Median Income
$45,324
40% lower than US avg
Home Value
$95,000
66% lower than US avg
Violent Crime
350/100K
8% lower than US avg
Bachelor's+
22.1%
34% lower than US avg
Median Rent
$705
39% lower than US avg
Obesity Rate
38.6%
20% higher than US avg
Unemployment
0.9%
75% lower than US avg
Poverty Rate
14.3%
15% higher than US avg
How St. Francis Compares to the U.S. Average (100% = U.S. avg)
People
Population1,268
Median Age41.6 yrs
Density1,474/mi²
Male / Female47% / 53%
Largest GroupWhite 92%
Veterans5.0%
Economy
B+
Median Income$45,324
Per Capita$30,871
Unemployment0.9%
Poverty14.3%
County GDP$174M
Commute11 min
Housing
A+
Home Value$95,000
Rent$705
Ownership81.5%
Zillow$146,771
Housing Units742
Rent Burden19.6%
Crime
F
Violent350/100K
Property2,186/100K
Health
Obesity38.6%
Uninsured11.9%
Smoking18.9%
Depression23.5%
Heart Disease6.4%
Climate
Avg Temp52°F (11°C)
AQI39 (Good)
Rain17.6 in/yr
Sunny Days330/yr
Elevation3,320 ft (1,012 m)
Education
C+
Bachelor's+22.1%
High School+91.8%
Graduate+4.4%
School Score6.14
Community
2024 VoteR 83% / D 14%
Commute11 min
Broadband82.7%
EV Stations3
Libraries2
Is St. Francis a Good Place to Live?
Based on current data, St. Francis receives an overall livability score of 3.1 out of 5.0, earning a grade of B. Key strengths include low unemployment, affordable housing, abundant sunshine. Areas to be aware of include below-average incomes, high obesity rates. St. Francis offers a solid quality of life with a good balance of affordability, safety, and opportunity.
Economy & Jobs
The median household income in St. Francis is $45,324, 40% below the national average of $75,149. The job market is very strong with unemployment at just 0.9%. 14.3% of residents live in poverty, near the national average of 12.4%. Workers commute an average of 11 minutes, shorter than most U.S. cities.
Cost of Living & Housing
The median home value in St. Francis is $95,000, 66% below the national median / offering relatively affordable homeownership. Renters pay a median of $705 per month, below the national average / a plus for affordability. At just 2.1x median income, home prices are very affordable relative to local earnings.
Safety & Crime
Violent crime in St. Francis is below the national average at 350 per 100,000 residents (U.S. avg: 380). Property crime occurs at a rate of 2,186 per 100,000, near the national average.
Education
22.1% of residents hold a bachelor's degree, below the national average of 33.7%. 91.8% have completed high school. Local schools score 6.1/10 in standardized testing, reflecting strong academic performance.
Climate & Weather
St. Francis experiences four distinct seasons with an average temperature of 52°F. Winters average 29°F in January while summers reach 77°F in July. With 330 sunny days per year, residents enjoy well above the national average of sunshine. Annual precipitation totals 17.6 inches, including 19.8 inches of snow. Air quality is rated Good with a median AQI of 39.
St. Francis has a population of 1,268 with a density of 1,474 people per square mile, spread across 0.9 square miles. The median age is 41.6 years, 7% older than the national median of 38.9. The gender split is 53.3% female and 46.7% male. The city is predominantly White (92.4%), with 2.1% Hispanic. English is the primary language spoken at home by 90.6% of residents, while 9.4% speak Spanish. 5.0% of the population are veterans. 17.6% of residents have a disability (above the 13.0% national average). 84.8% have health insurance coverage.
