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Oswayo, PA
Full City Profile · Pennsylvania · McKean County County
2.8
/5.0
C+
Fair
89
Population
82/sq mi density
$56,875
Median Income
$30,564 per capita
$80,000
Home Value
$179,775 Zillow
44°F
Avg Temperature
275 sunny days/yr
118
Violent Crime/100K
197 property/100K
C+
Overall
2.8 / 5.0
Fair overall score based on economy, affordability, safety and education
B
Economy
3.3 / 5.0
$56,875 median income, 6.8% unemployment
A+
Affordability
5.0 / 5.0
$80,000 home value, /mo rent
F
Safety
1.0 / 5.0
118 violent crimes/100K
D
Education
1.8 / 5.0
10.0% bachelor's degree or higher
Housing Overview
Median Home Value
$80,000
72% below
US avg: $281,900
Homeownership Rate
82.9%
27% above US avg (65.4%)
Total Housing Units
58
Median year built: 1938
Home Value by Source
Census Median
$80,000
Zillow (ZHVI)
$179,775
Census ACS, Zillow ZHVI, Redfin median sale price
Ownership vs. Renting
82.9%
Owner-Occupied
17.1%
Renter-Occupied
US avg: 65.4% owner-occupied
Fair Market Rents (HUD FY2026)
Studio
$900/mo
1 Bedroom
$996/mo
2 Bedroom
$1,225/mo
3 Bedroom
$1,570/mo
4 Bedroom
$1,744/mo
Affordability & Housing Stock
Rent Burden
27.8%
of renters spending 30%+ of income on housing
10% below US avg (31.0%)
Median Year Built
1938
Average age of housing stock: 88 years
Homeownership Rate
82.9%
Complete Housing Data
Home Values
| Census Median Value | $80,000 |
| Zillow Home Value (ZHVI) | $179,775 |
Rent
| FMR Studio | $900 |
| FMR 1-Bedroom | $996 |
| FMR 2-Bedroom | $1,225 |
| FMR 3-Bedroom | $1,570 |
| FMR 4-Bedroom | $1,744 |
Market
Ownership & Stock
| Owner-Occupied | 82.9% |
| Renter-Occupied | 17.1% |
| Homeownership Rate | 82.9% |
| Total Housing Units | 58 |
| Median Year Built | 1938 |
| Rent Burden | 27.8% |