Median Income
$59,121
21% lower than US avg
Home Value
$259,900
8% lower than US avg
Violent Crime
379/100K
0% lower than US avg
Bachelor's+
18.4%
45% lower than US avg
Median Rent
$1,074
8% lower than US avg
Obesity Rate
33.1%
3% higher than US avg
Unemployment
4.1%
14% higher than US avg
Poverty Rate
13.4%
8% higher than US avg
How Fort Morgan Compares to the U.S. Average (100% = U.S. avg)
People
Population11,521
Median Age32.5 yrs
Density2,153/mi²
Male / Female50% / 50%
Largest GroupWhite 55%
Veterans4.8%
Economy
B+
Median Income$59,121
Per Capita$27,231
Unemployment4.1%
Poverty13.4%
County GDP$2,043M
Commute17 min
Housing
A
Home Value$259,900
Rent$1,074
Ownership52.3%
Zillow$321,904
Housing Units4,509
Rent Burden28.1%
Crime
F
Violent379/100K
Property2,387/100K
Murder0.0/100K
Assault141/100K
Burglary335/100K
Health
Obesity33.1%
Uninsured20.8%
Smoking14.2%
Depression21.4%
Heart Disease5.6%
Climate
Avg Temp50°F (10°C)
AQI41 (Good)
Rain14.3 in/yr
Sunny Days316/yr
Elevation4,316 ft (1,316 m)
Education
C
Bachelor's+18.4%
High School+80.5%
Graduate+6.5%
School Score5.26
Community
2024 VoteR 73% / D 24%
Commute17 min
Broadband89.1%
EV Stations1
Libraries2
Is Fort Morgan a Good Place to Live?
Based on current data, Fort Morgan receives an overall livability score of 2.8 out of 5.0, earning a grade of C+. Key strengths include abundant sunshine. Areas to be aware of include a high uninsured rate, below-average incomes. Fort Morgan has some notable strengths but also faces challenges that prospective residents should consider.
Economy & Jobs
The median household income in Fort Morgan is $59,121, 21% below the national average of $75,149. Unemployment stands at 4.1%, indicating a healthy job market. 13.4% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 17 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in Fort Morgan is $259,900, roughly aligned with the national median of $281,900. Renters pay a median of $1,074 per month. A price-to-income ratio of 4.4x indicates a reasonably affordable housing market.
Safety & Crime
Violent crime in Fort Morgan is below the national average at 379 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,387 per 100,000, 22% above the national average.
Education
18.4% of residents hold a bachelor's degree, below the national average of 33.7%. 80.5% have completed high school. Area schools have an average test score of 5.3/10.
Climate & Weather
Fort Morgan experiences four distinct seasons with an average temperature of 50°F. Winters average 27°F in January while summers reach 75°F in July. With 316 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 14.3 inches, including 22.7 inches of snow. Air quality is rated Good with a median AQI of 41.
Fort Morgan has a population of 11,521 with a density of 2,153 people per square mile, spread across 5.4 square miles. The median age is 32.5 years, 16% younger than the national median of 38.9. The gender split is 49.8% female and 50.2% male. The city is predominantly White (55.2%), with 5.3% Hispanic, 7% Black, 1.1% Asian. English is the primary language spoken at home by 70.1% of residents, while 29.9% speak Spanish. 4.8% of the population are veterans. 9.2% of residents have a disability (below the 13.0% national average). 86.9% have health insurance coverage.
Population
32.5yrs
Median Age
16% below US avg
Race & Ethnicity
Fort Morgan vs U.S. Average
Language Spoken at Home
English Only
70.1%
11% below US avg
Spanish
29.9%
123% above US avg
Social Characteristics
Fort Morgan vs U.S. Average
The median household income in Fort Morgan is $59,121, which is 21% below the national average of $75,149. Per capita income is $27,231 (below the $39,052 national figure). The average weekly wage is $1,094, 24% lower than the U.S. average. The unemployment rate is 4.1% (above the 3.6% US average). 13.4% of residents live below the poverty line. The area has 880 business establishments, including 61 restaurants. The cost of living index is 103.1, roughly in line with the national average. Workers commute an average of 17 minutes (shorter than the 28-minute US average). 3.9% of workers work from home (below the 15.2% national rate).