Population
41.6yrs
Median Age
7% above US avg
Race & Ethnicity
St. Francis vs U.S. Average
Language Spoken at Home
English Only
90.6%
15% above US avg
Spanish
9.4%
30% below US avg
Social Characteristics
St. Francis vs U.S. Average
The median household income in St. Francis is $45,324, which is 40% below the national average of $75,149. Per capita income is $30,871 (below the $39,052 national figure). The average weekly wage is $775, 46% lower than the U.S. average. The unemployment rate is 0.9% (below the 3.6% US average). 14.3% of residents live below the poverty line. The area has 137 business establishments, including 9 restaurants. The cost of living index is 90.1, below the national baseline of 100 / offering relatively affordable living. Workers commute an average of 11 minutes (shorter than the 28-minute US average). 9.7% of workers work from home (below the 15.2% national rate).
Income: St. Francis vs U.S.
Income
| Median HH Income | $45,324 |
| 40% below US avg |
| Per Capita Income | $30,871 |
| Avg Weekly Wage | $775 |
| IRS Avg AGI | $60,521 |
| Gini Index | 0.454 (0=equal, 1=unequal) |
Employment & Poverty
| Unemployment | 0.9% |
| 75% below US avg |
| Poverty Rate | 14.3% |
| 15% above US avg |
| Establishments (County) | 137 |
| County GDP | $174M |
Business (County)
| Restaurants | 9 |
| Healthcare | 14 |
| Retail | 13 |
| Manufacturing | 3 |
Tax & Cost of Living
| Property Tax (IRS) | $2,625 |
| 25% below US avg |
| Cost of Living | 90.10 (100=avg) |
| Effective Tax Rate | 2.76% |
Commute & Transportation
| Commute Time | 10.5 min |
| Drive Alone | 83.1% |
| Public Transit | 0.0% |
| Work from Home | 9.7% |
The median home value in St. Francis is $95,000, 66% below the national median of $281,900. Zillow estimates the typical home value at $146,771, higher than the Census estimate. Monthly rent averages $705 (39% below the national average of $1,163). Fair market rent ranges from $753 for a one-bedroom to $947 for a two-bedroom apartment. 81.5% of housing units are owner-occupied (above the 65.4% national rate). There are 742 total housing units in the city. The median year a home was built is 1955. The average annual property tax is $2,625 (lower than the $3,500 national average). 19.6% of renters spend 30% or more of their income on housing. The home price-to-income ratio is 2.1x, well within the affordable range.
Home Values
| Census Median | $95,000 |
| 66% below US avg |
| Zillow ZHVI | $146,771 |
Real Estate Market (Redfin)
Rental Costs
| Census Median Rent | $705 |
| 39% below US avg |
| Rent Burden | 19.6% |
HUD Fair Market Rent
| Studio | $702 |
| 1 Bedroom | $753 |
| 2 Bedrooms | $947 |
| 3 Bedrooms | $1,223 |
| 4 Bedrooms | $1,397 |
Ownership & Property
| Homeownership | 81.5% |
| Owner-Occupied | 81.5% |
| Renter-Occupied | 18.5% |
| Housing Units | 742 |
| Median Year Built | 1955 |
Property Tax
| Avg Tax (IRS) | $2,625 |
| 25% below US avg |
| Effective Rate | 2.76% |
In St. Francis, 38.6% of adults are obese, above the national rate of 32.1%. 11.0% have diabetes. Heart disease affects 6.4% of residents. 32.9% have high blood pressure. 18.9% are current smokers (above the 14.0% national rate). 17.0% report binge drinking. 30.9% are physically inactive, above the national average. 23.5% report depression (above the 20.0% national average). 19.2% experience frequent mental distress. 11.9% of residents lack health insurance (above the 8.6% national rate). The dentist ratio is 1:1,291. 1.5% of residents have access to exercise opportunities. The food environment index is 7.6 out of 10.
