyoke experiences four distinct seasons with an average temperature of 49°F. Winters average 27°F in January while summers reach 73°F in July. With 316 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 17.9 inches, including 30.4 inches of snow. Air quality is rated Good with a median AQI of 41.
Holyoke has a population of 2,378 with a density of 963 people per square mile, spread across 2.4 square miles. The median age is 39.2 years, 1% older than the national median of 38.9. The gender split is 51.7% female and 48.3% male. The city is predominantly White (76.7%), with 4.2% Hispanic. English is the primary language spoken at home by 63.4% of residents, while 36.6% speak Spanish. 8.3% of the population are veterans, above the national rate of 6.0%. 10.9% of residents have a disability. 90.4% have health insurance coverage.
Population
39.2yrs
Median Age
1% above US avg
Language Spoken at Home
English Only
63.4%
19% below US avg
Spanish
36.6%
173% above US avg
The median household income in Holyoke is $54,154, which is 28% below the national average of $75,149. Per capita income is $46,401 (above the $39,052 national figure). The average weekly wage is $961, 33% lower than the U.S. average. The unemployment rate is 0.1% (below the 3.6% US average). 18.3% of residents live below the poverty line, higher than the national rate of 12.4%. The area has 186 business establishments, including 11 restaurants. The cost of living index is 103.1, roughly in line with the national average. Workers commute an average of 22 minutes (shorter than the 28-minute US average). 5.2% of workers work from home (below the 15.2% national rate).
Income
| Median HH Income | $54,154 |
| 28% below US avg |
| Per Capita Income | $46,401 |
| Avg Weekly Wage | $961 |
| IRS Avg AGI | $68,315 |
| Gini Index | 0.512 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.1% |
| 97% below US avg |
| Poverty Rate | 18.3% |
| 48% above US avg |
| Establishments (County) | 186 |
| County GDP | $254M |
Business (County)
| Restaurants | 11 |
| Healthcare | 11 |
| Retail | 17 |
| Manufacturing | 3 |
Tax & Cost of Living
| Property Tax (IRS) | $1,800 |
| 49% below US avg |
| Cost of Living | 103.10 (100=avg) |
| Effective Tax Rate | 0.69% |
Commute & Transportation
| Commute Time | 22.4 min |
| Drive Alone | 75.0% |
| Public Transit | 0.0% |
| Work from Home | 5.2% |
The median home value in Holyoke is $260,000, 8% below the national median of $281,900. Zillow estimates the typical home value at $259,272. Monthly rent averages $1,056 (9% below the national average of $1,163). Fair market rent ranges from $1,161 for a one-bedroom to $1,429 for a two-bedroom apartment. 73.4% of housing units are owner-occupied (above the 65.4% national rate). There are 1,094 total housing units in the city. The median year a home was built is 1969. The average annual property tax is $1,800 (lower than the $3,500 national average). 27.8% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.8x.
Home Values
| Census Median | $260,000 |
| 8% below US avg |
| Zillow ZHVI | $259,272 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $1,056 |
| 9% below US avg |
| Rent Burden | 27.8% |
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
| Homeownership | 73.4% |
| Owner-Occupied | 73.4% |
| Renter-Occupied | 26.6% |
| Housing Units | 1,094 |
| Median Year Built | 1969 |
Property Tax
| Avg Tax (IRS) | $1,800 |
| 49% below US avg |
| Effective Rate | 0.69% |
In Holyoke, 30.0% of adults are obese, below the national rate of 32.1%. 10.3% have diabetes. Heart disease affects 5.8% of residents. 28.3% have high blood pressure. 14.6% are current smokers. 17.2% report binge drinking. 24.7% are physically inactive. 23.1% report depression (above the 20.0% national average). 18.2% experience frequent mental distress. 19.0% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,128. 82.3% of residents have access to exercise opportunities. The food environment index is 8.4 out of 10.