Income: Fort Morgan vs U.S.
Income
| Median HH Income | $59,121 |
| 21% below US avg |
| Per Capita Income | $27,231 |
| Avg Weekly Wage | $1,094 |
| IRS Avg AGI | $61,894 |
| Gini Index | 0.411 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 4.1% |
| 14% above US avg |
| Poverty Rate | 13.4% |
| 8% above US avg |
| Establishments (County) | 880 |
| County GDP | $2,043M |
Business (County)
| Restaurants | 61 |
| Healthcare | 61 |
| Retail | 92 |
| Manufacturing | 25 |
Tax & Cost of Living
| Property Tax (IRS) | $2,514 |
| 28% below US avg |
| Cost of Living | 103.10 (100=avg) |
| Effective Tax Rate | 0.97% |
Commute & Transportation
| Commute Time | 16.7 min |
| Drive Alone | 76.6% |
| Public Transit | 0.0% |
| Work from Home | 3.9% |
The median home value in Fort Morgan is $259,900, 8% below the national median of $281,900. Zillow estimates the typical home value at $321,904, higher than the Census estimate. Homes sell for 95.2% of their list price, suggesting buyers have room to negotiate. Monthly rent averages $1,074 (8% below the national average of $1,163). Fair market rent ranges from $1,161 for a one-bedroom to $1,429 for a two-bedroom apartment. 52.3% of housing units are owner-occupied (below the 65.4% national rate). There are 4,509 total housing units in the city. The median year a home was built is 1967. The average annual property tax is $2,514 (lower than the $3,500 national average). 28.1% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 4.4x.
Home Values
| Census Median | $259,900 |
| 8% below US avg |
| Zillow ZHVI | $321,904 |
| Median List Price | $379,900 |
Real Estate Market (Redfin)
| Median List Price | $379,900 |
| $/Sq Ft | $141 |
| Homes Sold | 13 |
| Sale-to-List Ratio | 95.2% |
| Price Drops | 36.8% |
| Inventory | 38 |
Rental Costs
| Census Median Rent | $1,074 |
| 8% below US avg |
| Rent Burden | 28.1% |
HUD Fair Market Rent
| Studio | $1,083 |
| 1 Bedroom | $1,161 |
| 2 Bedrooms | $1,429 |
| 3 Bedrooms | $1,861 |
| 4 Bedrooms | $2,178 |
Ownership & Property
| Homeownership | 52.3% |
| Owner-Occupied | 52.3% |
| Renter-Occupied | 47.7% |
| Housing Units | 4,509 |
| Median Year Built | 1967 |
Property Tax
| Avg Tax (IRS) | $2,514 |
| 28% below US avg |
| Effective Rate | 0.97% |
In Fort Morgan, 33.1% of adults are obese, above the national rate of 32.1%. 10.5% have diabetes. Heart disease affects 5.6% of residents. 29.4% have high blood pressure. 14.2% are current smokers. 16.5% report binge drinking. 24.5% are physically inactive. 21.4% report depression. 18.1% experience frequent mental distress. 20.8% of residents lack health insurance (above the 8.6% national rate). The primary care physician ratio is 1:1,813. The dentist ratio is 1:1,462. 76.0% of residents have access to exercise opportunities. The food environment index is 8.2 out of 10.