Health Metrics: St. Francis vs U.S. Average (%)
Chronic Conditions
| Obesity | 38.6% |
| 20% above US avg |
| Diabetes | 11.0% |
| Heart Disease | 6.4% |
| High Blood Pressure | 32.9% |
| Asthma | 10.8% |
| COPD | 8.0% |
| Cancer | 7.1% |
| Stroke | 3.4% |
Behaviors & Mental Health
| Smoking | 18.9% |
| 35% above US avg |
| Binge Drinking | 17.0% |
| Physical Inactivity | 30.9% |
| Depression | 23.5% |
| Mental Distress | 19.2% |
| Physical Distress | 14.1% |
| Short Sleep | 35.2% |
Healthcare Access
| Insurance Rate | 84.8% |
| Uninsured | 11.9% |
| 38% above US avg |
| Dentists | 1:1,291 |
| Mental Health | 1:659 |
| Checkup Rate | 73.9% |
| Dental Visits | 59.7% |
| Premature Death | 9,105/100K |
Food & Exercise
| Food Environment | 7.6/10 |
| Exercise Access | 1.5% |
| Healthcare Facilities | 14 |
St. Francis has a violent crime rate of 350 per 100,000 residents, 8% below the national average of 380. Property crime stands at 2,186 per 100,000, 12% above the U.S. average. Overall, St. Francis receives a safety grade of F.
Crime Rates: St. Francis vs U.S. Average (per 100,000)
Violent Crime
| Total Violent | 349.8/100K |
| 8% below US avg |
| |
Property Crime
| Total Property | 2,186.3/100K |
| 12% above US avg |
Traffic Safety
| Avg Accident Severity | 0.0 / 4.0 |
Safety Score
| Safety Grade | F |
| Safety Score | 1.0 / 5.0 |
St. Francis experiences four distinct seasons with an average annual temperature of 52°F (11°C). Winters average 29°F in January while summers reach 77°F in July. The area gets 330 sunny days per year, well above the U.S. average of 205 / making it one of the sunnier locations in the country. Annual precipitation totals 17.6 inches (drier than the 38-inch national average). The area receives 19.8 inches of snow annually, a moderate snowfall amount. Air quality is rated Good with a median AQI of 39. The city sits at an elevation of 3,320 feet.
Temperature
29°F Jan (-1°C)
77°F Jul (25°C)
| Annual Average | 51.9°F |
| 4% below US avg |
| January Average | 29°F (-1°C) |
| July Average | 77°F (25°C) |
| Sunny Days | 330 days/yr |
Geography
| Elevation | 3,320 ft (1,012 m) |
| Area | 0.9 sq mi (2.3 km²) |
| Population Density | 1,474/sq mi |
| Coordinates | 39.7715°N, 101.8014°W |
| Timezone | America/Chicago |
| County | Cheyenne County County |
| Nearest Airport | Mc Cook Ben Nelson Regional (MCK)
71 miles away |
Precipitation & Snow
Annual Rainfall
17.6"
54% below US avg
Wettest Month (May)
3.23"
Air Quality
| AQI Median | 39.0 |
| Rating | Good |
Natural Hazard Risk
| Overall Risk | Very Low |
| Risk Score | 8.4 / 100 |
| Social Vulnerability | 81.0 / 100 |
| Community Resilience | 39.9 / 100 |
Hazard Breakdown
| Tornado |
Relatively Low |
| Earthquake |
Very Low |
| Wildfire |
Very Low |
| Flood |
Very Low |
| Hail |
Relatively Moderate |
| Strong Wind |
Relatively Low |
| Heat Wave |
Very Low |
| Winter Weather |
Relatively Moderate |
| Lightning |
Very Low |
| Ice Storm |
Relatively Low |
| Drought |
Relatively Moderate |
| Cold Wave |
Relatively Low |
| Landslide |
Very Low |
Source: FEMA National Risk Index v1.20 (Dec 2025)
Earthquake History
3 earthquakes (M2.5+) within 150 km since 1990.
Strongest: M3.3. Most recent: M3.0 on Apr 16, 2007.
| Nov 13, 2001 |
Kansas |
M3.3 |
138 km |
| Apr 16, 2007 |
11 km WSW of Maywood, Nebraska |
M3.0 |
129 km |
| Apr 14, 2002 |
12 km SSW of Lebanon, Nebraska |
M2.8 |
128 km |
Source: USGS (M2.5+, 1990–2025)
Tornado History
581 tornadoes (EF0+) within 100 km since 1950.