Health Metrics: Holyoke vs U.S. Average (%)
Chronic Conditions
| Obesity | 30.0% |
| 7% below US avg |
| Diabetes | 10.3% |
| Heart Disease | 5.8% |
| High Blood Pressure | 28.3% |
| Asthma | 11.1% |
| COPD | 6.6% |
| Cancer | 6.7% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 14.6% |
| 4% above US avg |
| Binge Drinking | 17.2% |
| Physical Inactivity | 24.7% |
| Depression | 23.1% |
| Mental Distress | 18.2% |
| Physical Distress | 14.6% |
| Short Sleep | 34.3% |
Healthcare Access
| Insurance Rate | 90.4% |
| Uninsured | 19.0% |
| 121% above US avg |
| Primary Care | 1:1,128 |
| Mental Health | 1:895 |
| Checkup Rate | 68.4% |
| Dental Visits | 55.4% |
| Premature Death | 9,191/100K |
Food & Exercise
| Food Environment | 8.4/10 |
| Exercise Access | 82.3% |
| Healthcare Facilities | 11 |
Holyoke has a violent crime rate of 0 per 100,000 residents, 100% below the national average of 380. This breaks down to aggravated assault at 0.0 per 100,000, robbery at 0.0, rape at 0.0. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 272 per 100,000, 86% below the U.S. average. This includes larceny/theft at 227, burglary at 45, vehicle theft at 0 per 100,000 residents. The county recorded 2 fatal traffic crashes. Overall, Holyoke receives a safety grade of C+.
Crime Rates: Holyoke vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 0.0/100K |
| 100% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 0.0/100K |
| Robbery | 0.0/100K |
| Assault | 0.0/100K |
Property Crime
| Total Property | 272.2/100K |
| 86% below US avg |
| Burglary | 45.4/100K |
| Theft | 226.9/100K |
| Vehicle Theft | 0.0/100K |
| Arson | 0.0/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 2 |
| Traffic Accidents | 18 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | C+ |
| Safety Score | 2.5 / 5.0 |
Holyoke experiences four distinct seasons with an average annual temperature of 49°F (9°C). Winters average 27°F in January while summers reach 73°F in July. The area gets 316 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 17.9 inches (drier than the 38-inch national average). The area receives 30.4 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 3,733 feet.
Temperature
27°F Jan (-3°C)
73°F Jul (23°C)
| Annual Average | 48.9°F |
| 9% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 73°F (23°C) |
| Sunny Days | 316 days/yr |
Geography
| Elevation | 3,733 ft (1,138 m) |
| Area | 2.4 sq mi (6.1 km²) |
| Population Density | 963/sq mi |
| Coordinates | 40.5821°N, 102.2972°W |
| Timezone | America/Denver |
| County | Phillips County County |
| Nearest Airport | Colorado Plains Regional (AKO)
56 miles away |
Precipitation & Snow
Annual Rainfall
17.9"
53% below US avg
Wettest Month (May)
3.31"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 12.3 / 100 |
| Social Vulnerability | 11.4 / 100 |
| Community Resilience | 6.6 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Very Low |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
1 earthquake (M2.5+) within 150 km since 1990.
Strongest: M3.0. Most recent: M3.0 on Apr 16, 2007.
| Apr 16, 2007 |
11 km WSW of Maywood, Nebraska |
M3.0 |
131 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
614 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 2 fatalities, 51 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Oct 29, 1956 |
EF4 |
92 km |
0 |
| Aug 8, 2023 |
EF3 |
71 km |
0 |
| Jul 5, 2000 |
EF3 |
36 km |
0 |
| May 2, 1991 |
EF3 |
44 km |
0 |
| May 10, 1975 |
EF3 |
98 km |
0 |
| Aug 15, 1974 |
EF3 |
75 km |
0 |
| Jun 6, 1967 |
EF3 |
54 km |
0 |
| Jun 27, 1960 |
EF3 |
74 km |
0 |
| Jun 27, 1960 |
EF3 |
29 km |
2 |
| Jun 5, 1953 |
EF3 |
69 km |
0 |
| May 23, 2024 |
EF2 |
87 km |
0 |
| May 19, 2024 |
EF2 |
67 km |
0 |
| Jun 21, 2023 |
EF2 |
99 km |
0 |
| May 26, 2021 |
EF2 |
80 km |
0 |
| Sep 11, 2019 |
EF2 |
57 km |
0 |
| Sep 11, 2019 |
EF2 |
62 km |
0 |
| May 7, 2016 |
EF2 |
52 km |
0 |
| Mar 28, 2007 |
EF2 |
49 km |
0 |
| Jun 20, 2003 |
EF2 |
91 km |
0 |
| Jul 13, 1996 |
EF2 |
79 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
12 wildfires (100+ acres) within 100 km.