Air Quality (Open-Meteo CAMS — 2026-05-28)
PM2.5
4.1
μg/m³
Fine particulate
PM10
4.3
μg/m³
Coarse particulate
NO₂
5.5
μg/m³
Nitrogen dioxide
SO₂
0.2
μg/m³
Sulphur dioxide
CO
143.0
μg/m³
Carbon monoxide
Health Metrics: Fort Morgan vs U.S. Average (%)
Chronic Conditions
| Obesity | 33.1% |
| 3% above US avg |
| Diabetes | 10.5% |
| Heart Disease | 5.6% |
| High Blood Pressure | 29.4% |
| Asthma | 11.1% |
| COPD | 6.2% |
| Cancer | 6.4% |
| Stroke | 3.2% |
Behaviors & Mental Health
| Smoking | 14.2% |
| 1% above US avg |
| Binge Drinking | 16.5% |
| Physical Inactivity | 24.5% |
| Depression | 21.4% |
| Mental Distress | 18.1% |
| Physical Distress | 14.6% |
| Short Sleep | 34.3% |
Healthcare Access
| Insurance Rate | 86.9% |
| Uninsured | 20.8% |
| 142% above US avg |
| Primary Care | 1:1,813 |
| Dentists | 1:1,462 |
| Mental Health | 1:500 |
| Checkup Rate | 68.7% |
| Dental Visits | 52.0% |
| Premature Death | 9,510/100K |
Food & Exercise
| Food Environment | 8.2/10 |
| Exercise Access | 76.0% |
| Healthcare Facilities | 61 |
Fort Morgan has a violent crime rate of 379 per 100,000 residents, 0% below the national average of 380. This breaks down to aggravated assault at 140.9 per 100,000, robbery at 26.4, rape at 211.4. The murder rate is 0.0 per 100,000 (below the national rate of 6.3). Property crime stands at 2,387 per 100,000, 22% above the U.S. average. This includes larceny/theft at 1,788, burglary at 335, vehicle theft at 264 per 100,000 residents. The county recorded 9 fatal traffic crashes. Overall, Fort Morgan receives a safety grade of F.
Crime Rates: Fort Morgan vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 378.7/100K |
| 0% below US avg |
| Murder | 0.0/100K |
| 100% below US avg |
| Rape | 211.4/100K |
| Robbery | 26.4/100K |
| Assault | 140.9/100K |
Property Crime
| Total Property | 2,386.6/100K |
| 22% above US avg |
| Burglary | 334.7/100K |
| Theft | 1,787.8/100K |
| Vehicle Theft | 264.2/100K |
| Arson | 17.6/100K |
Traffic Safety
| Fatal Crashes (County/yr) | 9 |
| Traffic Accidents | 150 |
| Avg Accident Severity | 2.8 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
Fort Morgan experiences four distinct seasons with an average annual temperature of 50°F (10°C). Winters average 27°F in January while summers reach 75°F in July. The area gets 316 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 14.3 inches (drier than the 38-inch national average). The area receives 22.7 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 41. The city sits at an elevation of 4,316 feet.
Temperature
27°F Jan (-3°C)
75°F Jul (24°C)
| Annual Average | 49.8°F |
| 8% below US avg |
| January Average | 27°F (-3°C) |
| July Average | 75°F (24°C) |
| Sunny Days | 316 days/yr |
Geography
| Elevation | 4,316 ft (1,316 m) |
| Area | 5.4 sq mi (13.9 km²) |
| Population Density | 2,153/sq mi |
| Coordinates | 40.2530°N, 103.7887°W |
| Timezone | America/Denver |
| County | Morgan County County |
| Nearest Airport | Colorado Plains Regional (AKO) 30 miles away |
Precipitation & Snow
Annual Rainfall
14.3"
62% below US avg
Wettest Month (May)
2.48"
Air Quality
| AQI Median | 41.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Relatively Low |
| Risk Score | 51.9 / 100 |
| Social Vulnerability | 18.0 / 100 |
| Community Resilience | 30.5 / 100 |
Hazard Breakdown
| Tornado |
Relatively Moderate |
| Earthquake |
Very Low |
| Wildfire |
Relatively Low |
| Flood |
Relatively Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Moderate |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Relatively Low |
| Ice Storm |
Relatively Low |
| Drought |
Very Low |
| Cold Wave |
Relatively Moderate |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
6 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M4.0. Most recent: M2.7 on Jun 13, 2025.