Strongest: EF4. Total: 47 injuries.
| Date |
Rating |
Distance |
Fatalities |
| Jun 15, 1990 |
EF4 |
64 km |
0 |
| Jul 7, 1993 |
EF3 |
84 km |
0 |
| May 19, 1982 |
EF3 |
78 km |
0 |
| Oct 17, 1971 |
EF3 |
51 km |
0 |
| Oct 17, 1971 |
EF3 |
81 km |
0 |
| Jun 6, 1967 |
EF3 |
47 km |
0 |
| May 4, 1960 |
EF3 |
49 km |
0 |
| Jun 5, 1953 |
EF3 |
47 km |
0 |
| May 20, 1951 |
EF3 |
36 km |
0 |
| May 14, 1951 |
EF3 |
40 km |
0 |
| Aug 8, 2023 |
EF2 |
54 km |
0 |
| May 26, 2021 |
EF2 |
49 km |
0 |
| May 7, 2016 |
EF2 |
53 km |
0 |
| Jun 5, 2015 |
EF2 |
99 km |
0 |
| Mar 28, 2007 |
EF2 |
39 km |
0 |
| Oct 31, 2000 |
EF2 |
84 km |
0 |
| May 12, 1995 |
EF2 |
75 km |
0 |
| Oct 5, 1994 |
EF2 |
91 km |
0 |
| Jun 7, 1994 |
EF2 |
29 km |
0 |
| Jun 7, 1994 |
EF2 |
10 km |
0 |
Source: NOAA SPC (EF0+, 1950–2024)
Wildfire History
15 wildfires (100+ acres) within 100 km.
Largest: UNNAMED (4,777 ac, 1997).
| Year |
Name |
Acres |
Distance |
| 1997 |
UNNAMED |
4,777 |
36 km |
| 2019 |
CHERRY CREEK |
4,273 |
5 km |
| 2022 |
CR 15 |
3,244 |
85 km |
| 2000 |
UNNAMED |
2,535 |
72 km |
| 2011 |
ZWEYGARDT |
2,118 |
21 km |
| 2022 |
COUNTY ROAD R |
2,080 |
72 km |
| 2018 |
COUNTY ROAD 56 |
1,866 |
79 km |
| 2007 |
WANO |
1,556 |
3 km |
| 2002 |
UNNAMED |
1,488 |
80 km |
| 2002 |
UNNAMED |
1,476 |
82 km |
| 2000 |
UNNAMED |
1,304 |
93 km |
| 1990 |
UNNAMED |
1,285 |
91 km |
| 2007 |
BRADSHAW |
1,255 |
80 km |
| 2006 |
UNNAMED |
1,154 |
95 km |
| 2022 |
COUNTY ROAD 56 |
1,076 |
67 km |
Source: NIFC/IRWIN (100+ acres)
Monthly Weather
| Month |
Avg Temperature |
Precipitation |
Summary |
| January |
29°F (-1°C) |
0.4 in |
Coldest |
| February |
32°F (-0°C) |
0.4 in |
|
| March |
40°F (4°C) |
1.1 in |
|
| April |
49°F (9°C) |
1.6 in |
|
| May |
59°F (15°C) |
3.2 in |
Wettest |
| June |
70°F (21°C) |
2.9 in |
|
| July |
77°F (25°C) |
2.8 in |
Warmest |
| August |
74°F (24°C) |
2.0 in |
|
| September |
66°F (19°C) |
1.3 in |
|
| October |
53°F (12°C) |
1.0 in |
|
| November |
39°F (4°C) |
0.7 in |
|
| December |
30°F (-1°C) |
0.4 in |
Driest |
St. Francis has a seasonal temperature swing of 48°F / from 29°F in January to 77°F in July. Total annual precipitation is 17.9 inches, with May being the wettest month (3.2") and December the driest (0.4").