Largest: LOGAN (30,076 ac, 2017).
| Year |
Name |
Acres |
Distance |
| 2017 |
LOGAN |
30,076 |
40 km |
| 2012 |
KEITH COUNTY COMPLEX |
13,526 |
92 km |
| 1997 |
UNNAMED |
4,777 |
64 km |
| 2002 |
UNNAMED |
3,275 |
73 km |
| 2022 |
COUNTY ROAD R |
2,080 |
60 km |
| 2018 |
COUNTY ROAD 56 |
1,866 |
22 km |
| 1994 |
STABLE |
1,706 |
89 km |
| 1989 |
UNNAMED |
1,544 |
91 km |
| 2002 |
UNNAMED |
1,476 |
94 km |
| 2000 |
UNNAMED |
1,318 |
94 km |
| 1990 |
UNNAMED |
1,285 |
90 km |
| 2006 |
I 76 |
1,033 |
75 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
0.4 in |
Coldest |
| February |
32°F (-0°C) |
0.4 in |
Driest |
| March |
39°F (4°C) |
1.1 in |
|
| April |
48°F (9°C) |
1.7 in |
|
| May |
58°F (15°C) |
3.3 in |
Wettest |
| June |
68°F (20°C) |
3.1 in |
|
| July |
73°F (23°C) |
2.7 in |
Warmest |
| August |
72°F (22°C) |
1.9 in |
|
| September |
63°F (17°C) |
1.2 in |
|
| October |
51°F (10°C) |
0.8 in |
|
| November |
37°F (3°C) |
0.6 in |
|
| December |
29°F (-2°C) |
0.4 in |
|
Holyoke has a seasonal temperature swing of 46°F / from 27°F in January to 73°F in July. Total annual precipitation is 17.5 inches, with May being the wettest month (3.3") and February the driest (0.4").
Average costs for common services in Holyoke. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$258 ($155–$412) |
| Specialist Visit |
$361 ($206–$567) |
| Urgent Care Visit |
$206 ($103–$361) |
| Emergency Room Visit |
$2,268 ($825–$5,155) |
| Dental Cleaning |
$134 ($77–$206) |
| Dental Filling |
$258 ($155–$412) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($26–$77) |
| Oil Change (Synthetic) |
$77 ($52–$124) |
| Brake Pad Replacement |
$309 ($155–$516) |
| Tire Rotation |
$41 ($21–$77) |
| New Tires (Set of 4) |
$619 ($412–$1,031) |
| Battery Replacement |
$206 ($103–$361) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$144) |
| HVAC Repair |
$412 ($155–$825) |
| HVAC System Install |
$7,217 ($4,124–$12,372) |
| Roof Repair |
$1,031 ($412–$2,062) |
| Roof Replacement |
$9,279 ($5,671–$15,465) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,547 ($516–$3,609) |
| Divorce (Contested) |
$15,465 ($5,155–$30,930) |
| DUI Defense |
$5,155 ($2,062–$10,310) |
| Bankruptcy (Chapter 7) |
$1,547 ($825–$3,093) |
| Will Preparation |
$516 ($206–$1,031) |
| Trust Preparation |
$2,578 ($1,031–$5,155) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($15–$46) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($77–$258) |
| Manicure |
$26 ($15–$46) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$82 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.23 ($3.09–$5.67) |
| Dozen Eggs (per dozen) |
$3.61 ($2.58–$5.16) |
| Loaf of Bread |
$3.92 ($2.58–$5.67) |
| Chicken Breast (per lb) |
$4.64 ($3.09–$6.70) |
| Ground Beef (per lb) |
$5.67 ($4.12–$7.73) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$144 ($82–$258) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$206 ($77–$516) |
| Car Insurance (Annual) |
$2,062 ($1,237–$3,609) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.25–$26) |
| Car Registration (Annual) |
$103 ($31–$258) |
| Driver's License Renewal |
$31 ($15–$77) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,237 ($619–$2,578) |
| Daycare (Toddler, Monthly) |
$1,031 ($516–$2,062) |
| After-School Care (Monthly) |
$412 ($206–$722) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,031 ($412–$2,578) |
| Private School (K-12, Annual) |
$12,888 ($5,155–$30,930) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$206) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$77) |
| Dog Spay/Neuter |
$309 ($155–$516) |
| Cat Spay/Neuter |
$206 ($103–$412) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $450 |
| Toddler | $549 |
| Preschool | $377 |
| Family Childcare (monthly) |
| Infant | $811 |
| Toddler | $811 |
| Preschool | $811 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Holyoke
What is the population of Holyoke?