| Dec 25, 1994 |
9 km NE of Larkspur, Colorado |
M4.0 |
138 km |
| Jun 1, 2014 |
9 km NNW of Kersey, Colorado |
M3.2 |
73 km |
| Mar 30, 2019 |
7 km NE of Greeley, Colorado |
M2.9 |
75 km |
| Jun 13, 2025 |
7 km SE of Erie, Colorado |
M2.7 |
105 km |
| Aug 23, 2016 |
2 km SSE of Eaton, Colorado |
M2.6 |
82 km |
| Jun 23, 2014 |
6 km NNE of Kersey, Colorado |
M2.5 |
67 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
944 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF3. Total: 1 fatality, 104 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Aug 8, 2023 |
EF3 |
75 km |
0 |
| May 22, 2008 |
EF3 |
82 km |
1 |
| May 30, 1996 |
EF3 |
64 km |
0 |
| Jul 21, 1993 |
EF3 |
76 km |
0 |
| Jun 12, 1982 |
EF3 |
79 km |
0 |
| May 18, 1975 |
EF3 |
95 km |
0 |
| May 10, 1975 |
EF3 |
36 km |
0 |
| Aug 15, 1974 |
EF3 |
71 km |
0 |
| May 15, 1952 |
EF3 |
67 km |
0 |
| May 19, 2024 |
EF2 |
91 km |
0 |
| Jun 21, 2023 |
EF2 |
64 km |
0 |
| Jun 21, 2023 |
EF2 |
56 km |
0 |
| Jun 21, 2023 |
EF2 |
41 km |
0 |
| Jun 7, 2021 |
EF2 |
96 km |
0 |
| Sep 11, 2019 |
EF2 |
85 km |
0 |
| Sep 11, 2019 |
EF2 |
87 km |
0 |
| Jul 29, 2018 |
EF2 |
14 km |
0 |
| Jul 29, 2018 |
EF2 |
16 km |
0 |
| Jun 12, 2017 |
EF2 |
85 km |
0 |
| May 7, 2016 |
EF2 |
33 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
18 wildfires (100+ acres) within 100 km.
Largest: LAST CHANCE (17,958 ac, 2012).
| Year |
Name |
Acres |
Distance |
| 2012 |
LAST CHANCE |
17,958 |
55 km |
| 2002 |
UNNAMED |
8,688 |
33 km |
| 2002 |
UNNAMED |
5,258 |
46 km |
| 2001 |
UNNAMED |
3,760 |
27 km |
| 2021 |
BIJOU |
3,485 |
18 km |
| 2002 |
UNNAMED |
3,275 |
61 km |
| 2002 |
UNNAMED |
2,261 |
60 km |
| 2020 |
SUNDAY FIRE |
2,204 |
68 km |
| 2002 |
UNNAMED |
2,134 |
70 km |
| 2016 |
CO RD 128 |
1,867 |
89 km |
| 2024 |
104 |
1,745 |
59 km |
| 2020 |
SHAMROCK |
1,582 |
37 km |
| 2001 |
SPRING |
1,380 |
81 km |
| 2000 |
UNNAMED |
1,337 |
46 km |
| 2024 |
QUAIL HOLLOW |
1,267 |
75 km |
| 2024 |
WILDHORSE 5 |
1,232 |
77 km |
| 2019 |
KEOTA |
1,146 |
50 km |
| 2006 |
I 76 |
1,033 |
62 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
27°F (-3°C) |
0.2 in |
Coldest |
| February |
32°F (-0°C) |
0.2 in |
Driest |
| March |
40°F (4°C) |
0.8 in |
|
| April |
48°F (9°C) |
1.3 in |
|
| May |
58°F (15°C) |
2.5 in |
Wettest |
| June |
68°F (20°C) |
2.2 in |
|
| July |
75°F (24°C) |
2.1 in |
Warmest |
| August |
72°F (22°C) |
1.7 in |
|
| September |
63°F (17°C) |
1.2 in |
|
| October |
50°F (10°C) |
0.8 in |
|
| November |
36°F (2°C) |
0.5 in |
|
| December |
27°F (-3°C) |
0.2 in |
|
Fort Morgan has a seasonal temperature swing of 48°F / from 27°F in January to 75°F in July. Total annual precipitation is 13.6 inches, with May being the wettest month (2.5") and February the driest (0.2").