Average costs for common services in St. Francis. Prices are estimated based on regional cost of living data and may vary by provider.
Healthcare
| Doctor Visit (Primary Care) |
$225 ($135–$360) |
| Specialist Visit |
$315 ($180–$496) |
| Urgent Care Visit |
$180 ($90–$315) |
| Emergency Room Visit |
$1,982 ($721–$4,505) |
| Dental Cleaning |
$117 ($68–$180) |
| Dental Filling |
$225 ($135–$360) |
View all 40 services
Auto Repair
| Oil Change (Conventional) |
$41 ($23–$68) |
| Oil Change (Synthetic) |
$68 ($45–$108) |
| Brake Pad Replacement |
$270 ($135–$451) |
| Tire Rotation |
$36 ($18–$68) |
| New Tires (Set of 4) |
$541 ($360–$901) |
| Battery Replacement |
$180 ($90–$315) |
View all 18 services
Home Services
| Plumber (Per Hour) |
$90 ($54–$135) |
| Electrician (Per Hour) |
$81 ($45–$126) |
| HVAC Repair |
$360 ($135–$721) |
| HVAC System Install |
$6,307 ($3,604–$10,812) |
| Roof Repair |
$901 ($360–$1,802) |
| Roof Replacement |
$8,109 ($4,956–$13,515) |
View all 25 services
Legal
| Divorce (Uncontested) |
$1,352 ($451–$3,154) |
| Divorce (Contested) |
$13,515 ($4,505–$27,030) |
| DUI Defense |
$4,505 ($1,802–$9,010) |
| Bankruptcy (Chapter 7) |
$1,352 ($721–$2,703) |
| Will Preparation |
$451 ($180–$901) |
| Trust Preparation |
$2,253 ($901–$4,505) |
View all 12 services
Personal Care
| Men's Haircut |
$23 ($14–$41) |
| Women's Haircut |
$50 ($27–$90) |
| Hair Coloring (Full) |
$135 ($68–$225) |
| Manicure |
$23 ($14–$41) |
| Pedicure |
$36 ($23–$59) |
| Massage (1 Hour) |
$72 ($45–$117) |
View all 12 services
Food & Grocery
| Gallon of Milk (per gallon) |
$3.69 ($2.70–$4.96) |
| Dozen Eggs (per dozen) |
$3.15 ($2.25–$4.51) |
| Loaf of Bread |
$3.42 ($2.25–$4.96) |
| Chicken Breast (per lb) |
$4.05 ($2.70–$5.86) |
| Ground Beef (per lb) |
$4.96 ($3.60–$6.76) |
| Rice (per lb) |
$0.90 ($0.54–$1.62) |
View all 20 services
Utilities
| Electricity (Monthly) |
$126 ($72–$225) |
| Natural Gas (Monthly) |
$63 ($27–$135) |
| Water/Sewer (Monthly) |
$63 ($36–$108) |
| Internet (Monthly) |
$63 ($36–$90) |
| Cell Phone Plan (Monthly) |
$59 ($27–$90) |
| Cable TV (Monthly) |
$77 ($45–$135) |
View all 8 services
Transportation
| Monthly Parking (Downtown) |
$180 ($68–$451) |
| Car Insurance (Annual) |
$1,802 ($1,081–$3,154) |
| Bus Pass (Monthly) |
$63 ($27–$117) |
| Taxi/Uber (5-Mile Ride) |
$14 ($7.21–$23) |
| Car Registration (Annual) |
$90 ($27–$225) |
| Driver's License Renewal |
$27 ($14–$68) |
View all 8 services
Education & Childcare
| Daycare (Infant, Monthly) |
$1,081 ($541–$2,253) |
| Daycare (Toddler, Monthly) |
$901 ($451–$1,802) |
| After-School Care (Monthly) |
$360 ($180–$631) |
| Tutoring (Per Hour) |
$45 ($23–$90) |
| SAT/ACT Prep Course |
$901 ($360–$2,253) |
| Private School (K-12, Annual) |
$11,263 ($4,505–$27,030) |
View all 8 services
Pets
| Vet Visit (Routine Checkup) |
$54 ($27–$90) |
| Dog Vaccination (Annual) |
$90 ($45–$180) |
| Dog Grooming |
$54 ($27–$90) |
| Pet Boarding (Per Night) |
$36 ($18–$68) |
| Dog Spay/Neuter |
$270 ($135–$451) |
| Cat Spay/Neuter |
$180 ($90–$360) |
View all 9 services
Childcare
| Center-Based (monthly) |
| Infant | $804 |
| Toddler | $717 |
| Preschool | $625 |
| Family Childcare (monthly) |
| Infant | $565 |
| Toddler | $471 |
| Preschool | $471 |
Source: DOL Women's Bureau (2022)
Frequently Asked Questions About St. Francis
What is the population of St. Francis?