Holyoke has a population of 2,378 residents and is located in Colorado. The population density is 963 people per square mile, spread across 2.4 square miles. The median age of residents is 39.2 years. The population is 51.7% female and 48.3% male.
Is Holyoke expensive to live in?
Holyoke has a cost of living roughly in line with the national average, with an index of 103.1 (baseline: 100). The median household income is $54,154, 28% below the national average of $75,149. The median home value is $260,000 (8% below the U.S. median). Renters pay a median of $1,056 per month. The home price-to-income ratio is 4.8x, indicating housing is reasonably affordable relative to local income levels.
Is Holyoke safe?
Holyoke is considered a very safe city with a violent crime rate of 0 per 100,000 residents, well below the national average of 380. Property crime occurs at a rate of 272 per 100,000 (below the national average). Overall, Holyoke receives a safety grade of C+ based on combined crime data.
What is the weather like in Holyoke?
Holyoke has a four-season climate with an average annual temperature of 49°F (9°C). Winter temperatures average 27°F in January, while summers reach an average of 73°F in July. The area receives 316 sunny days per year, well above the national average of 205. Annual rainfall totals 17.9 inches, with 30.4 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Holyoke?
The job market in Holyoke is very strong, with unemployment at just 0.1% / well below the national rate of 3.6%. The average weekly wage is $961. There are 186 business establishments in the area, including 11 restaurants and food service locations. The average commute time is 22 minutes, and 5.2% of workers work from home.
How much does housing cost in Holyoke?
The median home value in Holyoke is $260,000. Zillow estimates the typical home value at $259,272. For renters, the median monthly rent is $1,056. Fair market rent is $1,161 for a 1-bedroom and $1,429 for a 2-bedroom apartment. The homeownership rate is 73.4%. The average annual property tax is $1,800.
How are the schools in Holyoke?
Schools in Holyoke score 5.7 out of 10 on standardized testing, near the national average. 23.5% of adults in Holyoke hold a bachelor's degree or higher, below the national average of 33.7%. 86.6% have completed high school. 8.4% hold a graduate or professional degree.
How healthy is Holyoke?
The obesity rate in Holyoke is 30.0% (below the national rate of 32.1%). 14.6% of adults are smokers. 24.7% are physically inactive. 23.1% of residents report depression. 19.0% lack health insurance (above the national rate). 82.3% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,128.
What is transportation like in Holyoke?
The average commute in Holyoke is 22 minutes, shorter than the national average of 28 minutes. 75% of workers drive alone to work, and 5.2% work from home.
What are the demographics of Holyoke?
The racial and ethnic makeup of Holyoke is 76.7% White, 4.2% Hispanic or Latino. 63.4% of residents speak only English at home, while 36.6% speak Spanish. 8.3% of the population are military veterans. 10.9% of residents have a disability. 90.4% have health insurance coverage.
All Countries