Average costs for common services in Fort Morgan. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$258 ($155–$412) |
| Specialist Visit |
$361 ($206–$567) |
| Urgent Care Visit |
$206 ($103–$361) |
| Emergency Room Visit |
$2,268 ($825–$5,155) |
| Dental Cleaning |
$134 ($77–$206) |
| Dental Filling |
$258 ($155–$412) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$46 ($26–$77) |
| Oil Change (Synthetic) |
$77 ($52–$124) |
| Brake Pad Replacement |
$309 ($155–$516) |
| Tire Rotation |
$41 ($21–$77) |
| New Tires (Set of 4) |
$619 ($412–$1,031) |
| Battery Replacement |
$206 ($103–$361) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$103 ($62–$155) |
| Electrician (Per Hour) |
$93 ($52–$144) |
| HVAC Repair |
$412 ($155–$825) |
| HVAC System Install |
$7,217 ($4,124–$12,372) |
| Roof Repair |
$1,031 ($412–$2,062) |
| Roof Replacement |
$9,279 ($5,671–$15,465) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,547 ($516–$3,609) |
| Divorce (Contested) |
$15,465 ($5,155–$30,930) |
| DUI Defense |
$5,155 ($2,062–$10,310) |
| Bankruptcy (Chapter 7) |
$1,547 ($825–$3,093) |
| Will Preparation |
$516 ($206–$1,031) |
| Trust Preparation |
$2,578 ($1,031–$5,155) |
View all 12 services
Personal Care
| Men's Haircut |
$26 ($15–$46) |
| Women's Haircut |
$57 ($31–$103) |
| Hair Coloring (Full) |
$155 ($77–$258) |
| Manicure |
$26 ($15–$46) |
| Pedicure |
$41 ($26–$67) |
| Massage (1 Hour) |
$82 ($52–$134) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$4.23 ($3.09–$5.67) |
| Dozen Eggs (per dozen) |
$3.61 ($2.58–$5.16) |
| Loaf of Bread |
$3.92 ($2.58–$5.67) |
| Chicken Breast (per lb) |
$4.64 ($3.09–$6.70) |
| Ground Beef (per lb) |
$5.67 ($4.12–$7.73) |
| Rice (per lb) |
$1.03 ($0.62–$1.86) |
View all 20 services
Utilities
| Electricity (Monthly) |
$144 ($82–$258) |
| Natural Gas (Monthly) |
$72 ($31–$155) |
| Water/Sewer (Monthly) |
$72 ($41–$124) |
| Internet (Monthly) |
$72 ($41–$103) |
| Cell Phone Plan (Monthly) |
$67 ($31–$103) |
| Cable TV (Monthly) |
$88 ($52–$155) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$206 ($77–$516) |
| Car Insurance (Annual) |
$2,062 ($1,237–$3,609) |
| Bus Pass (Monthly) |
$72 ($31–$134) |
| Taxi/Uber (5-Mile Ride) |
$15 ($8.25–$26) |
| Car Registration (Annual) |
$103 ($31–$258) |
| Driver's License Renewal |
$31 ($15–$77) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,237 ($619–$2,578) |
| Daycare (Toddler, Monthly) |
$1,031 ($516–$2,062) |
| After-School Care (Monthly) |
$412 ($206–$722) |
| Tutoring (Per Hour) |
$52 ($26–$103) |
| SAT/ACT Prep Course |
$1,031 ($412–$2,578) |
| Private School (K-12, Annual) |
$12,888 ($5,155–$30,930) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$62 ($31–$103) |
| Dog Vaccination (Annual) |
$103 ($52–$206) |
| Dog Grooming |
$62 ($31–$103) |
| Pet Boarding (Per Night) |
$41 ($21–$77) |
| Dog Spay/Neuter |
$309 ($155–$516) |
| Cat Spay/Neuter |
$206 ($103–$412) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $747 |
| Toddler | $940 |
| Preschool | $847 |
| Family Childcare (monthly) |
| Infant | $585 |
| Toddler | $572 |
| Preschool | $572 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About Fort Morgan
What is the population of Fort Morgan?