St. Francis has a population of 1,268 residents and is located in Kansas. The population density is 1,474 people per square mile, spread across 0.9 square miles. The median age of residents is 41.6 years, which is older than the national median of 38.9 years. The population is 53.3% female and 46.7% male.
Is St. Francis expensive to live in?
St. Francis is more affordable than the national average, with a cost of living index of 90.1 / below the baseline of 100. The median household income is $45,324, 40% below the national average of $75,149. The median home value is $95,000 (66% below the U.S. median). Renters pay a median of $705 per month, below the national average of $1,163. The home price-to-income ratio is 2.1x, indicating housing is reasonably affordable relative to local income levels.
Is St. Francis safe?
St. Francis is safer than the national average, with a violent crime rate of 350 per 100,000 compared to the U.S. rate of 380. Property crime occurs at a rate of 2,186 per 100,000 (above the national average). Overall, St. Francis receives a safety grade of F based on combined crime data.
What is the weather like in St. Francis?
St. Francis has a four-season climate with an average annual temperature of 52°F (11°C). Winter temperatures average 29°F in January, while summers reach an average of 77°F in July. The area receives 330 sunny days per year, well above the national average of 205. Annual rainfall totals 17.6 inches, with 19.8 inches of snow. Air quality is rated Good with a median Air Quality Index (AQI) of 39.
How is the job market in St. Francis?
The job market in St. Francis is very strong, with unemployment at just 0.9% / well below the national rate of 3.6%. The average weekly wage is $775. There are 137 business establishments in the area, including 9 restaurants and food service locations. The average commute time is 11 minutes, and 9.7% of workers work from home.
How much does housing cost in St. Francis?
The median home value in St. Francis is $95,000. Zillow estimates the typical home value at $146,771. For renters, the median monthly rent is $705. Fair market rent is $753 for a 1-bedroom and $947 for a 2-bedroom apartment. The homeownership rate is 81.5%. The average annual property tax is $2,625.
How are the schools in St. Francis?
Schools in St. Francis score 6.1 out of 10 on standardized testing, near the national average. 22.1% of adults in St. Francis hold a bachelor's degree or higher, below the national average of 33.7%. 91.8% have completed high school. 4.4% hold a graduate or professional degree.
How healthy is St. Francis?
The obesity rate in St. Francis is 38.6% (above the national rate of 32.1%). 18.9% of adults are smokers. 30.9% are physically inactive. 23.5% of residents report depression. 11.9% lack health insurance (above the national rate). 1.5% of residents have access to exercise opportunities.
What is transportation like in St. Francis?
The average commute in St. Francis is 11 minutes, shorter than the national average of 28 minutes. 83.1% of workers drive alone to work, and 9.7% work from home.
What are the demographics of St. Francis?
The racial and ethnic makeup of St. Francis is 92.4% White, 2.1% Hispanic or Latino. 90.6% of residents speak only English at home, while 9.4% speak Spanish. 5.0% of the population are military veterans. 17.6% of residents have a disability. 84.8% have health insurance coverage.
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