Fort Morgan has a population of 11,521 residents and is located in Colorado. The population density is 2,153 people per square mile, spread across 5.4 square miles. The median age of residents is 32.5 years, which is younger than the national median of 38.9 years. The population is 49.8% female and 50.2% male.
Is Fort Morgan expensive to live in?
Fort Morgan has a cost of living roughly in line with the national average, with an index of 103.1 (baseline: 100). The median household income is $59,121, 21% below the national average of $75,149. The median home value is $259,900 (8% below the U.S. median). Renters pay a median of $1,074 per month. The home price-to-income ratio is 4.4x, indicating housing is reasonably affordable relative to local income levels.
Is Fort Morgan safe?
Fort Morgan is safer than the national average, with a violent crime rate of 379 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,387 per 100,000 (above the national average). Overall, Fort Morgan receives a safety grade of F based on combined crime data.
What is the weather like in Fort Morgan?
Fort Morgan has a four-season climate with an average annual temperature of 50°F (10°C). Winter temperatures average 27°F in January, while summers reach an average of 75°F in July. The area receives 316 sunny days per year, well above the national average of 205. Annual rainfall totals 14.3 inches, with 22.7 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 41.
How is the job market in Fort Morgan?
Fort Morgan has a healthy job market with an unemployment rate of 4.1%, near the national average of 3.6%. The average weekly wage is $1,094. There are 880 business establishments in the area, including 61 restaurants and food service locations. The average commute time is 17 minutes, and 3.9% of workers work from home.
How much does housing cost in Fort Morgan?
The median home value in Fort Morgan is $259,900. Zillow estimates the typical home value at $321,904. For renters, the median monthly rent is $1,074. Fair market rent is $1,161 for a 1-bedroom and $1,429 for a 2-bedroom apartment. The homeownership rate is 52.3%. The average annual property tax is $2,514.
How are the schools in Fort Morgan?
Schools in Fort Morgan score 5.3 out of 10 on standardized testing, near the national average. 18.4% of adults in Fort Morgan hold a bachelor's degree or higher, below the national average of 33.7%. 80.5% have completed high school. 6.5% hold a graduate or professional degree.
How healthy is Fort Morgan?
The obesity rate in Fort Morgan is 33.1% (above the national rate of 32.1%). 14.2% of adults are smokers. 24.5% are physically inactive. 21.4% of residents report depression. 20.8% lack health insurance (above the national rate). 76.0% of residents have access to exercise opportunities. The primary care physician ratio is 1:1,813.
What is transportation like in Fort Morgan?
The average commute in Fort Morgan is 17 minutes, shorter than the national average of 28 minutes. 76.6% of workers drive alone to work, and 3.9% work from home.
What are the demographics of Fort Morgan?
The racial and ethnic makeup of Fort Morgan is 55.2% White, 7% Black or African American, 5.3% Hispanic or Latino, 1.1% Asian. 70.1% of residents speak only English at home, while 29.9% speak Spanish. 4.8% of the population are military veterans. 9.2% of residents have a disability. 86.9% have health insurance coverage.